KB prezent. angl - Komerční banka
KB prezent. angl - Komerční banka
KB prezent. angl - Komerční banka
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Všeobecná stavební spořitelna <strong>Komerční</strong> banky, a. s.<br />
Shareholder structure BHW Holding AG 50%<br />
<strong>Komerční</strong> <strong>banka</strong> 40%<br />
Česká pojišťovna 10%<br />
Core business<br />
Building society<br />
Market position<br />
Third place on the building savings market by number of concluded contracts<br />
Second place on the market by volume of loans granted<br />
Key products<br />
State-subsidised building savings accounts<br />
Bridging loans<br />
Building savings loans<br />
Main developments in 2003 406,000 newly concluded contracts with a total target saving amount of CZK 73 billion<br />
1,047,534 active clients<br />
20,284 bridging loans with a face value of CZK 4 billion<br />
21,963 new building savings loans with a face value of CZK 2 billion<br />
Key plans for 2004<br />
Implement the existing plan of substantial distribution expansion through the <strong>KB</strong> network,<br />
and in particular to assist in the granting of building savings loans<br />
Financial summary<br />
CAS, CZK thousand 2003 2002<br />
Total assets 43,449,276 34,075,303<br />
Total loans 13,165,654 12,131,581<br />
Shareholders’ equity 1,521,741 1,350,745<br />
Share capital 500,000 500,000<br />
Interest margin 559,105 638,036<br />
Profit before tax 264,798 232,487<br />
Profit after tax 213,850 205,285<br />
Contact Všeobecná stavební spořitelna <strong>Komerční</strong> banky, a. s.<br />
Bělehradská 128/222, P.O. Box 40, 120 21 Praha 2<br />
Phone: +420 222 824 111, Fax: +420 222 824 113<br />
Corp. ID: 60192852, E-mail: info@vsskb.cz<br />
Internet: www.vsskb.cz<br />
Internet: www.modrapyramida.cz