KB prezent. angl - Komerční banka
KB prezent. angl - Komerční banka
KB prezent. angl - Komerční banka
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Unconsolidated Financial Statements<br />
under IFRS<br />
Unconsolidated Financial Statements<br />
under IFRS as of 31 December 2003<br />
Unconsolidated Profit and Loss Statement<br />
for the year ended 31 December 2003<br />
CZK million 2003 2002<br />
Interest income 20,085 25,315<br />
Interest expense (8,148) (12,868)<br />
Net interest income 11,937 12,447<br />
Net fees and commissions 8,711 8,320<br />
Net profit/(loss) on financial operations 800 1,426<br />
Other income 441 404<br />
Total operating income 21,889 22,597<br />
Administrative expenses (9,711) (10,100)<br />
Depreciation and other provisions (1,347) (1,653)<br />
Restructuring costs (670) (1,007)<br />
Total operating costs (11,728) (12,760)<br />
Profit before provisions for loan and investment losses and income taxes 10,161 9,837<br />
Provision for loan losses 2,480 2,532<br />
Provision for losses on securities (74) (759)<br />
Provision for investments in subsidiaries and associates 716 (339)<br />
Provisions for loan and investment losses 3,122 1,434<br />
Profit/(loss) before income taxes 13,283 11,271<br />
Income taxes (4,021) (2,508)<br />
Net profit/(loss) 9,262 8,763<br />
Earnings/(loss) per share (CZK) 243.68 230.55
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