A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
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¢ Date of action taken. Enter the<br />
settlement or closing date for originations.<br />
For applications (including<br />
preapproval requests) that did not<br />
result in an origination, enter the date<br />
when the final action was taken (e.g.,<br />
the application was denied or the file<br />
was closed for incompleteness) or<br />
when the notice of the action was<br />
sent <strong>to</strong> the applicant. For an application<br />
that was expressly withdrawn by<br />
the applicant, you may enter either<br />
the date shown on the applicant’s<br />
letter or the date that you received<br />
the letter or notice. For guidance<br />
concerning applications that are<br />
approved but not accepted, see staff<br />
comment 203.4(a)(8)-5. For loans that<br />
you originate, see comment<br />
203.4(a)(8)-6 for further guidance.<br />
For loans that your institution purchases,<br />
enter the date of the purchase.<br />
For more information, see<br />
Appendix A, I.B.2.<br />
Loan<br />
amount<br />
in<br />
thousands<br />
65<br />
125<br />
Action Taken<br />
Preap<br />
Date<br />
proval Type (mm/dd/ccyy)<br />
1<br />
1<br />
1 02/22/2006 47894<br />
7 06/20/2006<br />
Five- Two-<br />
Digit Digit<br />
MSA/MD State<br />
Number Code<br />
NA<br />
51<br />
NA<br />
Property Location<br />
¢ MSA/MD number, state code, and<br />
county code. Report the five-digit<br />
metropolitan statistical area (MSA)<br />
number or, if available, the five-digit<br />
metropolitan division (MD) number;<br />
the two-digit code for the state; and<br />
the three-digit code for the county.<br />
Enter those codes for any loan or<br />
loan application on property located<br />
in an MSA where you have a home or<br />
branch office. See page 5 for<br />
guidance on the meaning of “branch<br />
office.” If the property is located<br />
outside the MSAs where you have a<br />
home or branch office (or outside any<br />
MSA) and you are not required <strong>to</strong><br />
report data under the Community<br />
Reinvestment Act (CRA), you may<br />
enter the applicable codes or you<br />
may enter “NA” in every column.<br />
See page 15 for guidance on CRA<br />
reporting requirements. You may also<br />
enter “NA” for every geography field<br />
(including census tract) if a preapproval<br />
request was denied, or<br />
approved but not accepted by the<br />
applicant.<br />
Property Location<br />
Three-<br />
Digit<br />
County<br />
Code<br />
059<br />
NA<br />
Six-Digit<br />
Census<br />
Tract<br />
4 2 1 9 . 8 5<br />
N A<br />
50 1 3 04/30/2006 11500 01 015 0 0 2 1 . 0 0 1<br />
.<br />
A<br />
2<br />
Ethnic<br />
2<br />
13