Easy Account
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First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).<br />
Consumer<br />
Pricing Guide<br />
1 July 2013 to<br />
30 June 2014<br />
<strong>Easy</strong> <strong>Account</strong><br />
Get the best banking deal<br />
with an <strong>Easy</strong> <strong>Account</strong><br />
997101 Mar13<br />
how can we help you?
This guide contains the fees for your <strong>Easy</strong><br />
<strong>Account</strong>. Fees include VAT and are valid<br />
from 1 July 2013 to 30 June 2014. For more<br />
information please visit www.fnb.mobi,<br />
www.fnb.co.za or your nearest FNB Branch.<br />
Compare <strong>Easy</strong> <strong>Account</strong> bank charges with other banks<br />
Transaction<br />
Stop Orders<br />
<strong>Easy</strong><br />
<strong>Account</strong><br />
R 0.00<br />
Bank A*<br />
R 1.50<br />
Bank B*<br />
R 6.00<br />
Bank C*<br />
R 0.00<br />
Bank D*<br />
R 4.00<br />
Debit Orders<br />
R 3.00<br />
R 3.00<br />
R 5.00<br />
R 2.95<br />
R 4.00<br />
EASY ACCOUNT<br />
Statements at<br />
a Branch<br />
R 3.00<br />
R 3.00<br />
R 2.50<br />
R 11.00<br />
R 25.00<br />
Your <strong>Easy</strong> <strong>Account</strong> has been designed especially to help you save<br />
on bank charges. It is real value for money – and there are no<br />
hidden costs. We have made your account work even harder for<br />
you this year – and the following are now available for FREE for<br />
<strong>Easy</strong> <strong>Account</strong> holders:<br />
Transfer between<br />
your accounts<br />
Debit Card<br />
Purchases<br />
R 0.00<br />
R 0.00<br />
R 0.00<br />
R 0.00<br />
R 0.00<br />
R 1.00<br />
R 0.00<br />
R 0.00<br />
R 2.00<br />
R 2.00<br />
Draw cash at till -<br />
R500 (e.g. Shoprite)<br />
R 0.00<br />
R 1.00<br />
R 2.00<br />
R 1.00<br />
R 4.00<br />
FREE<br />
• Free inContact- we will SMS you every<br />
time more than R100 goes in or out of<br />
your account<br />
• Subscription to Online and Cellphone<br />
Banking<br />
• Card swipes - don’t pay extra when you<br />
use your bank card to shop<br />
• Cash withdrawals at selected till points<br />
Cash deposit at<br />
own bank’s branch<br />
- R500<br />
Cash withdrawals<br />
at own bank’s ATM<br />
Cash withdrawals<br />
at another bank’s ATM<br />
Savings pocket<br />
monthly Fee<br />
R 4.00<br />
R 4.00<br />
R 7.80<br />
R 0.00<br />
R 5.00<br />
R 4.30<br />
R 7.00<br />
R 0.00<br />
R 5.50<br />
R 5.50<br />
R 7.50<br />
R 0.00<br />
R 12.20<br />
R 3.95<br />
R 9.95<br />
R 0.00<br />
R 25.00<br />
R 4.00<br />
R 8.00<br />
R 0.00<br />
• Stop Orders/Scheduled Payments<br />
Monthly <strong>Account</strong><br />
Fee<br />
R 4.20<br />
R 4.75<br />
R 7.00<br />
R 0.00<br />
R 0.00<br />
• Transfer between your accounts at FNB<br />
ATM, Online and Cellphone Banking<br />
• Notify you about new debit orders on<br />
your account<br />
Average bank fees<br />
in a month (based<br />
on the average<br />
banking needs of a<br />
customer)<br />
R 28.13<br />
R 33.45<br />
R 50.96<br />
R 31.80<br />
R 59.33<br />
* Information correct at time of going to press and subject to change at any time.<br />
Minimum account balance on an <strong>Easy</strong> <strong>Account</strong> is R0.00
Other fees for <strong>Easy</strong> <strong>Account</strong><br />
Monthly Subscription Fees<br />
Put cash into my account<br />
Shop without using cash<br />
InContact<br />
Online Banking<br />
Cellphone Banking<br />
Cheque Deposits<br />
(FNB ATM & Branch)<br />
Deposit cash at FNB<br />
(Branch and ATM)<br />
Deposit post dated cheque<br />
Card purchases - in South Africa<br />
Card purchases - International<br />
(additional 2.75% Comission +<br />
Conv. Fee applies)<br />
Buy Prepaid - Cellphone<br />
Banking, FNB ATM, Telephone<br />
(IVR), FNB App<br />
Buy Prepaid - Other Banks’ ATM<br />
FREE<br />
FREE<br />
FREE<br />
R 4.00<br />
R4.00<br />
R80.00<br />
FREE<br />
FREE<br />
R1.00<br />
R3.00<br />
Things to avoid<br />
Check<br />
how much<br />
money I<br />
have in my<br />
account<br />
Balance<br />
Enquiry<br />
No money to pay debit order<br />
Replacement of<br />
Non-personalised card<br />
At FNB Cell<br />
at POS<br />
Branch & Telephone<br />
(consultant assisted)<br />
Balance enquiry at other<br />
bank’s ATM<br />
Scheduled Payment Alert<br />
Balance Alert: Monthly<br />
R 5.00<br />
R 35.00<br />
FREE<br />
FREE<br />
R 2.95<br />
R 3.25<br />
R 2.75<br />
R 0.90<br />
Transfer Money<br />
Buy Lotto / Powerball<br />
Transfer to a linked account<br />
Cellphone and FNB App<br />
R1.50<br />
FREE<br />
R3.00<br />
Subscriptions<br />
Balance Alert: Weekly<br />
Balance Alert: Monthly<br />
R 2.95<br />
R 14.80<br />
Make a<br />
payment<br />
- transfer<br />
money to<br />
another<br />
account<br />
Pay another<br />
<strong>Account</strong><br />
Scheduled<br />
payment<br />
Fees<br />
Payment<br />
notification<br />
ATM, Online, Telephone<br />
(IVR), Telephone<br />
(consultant assisted)<br />
Branch<br />
Amendment Fee - Branch<br />
Establishment Fee - Branch<br />
Email<br />
SMS<br />
Fax<br />
R3.00<br />
R3.00<br />
R9.50<br />
R12.50<br />
R0.68<br />
FREE<br />
R4.85<br />
Get a statement<br />
Subscription to “My Limit Alert”<br />
Cellphone Banking R 3.00<br />
Email of historic - Online, Branch,<br />
Telephone Banking (IVR)<br />
R 2.95<br />
FNB ATM (print or view) R 3.00<br />
R 3.00<br />
Debit Orders<br />
Other<br />
Pay and Clear Now<br />
Internal debit order<br />
External debit order<br />
R38.00<br />
FREE<br />
R3.00<br />
Provisional Statement<br />
(<strong>Easy</strong> Plan Branch)<br />
R 3.00<br />
Unpaid debit order<br />
R5.00<br />
Cellphone Banking<br />
R 5.00<br />
Send money using eWallet<br />
Send R20 - R1000<br />
Send R1001 - to R2000<br />
Send R2000 - R3000<br />
Cash at a Till<br />
Limit Exceeded<br />
R8.50<br />
R12.50<br />
R16.50<br />
FREE<br />
FREE<br />
Stop a Debit order<br />
Online Banking<br />
Telephone (consultant)<br />
Branch<br />
R 5.00<br />
R 15.00<br />
R 35.00<br />
Get Cash<br />
Point of sale and other bank’s<br />
ATM decline<br />
FNB ATM or Mini ATM - any<br />
amount<br />
Any non-FNB ATM<br />
(local and international)<br />
R5.00<br />
R4.00<br />
R7.80<br />
Other Fees<br />
Online Banking Password<br />
Reset - Telephone (consultant<br />
assisted)<br />
Online Banking <strong>Account</strong><br />
Verification<br />
R 52.50<br />
R 4.10<br />
Cardless Cash<br />
FNB Branch Cash & Cashed<br />
Cheque<br />
R8.00<br />
R33.00<br />
Viewing of payment history<br />
(older than 3 months)<br />
R 4.10<br />
Branch fees apply only at <strong>Easy</strong>Plan branches. Transactions at any other FNB Branch<br />
will be charged at FNB Smart <strong>Account</strong> rates.
Here are some tips to help you save money.<br />
1. Go cashless<br />
• Use your card to pay for goods.<br />
• Use Cellphone Banking.<br />
We are open longer to serve you better:<br />
For more information call 0861 733 359<br />
or visit your nearest <strong>Easy</strong>Plan branch.<br />
2. How to avoid wasting money<br />
• Make sure you have enough money in your account<br />
for your debit orders; to avoid being charged a<br />
penalty fee.<br />
• Use an FNB ATM Advance to deposit cash 24/7- the<br />
money is immediately available.<br />
3. Use Cellphone Banking<br />
• Use Cellphone Banking to:<br />
• Buy prepaid airtime, electricity and data<br />
• Check your account balance<br />
• Get a mini statement<br />
• Stop debit orders<br />
• Pay your clothing accounts<br />
• Pay your bills/ accounts<br />
• Play the Lotto<br />
Important information about our products and prices<br />
• FirstRand Bank Ltd reserves the right to change pricing and package pricing plans or introduce<br />
new fees from time to time. We will give you at least 20 business days notice of these changes on<br />
the FNB website or on FNB ATM’s.<br />
• Errors and omissions excluded<br />
• You must apply for each facility or product individually. The grant of any facility or product is<br />
subject to you meeting the credit and qualifying criteria of that product or facility.<br />
• Each facility or product has a set of terms and conditions relevant to that facility or product. We<br />
agree these terms and conditions with the applicant. If there is a conflict between product and<br />
facility specific terms and conditions and what is outlined in this pricing guide, we will follow the<br />
normal terms and conditions that apply to such facility or product.<br />
• The Bank reserves the right to change at any time the features of any product or facility.<br />
• First National Bank, a division of FirstRand Bank Ltd, is an Authorised Financial Services Provider<br />
• To register for Cellphone Banking:<br />
• Dial *120*321#<br />
• Select “more features, then “continue”<br />
• Enter the last 4 numbers on your FNB card<br />
• Enter the PIN number for your FNB card<br />
• Choose a Cellphone Banking PIN (keep this<br />
secret)<br />
• You are now ready for self-service banking:<br />
• Dial *120*321# to use Cellphone Banking<br />
• Dial *130*321# to buy airtime with no<br />
airtime
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