Annual Report 2012 - ffiec

ASSETS, LIABILITIES, AND NET WORTH of U.S. Commercial Banks, Savings Institutions, and Credit Unions
as of December 31, 2012 1
Billions of dollars
Item
Total assets 17,613 9,271 2,005 2,122 2,134 719 340 557 465
Total loans and receivables (net)
Loans secured by real estate 8
Consumer loans 9
8,639
4,444
1,604
4,627
2,277
919
Commercial and industrial loans 1,778 988 224 232 273 35 20 2 4
All other loans and lease receivables 10 984 554 125 76 215 10 3 – 1
LESS: Allowance for loan and lease losses 170 111 16 25 – 7 3 4 4
Federal funds sold and securities purchased
under agreements to resell
Cash and due from depository institutions11 729 500 30 16 180 1 1 – 1
2,256 801 358 177 674 64 29 80 73
Securities and other obligations12 U.S. government obligations13 3,402 1,858 478 415 165 192 67 131 96
Obligations of state and local
745 242 77 87 60 27 53 115 84
governments14 263 125 46 80 – 6 6 – –
Other securities
2,394 1,491 355 248 105 159 8 16 12
Other assets15 2,586 1,485 231 155 595 48 26 24 22
Total liabilities 15,872 8,240 1,781 1,868 2,134 634 299 499 417
Total deposits and shares16 Federal funds purchased and securities sold
under agreements to repurchase
Other borrowings17 Other liabilities18 U.S. Commercial Banks
Savings Credit
2 U.S. Institutions4 Unions3 Branches
and OCC FDIC
Agencies Regu- Regu-
State of lated lated
State Non- Foreign Federal State Federal State
Total National Member5 Member Banks6 Charter Charter7 Charter Charter
909
506
70
1,358
830
246
519
31
–
414
289
87
217
191
6
322
168
12,702 6,766 1,588 1,659 1,008 545 258 475 403
783
1,201
1,185
340
623
511
Net worth 19 1,742 1,031 224 254 1 85 41 58 48
Memorandum: Number of
institutions reporting 14,189 1,294 843 4,018 228 547 440 4,272 2,547
Footnotes to Tables
1. The table covers institutions, including
those in Puerto Rico and U.S. territories
and possessions, insured by the Federal
Deposit Insurance Corporation or
National Credit Union Savings Insurance
Fund. All branches and agencies of
foreign banks in the United States, but
excluding any in Puerto Rico and U.S.
territories and possessions, are covered
whether or not insured. Excludes Edge
Act and agreement corporations that
are not subsidiaries of U.S. commercial
banks.
2. Reflects fully consolidated statements
of FDIC-insured U.S. commercial
banks—including their foreign
branches, foreign subsidiaries, branches
in Puerto Rico and U.S. territories and
possessions, and FDIC insured banks in
Puerto Rico and U.S. territories and
possessions. Excludes bank holding
companies.
30
56
63
73
31
145
33
3. Data are for federally insured natural
person credit unions only.
4. Reflects fully consolidated statements
of Savings Institutions—including Stock
Savings Banks, Mutual Savings Banks,
Stock Savings & Loan Associations, and
Mutual Savings & Loan Associations
that are Federally Chartered or that are
State Chartered and not Federal Reserve
Members.
5. Includes State Member Savings
Banks and State Member Cooperative
Banks.
6. These institutions are not required to file
reports of income.
7. Includes State Chartered Savings Associations
formerly regulated by the Office
of Thrift Supervision.
8. Includes loans secured by residential
property, commercial property, farm-
327
261
538
20
55
14
9
28
4
156
–
18
6
273
152
120
land (including improvements) and
unimproved land; and construction
loans secured by real estate.
–
8
6
9. Includes loans, except those secured
by real estate, to individuals for household,
family, and other personal expenditures
including both installment and
single payment loans. Net of unearned
income on installment loans.
10. Includes loans to financial institutions,
for purchasing or carrying securities,
to finance agricultural production
and other loans to farmers (except
those secured by real estate), to states
and political subdivisions and public
authorities, and miscellaneous types of
loans.
Notes continue on the next page