Impact Of Agricultural Market Reforms On Smallholder Farmers In ...
Impact Of Agricultural Market Reforms On Smallholder Farmers In ... Impact Of Agricultural Market Reforms On Smallholder Farmers In ...
Table 5.22 – Access and use of credit by gender Percent of Male-Headed Housholds Percent of Female-Headed Households Percent who applied for a loan 20 16 19 Reasons for not applying for a loan Total Lack of collateral 17 24 19 Not wanting to borrow money 14 25 18 No credit Institution available 28 16 24 Difficulties dealing with credit institutions 32 31 32 Other 9 5 9 Percent who obtained a credit 68 67 68 Purposes for Personal expenses 32 49 37 applying for a Agricultural Investment 32 20 28 loan Fertilizer purchases 17 9 14 Seed purchases 6 6 6 Main credit institutions applied to Other non-agricultural investments 13 16 14 Friends & family 56 60 57 MRFC 14 23 17 Moneylender 12 5 10 NABW 3 7 4 SEDOM 5 4 DEMATT 2 1 Credit Club 2 2 Trader 1 1 WWB 1 1 1 Other 4 3 4 Amount borrowed in MK 664 335 556 Monthly Interest rate 4 16 7 Percent who agreed that credit access has changed 26 23 25 Of those that said there is a change Increased access 56 66 59 Decreased access 44 34 41 Source: IFPRI/APRU Malawi Smallholder Farmer Survey, 1998. 287
Table 5.23 – Ownership of agricultural assets Agricultural assets Percent owning Nbr. owned among owners Nbr. owned including non-owners Value among owners (KW) Value including non-owners (KW) Cart 3 1.2 .0 3,460 79 Hoe 99 3.6 3.6 52 50 Sickle 68 1.2 .8 24 16 Panga Knife 65 1.1 .8 29 18 Axe 67 1.3 .9 26 16 Shovel 10 1.1 .1 67 6 Plough 2 1.2 .0 536 11 Water & tin cans 40 1.7 .7 64 25 Sprayer 11 4.2 .4 452 4 Cattle/Ox 8 4.3 .4 . 0 Pigs 34 4.6 1.6 . 0 Goets/Sheep 66 8.6 5.7 0 0 Poultry 5 11.0 .5 . 0 Donkeys 12 5.3 .6 . 0 Other animals 0 2.0 .0 . 0 Source: IFPRI/APRU Malawi Small Farmer Survey, 1998. Table 5.24 – Percent of households owning agricultural assets by region Name of region Agricultural assets Northern Central Southern Cart 6 5 1 Hoe 100 98 100 Sickle 81 71 63 Panga Knife 62 66 65 Axe 96 67 61 Shovel 19 10 8 Plough 10 3 0 Water & tin cans 46 53 27 Sprayer 37 14 3 Cattle/Ox 25 11 2 Pigs 43 42 26 Goets/Sheep 81 73 56 Poultry 10 4 5 Donkeys 27 14 6 Other animals 5 0 0 Source: IFPRI/APRU Malawi Smallholder Farmer Survey, 1998. 288
- Page 244 and 245: agricultural work. Other less commo
- Page 246 and 247: 5.1.4 Time allocation In Malawi, as
- Page 248 and 249: attributed it to the fact that fert
- Page 250 and 251: insignificant. The coefficient on t
- Page 252 and 253: As in the results from the previous
- Page 254 and 255: most important sources of input on
- Page 256 and 257: applied for credit compared to 20 p
- Page 258 and 259: less than 1 mt per ha which are fai
- Page 260 and 261: 5.1.9 Agricultural marketing Market
- Page 262 and 263: Households that belong to a club al
- Page 264 and 265: most important contractors are the
- Page 266 and 267: indicates that the extent of povert
- Page 268 and 269: wheat, and fruits and nuts, a highe
- Page 270 and 271: Surprisingly, the education of the
- Page 272 and 273: Housing characteristics The overwhe
- Page 274 and 275: It was also important to find out w
- Page 276 and 277: Surprisingly, tobacco growers are m
- Page 278 and 279: Over three-quarter of the EPAs repo
- Page 280 and 281: The changes in the number and types
- Page 282 and 283: 5.2.11 Storage Facilities On averag
- Page 284 and 285: Table 5.2 - Household characteristi
- Page 286 and 287: Table 5.7 - Percentage of household
- Page 288 and 289: Table 5.12 - Farm labor use and all
- Page 290 and 291: Table 5.15 - Determinants of the de
- Page 292 and 293: Table 5.17 - Sources of fertilizer
- Page 296 and 297: Table 5.25 - Percent of households
- Page 298 and 299: Table 5.29 - Percent of households
- Page 300 and 301: Table 5.34 - Crop disposal by type
- Page 302 and 303: Table 5.38 - Determinants of Market
- Page 304 and 305: Table 5.42 - Summary of expenditure
- Page 306 and 307: Table 5.45 - Food consumption by so
- Page 308 and 309: Table 5.47 - Percent of households
- Page 310 and 311: Table 5.49 - Percent of households
- Page 312 and 313: Table 5.51 - Food consumption by ex
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- Page 316 and 317: Table 5.59 Percent of households ow
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- Page 328 and 329: Figure 5.7 - Percentage of Househol
- Page 330 and 331: CHAPTER 6 - SUMMARY, CONCLUSIONS AN
- Page 332 and 333: Fertilizer Half of the far
- Page 334 and 335: Regression analysis indicates that
- Page 336 and 337: Among those seeing improvement, the
- Page 338 and 339: Agricultural markets Three quart
- Page 340 and 341: The economic reforms have boosted p
- Page 342 and 343: department. The farms with very lit
Table 5.22 – Access and use of credit by gender<br />
Percent of<br />
Male-Headed<br />
Housholds<br />
Percent of<br />
Female-Headed<br />
Households<br />
Percent who applied for a loan 20 16 19<br />
Reasons for<br />
not applying<br />
for a loan<br />
Total<br />
Lack of collateral 17 24 19<br />
Not wanting to borrow money 14 25 18<br />
No credit <strong>In</strong>stitution available 28 16 24<br />
Difficulties dealing with credit institutions 32 31 32<br />
Other 9 5 9<br />
Percent who obtained a credit 68 67 68<br />
Purposes for Personal expenses 32 49 37<br />
applying for a <strong>Agricultural</strong> <strong>In</strong>vestment 32 20 28<br />
loan<br />
Fertilizer purchases 17 9 14<br />
Seed purchases 6 6 6<br />
Main credit<br />
institutions<br />
applied to<br />
Other non-agricultural investments 13 16 14<br />
Friends & family 56 60 57<br />
MRFC 14 23 17<br />
Moneylender 12 5 10<br />
NABW 3 7 4<br />
SEDOM 5 4<br />
DEMATT 2 1<br />
Credit Club 2 2<br />
Trader 1 1<br />
WWB 1 1 1<br />
Other 4 3 4<br />
Amount borrowed in MK 664 335 556<br />
Monthly <strong>In</strong>terest rate 4 16 7<br />
Percent who agreed that credit access has changed 26 23 25<br />
<strong>Of</strong> those that<br />
said there is a<br />
change<br />
<strong>In</strong>creased access 56 66 59<br />
Decreased access 44 34 41<br />
Source: IFPRI/APRU Malawi <strong>Smallholder</strong> Farmer Survey, 1998.<br />
287