13.10.2013 Views

DRAFT FFIEC 031 Call Report Proposed Reporting Changes to ...

DRAFT FFIEC 031 Call Report Proposed Reporting Changes to ...

DRAFT FFIEC 031 Call Report Proposed Reporting Changes to ...

SHOW MORE
SHOW LESS

You also want an ePaper? Increase the reach of your titles

YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.

INSERT E – <strong>FFIEC</strong> <strong>031</strong> – SCHEDULE RC-O, MEMORANDUM ITEM 18<br />

Memorandum item 18 is <strong>to</strong> be completed by “large institutions” and “highly complex institutions” as defined in<br />

FDIC regulations. Amounts reported in Memorandum item 18 will not be made available <strong>to</strong> the public on an<br />

individual institution basis.<br />

18. Outstanding balance of 1-4 family<br />

residential mortgage loans, consumer<br />

loans, and consumer leases by two-year<br />

Two-Year Probability of Default (PD)<br />

probability of default: (Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)<br />

a. “Nontraditional 1-4 family < 1% 1.01–4% 4.01–7% 7.01–10% 10.01–14% 14.01–16% 16.01–18%<br />

residential mortgage loans” as Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou<br />

defined for assessment purposes<br />

only in FDIC regulations ....................<br />

b. Closed-end loans secured by<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

first liens on 1-4 family<br />

residential properties .........................<br />

c. Closed-end loans secured by<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

junior liens on 1-4 family<br />

residential properties .........................<br />

d. Revolving, open-end loans secured<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

by 1-4 family residential properties<br />

and extended under lines of credit ....<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

e. Credit cards .......................................<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

f. Au<strong>to</strong>mobile loans ...............................<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

g. Student loans ....................................<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

h. Other consumer loans and revolving<br />

credit plans other than credit cards ...<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

i. Consumer leases ..............................<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX<br />

j. Total ...................................................<br />

RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX RCFD XXXX

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!