KB prezent. angl - Komerční banka

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180 ➔ Report on Relations Among Related Entities B. Other legal acts Implemented by the Bank in the Interest of the controlling entity and other Related Entities Pursuant to a decision of the General Meeting held on 19 June 2003, the shareholder, SG Paris, received dividends of CZK 825,848,172 in respect of KB’s shares for the year ended 31 December 2002. On the basis of an agreement to purchase notes entered into with SG Paris in 2002 under the Euro Medium Term Note Programme, KB received interest of 4.2719 percent p.a., that is, CZK 606,372,452, for the year ended 31 December 2003. KB took over and settled the commitment to increase the investment in Franfinance Consumer Credit, s. r. o. having its registered office address at Táborská 940/31, Praha 4, 140 00, amounting to CZK 124,898,000. C. Measures taken or implemented by the Bank in the interest of the controlling person and of other Related Entities or upon their initiative During the Accounting Period, the Bank has not taken nor implemented any measures that would be in the interest or upon the initiative of the Related Entities. III. Conclusion The Board of Directors of the Bank has reviewed all arrangements put in place between the Bank and the Related Entities during the Reporting Period and states that the Bank incurred no damage as a result of any contracts, agreements, any other legal acts or any other measures taken or implemented by the Bank in the Reporting Period. Prague, 18 March 2004 Signed on behalf of the Board of Directors: Alexis Juan Chairman of the Board of Directors and CEO Philippe Rucheton Member of the Board of Directors and CFO
Komerční banka, a. s. Na Příkopě 33, 114 07 Praha 1 phone: +420 222 432 111 fax: +420 224 243 020 e-mail: mojebanka@kb.cz internet: www.kb.cz Contact for shareholders and investors: Investor Relations phone: +420 222 432 155–6, +420 222 432 734 fax: +420 224 229 340 e-mail: investor_relations@kb.cz Consulting, design and production: © B.I.G. Prague, Hill & Knowlton Associate, 2004
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AR ➔ 03 Annual Report Komerční
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KB was named “The Trustworthiest
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8 The total loan portfolio of the B
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Statutory Bodies and Organisation S
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Retail Banking Komerční banka’s
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Financial Highlights Unconsolidated
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Alexis Juan The product and service
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Major Events in 2003 Restructuring
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Information on Komerční banka Sha
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In 2003, both imports and exports a
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To achieve this target Komerční b
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The Distribution Network Komerční
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Retail Banking Individuals In the b
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Corporate Banking Medium Enterprise
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Risk Management Risk management at
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Provisions and reserves With regard
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Methods for measuring market risk a
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Price setting ALM is in charge of e
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Information Technology and Operatio
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Corporate Citizenship - Company Act
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Net operating income Net operating
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LIABILITIES Amounts due to banks Am
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Restructuring process The restructu
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Investiční kapitálová společno
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Komerční banka Bratislava, a. s.
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Komerční pojišťovna, a. s. Shar
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Všeobecná stavební spořitelna K
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Statutory Bodies and Organisation S
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Directors Committee The Directors C
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Shareholders Shareholders Sharehold
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Auditors’ Report for Shareholders
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FInancial Statements Financial Stat
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Unconsolidated Profit and Loss Stat
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Liabilities CZK million Item no. Na
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Statement of Changes in Equity for
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State guarantee covering losses on
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(e) Securities Securities held by t
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The Bank has carried in its balance
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Certain derivative transactions, wh
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8. Administrative expenses In addit
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Reserves for off balance sheet expo
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CZK million 2003 2002 2001 Profit/(
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Set out below is an analysis by ter
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Syndicated loans granted Non-bankin
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Securities available for sale Secur
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Investments held to maturity Invest
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Company name and legal status Direc
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17. Tangible and intangible fixed a
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19. Amounts owed to banks CZK milli
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23. Subordinated liabilities In 199
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Loan collateral Collateral values a
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(C) Financial derivatives The Bank
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(D) Interest rate risk Interest rat
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CZK million On demand Up to 3 month
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Financial commitments and contingen
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Principal balances owed to the Soci
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Unconsolidated Financial Statements
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Unconsolidated Statement of Changes
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Consolidated Financial Statements u
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Consolidated Balance Sheet as of 31
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Consolidated Cash Flow Statement fo
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In the year ended 31 December 2002,
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(b) Basis of consolidation Subsidia
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The Group assesses on a regular bas
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(m) Sale and repurchase agreements
Page 131 and 132: 5. Net interest income Net interest
Page 133 and 134: Social security costs include retir
Page 135 and 136: The balance of reserves for other c
Page 137 and 138: 17. Cash and current balances with
Page 139 and 140: Debt trading securities at fair val
Page 141 and 142: Set out below is an analysis by ter
Page 143 and 144: Debt securities available for sale
Page 145 and 146: 25. Investments in associates and u
Page 147 and 148: 28. Amounts due to customers Amount
Page 149 and 150: Other provisions are composed of th
Page 151 and 152: 35. Commitments and contingent liab
Page 153 and 154: Remaining maturity of remaining ins
Page 155 and 156: 2003 2002 Number of the Management
Page 157 and 158: Loan collateral Collateral values a
Page 159 and 160: (C) Financial derivatives The Group
Page 161 and 162: (D) Interest rate risk Interest rat
Page 163 and 164: CZK million On demand Up to 3 month
Page 165 and 166: (G) Operational risk The Group does
Page 167 and 168: Survey of Financial Results 1999 -
Page 169 and 170: The Bank shall further carry on bus
Page 171 and 172: Shares 38,009,852 listed ordinary b
Page 173 and 174: Komerční banka Shares Type: ordin
Page 175 and 176: Surrender of GDRs Upon surrender of
Page 177 and 178: Investments Investments made by the
Page 179 and 180: Report on Relations Among Related E
Page 181: Investment banking arrangements In
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KB prezent. angl - Komerční banka

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