Impact Of Agricultural Market Reforms On Smallholder Farmers In ...

Impact Of Agricultural Market Reforms On Smallholder Farmers In ... Impact Of Agricultural Market Reforms On Smallholder Farmers In ...

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Table 4.1.82-Allocation of labor by activity and type of labor Adult male family labor Adult female family labor Child labor Hired labor Total Land preparation 26% 8% 13% 42% 26% Planting 11% 14% 15% 4% 10% Weeding 37% 19% 25% 32% 33% Fertilization 2% 2% 3% 0% 2% Harvest 20% 46% 35% 17% 23% Processing 5% 11% 9% 4% 6% Total 100% 100% 100% 100% 100% Source: IFPRI-LARES Small Farmer Survey. Table 4.1.83-Percentage of households receiving loans in 1997-98 by department Department Atacora Atlantique Borgou Mono Ouémé Zou Total Obtained loan 18% 10% 19% 39% 33% 63% 34% Obtained informal loan 6% 2% 5% 29% 18% 32% 17% Obtained formal loan 13% 7% 14% 11% 15% 40% 18% Source: IFPRI-LARES Small Farmer Survey. Table 4.1.84-Percentage of households receiving loans in 1997-98 by sex of head Sex of household head Male Female Total Obtained loan 33% 40% 34% Obtained informal loan 18% 10% 17% Obtained formal loan 18% 33% 18% Source: IFPRI-LARES Small Farmer Survey. Table 4.1.85-Percentage of households receiving loans in 1997-98 by expenditure category Expenditure category (quintile) Poorest 2 3 4 Richest Total Obtained loan 27% 39% 37% 35% 31% 34% Obtained informal loan 17% 21% 17% 16% 18% 17% Obtained formal loan 13% 21% 23% 21% 13% 18% Source: IFPRI-LARES Small Farmer Survey. 159

Table 4.1.86-Souce of loan by sex of head Sex of household head Male Female Total Friends 21% 20% Family 10% 5% 10% Money lender 14% 9% 14% Traders 5% 4% 5% CLCAM 28% 54% 29% CARDER 2% 2% USPP 6% 19% 7% GV 4% 4% ONG 2% 4% 2% Mutuelle 7% 4% 7% Total 100% 100% 100% Source: IFPRI-LARES Small Farmer Survey. Table 4.1.87-Purpose of the loan by sex of head Sexof household head Total Male Female Personal spending 3% 3% Fertilizer purchase 10% 21% 10% Seeds purchase 3% 3% Hired labor 62% 75% 63% Ag equip investment 6% 6% Non-ag investment 16% 4% 16% Total 100% 100% 100% Source: IFPRI-LARES Small Farmer Survey. Table 4.1.88-Percentage of households applying for credit and reasons for not applying by sex of head Sex of household head Male Female Total Percent applying for loan 34% 42% 35% Reasons for not applying Insufficient funds 7% 16% 7% Insufficient savings 3% 12% 3% Interest rates 3% 3% Complicated formalities 15% 14% No need for credit 21% 15% 20% Too risky 36% 50% 37% Previous problems 1% 2% 1% No local credit institution 9% 5% 9% Unlikely to be approved 5% 4% Total 100% 100% 100% Source: IFPRI-LARES Small Farmer Survey. 160

Table 4.1.82-Allocation of labor by activity and type of labor<br />

Adult male<br />

family labor<br />

Adult female<br />

family labor Child labor Hired labor Total<br />

Land preparation 26% 8% 13% 42% 26%<br />

Planting 11% 14% 15% 4% 10%<br />

Weeding 37% 19% 25% 32% 33%<br />

Fertilization 2% 2% 3% 0% 2%<br />

Harvest 20% 46% 35% 17% 23%<br />

Processing 5% 11% 9% 4% 6%<br />

Total 100% 100% 100% 100% 100%<br />

Source: IFPRI-LARES Small Farmer Survey.<br />

Table 4.1.83-Percentage of households receiving loans in 1997-98 by department<br />

Department<br />

Atacora Atlantique Borgou Mono Ouémé Zou Total<br />

Obtained loan 18% 10% 19% 39% 33% 63% 34%<br />

Obtained informal loan 6% 2% 5% 29% 18% 32% 17%<br />

Obtained formal loan 13% 7% 14% 11% 15% 40% 18%<br />

Source: IFPRI-LARES Small Farmer Survey.<br />

Table 4.1.84-Percentage of households receiving loans in 1997-98 by sex of head<br />

Sex of household head<br />

Male Female Total<br />

Obtained loan 33% 40% 34%<br />

Obtained informal loan 18% 10% 17%<br />

Obtained formal loan 18% 33% 18%<br />

Source: IFPRI-LARES Small Farmer Survey.<br />

Table 4.1.85-Percentage of households receiving loans in 1997-98 by expenditure category<br />

Expenditure category (quintile)<br />

Poorest 2 3 4 Richest Total<br />

Obtained loan 27% 39% 37% 35% 31% 34%<br />

Obtained informal loan 17% 21% 17% 16% 18% 17%<br />

Obtained formal loan 13% 21% 23% 21% 13% 18%<br />

Source: IFPRI-LARES Small Farmer Survey.<br />

159

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