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4.4 Legal risk - Scor

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- The items pertain to the entire Group except ReMark, Telemed and Rehalto. They are controlled 100% by SCOR<br />

Global Life SE and managed independently from the Group in terms of human resources.<br />

- The headcount is calculated on the basis of the employees registered at 31 December in fixed-term contract (working<br />

contract signed directly between SCOR and the individual with a defined ending date) or permanent contract (working<br />

contract signed directly between SCOR and the individual for an unlimited period). Trainees are employees paid by the<br />

company under a tripartite agreement between the company, university and student employee.<br />

- Employees on fixed-term Contract are considered as definitively leaving SCOR when their contracts expire. Employee<br />

who signed a permanent contract in 2012 at the end of their fixed-term contract are not included in this scope.<br />

- 2012 Group’s staff turnover: number of resignations in 2012)/headcount as at 31 December 2011<br />

- The average fixed remuneration is calculated on the annual remuneration of reference paid to the employees,<br />

prorated to actual hours worked. The average bonus includes the profit sharing scheme for France. It takes into<br />

account the bonus equal to 0 for a law performance.<br />

- Annual working time: annual period of time (calculated in days) that an individual spends at work. This definition is<br />

based on the legal (or conventional) approach and doesn’t take in consideration the absence for sick leaves, maternity<br />

leaves, sabbatical vacations etc.<br />

- The length of absence include sick leave, accident, maternity/paternity leave, sabbatical leave, exceptional leave.<br />

- Number of training hours: total number of hours of training for all the employees. These training hours are directly<br />

managed by SCOR or by an external training organization at the behest of SCOR. In case of collective training, the<br />

number of hours of training should is multiplied by the number of participants.<br />

- A disabled employee is an employee officially affected by a disability recognized by the administration. It may be<br />

physical or mental or some combination of these. A disability may be present from birth, or occur during a person's<br />

lifetime.<br />

- Daily checks are performed by the local HR managers and the Group HR department to ensure the reliability of the<br />

information in the Group data base. A complementary detailed check of the data is assured annually (in December) by<br />

the Group HR department and the local HR managers.<br />

412

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