A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
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¢ Date application received. Report<br />
either the date the application was<br />
received or the date shown on the<br />
application form, but be generally<br />
consistent. For purchased loans,<br />
enter “NA” for “not applicable.” For<br />
more information, see Appendix A,<br />
I.A.2, and staff comments<br />
203.4(a)(1)-1, -2, and -3, which<br />
include guidance on the date <strong>to</strong> be<br />
used when an application is<br />
forwarded by a broker or reinstated/<br />
reconsidered.<br />
¢ Type of loan. Enter the appropriate<br />
code <strong>to</strong> indicate whether the loan<br />
originated, applied for, or purchased<br />
was conventional, governmentguaranteed,<br />
or government-insured.<br />
For more information, see Appendix<br />
A, I.A.3.<br />
Application or<br />
Loan Information<br />
¢ Property Type. Report whether the<br />
loan or application was for manufactured<br />
housing, a multifamily dwelling,<br />
or a one-<strong>to</strong>-four-family dwelling other<br />
than manufactured housing. For more<br />
information, see Appendix A, I.A.4,<br />
Regulation C § 203.2(i), and staff<br />
comment 203.2(i)-1.<br />
¢ Purpose of loan. Report whether the<br />
loan or application was for a home<br />
purchase loan, a home improvement<br />
loan, or a refinancing. For more<br />
information, see Appendix A, I.A.5.<br />
Relevant definitions can be found in<br />
Regulation C §§ 203.2(d), (g), (h),<br />
and (k). Further explanation can be<br />
found in the respective provisions<br />
of the staff commentary and, for<br />
refinancings, on page 29.<br />
Date<br />
Application Prop- Owner<br />
Application or Received Loan erty Pur- Occu-<br />
Loan Number<br />
(mm/dd/ccyy) Type Type pose pancy<br />
Originated Following Preapproval<br />
9 01/15/2006 1 1 1 1<br />
proval Request Denied<br />
2 1 - 1 2 3 4 0 9 8 7 6 5 06/01/2006 1 1 1 1<br />
cation Denied Following<br />
8<br />
9 - 9 8 7 6 5 4 3 2 1 0<br />
03/20/2006 1 1 1<br />
1<br />
11