Impact Of Agricultural Market Reforms On Smallholder Farmers In ...

Impact Of Agricultural Market Reforms On Smallholder Farmers In ... Impact Of Agricultural Market Reforms On Smallholder Farmers In ...

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Table 5.22 – Access and use of credit by gender Percent of Male-Headed Housholds Percent of Female-Headed Households Percent who applied for a loan 20 16 19 Reasons for not applying for a loan Total Lack of collateral 17 24 19 Not wanting to borrow money 14 25 18 No credit Institution available 28 16 24 Difficulties dealing with credit institutions 32 31 32 Other 9 5 9 Percent who obtained a credit 68 67 68 Purposes for Personal expenses 32 49 37 applying for a Agricultural Investment 32 20 28 loan Fertilizer purchases 17 9 14 Seed purchases 6 6 6 Main credit institutions applied to Other non-agricultural investments 13 16 14 Friends & family 56 60 57 MRFC 14 23 17 Moneylender 12 5 10 NABW 3 7 4 SEDOM 5 4 DEMATT 2 1 Credit Club 2 2 Trader 1 1 WWB 1 1 1 Other 4 3 4 Amount borrowed in MK 664 335 556 Monthly Interest rate 4 16 7 Percent who agreed that credit access has changed 26 23 25 Of those that said there is a change Increased access 56 66 59 Decreased access 44 34 41 Source: IFPRI/APRU Malawi Smallholder Farmer Survey, 1998. 287

Table 5.23 – Ownership of agricultural assets Agricultural assets Percent owning Nbr. owned among owners Nbr. owned including non-owners Value among owners (KW) Value including non-owners (KW) Cart 3 1.2 .0 3,460 79 Hoe 99 3.6 3.6 52 50 Sickle 68 1.2 .8 24 16 Panga Knife 65 1.1 .8 29 18 Axe 67 1.3 .9 26 16 Shovel 10 1.1 .1 67 6 Plough 2 1.2 .0 536 11 Water & tin cans 40 1.7 .7 64 25 Sprayer 11 4.2 .4 452 4 Cattle/Ox 8 4.3 .4 . 0 Pigs 34 4.6 1.6 . 0 Goets/Sheep 66 8.6 5.7 0 0 Poultry 5 11.0 .5 . 0 Donkeys 12 5.3 .6 . 0 Other animals 0 2.0 .0 . 0 Source: IFPRI/APRU Malawi Small Farmer Survey, 1998. Table 5.24 – Percent of households owning agricultural assets by region Name of region Agricultural assets Northern Central Southern Cart 6 5 1 Hoe 100 98 100 Sickle 81 71 63 Panga Knife 62 66 65 Axe 96 67 61 Shovel 19 10 8 Plough 10 3 0 Water & tin cans 46 53 27 Sprayer 37 14 3 Cattle/Ox 25 11 2 Pigs 43 42 26 Goets/Sheep 81 73 56 Poultry 10 4 5 Donkeys 27 14 6 Other animals 5 0 0 Source: IFPRI/APRU Malawi Smallholder Farmer Survey, 1998. 288

Table 5.23 – Ownership of agricultural assets<br />

<strong>Agricultural</strong><br />

assets<br />

Percent<br />

owning<br />

Nbr. owned<br />

among owners<br />

Nbr. owned<br />

including<br />

non-owners<br />

Value among<br />

owners (KW)<br />

Value including<br />

non-owners (KW)<br />

Cart 3 1.2 .0 3,460 79<br />

Hoe 99 3.6 3.6 52 50<br />

Sickle 68 1.2 .8 24 16<br />

Panga Knife 65 1.1 .8 29 18<br />

Axe 67 1.3 .9 26 16<br />

Shovel 10 1.1 .1 67 6<br />

Plough 2 1.2 .0 536 11<br />

Water & tin cans 40 1.7 .7 64 25<br />

Sprayer 11 4.2 .4 452 4<br />

Cattle/Ox 8 4.3 .4 . 0<br />

Pigs 34 4.6 1.6 . 0<br />

Goets/Sheep 66 8.6 5.7 0 0<br />

Poultry 5 11.0 .5 . 0<br />

Donkeys 12 5.3 .6 . 0<br />

Other animals 0 2.0 .0 . 0<br />

Source: IFPRI/APRU Malawi Small Farmer Survey, 1998.<br />

Table 5.24 – Percent of households owning agricultural assets by region<br />

Name of region<br />

<strong>Agricultural</strong> assets Northern Central Southern<br />

Cart 6 5 1<br />

Hoe 100 98 100<br />

Sickle 81 71 63<br />

Panga Knife 62 66 65<br />

Axe 96 67 61<br />

Shovel 19 10 8<br />

Plough 10 3 0<br />

Water & tin cans 46 53 27<br />

Sprayer 37 14 3<br />

Cattle/Ox 25 11 2<br />

Pigs 43 42 26<br />

Goets/Sheep 81 73 56<br />

Poultry 10 4 5<br />

Donkeys 27 14 6<br />

Other animals 5 0 0<br />

Source: IFPRI/APRU Malawi <strong>Smallholder</strong> Farmer Survey, 1998.<br />

288

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