4.4 Legal risk - Scor

More documents

Recommendations

Info

8 PERSON RESPONSIBLE
1.1 Name and title of person responsible 10 1.2 Declaration by person responsible 10 9
Page 2 and 3: NOTICE Certain statements contained
Page 4 and 5: 1 Person responsible 8 1.1 Name and
Page 6 and 7: 13 Profit forecasts or estimates 11
Page 10 and 11: 1 PERSON RESPONSIBLE 1.1 Name and t
Page 12 and 13: 2.1 Auditors 13 2.2 Resignation or
Page 14 and 15: 14 SELECTED FINANCIAL INFORMATION
Page 16 and 17: 3 GROUP KEY FIGURES (UNDER CURRENT
Page 18 and 19: 4.1 Risk related to the business en
Page 20 and 21: claims or surrenders of policies th
Page 22 and 23: B. Life reinsurance The main catego
Page 24 and 25: statutory reserve requirements or h
Page 26 and 27: B. SCOR is exposed to Guaranteed Mi
Page 28 and 29: 4.1.9 FINANCIAL RATINGS PLAY AN IMP
Page 30 and 31: and amortization expenses related t
Page 32 and 33: F. Deposits with custodians As part
Page 34 and 35: 4.2.2 SCOR FACES RISKS RELATED TO I
Page 36 and 37: Details of intangible assets, relat
Page 38 and 39: 4.4.2 INCONSISTENT APPLICATION OF E
Page 40 and 41: See “Appendix B - II. Internal co
Page 42 and 43: 5.1 History and development of the
Page 44 and 45: proportion of the voting rights hel
Page 46 and 47: Gerling Global Re Group, which deve
Page 48 and 49: 5.2 Investments 5.2.1 PRINCIPAL INV
Page 50 and 51: 6.1 Primary activities 53 6.2 Princ
Page 52 and 53: The targets of the strategic plan a
Page 54 and 55: B. Proportional and non-proportiona
Page 56 and 57: payment of commercial debts. Surety
Page 58 and 59:
Long-Term Care Long-Term Care (“L
Page 60 and 61:
with local lines of business and po
Page 62 and 63:
transfer solutions (e.g., catastrop
Page 64 and 65:
Retrocession procedures are central
Page 66 and 67:
The portion invested in fixed incom
Page 68 and 69:
6.2 Principal markets SCOR is chara
Page 70 and 71:
On 6 March 2010, STOXX announced SC
Page 72 and 73:
The premiums up for renewal, which
Page 75 and 76:
75 ORGANIZATIONAL STRUCTURE
Page 77:
E U R O P E 7 ORGANIZATIONAL STRUCT
Page 80 and 81:
7.1.1.2 Project "New SCOR" In conne
Page 82 and 83:
7.2 List of issuer’s significant
Page 84 and 85:
8.1 Major existing or planned prope
Page 86 and 87:
86 OPERATING AND FINANCIAL REVIEW
Page 88 and 89:
9 OPERATING AND FINANCIAL REVIEW Th
Page 90 and 91:
year ended 31 December 2012 down fr
Page 92 and 93:
In 2011, SCOR was affected by the f
Page 94 and 95:
31 March 2014. This transaction suc
Page 96 and 97:
Net investment income and investmen
Page 98 and 99:
IFRS classification In EUR million
Page 100 and 101:
Combined ratio For detailed calcula
Page 102 and 103:
10.1 Capital 103 10.2 Cash flow 103
Page 104 and 105:
FINANCIAL LEVERAGE As at 31 Decembe
Page 106 and 107:
11.1 Research and development activ
Page 108 and 109:
studies and publications produced o
Page 110 and 111:
12.1 Most significant trends in pro
Page 112 and 113:
SCOR Global Life expects business o
Page 114 and 115:
114 PROFIT FORECASTS OR ESTIMATES
Page 116 and 117:
116 ADMINISTRATIVE AND MANAGEMENT B
Page 118 and 119:
14 ADMINISTRATIVE AND MANAGEMENT BO
Page 120 and 121:
Name Date of Birth Other principal
Page 122 and 123:
Page 124 and 125:
Page 126 and 127:
Page 128 and 129:
Clariden Leu and from 10 January 20
Page 130 and 131:
Name Age Current Position Executive
Page 132 and 133:
of Alea Europe from 1999 to 2006, w
Page 134 and 135:
134 REMUNERATION AND BENEFITS
Page 136 and 137:
15 REMUNERATION AND BENEFITS 15.1 A
Page 138 and 139:
and analysts; deepening of the empl
Page 140 and 141:
Subscription and share purchase opt
Page 142 and 143:
Year 2011 Year 2010 Premium/ Gross
Page 144 and 145:
144 BOARD PRATICES
Page 146 and 147:
16 BOARD PRATICES 16.1 Date of expi
Page 148 and 149:
148 EMPLOYEES
Page 150 and 151:
17 EMPLOYEES 17.1 Number of employe
Page 152 and 153:
17.2.2 STOCK OPTIONS HELD BY THE ME
Page 154 and 155:
Options exercised Number of stock o
Page 156 and 157:
Plan Share award rights Price per s
Page 158 and 159:
180 of the Commercial Code, options
Page 160 and 161:
(5) Absolute appliance of Group’s
Page 162 and 163:
The following table shows the free
Page 164 and 165:
Shareholders meeting and Company's
Page 166 and 167:
and, for the not tax resident of Fr
Page 168 and 169:
17.4.2 DEFINED BENEFITS PENSION SCH
Page 170 and 171:
18.1 Significant shareholders known
Page 172 and 173:
Distribution of capital (number of
Page 174 and 175:
On 4 July 2012, Alecta Pensionsför
Page 176 and 177:
19.1 Related party transactions 177
Page 178 and 179:
Amendment #7 to the retrocession ag
Page 180 and 181:
The Board of Directors of SCOR SE,
Page 182 and 183:
absorption of its wholly owned subs
Page 184 and 185:
to the Facility Agreement granted/w
Page 186 and 187:
adjusted on the date of departure b
Page 188 and 189:
188 FINANCIAL INFORMATION CONCERNIN
Page 190 and 191:
20 FINANCIAL INFORMATION CONCERNING
Page 192 and 193:
LIABILITIES AS AT 31 DECEMBER In EU
Page 194 and 195:
20.1.3 CONSOLIDATED STATEMENTS OF C
Page 196 and 197:
20.1.5 CONSOLIDATED STATEMENTS OF C
Page 198 and 199:
20.1.6 NOTES TO THE CONSOLIDATED FI
Page 200 and 201:
• Amendments to IAS 19 - Employee
Page 202 and 203:
Intangible assets The cost of intan
Page 204 and 205:
(e) Cash and cash equivalents Cash
Page 206 and 207:
Impairment of financial assets At e
Page 208 and 209:
available and the reserves are adju
Page 210 and 211:
Shadow accounting For the measureme
Page 212 and 213:
together with actuarial assumptions
Page 214 and 215:
The following table sets forth the
Page 216 and 217:
CASH FLOWS BY SEGMENT The cash flow
Page 218 and 219:
SCOR recognised the redemption rece
Page 220 and 221:
PRO FORMA STATEMENT OF INCOME 2011
Page 222 and 223:
2009 In EUR million (1) Provisional
Page 224 and 225:
The Group conducted its annual asse
Page 226 and 227:
20.1.6.6 NOTE 6 - INSURANCE BUSINES
Page 228 and 229:
(B) MOVEMENTS IN LEVEL 3 FINANCIAL
Page 230 and 231:
Financial lease contracts The Group
Page 232 and 233:
At 31 December 2012 and 2011, the u
Page 234 and 235:
MORTALITY SWAPS On 1 January 2008,
Page 236 and 237:
20.1.6.10 NOTE 10 - ASSUMED AND CED
Page 238 and 239:
Issued share capital The number of
Page 240 and 241:
CAPITAL MANAGEMENT POLICY, OBJECTIV
Page 242 and 243:
Share-based payments The caption
Page 244 and 245:
SCOR has entered into a cross-curre
Page 246 and 247:
SCOR Global P&C The table below sho
Page 248 and 249:
The table below is a reconciliation
Page 250 and 251:
(C) SHARE OF RETROCESSIONAIRES IN C
Page 252 and 253:
(c) Defined benefits pension cost 2
Page 254 and 255:
The following table summarizes the
Page 256 and 257:
The table below presents the change
Page 258 and 259:
The performance conditions will be
Page 260 and 261:
In 2010 the tax rate change impact
Page 262 and 263:
Applying the deferred tax netting m
Page 264 and 265:
These expenses are further allocate
Page 266 and 267:
In the event of termination of the
Page 268 and 269:
SIGNIFICANT SUBSIDIARIES, INVESTMEN
Page 270 and 271:
20.1.6.25 NOTE 25 - COMMITMENTS REC
Page 272 and 273:
and documented before the pricing i
Page 274 and 275:
(iv) Pandemic In Life reinsurance,
Page 276 and 277:
Different types of GMDBs are covere
Page 278 and 279:
(b) Receivables from retrocessionai
Page 280 and 281:
(i) Default of pool members SCOR pa
Page 282 and 283:
Additional information on the timin
Page 284 and 285:
On the other hand, an increase in i
Page 286 and 287:
The market sensitivities of the Gro
Page 288 and 289:
20.2 Auditing of historical consoli
Page 290 and 291:
Other information audited by the le
Page 292 and 293:
21.1 Share capital 293 21.2 Charter
Page 294 and 295:
Directors of SCOR SE decided on 28
Page 296 and 297:
Number initially authorized (date o
Page 298 and 299:
Objective 1. Stimulation of the sec
Page 300 and 301:
21.1.7 HISTORY OF THE COMPANY’S S
Page 302 and 303:
Board of Directors’ borrowing pow
Page 304 and 305:
maintained by BNP on our behalf. Ea
Page 306 and 307:
Proxies may be granted by a shareho
Page 308 and 309:
Shareholders’ Meeting that may ta
Page 310 and 311:
22 MATERIAL CONTRACTS None. 310
Page 312 and 313:
23.1 Expert’s report 313 23.2 Inf
Page 314 and 315:
314 DOCUMENTS ON DISPLAY
Page 316 and 317:
316 INFORMATION ON HOLDINGS
Page 318 and 319:
318 NON FINANCIAL INFORMATION
Page 320 and 321:
320 FEES PAID BY THE GROUP TO THE A
Page 322 and 323:
322 PUBLISHED INFORMATION
Page 324 and 325:
28 PUBLISHED INFORMATION 28.1 Infor
Page 326 and 327:
Date Subject Marchés Financiers 27
Page 328 and 329:
328
Page 330 and 331:
1.1 Significant events of the year
Page 332 and 333:
1.2 Balance sheet 1.2.1 BALANCE SHE
Page 334 and 335:
1.3 Income statement In EUR million
Page 336 and 337:
In EUR million NON-UNDERWRITING ACC
Page 338 and 339:
1.5 NOTES TO THE CORPORATE FINANCIA
Page 340 and 341:
1.7 RECORDING OF REINSURANCE TRANSA
Page 342 and 343:
1.12 FINANCIAL INSTRUMENTS RECEIVED
Page 344 and 345:
Name Original currency Share capita
Page 346 and 347:
NOTE 4 - TRANSACTIONS WITH SUBSIDIA
Page 348 and 349:
(b) Financial liabilities • Initi
Page 350 and 351:
• EUR 44 million in reserves for
Page 352 and 353:
NOTE 10 - ANALYSIS OF GENERAL EXPEN
Page 354 and 355:
Number of which to Group directors
Page 356 and 357:
NOTE 15 - ANALYSIS OF COMMITMENTS G
Page 358 and 359:
Appeal of Versailles. On the basis
Page 360 and 361:
aforementioned notes is appropriate
Page 362 and 363:
362 APPENDIX B: REPORT OF THE CHAIR
Page 364 and 365:
APPENDIX B: REPORT OF THE CHAIRMAN
Page 366 and 367:
Pursuant to the Internal Charter, t
Page 368 and 369:
Lastly, Directors are required to i
Page 370 and 371:
The Audit Committee is composed of
Page 372 and 373:
Every year, the conditions of remun
Page 374 and 375:
Moreover, the Chairman and Chief Ex
Page 376 and 377:
The Group SCOR consists of the pare
Page 378 and 379:
Within this environment, control re
Page 380 and 381:
organization, training sessions tar
Page 382 and 383:
For SCOR Global Life: - an internal
Page 384 and 385:
(D) INFORMATION AND COMMUNICATION
Page 386 and 387:
• enhanced audit trail. The initi
Page 388 and 389:
Other information We confirm that t
Page 390 and 391:
APPENDIX C: GLOSSARY* *This glossar
Page 392 and 393:
D DECENNIAL INSURANCE Decennial ins
Page 394 and 395:
M MARINE AND AVIATION INSURANCE ALS
Page 396 and 397:
RETROCESSION Transaction in which t
Page 398 and 399:
elevant at the date of acquisition.
Page 400 and 401:
1 Operating and financial review of
Page 402 and 403:
1.2 Operating results of SCOR SE du
Page 404 and 405:
3.2 Group social indicators 3.2.1 D
Page 406 and 407:
As a global company organised into
Page 408 and 409:
3.2.10 Distribution by age Indicato
Page 410 and 411:
in cooperation with the company doc
Page 412 and 413:
- The items pertain to the entire G
Page 414 and 415:
• Two approaches have been develo
Page 416 and 417:
POLLUTION AND WASTE MANAGEMENT Info
Page 418 and 419:
BIODIVERSITY PROTECTION formation r
Page 420 and 421:
The Group’s French subsidiaries a
Page 422 and 423:
5.5 OTHER ACTIONS TAKEN IN SUPPORT
Page 424 and 425:
7 STATUTORY AUDITORS’REPORT ON TH
Page 426 and 427:
426 APPENDIX E: CROSS REFERENCE TAB
Page 428:
European Company With a share capit
show all

4.4 Legal risk - Scor

Create successful ePaper yourself

Delete template?

Save as template?