Lucky Draw Terms & Condition apply. - HSBC

date contact information registered with the Bank, or for notification letters mislaid, damaged or
stolen during delivery.
- The Bank will credit the prize value to the winners’ credit card accounts at the latest on 19 July
2013 (i.e. after 30 days of the Promotion ending). If the winner holds more than one credit card
issued by HSBC, HSBC reserves the right to credit the prize value to any account held by the
winner.
- If the winner closes all his/her primary credit cards before the day of prize delivery, he/she will
forfeit his/her prizes and his/her prize(s) will be considered undisbursed.
9.4 For information queries
- Customers can visit any branch/transaction office of HSBC for details of the Promotion.
10. Responsibility of Public Announcement
- HSBC is responsible for announcing the Terms and Conditions of this promotion and the
information of the winners via at least one mass media channel and on the Bank’s public website
(www.hsbc.com.vn).
11. Other terms
- The winners will bear all the costs incurred for the receipt of their prizes and ad hoc Personal
Income Tax for the prize value (if any). The Bank will deduct ad hoc Personal Income Tax for the
prize value (if incurred) of the winner from the total prize value of that winner as stipulated by the
law. The final prize value that the Bank credits to the winner’s account is the prize value minus adhoc
Personal Income Tax (if any).
- With the customers’ consent, the Bank reserves the right to publish or display the name and picture
of the customer in announcements and advertisements in newspapers and other media without
paying any fee to the customer.
- HSBC is responsible for the accuracy of the generation of lucky draw codes during the Promotion.
If one customer is defined and notified as a winner by mistake by HSBC, the Bank is responsible to
deliver the prize to the misdefined winner. The lucky draw must be held transparently.
- In case of any dispute related to this promotion, the Bank will be responsible for solving the
dispute in the most satisfactory way for the customer. If it fails in this respect, disputes will be
solved according to the law.
- Once the promotion ends, the Bank will be responsible for reporting the implementation of the
promotion according to the law governing the report time, report document and supporting
documents (lucky draw result documents, lists of winners, acknowledgement of prize receipt or
those documents proving that the prizes have been delivered).
- In the case of uncollected prizes, the Bank is responsible for transferring 50% of the value of those
prizes to the State Treasury as stipulated on clause 4, term 96 of the Commercial Law.
- These Terms and Conditions follow the laws of Vietnam and are made in both Vietnamese and
English versions. In case of discrepancy and/or inconsistency, the Vietnamese version shall prevail.
PUBLIC - Issued by HSBC Bank (Vietnam) Ltd. 4/4