Policy Wording - Insure me 4
Policy Wording - Insure me 4
Policy Wording - Insure me 4
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Section 29 Optional end supplier failure<br />
Cover in respect of Section 29 only operates if the appropriate extension has been chosen, the appropriate<br />
additional premium has been paid and is shown on the your certificate.<br />
This cover is provided by International Passenger Protection Limited, IPP House, 22-26 Station Road, West<br />
Wickham, Kent BR4 0PR, United Kingdom and is underwritten by a consortium of Lloyds Syndicates (the<br />
insurer).<br />
What is covered:<br />
The insurer will pay up to £3,000 in total for each insured person na<strong>me</strong>d on the certificate for:<br />
• irrecoverable sums paid in advance in the event of insolvency of the travel or accommodation<br />
provider not forming part of an inclusive holiday prior to departure; or<br />
• in the event of insolvency after departure:<br />
a) additional pro-rata costs incurred by the insured person in replacing that part of the travel<br />
arrange<strong>me</strong>nts to a similar standard to that originally booked; or<br />
b) if curtail<strong>me</strong>nt of the holiday is unavoidable – the cost of return transportation to the United<br />
Kingdom, Channel Islands, Isle of Man or Ireland to a similar standard to that originally booked.<br />
Provided that in the case of a) and b) above, where practicable the insured person shall have obtained the<br />
approval of the insurer prior to incurring the relevant costs by contacting the insurer as set out below.<br />
What is not covered:<br />
The insurer will not pay for:<br />
• travel or accommodation not booked within the United Kingdom, Channel Islands, Isle of Man<br />
or Ireland.<br />
• the financial failure of:<br />
a) any travel or accommodation provided in Chapter 11 or any threat of insolvency being known<br />
at the date of issue of the certificate;<br />
b) any travel or accommodation provider who is bonded or insured elsewhere (even if the bond is<br />
insufficient to <strong>me</strong>et the claim);<br />
c) any travel agent, tour organiser, booking agent or consolidator with whom the insured person<br />
has booked travel or accommodation.<br />
• any loss for which a third party is liable or which can be recovered by other legal <strong>me</strong>ans see<br />
Guidance notes relating to End Supplier Failure.<br />
• any losses which are not directly associated with the incident that caused the insured person to claim.<br />
For example, loss due to being unable to reach your pre booked hotel following the financial failure of an<br />
airline.<br />
We cover:<br />
For the insolvency of any travel arrange<strong>me</strong>nts booked in the United Kingdom, Channel Islands, Isle of Man<br />
or Ireland (not forming part of an inclusive holiday) and not bonded or insured already.<br />
These would include:<br />
Scheduled airlines;<br />
Hotels;<br />
Car ferries;<br />
Villas abroad & cottages in the United Kingdom;<br />
Railway journeys including the Eurostar;<br />
Coach journeys;<br />
Cruises not bonded;<br />
Car hire;<br />
Caravan sites / campsites / mobile ho<strong>me</strong>s;<br />
Camper rental;<br />
Safaris;<br />
46 Travel Insurance <strong>Policy</strong> Docu<strong>me</strong>nts