Policy Wording - Insure me 4
Policy Wording - Insure me 4
Policy Wording - Insure me 4
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Within 24 hours of the incident, you must report loss of personal luggage to the local Police or to the<br />
carrier, as appropriate, (damage to golf equip<strong>me</strong>nt in transit must be reported to the carrier before you<br />
leave the baggage hall and a Property Irregularity Report (PIR) must be obtained),or if the incident occurs<br />
elsewhere to your hotel or accommodation manage<strong>me</strong>nt, or to the Tour Operator representative.<br />
You must produce to us written docu<strong>me</strong>ntation from one of the parties listed above confirming that the<br />
loss or theft occurred during the trip – otherwise no claim will be paid.<br />
What is not covered:<br />
• the policy excess;<br />
• more than £500 per single club or single article of golf equip<strong>me</strong>nt;<br />
• golf equip<strong>me</strong>nt which is over five years old;<br />
• any claim for loss or theft of golf equip<strong>me</strong>nt if you have not notified the police within 24 hours<br />
of its discovery and obtained a written report which includes the cri<strong>me</strong> reference number;<br />
• loss, theft of, or damage to, golf equip<strong>me</strong>nt from checked-in luggage left in the custody of a<br />
carrier and/or packed in luggage left in the baggage hold or storage area of a carrier;<br />
• claims arising from delay, detention, seizure or confiscation by Customs or other officials;<br />
• claims for loss, theft or damage to anything being shipped as freight or under a bill of lading;<br />
• damage to, loss or theft of golf equip<strong>me</strong>nt, which is being carried on a vehicle roof rack;<br />
• damage to, loss or theft of golf equip<strong>me</strong>nt, if it has been left:<br />
– unattended in a place to which the public have access; or<br />
– in an unattended motor vehicle; or<br />
– in the custody of a person who does not have an official responsibility for the safekeeping<br />
of the property;<br />
• any claim for damage to golf equip<strong>me</strong>nt whilst in use;<br />
• anything <strong>me</strong>ntioned in the General Exclusions.<br />
Section 23 Golf equip<strong>me</strong>nt hire<br />
What is covered:<br />
If your own golf equip<strong>me</strong>nt is certified by the carrier to have been lost or misplaced on the outward<br />
journey of a trip for a period in excess of 12 hours, then we will pay you the sum of £30 per complete 24<br />
hours, up to a maximum of £300 per each insured person, for hire or replace<strong>me</strong>nt golf equip<strong>me</strong>nt.<br />
Special conditions relating to claims<br />
You must provide receipts and a report from the carrier confirming the length of the delay – otherwise no<br />
pay<strong>me</strong>nt will be made.<br />
What is not covered:<br />
• any claim arising in connection with a trip solely within your ho<strong>me</strong> country;<br />
• anything <strong>me</strong>ntioned in the General Exclusions.<br />
Section 24 Green fees<br />
What is covered:<br />
We will pay you the sum of £75 per complete 24 hours up to a maximum of £150 per each insured person<br />
for the proportionate value of any non-refundable;<br />
• pre-paid green fees; or<br />
• golf equip<strong>me</strong>nt hire fees; or<br />
• tuition hire fees.<br />
40 Travel Insurance <strong>Policy</strong> Docu<strong>me</strong>nts