Policy Wording - Insure me 4

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Cover Limits of cover (per person unless otherwise shown) Basics Excess Limits of cover (per person unless otherwise shown) Comprehensive Excess Personal baggage £200 £65 £2,000 £65 Single article, or Pair or set of articles £100 £300 Valuables £100 £300 (Limited to £100 if insured person is under 16) Luggage Delay N/A N/A £50 for first 24 hours or £100 after 48 hours Nil Money £200 £65 £500 £65 Cash (Limited to £50 if insured person is under 18) £200 £200 Travel documents N/A N/A £500 £65 Personal Liability Optional cover up to £2,000,000 per policy Personal Accident £65 £2,000,000 £65 Death N/A N/A £20,000 (Limited to £1,000 if the insured person is under 18 or over 65) Loss of limb, or loss of sight Permanent total disablement N/A N/A £20,000 (Limited to £1,000 if the insured person is under 18 or over 65) N/A N/A £20,000 (Limited to £1,000 if the insured person is under 18 or over 65) Legal Costs and Expenses N/A N/A £25,000 per person max £50,000 per policy Hi-jack Optional Winter sports cover N/A N/A £50 per 24 hour period, max £5,000 Ski equipment N/A N/A £500 £65 Ski pass N/A N/A £250 £65 Ski equipment delay N/A N/A £15 per 24 hours up to max £300 4 Travel Insurance Policy Documents Nil Nil Nil Nil Nil Nil
Cover Travel Insurance Policy Documents Limits of cover (per person unless otherwise shown) Basics Excess Limits of cover (per person unless otherwise shown) Comprehensive Excess Piste closure N/A N/A £20 for each full day up to a max £200 Avalanche or landslide N/A N/A £15 for each full day up to max £150 Optional Golf Cover Golf equipment N/A N/A £1,000 £65 Single article limit N/A N/A £500 Nil Hiring golf equipment N/A N/A £300 Nil Green Fees N/A N/A £150 Nil Hole-in-One Cover N/A N/A £75 Nil Optional Wedding Cover Wedding rings N/A N/A £250 £65 Wedding attire N/A N/A £1,500 £65 Wedding gifts N/A N/A £1,000 £65 Photographs and Videos N/A N/A £750 £65 Optional Special Sports & Activities Cover Search and rescue N/A N/A £750 Nil Sports gear and activity equipment Home Country Cover N/A N/A £750 £65 Home country Medical Transfer £1,000 £65 £1,000 £65 Additional Accommodation Costs £1,000 £65 £1,000 £65 Optional End Supplier Failure Cover (Available subject to additional premium and shown on certificate) End Supplier Failure £3,000 N/A £3,000 N/A Optional Travel Legal Dispute Cover (Available subject to additional premium and shown on certificate) Travel Legal Dispute Subject to acceptance criteria and minimum claim value £150 £25,000 max £50,000 per policy N/A £25,000 max £50,000 per policy Optional Travel Disruption Extension (Available subject to additional premium and shown on certificate) Extended Cancellation or Curtailment £1,000 £65 £1,000 £65 Extended Travel Delay £1,000 £1,000 Extended Missed Departure £500 £500 Catastrophe Cover £1,000 £1,000 Nil Nil £35 5
Page 1 and 2: …part of the Staysure family Trav
Page 3 and 4: Contents Useful Telephone Numbers 2
Page 5: We will pay for any claim you make
Page 9 and 10: • Third party liability: if you u
Page 11 and 12: Dysmenorrhoea Dyspepsia Ear Infecti
Page 13 and 14: Hypertension (High Blood Pressure,
Page 15 and 16: • Injuries which are a direct res
Page 17 and 18: Zone 3 - All countries Worldwide, e
Page 19 and 20: sections of the policy the insuranc
Page 21 and 22: Unattended - When you cannot see an
Page 23 and 24: What is not covered: The cost of an
Page 25 and 26: e) normal wear and tear; f) any sel
Page 27 and 28: Travel by air will be limited to on
Page 29 and 30: Section 7 Travel delay This section
Page 31 and 32: If you arrive at the airport, port
Page 33 and 34: • liability in respect of a pair
Page 35 and 36: • the policy excess; • anything
Page 37 and 38: ) If the appointed preferred law fi
Page 39 and 40: What is not covered: • any claim
Page 41 and 42: insured person: • for all reasona
Page 43 and 44: which are not used due to you being
Page 45 and 46: Section C - Photographs and videos
Page 47 and 48: Horse jumping Scuba diving (unquali
Page 49 and 50: Excursions; Eurotunnel; Theme parks
Page 51 and 52: • The insured person’s travelli
Page 53 and 54: Claims You must tell us in writing
Page 55 and 56: Section 33 Optional travel disrupti
Page 57 and 58:
Special conditions relating to clai
Page 59 and 60:
2. Any medical information supplied
Page 61 and 62:
6. We will not pay for any losses w
Page 63 and 64:
• Make a claim in respect of any
Page 65 and 66:
If you refer a complaint to the Fin
Page 67 and 68:
Requesting assistance In an emergen
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Policy Wording - Insure me 4

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