A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
A Guide to HMDA Reporting - ffiec
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Appendix H<br />
General Notice Poster<br />
Regulation C requires a lending institution<br />
<strong>to</strong> post a general notice about the<br />
availability of <strong>HMDA</strong> data in the lobby of<br />
its home office and of each branch office<br />
located in a metropolitan area.<br />
The staff commentary effective January<br />
1, 2004, suggests, but does not require,<br />
the wording below. You may use an<br />
enlarged copy of the following sample<br />
notice. Insert an address at the end or,<br />
if you make <strong>HMDA</strong> data available at<br />
branch offices, omit the last sentence.<br />
See page 27 of this <strong>Guide</strong>.<br />
HOME MORTGAGE<br />
DISCLOSURE ACT<br />
NOTICE<br />
The <strong>HMDA</strong> data about our residential<br />
mortgage lending are available for review.The<br />
data show geographic distribution of loans<br />
and applications; ethnicity, race, sex, and<br />
income of applicants and borrowers; and<br />
information about loan approvals and denials.<br />
Inquire at this office regarding the locations<br />
where <strong>HMDA</strong> data may be inspected. To<br />
receive a copy of these data send a written<br />
request <strong>to</strong><br />
H-1