BSA/AML Examination Manual - ffiec
BSA/AML Examination Manual - ffiec
BSA/AML Examination Manual - ffiec
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Table of Contents<br />
EXPANDED EXAMINATION OVERVIEW AND PROCEDURES FOR AN<br />
ENTERPRISE-WIDE COMPLIANCE PROGRAM AND OTHER STRUCTURES .... 149<br />
Enterprise-Wide <strong>BSA</strong>/<strong>AML</strong> Compliance Program — Overview (2007)............... 149<br />
<strong>Examination</strong> Procedures .................................................................................... 153<br />
Foreign Branches and Offices of U.S. Banks — Overview ................................... 156<br />
<strong>Examination</strong> Procedures .................................................................................... 160<br />
Parallel Banking — Overview................................................................................ 162<br />
<strong>Examination</strong> Procedures .................................................................................... 163<br />
EXPANDED EXAMINATION OVERVIEW AND PROCEDURES FOR PRODUCTS<br />
AND SERVICES.......................................................................................................... 165<br />
Correspondent Accounts (Domestic) — Overview ................................................ 165<br />
<strong>Examination</strong> Procedures .................................................................................... 168<br />
Correspondent Accounts (Foreign) — Overview (2007) ...................................... 170<br />
<strong>Examination</strong> Procedures .................................................................................... 173<br />
U.S. Dollar Drafts — Overview ............................................................................. 175<br />
<strong>Examination</strong> Procedures .................................................................................... 176<br />
Payable Through Accounts — Overview ............................................................... 178<br />
<strong>Examination</strong> Procedures .................................................................................... 181<br />
Pouch Activities — Overview ................................................................................ 184<br />
<strong>Examination</strong> Procedures .................................................................................... 186<br />
Electronic Banking — Overview (2007) ............................................................... 188<br />
<strong>Examination</strong> Procedures .................................................................................... 191<br />
Funds Transfers — Overview (2007) .................................................................... 192<br />
<strong>Examination</strong> Procedures .................................................................................... 197<br />
Automated Clearing House Transactions — Overview (2007)............................. 199<br />
<strong>Examination</strong> Procedures .................................................................................... 204<br />
Electronic Cash — Overview ................................................................................. 206<br />
<strong>Examination</strong> Procedures .................................................................................... 208<br />
Third-Party Payment Processors — Overview....................................................... 209<br />
<strong>Examination</strong> Procedures .................................................................................... 211<br />
Purchase and Sale of Monetary Instruments — Overview..................................... 212<br />
<strong>Examination</strong> Procedures .................................................................................... 213<br />
Brokered Deposits — Overview............................................................................. 215<br />
<strong>Examination</strong> Procedures .................................................................................... 217<br />
Privately Owned Automated Teller Machines — Overview (2007) ..................... 219<br />
<strong>Examination</strong> Procedures .................................................................................... 222<br />
Nondeposit Investment Products — Overview....................................................... 224<br />
<strong>Examination</strong> Procedures .................................................................................... 228<br />
Insurance — Overview ........................................................................................... 230<br />
<strong>Examination</strong> Procedures .................................................................................... 233<br />
Concentration Accounts — Overview.................................................................... 235<br />
<strong>Examination</strong> Procedures .................................................................................... 237<br />
Lending Activities — Overview............................................................................. 238<br />
<strong>Examination</strong> Procedures .................................................................................... 240<br />
Trade Finance Activities — Overview (2007)....................................................... 241<br />
<strong>Examination</strong> Procedures .................................................................................... 246<br />
FFIEC <strong>BSA</strong>/<strong>AML</strong> <strong>Examination</strong> <strong>Manual</strong> ii 8/24/2007