The Future of Banking-andhrabank-nov4-04.pdf - IDRBT
The Future of Banking-andhrabank-nov4-04.pdf - IDRBT The Future of Banking-andhrabank-nov4-04.pdf - IDRBT
Security Controls • Authentication of e-banking customers • Non-repudiation and accountability for e- banking transactions • Appropriate measures to ensure segregation of duties • Proper authorisation controls within e-banking systems, databases and applications • Data integrity of e-banking transactions, records and information • Establishment of clear audit trails for e-baking transactions • Confidentiality of key bank information INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY November 4, 2004 Vepa Kamesam, Chairman IDRBT
Physical Security Aspects • Clearly defined responsibilities of Chief Security Officer: – Devise security policy & programme – Motivation & education of security force – Develop espirit-de-corps • Training not only for security personnel for entire staff • At security personnel level – discipline and performance to be stressed • Exercise caution in recruiting private security agencies – do the groundwork well! What to look for: – Armed guards with licensed weapons – Effective infrastructure for training the guards – Credible Supervisory infrastructure and – Security clearance by the State Government authorities INSTITUTE FOR DEVELOPMENT AND RESEARCH IN BANKING TECHNOLOGY November 4, 2004 Vepa Kamesam, Chairman IDRBT
- Page 1 and 2: The Future of Banking & Some Securi
- Page 3 and 4: Innovative Risk Management Complex
- Page 5 and 6: Focus aspects of Commercial Banking
- Page 7 and 8: Technology - A Differentiator Techn
- Page 9 and 10: For Long-Term Differentiation Eleme
- Page 11 and 12: POS Terminal and Cash Dispenser POS
- Page 13 and 14: Technology Acquisition • Inapprop
- Page 15 and 16: Regulation and Supervision - The Ch
- Page 17 and 18: Currency Management and Technology
- Page 19 and 20: Continuous Linked Settlement Centra
- Page 21 and 22: RBI Initiatives in Payment and Sett
- Page 23 and 24: PKI Hierarchy CCA IDRBT CA Reposito
- Page 25 and 26: RBI Initiatives in Payment and Sett
- Page 27 and 28: RTGS Scenario • 92 banks have imp
- Page 29 and 30: Smart Cards - The Future • Multi-
- Page 31 and 32: RBI and Customer Service...(2) Impr
- Page 33 and 34: Pre-requisites for Technology Human
- Page 35 and 36: Disaster Management • An action p
- Page 37 and 38: Getting Personal with Personnel Peo
- Page 39 and 40: Some Security Related Matters INSTI
- Page 41: Computer Crimes • Only 5% of cybe
- Page 45 and 46: Physical Security Measures (2) •
- Page 47 and 48: CCTV • Perhaps the most critical
- Page 49 and 50: How to Ensure Security??-A Framewor
- Page 51 and 52: INSTITUTE FOR DEVELOPMENT AND RESEA
- Page 53 and 54: Currency Management & Movement of T
- Page 55 and 56: Agencies Involved in Currency Manag
- Page 57 and 58: Movement of Treasure .. (2) •Thes
- Page 59 and 60: Chandigarh Cross-movement of Curren
Physical Security Aspects<br />
• Clearly defined responsibilities <strong>of</strong> Chief Security Officer:<br />
– Devise security policy & programme<br />
– Motivation & education <strong>of</strong> security force<br />
– Develop espirit-de-corps<br />
• Training not only for security personnel for entire staff<br />
• At security personnel level – discipline and performance to<br />
be stressed<br />
• Exercise caution in recruiting private security agencies – do<br />
the groundwork well! What to look for:<br />
– Armed guards with licensed weapons<br />
– Effective infrastructure for training the guards<br />
– Credible Supervisory infrastructure and<br />
– Security clearance by the State Government authorities<br />
INSTITUTE FOR DEVELOPMENT AND<br />
RESEARCH IN BANKING TECHNOLOGY<br />
November 4, 2004<br />
Vepa Kamesam, Chairman <strong>IDRBT</strong>
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