KB prezent. angl - Komerční banka

28. Amounts due to customers
Amounts due to customers, by type of deposit, comprise:
CZK million 2003 2002
Current accounts 202,923 171,345
Savings accounts 14,019 17,717
Term deposits 93,591 111,549
Loans from customers 33,792 35,911
Other payables to customers 9,244 5,186
Total amounts due to customers 353,569 341,708
Amounts due to customers, by type of customer, comprise:
CZK million 2003 2002
Private companies 113,761 97,998
Other financial institutions, non-banks 7,082 1,190
Insurance companies 2,196 2,781
Public administration 1,602 1,918
Individuals 121,865 123,964
Deposits – bills of exchange 33,601 35,326
Private entrepreneurs 18,337 16,399
Government agencies 39,628 30,751
Other 8,442 26,157
Non-residents * 7,055 5,224
Total amounts due to customers 353,569 341,708
Note: * The line “Non-residents” includes all clients – non-residents.
29. Certificated debt
Certificated debts comprise:
CZK million 2003 2002
Bonds 11,096 10,885
Mortgage bonds 9,928 7,058
Total certificated debts 21,024 17,943
Publicly tradable mortgage bonds are issued to fund the Group’s mortgage activities.
Certificated debts are repayable, according to remaining maturity, as follows:
CZK million 2003 2002
In less than one year 16,866 0
In one to two years 0 16,656
In two to three years 0 0
In three to four years 1,247 0
Five years and thereafter 2,911 1,287
Total certificated debts 21,024 17,943