KB prezent. angl - Komerční banka

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112 ➔113 Unconsolidated Financial Statements under IFRS Unconsolidated Balance Sheet as of 31 December 2003 CZK million 2003 2002 Assets Cash and current balances with banks 12,340 14,377 Amounts due from banks 201,638 199,729 Trading securities 25,674 9,277 Positive fair value of financial derivative transactions 9,015 13,790 Due from Česká konsolidační agentura 24,303 35,440 Loans to customers, net 130,900 121,154 Securities available for sale 22,673 24,390 Investments held to maturity 97 2,476 Prepayments, accrued income and other assets 7,237 5,704 Deferred tax asset 496 902 Investments in subsidiaries and associates 1,424 1,588 Tangible and intangible fixed assets, net 11,768 10,926 Total assets 447,565 439,753 Liabilities Amounts due to banks 18,959 22,549 Amounts due to customers 349,505 341,114 Negative fair value of financial derivative transactions 3,458 6,078 Certificated debt 21,348 18,267 Accruals, provisions and other liabilities 11,796 7,947 Income taxes payable 1,449 2,796 Deferred tax liability 651 1,144 Subordinated debt 0 6,100 Total liabilities 407,166 405,995 Shareholders’ equity Share capital 19,005 19,005 Share premium and reserves 21,394 14,753 Total shareholders’ equity 40,399 33,758 Total liabilities and shareholders’ equity 447,565 439,753
Unconsolidated Statement of Changes in Shareholders’ Equity for the year ended 31 December 2003 CZK million Share Capital Compensation Hedging Revaluation Total capital and reserve funds reserve reserve reserve and undistributed profit * Balance at 31 December 2001 19,005 3,768 9 872 (56) 23,598 Cash flow hedging: – net fair value, net of tax 0 0 0 2,216 0 2,216 – transfer to net profit, net of tax 0 0 0 (689) 0 (689) Currency translation from foreign investments 0 0 0 0 2 2 Other treasury shares 0 280 0 0 0 280 Equity compensation program reserve 0 0 26 0 0 26 Dividends 0 (437) 0 0 0 (437) Net profit for the period 0 8,763 0 0 0 8,763 Balance at 31 December 2002 19,005 12,374 35 2,398 (54) 33,758 Cash flow hedging: – net fair value, net of tax 0 0 0 124 0 124 – transfer to net profit, net of tax 0 0 0 (1,194) 0 (1,194) Currency translation from foreign investments 0 0 0 0 20 20 Other treasury shares 0 (34) 0 0 0 (34) Equity compensation program reserve 0 0 (17) 0 0 (17) Dividends 0 (1,520) 0 0 0 (1,520) Net profit for the period 0 9,262 0 0 0 9,262 Balance at 31 December 2003 19,005 20,082 18 1,328 (34) 40,399 Note: * Capital and reserve funds and undistributed profit consist of statutory reserve funds, other funds created from profit and retained earnings.
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AR ➔ 03 Annual Report Komerční
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KB was named “The Trustworthiest
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8 The total loan portfolio of the B
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Statutory Bodies and Organisation S
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Retail Banking Komerční banka’s
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Financial Highlights Unconsolidated
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Alexis Juan The product and service
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Major Events in 2003 Restructuring
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Information on Komerční banka Sha
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In 2003, both imports and exports a
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To achieve this target Komerční b
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The Distribution Network Komerční
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Retail Banking Individuals In the b
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Corporate Banking Medium Enterprise
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Risk Management Risk management at
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Provisions and reserves With regard
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Methods for measuring market risk a
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Price setting ALM is in charge of e
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Information Technology and Operatio
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Corporate Citizenship - Company Act
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Net operating income Net operating
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LIABILITIES Amounts due to banks Am
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Restructuring process The restructu
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Investiční kapitálová společno
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Komerční banka Bratislava, a. s.
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Komerční pojišťovna, a. s. Shar
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Všeobecná stavební spořitelna K
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Statutory Bodies and Organisation S
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Directors Committee The Directors C
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Shareholders Shareholders Sharehold
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Auditors’ Report for Shareholders
Page 63 and 64: FInancial Statements Financial Stat
Page 65 and 66: Unconsolidated Profit and Loss Stat
Page 67 and 68: Liabilities CZK million Item no. Na
Page 69 and 70: Statement of Changes in Equity for
Page 71 and 72: State guarantee covering losses on
Page 73 and 74: (e) Securities Securities held by t
Page 75 and 76: The Bank has carried in its balance
Page 77 and 78: Certain derivative transactions, wh
Page 79 and 80: 8. Administrative expenses In addit
Page 81 and 82: Reserves for off balance sheet expo
Page 83 and 84: CZK million 2003 2002 2001 Profit/(
Page 85 and 86: Set out below is an analysis by ter
Page 87 and 88: Syndicated loans granted Non-bankin
Page 89 and 90: Securities available for sale Secur
Page 91 and 92: Investments held to maturity Invest
Page 93 and 94: Company name and legal status Direc
Page 95 and 96: 17. Tangible and intangible fixed a
Page 97 and 98: 19. Amounts owed to banks CZK milli
Page 99 and 100: 23. Subordinated liabilities In 199
Page 101 and 102: Loan collateral Collateral values a
Page 103 and 104: (C) Financial derivatives The Bank
Page 105 and 106: (D) Interest rate risk Interest rat
Page 107 and 108: CZK million On demand Up to 3 month
Page 109 and 110: Financial commitments and contingen
Page 111 and 112: Principal balances owed to the Soci
Page 113: Unconsolidated Financial Statements
Page 117 and 118: Consolidated Financial Statements u
Page 119 and 120: Consolidated Balance Sheet as of 31
Page 121 and 122: Consolidated Cash Flow Statement fo
Page 123 and 124: In the year ended 31 December 2002,
Page 125 and 126: (b) Basis of consolidation Subsidia
Page 127 and 128: The Group assesses on a regular bas
Page 129 and 130: (m) Sale and repurchase agreements
Page 131 and 132: 5. Net interest income Net interest
Page 133 and 134: Social security costs include retir
Page 135 and 136: The balance of reserves for other c
Page 137 and 138: 17. Cash and current balances with
Page 139 and 140: Debt trading securities at fair val
Page 141 and 142: Set out below is an analysis by ter
Page 143 and 144: Debt securities available for sale
Page 145 and 146: 25. Investments in associates and u
Page 147 and 148: 28. Amounts due to customers Amount
Page 149 and 150: Other provisions are composed of th
Page 151 and 152: 35. Commitments and contingent liab
Page 153 and 154: Remaining maturity of remaining ins
Page 155 and 156: 2003 2002 Number of the Management
Page 157 and 158: Loan collateral Collateral values a
Page 159 and 160: (C) Financial derivatives The Group
Page 161 and 162: (D) Interest rate risk Interest rat
Page 163 and 164: CZK million On demand Up to 3 month
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(G) Operational risk The Group does
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Survey of Financial Results 1999 -
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The Bank shall further carry on bus
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Shares 38,009,852 listed ordinary b
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Komerční banka Shares Type: ordin
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Surrender of GDRs Upon surrender of
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Investments Investments made by the
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Report on Relations Among Related E
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Investment banking arrangements In
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Komerční banka, a. s. Na Příkop
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KB prezent. angl - Komerční banka

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