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Current State of the Market - icmif

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Universal qualities <strong>of</strong> mutuals<br />

Consistent value over time<br />

• Maintaining coverage and limits<br />

at lowest sustainable price<br />

• Reduced loss costs through<br />

cutting edge loss prevention<br />

• Reduce claims costs with<br />

specialist expertise<br />

• For pr<strong>of</strong>it markets have moved in<br />

and out at whim<br />

Focus<br />

Commitment<br />

Consistency<br />

22

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