4.4 Legal risk - Scor

With regards to the source of emissions (to be distinguished from the volume of emissions) within each “Scope”, the
rate of coverage is estimated to around 100% for the “Scope 1” (refrigerant liquid volumes are not estimated) and to
100% for the “Scope 2”. The rate of coverage for the “Scope 3” is limited to approximately 10% since the Group has
adopted a pragmatic approach with a clear focus on business transportation which have an important environmental
footprint. Within this “Scope”, the main sources excluded are commuting and the so-called depreciation of furniture and
property offices.
Environmental indicators: sections of the decree n°2012-557 on transparency obligations of
companies with regards to social and environmental information
GENERAL POLICY WITH REGARDS TO THE ENVIRONMENT
Information required by the
decree n°2012-557
1- Company organisation to
manage, assess environmental
issues and certification initiatives
Description and 2012 Data
Company organisation to manage, assess environmental issues
and certification initiatives are developed in section : “Group’s
environmental policy: general organisation and main areas”
Scope
Group
2- Training and informing
employees with regard to
environmental protection
3- Resources dedicated to prevent
environmental risk and pollution
4- Amount of provisions and
guarantees covering environmental
risks
Employees are informed about the Group’s environmental actions
through various different channels. The Group’s Code of Conduct is
the primary source in terms of information and raising awareness.
An entire section of the Code is devoted to the United Nations
Global Compact and to the “Principles for sustainable insurance”.
This information is complemented by regular communications via
internal corporate media such as SCORLinks, and by themed
events such as SCORLunches. In 2012, this information has been
extended to the employee representative bodies, both in France
and on a Europe-wide basis through the Common European
Companies Committee (CECC).
Aside from these corporate communication methods, employees
are kept informed about environmental protection through
environmental certification procedures undertaken in various sites
operated by Scor, for example leaflets and posters promoting the
reasonable use of resources and raising the awareness of the
General Services department.
Data not itemized in our budget and control monitoring system
The Group has been subject to no environmental penalties. Since
Scor have not been subject of any convictions or any litigations
invoking its civil liability.
Group
N/A
Group
415