KB prezent. angl - Komerční banka

Unconsolidated Profit and Loss Statement
for the year ended 31 December 2003
CZK million
Item no. Name of item Note 2003 2002 2001
1. Interest income and similar income 4 20,085 25,457 28,687
of which: interest income from debt securities 1,732 1,922 2,805
2. Interest expense and similar expense 4 (8,123) (12,843) (15,122)
of which: interest expense from debt securities (1,735) (2,176) (2,461)
3. Income from shares and equity investments 288 220222
(a) Income from equity investments in associates 212 93 139
(b) Income from equity investments from subsidiaries 41 89 83
(c) Income from other shares and equity investments 35 38 0
4. Commission and fee income 5 7,349 6,755 6,487
5. Commission and fee expense 5 (1,569) (523) (505)
6. Net profit or loss on financial operations 6 2,612 2,711 1,691
7. Other operating income 7 3,346 2,511 1,664
8. Other operating expenses 7 (918) (1,272) (1,723)
9. Administrative expenses 8 (9,202) (10,433) (10,343)
(a) Staff costs (4,784) (5,003) (5,937)
(aa) Wages and salaries (3,470) (3,717) (4,564)
(ab) Social security and health insurance (1,220) (1,241) (1,306)
(ac) Other staff costs (94) (45) (67)
(b) Other administrative costs (4,418) (5,430) (4,406)
10. Release of reserves and provisions
for tangible and intangible fixed assets 9 294 907 353
11. Depreciation/amortisation, charge for and use of reserves
and provisions for tangible and intangible fixed assets 9 (1,614) (2,052) (3,309)
12. Release of provisions and reserves for receivables and guarantees,
recoveries of receivables previously written off 9 6,229 9,876 7,612
13. Write-offs, charge for and use of provisions and reserves
for receivables and guarantees 9 (5,640) (8,704) (11,991)
14. Release of provisions for equity investments
in subsidiaries and associates 9 24 69 178
15. Loss on the transfer of equity investments in subsidiaries
and associates, charge for and use of provisions for equity
investments in subsidiaries and associates 9 (92) (490) (396)
16. Release of other reserves 9 1,150689 2,510
17. Charge for and use of other reserves 9 (903) (1,516) (2,628)
18. Share of profits/(losses) of subsidiaries and associates 9 000
19. Profit/(loss) for the period from ordinary activities before taxes 13,316 11,362 3,387
20. Extraordinary income 10 10 2,497 0
21. Extraordinary expenses 100(1,984) 0
22. Profit/(loss) for the period from extraordinary activities before taxes 10513 0
23. Income tax 11 (4,016) (2,646) (763)
24. Net profit/(loss) for the period 9,3109,229 2,624