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KB prezent. angl - Komerční banka

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Všeobecná stavební spořitelna <strong>Komerční</strong> banky, a. s.<br />

Shareholder structure BHW Holding AG 50%<br />

<strong>Komerční</strong> <strong>banka</strong> 40%<br />

Česká pojišťovna 10%<br />

Core business<br />

Building society<br />

Market position<br />

Third place on the building savings market by number of concluded contracts<br />

Second place on the market by volume of loans granted<br />

Key products<br />

State-subsidised building savings accounts<br />

Bridging loans<br />

Building savings loans<br />

Main developments in 2003 406,000 newly concluded contracts with a total target saving amount of CZK 73 billion<br />

1,047,534 active clients<br />

20,284 bridging loans with a face value of CZK 4 billion<br />

21,963 new building savings loans with a face value of CZK 2 billion<br />

Key plans for 2004<br />

Implement the existing plan of substantial distribution expansion through the <strong>KB</strong> network,<br />

and in particular to assist in the granting of building savings loans<br />

Financial summary<br />

CAS, CZK thousand 2003 2002<br />

Total assets 43,449,276 34,075,303<br />

Total loans 13,165,654 12,131,581<br />

Shareholders’ equity 1,521,741 1,350,745<br />

Share capital 500,000 500,000<br />

Interest margin 559,105 638,036<br />

Profit before tax 264,798 232,487<br />

Profit after tax 213,850 205,285<br />

Contact Všeobecná stavební spořitelna <strong>Komerční</strong> banky, a. s.<br />

Bělehradská 128/222, P.O. Box 40, 120 21 Praha 2<br />

Phone: +420 222 824 111, Fax: +420 222 824 113<br />

Corp. ID: 60192852, E-mail: info@vsskb.cz<br />

Internet: www.vsskb.cz<br />

Internet: www.modrapyramida.cz

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