WO toolkit 2012 complete.pdf - GMB

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SECTION 8 PENSIONS INFORMATION Pensions are a key part of employees’remuneration package and are legally deferred pay. Many companies operate a range of different pension schemes for their employees and from 2012 new obligations will be introduced to require a minimal level of employer contribution to workplace pensions. CONSULTATION Employers wanting to make significant changes to their pension provision are required to consult with the relevant employees for 60 days. A GMB bulletin on pension consultation requirements is enclosed. TRUSTEES Trust based schemes–in the private sector,all final salary and average salary schemes and some defined contribution schemes–are run by trustees. A minimum of one third of a scheme’s trustees should be nominated by scheme members. Trustees are responsible for managing money that is set aside now to provide pensions in the future. They have to run the pension scheme in line with the scheme rules and have a duty to act honestly and prudently in the best interests of all scheme members and beneficiaries of the pension scheme. SCHEME QUALITY GMB supports the provision of good quality pension provision,preferably defined benefit(either final or average salary). GMB’s policy for a defined contribution/money purchase scheme is to have a minimum employer contribution rate of 10% where scheme members contribute 5%. PRE RETIREMENT CHECKLIST Particular issues arise when someone is approaching retirement. A retirement checklist is enclosed which can be photocopied and distributed to relevant individuals. MORE INFORMATION GMB produces regular bulletins on workplace pension issues and policy campaigns. All these can be accessed through the pensions page of the GMB website: www.gmb.org.uk/pensions NOTE: Please keep any further briefings you are given on pensions from GMB or your employer in this section. REMEMBER: This issue will affect the vast majority of the workforce.Call a meeting to advise,recruit and organise.
SECTION 8 GMB RETIREMENT CHECKIST For GMB members approaching or who have reached retirement,this leaflet contains a summary of the benefits that are available to you in retirement. GMB MEMBERSHIP BENEFITS Retired members can apply for membership of the GMB’s Retired Members Association(RMA). The RMA campaigns on behalf of retired members to bring about dignity in retirement. Among other issues, they campaign for better pension provision,affordable public transport and utilities,and improved care conditions. Most branches of the RMA meet several times a year and there is an annual national RMA conference. If you are interested in joining the RMA you should contact your Regional Secretary for further information. Members of at least five years standing can apply for retired life membership of GMB. This is available for a one-off payment. Benefits of life membership include: • *Legal Assistance for those aged 60 and over and who have been members for at least 10 years– provided primarily in matters concerning employment but can be authorised by a Regional Secretary for any class of matter *Subject to rule STATE BENEFITS Full information on the benefits available to you can be obtained from your local Department for Work and Pensions(DWP)Office. State Pension For Men–This is currently payable from age 65. For Women–This is currently payable from age 60 for those born before 6 April 1950,and is gradually increasing to 65. Under recent Government announcements,women’s State Pension Age would increase more quickly to 65 between April 2016 and November 2018. Also from December 2018 the State Pension Age for both men and women will start to increase to reach 66 by April 2020. You can find out more on your State Pension Age at www.direct.gov.uk To find out how much you will get you can request a forecast from The Pensions Service on 0800 731 7898. The State Pension can be made up of several elements: • Basic State Pension–available to all who have made sufficient National Insurance Contributions; • S2P–this is an additional state pension available to those who did not contract out from April 2002 onwards; • SERPS–this is an additional state pension available to those who did not contract out between April 1978 and March 2002. Pension Credit–This is a means tested benefit designed to ensure that those aged 60 and over receive a guaranteed weekly income. You can apply for this by calling The Pensions Service on 0800 991 234. Anyone receiving Pension Credit may also be entitled to Housing Benefit,Council Tax Benefit and Cold Weather Payments. Over 80’s Pension–This is available to over 80s whose state pension income is below a certain level. Further details are available from your local DWP office. Winter Fuel Payment–This is payable to UK residents aged over 60. It can be claimed by calling the Winter Fuel Payment helpline on 0845 915 1515. Attendance Allowance or Disability Living Allowance–If you are aged 65 or over and have a disability that requires help in caring for yourself,you may be able to claim Attendance Allowance. If you are under age 65 and your disability means that you require help with care,you may be entitled to Disability Living Allowance. You can find out more on these by calling the Benefit Enquiry Line on 0800 882 200.
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GMB WORKPLACE ORGANISERS TOOLKIT
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Acknowledgements: This toolkit has
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CONTENTS 1. Your role 1.1 Training
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WORKPLACE ORGANISERS TOOLKIT SECTIO
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SECTION 1.1 The course ends with GM
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SECTION 1.2 WHAT DOES A GMB WORKPLA
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SECTION 1.3 Non-recognised companie
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SECTION 2.1 ORGANISING YOUR WORKPLA
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SECTION 2.2
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SECTION 2.3 KEEPING MEMBERS UP TO D
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GMB@ PUTYOUREMPLOYER’S NAMEHERE P
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SECTION 2.4 USING YOUR WORKPLACE MA
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SECTION 2.4 WORKPLACE ADDRESS Depar
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SECTION 2.5 CONTACTING NEW STARTERS
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SECTION 2.6
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SECTION 2.6 MEMBERSHIP TRANSFER NOT
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SECTION 2.7 CAMPAIGNING We are best
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SECTION 2.8 HANDLING OBJECTIONS One
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SECTION 2.8 I’ve worked here for
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SECTION 2.9 GETTING HELP:BUILDING Y
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SECTION 2.10
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SECTION 3.1 REPRESENTING YOUR MEMBE
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SECTION 3.1 COLLECTIVE BARGAINING G
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SECTION 3.2
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SECTION 4.1 REPRESENTING INDIVIDUAL
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SECTION 4.2 GMB RECOGNISED WORKPLAC
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SECTION 4.3 DEALING WITH MEMBER’S
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SECTION 4.3 Keep careful notes You
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SECTION 4.3 REQUESTING A POSTPONEME
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SECTION 4.4 AT THE HEARING: State y
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SECTION 4.4
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SECTION 4.5 APPEALS You should also
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SECTION 4.5 REQUEST FOR APPEAL HEAR
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SECTION 5 GROUP FIVE: DISCIPLINE AN
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SECTION 5 LIST OF STATUTORY AMOUNTS
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SECTION 5.2 2. What are the maximum
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SECTION 5.3 Exemptions Drivers of v
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SECTION 5.5 5. Am I entitled to hav
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SECTION 5.7 7. Can my employer char
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SECTION 5.9 9. What is a risk asses
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SECTION 5.11 11. Can my employer ch
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SECTION 5.13 13. Am I entitled to a
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SECTION 5.15 15. Is everyone entitl
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SECTION 5.16 16. Am I entitled to b
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SECTION 5.18 GROUP THREE MATERNITY&
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SECTION 5.19 19. Can I get maternit
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SECTION 5.20 20. Am I protected fro
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SECTION 5.21 If you want to change
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SECTION 5.22 Your employer is oblig
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SECTION 5.24 24. What rights do I h
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SECTION 5.25 25. Can I take paid ad
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Page 128 and 129: SECTION 5.30 30. How much sick pay
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Page 132 and 133: SECTION 5.32 Even if your employer
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Page 138 and 139: SECTION 5.37 37. How much notice do
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Page 146 and 147: SECTION 5.43 43. Do workplace organ
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Page 196 and 197: SECTION 17.2 Positive Action Action
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Page 200 and 201: SECTION 17.3 EQUALITY LEGISLATION:A
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