Policy Wording - Insure me 4

Hypertension (High Blood Pressure, White Coat Syndrome):
• No more than 2 medications.
• There must have been no change in treatment within the last 6 months.
• Must have been a non-smoker for at least 12 months.
Hypotension (Low Blood Pressure):
• Must NOT be associated with any underlying condition.
Osteoporosis (Osteopaenia, Fragile Bones):
• There must have been NO broken bones within the last 5 years.
• There must have been NO vertebral (backbone) fractures.
Important limitations
Cancellation, curtailment & trip interruption cover
This policy will NOT cover any claims under Section 6 (Cancellation, Curtailment or Trip Interruption)
arising directly or indirectly from any pre-existing medical condition known to you prior to the
commencement of the period of insurance affecting any close relative or travelling companion whether
insured under this policy or not, or person with whom you intend to stay whilst on your trip if:
• A terminal diagnosis had been received prior to the commencement of the period of insurance; or
• If they were on a waiting-list for, or had knowledge of the need for, surgery, inpatient treatment or
investigation at any hospital or clinic at the commencement of the period of insurance; or if during the 90
days immediately prior to the commencement of the period of insurance they had:
• Required surgery, inpatient treatment or hospital consultations; or
• Required any form of treatment or prescribed medication.
You should also refer to the General Exclusions.
24 hour emergency and repatriation service
Contact the Emergency Assistance Service on:
Tel: 0044 207 902 7408
Ref: Staysure.co.uk
You can use this service outside the United Kingdom during your journey. If you have a medical
emergency please contact ERV Assistance as soon as possible.
ERV Assistance doctors and nurses and other technical support staff are on call 24 hours a day
throughout the year. You may reverse the call charges when using this service. Please give ERV Assistance
your age and your certificate number. The service is available if medically necessary and when you have a
valid certificate. It includes a guarantee to pay hospital or doctors’ fees;
• a translation service;
• repatriation arrangements to send you home by land, sea or air (accompanied by a nurse or doctor
if necessary);
• necessary travel arrangements for your next-of-kin or the person with whom you are travelling (if
covered under this policy); and
• an ambulance service to a hospital or nursing home or your home when you arrive in the United
Kingdom (if necessary).
Outpatient treatment
For simple out-patient costs you should settle the clinic bill directly and claim this back upon your return.
Travel Insurance Policy Documents
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