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Page 52 <strong>Lake</strong> <strong>Ontario</strong> <strong>Offshore</strong> Racing Guide <strong>Lake</strong> <strong>Ontario</strong> <strong>Offshore</strong> Racing Guide Page 53<br />
Buying Your<br />
Special Awards<br />
Boating Insurance<br />
Perseverance Trophy<br />
The Perseverance Trophy<br />
is awarded at the discretion<br />
of the LO<strong>300</strong> Com-<br />
Goes Beyond the Pricing<br />
mittee. The 2010 recipient<br />
was an understated<br />
A<br />
lower price can be appealing for any product. Insurance is no different.<br />
individual - Brent Hughes<br />
However, a lower price can sometimes translate into lower coverage<br />
aboard Pearl (FBYC).<br />
or poor service. The unfortunate result is that people are surprised<br />
when their policy doesn’t cover everything they thought it did. Unlike auto<br />
insurance, there is no standardization of coverage from one company to<br />
another for marine insurance.<br />
The best way to ensure proper coverage is<br />
to consult your broker and see if they have<br />
a marine specialist on hand. Most brokerages<br />
don’t employ one and direct writers<br />
(companies that don’t use brokers) only<br />
have access to one product so you might<br />
even have to shop around.<br />
Another detail to consider is that coverage<br />
and exclusions vary from company to<br />
company. It is important to inform your<br />
broker of what you will be using your vessel for and where you will be travelling<br />
with it. You do not want to find out at the time of a claim that you do not have<br />
proper coverage.<br />
At HUB, we house the largest variety of insurance companies. We are an international<br />
organization with the personal touch of local offices, dedicated in-house<br />
service and claims specialists, and the resource of marine experts on our team.<br />
Contact HUB and we can provide you with a quote for boats, yachts, and seadoos.<br />
Call 1.888.717.SAIL (7245)<br />
Did you know?<br />
The first double-handed all-female team competed in the 1992 race. The boat<br />
Rebel 2 was in division PHRF 6 and was skippered by Vicky Vachon and crewed<br />
by Cathy Rutter. The team was very proud of their accomplishment particularly<br />
given that long distance racing was very new to <strong>Lake</strong> <strong>Ontario</strong> in 1992. Placing 45<br />
out of the 67 finishers was a tribute to their skill, competitiveness and tenacity.<br />
Brent struggled through<br />
his first single handed<br />
LO<strong>300</strong> dealing with<br />
halyards knotted around<br />
the top of the rigging<br />
while sleep deprived and<br />
physically exhausted.<br />
The 7th Annual Air Canada Draw<br />
The Skippers of all finishing boats have their name entered into a draw for 2<br />
tickets to fly anywhere in North America, including Hawaii & the Caribbean<br />
courtesy of Air Canada.<br />
Air Canada, courtesy of John Segaert, has been a valued sponsor for 7 years.<br />
John is a participant of the LO<strong>300</strong> with his Hunter 33, We’re Here.<br />
In 2010 the winner was Dave Goede and his Beneteau 32s5 Pardon Moi, (FPYC).
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