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February 2006<br />
A Premier<br />
Publication<br />
for the<br />
Residents<br />
of South<br />
<strong>Florida</strong><br />
<strong>inside</strong>:<br />
“Groovy Baby”<br />
Dining at the<br />
Jetsetter Lounge<br />
Pucker Up<br />
and Kiss!<br />
Get Some<br />
Valuable<br />
Tax Tips<br />
Honda Classic:<br />
Who Will it Be?<br />
$3.95
Mention <strong>Florida</strong><strong>Wise</strong> and<br />
receive<br />
$50 OFF<br />
Work Performed<br />
On $600 or More Work Order
Dear Readers,<br />
Aah, February!<br />
Love is definitely in<br />
the air at this time of<br />
year. Every store you<br />
go into is covered in<br />
red hearts and other<br />
words and symbols of<br />
love. You can’t help<br />
but feel good. Who doesn’t want love?<br />
Valentine’s Day has become an important<br />
American tradition. Couples like to<br />
exchange gifts with each other and enjoy<br />
going out for a romantic dinner. Even the<br />
children get into it with Valentine’s parties<br />
and giving cards to all their friends.<br />
This month’s issue of <strong>Florida</strong><strong>Wise</strong><br />
Magazine is full of very informative and<br />
entertaining articles, from a very<br />
interesting article to help you start<br />
thinking about your taxes to several on<br />
real estate in South <strong>Florida</strong>. There is even<br />
an article on treasure hunting. On behalf<br />
of the staff at <strong>Florida</strong><strong>Wise</strong> Magazine, we<br />
hope you enjoy this February issue and<br />
thank you for your continued support and<br />
positive feedback.<br />
Sincerely,<br />
Stephanie Coletto<br />
Chief Editor<br />
February 2006<br />
Publisher/<br />
Marketing Director<br />
Dawn M. Anderson<br />
Co Publisher/<br />
Executive Vice President of Production<br />
Anthony J. Anderson<br />
Chief Editor<br />
Stephanie Coletto<br />
Managing Editor<br />
Rebecca Accardi<br />
Photographer/Graphics Designer<br />
Stacey E. Rybak<br />
Contributing Writers<br />
Elisa Armetta, Larry Bray, Larry Bush,<br />
Rob Chiavetta, Mike Gorga, Chef Joe,<br />
Jackie Ellis, Dr. Sally Goldberg,<br />
Per Lindskog, Pam Rogers<br />
Neil Shpritz, Marc Zatorsky<br />
Account Manager<br />
Stacey E. Rybak<br />
<strong>Florida</strong><strong>Wise</strong> Magazine is published 12 months a year by <strong>Florida</strong> <strong>Wise</strong><br />
Magazine LLC, P.O. Box 541600 Greenacres, FL 33454-1600. Copyright<br />
2005, All rights reserved. Contents of this magazine in whole or in part may not<br />
be reproduced without the written permission of <strong>Florida</strong> <strong>Wise</strong> Magazine LLC. The<br />
publishers’ accept no liability and make no claims to the accuracy of advertiser’s<br />
statements and accepts no responsibility for errors or omissions for<br />
advertisements beyond the cost of paid advertisements. <strong>Florida</strong> <strong>Wise</strong> Magazine<br />
LLC reserves the right to refuse any advertiser. <strong>Florida</strong> <strong>Wise</strong> Magazine LLC is not<br />
responsible for typographical or production errors and accepts no responsibility<br />
for submitted materials.<br />
Departments<br />
Decorating<strong>Wise</strong><br />
Is Working With an Interior<br />
Decorator the Right Choice for<br />
You? ... 10<br />
Arts & Entertainment<strong>Wise</strong><br />
Jupiter’s “Indiana Jones”... 20<br />
Fashion<strong>Wise</strong><br />
Buying Lingerie for Your Lady:<br />
Getting Past Skittish ... 8<br />
Health<strong>Wise</strong><br />
Are You at Risk for<br />
Melanoma? ... 13<br />
Shopping<strong>Wise</strong> ... 6<br />
Real Estate<strong>Wise</strong><br />
How to Sell Your Home in a<br />
Cooling Market ... 28<br />
Development Dynamics in<br />
South <strong>Florida</strong> ... 29<br />
Resource<strong>Wise</strong><br />
<strong>Florida</strong><strong>Wise</strong> Directory ... 30<br />
Features<br />
About the Cover<br />
Photography by Stacey Rybak shot on location at the Jetsetter Lounge.<br />
Models: Stacy Gilligan and David Cantor<br />
Ooh-la-la!<br />
The only thing standing between<br />
you and Paris are the palm trees.<br />
224 Clematis Street • West Palm Beach • 561.659.1853<br />
www.loperawpb.com • Free Valet Parking at the Door<br />
Dining<strong>Wise</strong><br />
Jetsetter Lounge ... 4<br />
Sports<strong>Wise</strong><br />
Who Will Be the Next<br />
Tournament Winner at<br />
the Honda Classic? ... 26<br />
Local “Happenings” ... 27<br />
Beauty<strong>Wise</strong><br />
Pucker Up and<br />
Kiss Me Darling ... 16<br />
Advice<strong>Wise</strong><br />
Environmental<br />
Awareness ... 22<br />
What Should You<br />
Know Before Buying<br />
Real Estate? ... 23<br />
Tax Tips 2005-2006 ... 24<br />
Innovation, anyone? ... 25<br />
AN AUTHENTIC PARISIAN BRASSERIE
Jetsetter<br />
Lounge<br />
By<br />
Chef Joe<br />
“The Jetsetter Lounge,” hidden in<br />
an area of Lake Worth off North Dixie<br />
Highway, was an absolutely delightful<br />
experience to say the least.<br />
This “Art Deco,” Hawaiian, ’60s<br />
themed restaurant and lounge was very<br />
entertaining, and reminiscent of my<br />
younger days. Even the furniture, tables<br />
and chairs, which are for sale by the<br />
way, reminded me of my Uncle Nick’s<br />
house when I was a child. The food<br />
was equally delightful as we soon<br />
found out.<br />
Upon entering the “Lounge,” we felt<br />
as if we walked into Austin Powers’<br />
swanky pad. The word “groovy” came<br />
to mind right away. Quickly greeted by<br />
a lovely hostess, we were told to go<br />
ahead and look around to see where we<br />
4 February 2006<br />
Dining<strong>Wise</strong><br />
Owners:<br />
Mike & Natalie Jones<br />
would like to sit. We ventured<br />
outside and decided to sit on a<br />
very cozy patio, complete with tiki<br />
torches, Hawaiian “Totem” Gods<br />
and more “shagadelic” furnishings.<br />
My wife and I chose to sit near the<br />
Chiminea, as the owner and<br />
“brainchild” of this kaleidoscope,<br />
Mike Jones, poked away at the<br />
fire.<br />
As we were seated, Mike<br />
quickly greeted us, made us feel<br />
very comfortable, and saw to it we<br />
were taken care of immediately.<br />
Our server was very enthusiastic<br />
as she guided us through the<br />
menu. She made some wonderful<br />
suggestions as we soon found out.<br />
Always ready to try something<br />
new, we decided to take Chelcey’s<br />
advice and go with a Chilean red wine.<br />
The wine was served in a small<br />
decanter, and was surprisingly very<br />
tasteful. Although all the appetizers on<br />
the menu looked wonderful, my wife<br />
decided to start with sesame seared tuna<br />
over Asian greens with ginger dressing.<br />
The tuna was expertly prepared and<br />
very fresh, absolutely delightful.<br />
We were pondering over what our<br />
other appetizer should be when Mike<br />
suggested the wakisaki scallops. We<br />
decided to take his advice and were<br />
glad we did. The scallops were served<br />
on the half shell with a seaweed salad<br />
and wakisaki liquor over the top, along<br />
with wasabi and pickled ginger on the<br />
side. They were tender, fresh and<br />
delicious.<br />
For the entree selections, we were<br />
told that the lamb chops were excellent<br />
as well as the fish. It was a difficult<br />
choice. However, since my wife and I<br />
are trying to watch our caloric intake,<br />
we decided to go with two different fish<br />
selections. I chose the grilled Halibut<br />
with a horseradish dill sauce. The fish<br />
arrived with a sweet potato pancake<br />
and stir fry vegetables on the side. It<br />
was flaky and well prepared. My wife<br />
decided to order the spicy ginger<br />
grouper which was equally as good.<br />
After we finished our entrees, we<br />
were pleasantly full and enjoying the<br />
beautiful night air and ambiance. Our<br />
server strongly suggested the Jetsetter<br />
Sundae. Our dessert was a sight to<br />
behold. A giant martini glass arrived<br />
filled to the rim with bananas,<br />
strawberries, kiwi, ice cream and<br />
whipped cream. We poured Godiva<br />
liqueur over the top to finalize the<br />
experience. We devoured it.<br />
From the moment we walked into<br />
this unique establishment, we were<br />
rewarded with a myriad of delights.<br />
Jetsetter Lounge is definitely a treat for<br />
the senses. I highly recommend it.<br />
Well worth the experience, the<br />
Jetsetter Lounge is located at 1132<br />
North Dixie Highway in Lake Worth.<br />
Phone: 561-533-7999. It has a full<br />
liquor bar available and an awesome<br />
happy hour.<br />
— Chef Joe can be reached at<br />
Chefjoe914@aol.com, or at<br />
P: 561-843-2208
Asian Chicken Wraps with Spicy Peanut Sauce By Chef Joe<br />
The Chicken<br />
12 (3-4 oz. pieces) chicken tenders<br />
2 Tbsp. soy sauce<br />
2 Tbsp. vegetable oil<br />
2 Tbsp. grilling seasoning<br />
The Salad<br />
1 seedless cucumber peeled and halved lengthwise<br />
and thinly sliced on an angle<br />
4 cups fresh bean sprouts<br />
2 cups shredded carrots, available in pouches in<br />
produce department<br />
6 scallions sliced on an angle<br />
6 Tbsp. chopped mint leaves (4 sprigs)<br />
2 Tbsp. sesame seeds<br />
1 Tbsp. sugar<br />
3 Tbsp. rice wine vinegar or white vinegar<br />
Salt<br />
18 leaves of basil chopped or torn<br />
The Spicy Peanut Sauce<br />
1/2 cup room temperature chunky peanut butter,<br />
soften in microwave if it’s been refrigerated<br />
4 Tbsp. soy sauce<br />
2 Tbsp. rice wine vinegar or white vinegar<br />
1/2 tsp. cayenne pepper<br />
4 Tbsp. vegetable oil<br />
12 (8-inch) flour tortilla wraps<br />
Marinate chicken tenders with soy sauce and oil; let<br />
stand for one hour. Heat grill to a high heat. Brush grill<br />
grates well and season with oil to prevent sticking. Grill<br />
tenders for 6 minutes on each side.<br />
Combine cucumber, sprouts, carrots, scallions, basil,<br />
mint and sesame with a generous sprinkle of sugar and<br />
vinegar. Next, season salad with salt to taste.<br />
Whisk peanut butter, soy sauce, vinegar and cayenne<br />
together in a mixing bowl. Stream vegetable oil into bowl<br />
slowly to emulsify the ingredients.<br />
Place cooked chicken tenders in with the salad. Toss with<br />
veggies and herbs. Do not over toss.<br />
In a very hot nonstick skillet or over a burner, heat<br />
tortillas 15 seconds on each side.<br />
Pile chicken and veggies in wraps and drizzle liberally<br />
with spicy peanut sauce before wrapping and rolling. Serves<br />
4-6. Enjoy!<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 5
Shopping<strong>Wise</strong><br />
Shrimp To Go makes it simple<br />
for you. They bring mouth watering,<br />
fresh, frozen fish to your door so<br />
you can enjoy it with your family.<br />
Fish has become an important<br />
dietary staple because of its<br />
amazing health qualities. Shrimp<br />
To Go’s fast, hassle free delivery<br />
enables you to reap the benefits.<br />
Shrimp To Go not only offers delicious shrimp<br />
in three sizes but also carries scrumptious sea<br />
scallops, Alaskan King crab legs, grouper,<br />
snapper and lobster tails, among other seafood delights. They<br />
deliver what you order, on your time frame, when you want it.<br />
Large party, small party and all in between, they are happy<br />
to work with your budget as well.<br />
Shrimp To Go<br />
Contact: Tom Lynch<br />
P: 561-234-0096<br />
F: 561-965-4581<br />
Tomforshrimp@yahoo.com<br />
Plastic Future<br />
Play Systems<br />
Now Available!<br />
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& Receive a<br />
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with Swingset<br />
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561.842.9949<br />
6250 N. Military Trail • West Palm Beach<br />
(1/2 mile North of 45th St., Next to Rapids Waterpark)<br />
www.swingwarehouse.com
Fluffy Puppy<br />
Distributor of:<br />
Tear Stain<br />
Remover<br />
It REALLY works!<br />
Pet Salon<br />
Mention<br />
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Receive<br />
$ 500 Off<br />
First Full<br />
Grooming for<br />
New Clients<br />
The ultimate “Look-a-Like”<br />
birthday parties for all ages<br />
• Super-Hero<br />
• Princess<br />
• Wizard<br />
• Jedi<br />
• Preschool<br />
TV<br />
Characters<br />
Complete packages including a movie<br />
photo-session with back-drop,<br />
face-painting, dancing &<br />
personalized favors and invitations<br />
Jacey Langford<br />
561•966•1496<br />
www.actionheroparties.com<br />
• Step-In Harnesses<br />
• Pet Carriers<br />
• Designer Colognes<br />
• Collars<br />
• Leads & Toys<br />
Don't forget to have your<br />
frequent card punched to<br />
receive your FREE grooming!<br />
Ask for details.<br />
Low Carb Diet for<br />
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7004 Charleston Shores Blvd.<br />
Hagen Ranch Rd., 3 Mi. N. of Boynton Bch Blvd.<br />
433-2888<br />
She’s The One<br />
Some great Valentine<br />
gift ideas that we are<br />
sure she’ll love.<br />
The Silver collection:<br />
Metallic silver<br />
madris sandal by Yellow<br />
Box. Belt is an original<br />
Leatherock and is of metallic<br />
grey leather with crystal and metal<br />
embellishments. Cell phone case by<br />
Sparklicious in silver metallic rhinestones.<br />
The Denim collection:<br />
Shoes by Gottahavethem made of denim with stone crystals.<br />
Purse is an original Leatherock and is of distressed suede leather<br />
with pewter and crystal embellished hearts. Belt by Leatherock<br />
also of distressed suede leather with dark sky crystals on a<br />
medium size buckle.<br />
The Black collection:<br />
Shoes by Yellow Box, black wedge with rhinestones. Belt is<br />
an original Leatherock with a large clear stone crystal buckle.<br />
Earrings are sterling silver dual hoops with small cubic zirconiums<br />
by Be’ Jeu.<br />
Contact: Rocky or Ellen<br />
Marketplace at Wycliffe<br />
4095 State Rd. 7, Suite R<br />
Wellington<br />
P: 561-965-3111
Fashion<strong>Wise</strong><br />
You’re just dying to make an<br />
impression on your beloved, and you’ve<br />
heard through the gym grapevine that<br />
lacy lingerie will win her heart. Well,<br />
you’re on the right track! But how are<br />
you going to navigate the frilly, sexy<br />
displays at your local Macy’s or<br />
Victoria’s Secret? Do you even know<br />
what constitutes a great lingerie gift?<br />
Let’s begin with a couple of rules that<br />
you shouldn’t break until you’re better at<br />
this.<br />
1. Skimpy does not<br />
necessarily resonate with<br />
females the way it does<br />
with males.<br />
Unless you’re entirely, 100 percent,<br />
bet-the-rent-on-it certain that your woman<br />
loves crotch-less panties or is dying to<br />
wear a thong, you might want to start<br />
with some more standard fare. You want<br />
a Wow! from your woman? Look for topnotch<br />
fabrics and name brands. You<br />
can’t go wrong with silk. Ever.<br />
Microfiber is nice, but silk and satin will<br />
get you that smile that you’re looking for.<br />
8 February 2006<br />
Buying Lingerie for Your Lady:<br />
Getting Past Skittish<br />
Lingerie by Dreamgirl available at After Midnight Lingerie & Video<br />
2. Sleazy is not the same<br />
as sexy.<br />
The red panties and matching bra<br />
with fringe hanging 10 inches from the<br />
edges may make your heart leap, but<br />
you’d better check your lady’s lingerie<br />
drawer and her choice in reading matter<br />
before you invest. The same goes for<br />
edible undies, bras that have a cut-out<br />
space, and anything that even vaguely<br />
reminds you of something you once saw<br />
on a centerfold.<br />
3. If you have to guess<br />
what size she wears, you<br />
probably don’t know her well<br />
enough to be investing in such<br />
a personal gift.<br />
You can make the process easier on<br />
yourself and avoid the obvious pitfalls by<br />
going either in person on online to the<br />
stores whose labels your woman loves to<br />
see under her Christmas tree. Victoria’s<br />
Secret may be the Number One choice<br />
in this arena, but don’t rule out other<br />
options. If your sweetheart has a favorite<br />
store, you should know what it is. With<br />
the exception of some of the very small<br />
local boutiques, most decent-sized stores<br />
will have an online or mail-order version<br />
for your shopping pleasure. Nordstrom,<br />
for instance, which is one of the betterknown<br />
department stores, carries the Le<br />
Myst re brand of very sensual and classy<br />
ladies undergarments. You can shop<br />
online at Nordstrom.com or visit the site<br />
and get the phone number so you can<br />
speak directly to a helpful sales person.<br />
Chantelle.com sells lovely French lingerie<br />
which may impress her with both your<br />
taste and your worldliness.<br />
Silkytemptations.com sells equally<br />
tempting and tasteful gift items.<br />
Pajamagram.com offers a wide variety<br />
of nighties from the sturdy flannel winterwarmers<br />
to the frilly alternatives, and the<br />
gift will arrive in a pretty, reusable<br />
hatbox with a “Do Not Disturb”<br />
doorknob hanger and bath salts<br />
included as part of the deal.<br />
Enlist the help of the sales staff at<br />
the site or store you’ve chosen. They will<br />
be happy to be of service. Check to find<br />
out whether the package can be sent in<br />
an unmarked shipping container if<br />
you’re nervous about an obvious lingerie<br />
delivery causing your secret to be<br />
spoiled or, if you live alone, your<br />
neighbors to raise an eyebrow. This<br />
should not be a problem.<br />
Shopping for intimate apparel for<br />
your lady should be a trauma-free, if not<br />
actually enjoyable, experience, so go on<br />
and give it a shot. You’ve got nothing to<br />
lose but your inhibitions, and your lady<br />
will love you for it! ❂<br />
Lingerie by Leg Avenue available at After Midnight Lingerie & Video
After Midnight Lingerie & Video<br />
Make your Valentine’s Day hot enough to sizzle by<br />
shopping at After Midnight Lingerie & Video. They offer the<br />
best quality merchandise from makers like Leg Avenue,<br />
Dreamgirl, XTC Leather, and more. You'll find every type of<br />
sexy clothing here that you could imagine and then some<br />
that you may never have imagined. There is a wide array of<br />
sexy dresses, baby dolls, body stockings, teddies, chemise,<br />
gowns, hosiery, garter belts and skimpy outfits. If this isn’t<br />
exciting enough, you can enhance the mood even more with<br />
some of their other products. They carry Kama Sutra<br />
massage oils, candles, games, books and adult novelties.<br />
They also have DVD's and videos for rent or for sale in the<br />
store. Going to a costume party or playing out a fantasy?<br />
Make heads turn with their sexy costumes. They have the<br />
sexiest lingerie, dresses and shoes to<br />
go with them. So, make it a<br />
romantic Valentine’s Day or a romantic anytime day and stop by the<br />
store and check it out. You’ll be sure to put a smile on his or her face!<br />
Looking for a Home Party? They serve Palm Beach County for<br />
Home Lingerie or Toy Parties.<br />
• Bejewled<br />
• Theory<br />
• XCVI<br />
• Lucky Brand Jeans<br />
• Leatherrock<br />
• Trina Turk<br />
• Michael Stars<br />
• Ann Ferriday<br />
• Womyn<br />
• Yellow Box<br />
• Grass Roots<br />
• Petit Pois<br />
• Bordeaux<br />
• Biondo<br />
• Janine<br />
• Three Dot T’s<br />
• A G Jeans<br />
• Beau Dawson<br />
After Midnight Lingerie & Video<br />
964 North Congress Ave.<br />
West Palm Beach<br />
P: 561-682-1002<br />
• Citizens of Humanity<br />
• Blue Dot<br />
• 7 Jeans<br />
• Cambio<br />
• Twisted Heart<br />
• Art Links<br />
• 1921 Jeans<br />
• Sue Wong<br />
• Big Star<br />
Tickle Her Pink <br />
• 14k, 18k and Platinum Jewelry<br />
• Fine Sterling Silver<br />
• Bridal Remounts<br />
• Children’s Jewelry<br />
• Custom Design Service<br />
• Watches & Watch Repair<br />
• Jewelry Appraisals<br />
Family Owned & Operated<br />
hot diamonds<br />
Licensed Gemologist<br />
Gift Ideas<br />
We buy Gold and Diamonds<br />
8918 Lantana Rd., Suite D<br />
(Lyons & Lantana Rd., Albertsons Shopping Center)<br />
561-963-1688<br />
Lingerie by<br />
Leg Avenue<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 9
Decorating<strong>Wise</strong><br />
Do you want to decorate your home? A room? A window? If<br />
you’re like most people in today’s society, you want a beautifully<br />
custom designed look, but might have a few reservations about<br />
how to make that look a reality!<br />
Here’s another challenge you may face. You lead a very<br />
busy life, and you simply don’t have the time to run from store to<br />
store looking for just the perfect fabric, accessory or area rug.<br />
Perhaps, you’ve been “burned” before by selecting fabric under<br />
fluorescent lights, only to find the colors have changed<br />
dramatically when you get them home.<br />
Has this happened to you? You purchase a sofa, have it<br />
delivered and find that it is entirely too large for the room. You<br />
may not be sure of what goes where – or with what! And you<br />
might not know if you can build on what you already have, or if<br />
you need to throw everything out and start from scratch.<br />
You might fear that if you call in a professional decorator,<br />
your home will end up featuring the decorator’s taste and not<br />
yours. You may not even be sure you can afford the services of a<br />
professional.<br />
Well, fear not! Let us help you put your decorating concerns<br />
to rest! From design concept to completion, a professional interior<br />
decorator can save you valuable time, and money. They will be<br />
with you to help you every step of the way.<br />
You may know the feeling you want to create in a room but<br />
10 February 2006<br />
Is Working With an Interior<br />
Decorator the Right Choice<br />
for You?<br />
By<br />
Pam Rogers<br />
Interiors by Decorating Den<br />
Before<br />
don’t have the decorating expertise to make it become a reality –<br />
but the right decorator does! You may know the colors you want<br />
for your room, but may be unsure how to put those colors<br />
together beautifully – but the right decorator does! You may know<br />
the type of furnishing you want, but don’t know where to get them<br />
– the right decorator does.<br />
The lists of benefits could go on and on. The bottom line,<br />
however, is that a professionally trained interior decorator can not<br />
only make your ideas work better, but knows how to make your<br />
decorating dreams a reality!<br />
A complimentary consultation with a decorator at your<br />
convenience and in your home is time well spent. You will have<br />
an opportunity to discuss your decorating needs, what will be<br />
your color-scheme and what budget you have in mind.<br />
Maybe it’s time for you to consider calling in the<br />
professionals!<br />
— From conception to completion, Interiors by Decorating Den has four<br />
decorating studios throughout Palm Beach County to service your<br />
decorating needs. P: 1-800-347-2879 ❂<br />
After
Studio & Gallery<br />
Studio<br />
• Fine Art & Fun Art<br />
• Ceramics<br />
• Classes<br />
• Parties<br />
Gallery<br />
• Art<br />
• Gifts<br />
• Jewelry<br />
• Furniture<br />
Mention <strong>Florida</strong><strong>Wise</strong> and<br />
receive 20% OFF marked items<br />
561-737-2600<br />
640 East Ocean Ave, Suites 21 & 22<br />
Boynton Beach, FL 33435<br />
www.Art-SeaLiving.com<br />
• Custom Spas<br />
• Rock Waterfalls<br />
• Custom Shapes & Designs<br />
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<strong>Florida</strong><strong>Wise</strong> Magazine 11
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12 February 2006<br />
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Are You at Risk for<br />
Melanoma?<br />
Moles are something that most<br />
everyone has, at least somewhere on<br />
their body. Many moles go overlooked,<br />
as simply cosmetic imperfections for<br />
years. What appears to be a harmless<br />
mole however could be skin cancer<br />
(melanoma). One in seventy-five<br />
Americans will develop melanoma at<br />
some point in their lives.<br />
What is melanoma?<br />
Melanoma is a form of skin cancer<br />
that develops on the surface of the skin.<br />
If caught early and removed, it is usually<br />
less deadly than other cancers and<br />
Health<strong>Wise</strong><br />
spreads less quickly. The cancer can<br />
spread to the lymph nodes in the body<br />
however, and become fatal if not<br />
treated.<br />
What causes melanoma?<br />
Melanoma is most closely related to<br />
sun exposure; however you can develop<br />
melanoma on parts of your body that<br />
have not been exposed to the sun. With<br />
the gradual decline of the ozone layer<br />
and the increasing fashion of being<br />
"tan" melanoma cases have increased<br />
dramatically over the past 20 years.<br />
Who is at risk for melanoma?<br />
Everyone is at risk for developing<br />
melanoma. Those with very light skin, a<br />
family history of melanoma or those with<br />
over one hundred moles are more likely<br />
to develop the cancer than others.<br />
Is melanoma fatal?<br />
If caught early melanoma is rarely a<br />
fatal cancer. Melanoma that is left<br />
untreated however can spread to other<br />
parts of your body at which point it can<br />
become a fatal disease. For that reason<br />
it is important to do regular checks of<br />
your moles and get any suspicious moles<br />
checked out and removed early on<br />
before they begin to be a problem.<br />
How do I know if my mole is<br />
melanoma?<br />
l. It is important to regularly inspect<br />
the moles on your body, looking for any<br />
warning signs that they might be<br />
cancerous.<br />
Continued on next page<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 13
Continued from previous page<br />
2. A harmless mole is usually round,<br />
and for the most part symmetric. If your<br />
mole is asymmetric it may need to be<br />
looked at by your doctor, and could be<br />
melanoma.<br />
3. A harmless mole is usually all<br />
one color. Most regular moles are either<br />
all black or all brown in color. If your<br />
mole is several different shades of black,<br />
brown and or red it may need to be<br />
looked at by your doctor, and could be<br />
melanoma.<br />
4. A harmless mole usually has<br />
smooth even edges. If your mole has<br />
jagged or rough edges it may need to<br />
be looked at by your doctor, and could<br />
be melanoma.<br />
5. A harmless mole usually remains<br />
a constant size. If your mole appears to<br />
be growing in size or if another mole<br />
develops beside a preexisting mole it<br />
may need to be looked at by your<br />
doctor, and could be melanoma.<br />
6. A harmless mole is usually about<br />
the size of a pencil eraser or smaller. If<br />
your mole is larger in size, it may need<br />
to be looked at by your doctor, and<br />
could be melanoma.<br />
What can you do to protect<br />
yourself against melanoma?<br />
Wear sunscreen.<br />
A good way to protect yourself<br />
against melanoma is wear sunscreen<br />
whenever you leave your home. Even on<br />
cloudy days, your skin can be damaged<br />
through sun exposure and you increase<br />
your risk of melanoma by being outside.<br />
Try to wear a sunscreen with at least an<br />
SPF of 30 every day before you go<br />
outside. If you are spending a good deal<br />
of time outside, such as when you go to<br />
the beach or if you have a job outside<br />
14 February 2006<br />
try and reply your sunscreen every two<br />
hours.<br />
Get a hat.<br />
A Hat can help protect your body<br />
from direct damage from the sun’s rays.<br />
If you plan on spending an extended<br />
period of time in the sun, a hat can help<br />
protect you from harmful rays and keep<br />
you cool.<br />
Do monthly self-exams.<br />
Each month do a self-exam where<br />
you look for new moles, and check the<br />
status of your old ones. Melanoma can<br />
develop off of pre-existing moles, so<br />
even if you’ve had a mole all of your<br />
life, still keep an eye on it and make<br />
sure it doesn’t start to grow larger or<br />
have an additional mole attached to it.<br />
Check even locations that have not been<br />
exposed to the sun. Melanoma can<br />
develop anywhere on your body.<br />
Visit your doctor.<br />
If you think you have a questionable<br />
mole, don’t wait to visit your doctor.<br />
Visiting your doctor immediately and<br />
having the mole looked at and or<br />
removed can be one of the best steps<br />
you can possibly take in protecting<br />
yourself against melanoma. If you catch<br />
the cancer early on and it is removed, it<br />
will often do little or no damage to your<br />
body.<br />
How is melanoma treated?<br />
Melanoma is treated different<br />
depending on how long it has been on<br />
your body and if the cancer has spread<br />
to other parts of your body and your<br />
lymph node. After removing the<br />
cancerous mole from your body, your<br />
doctor will often do a biopsy to<br />
determine whether or not the mole is<br />
cancerous. They will also remove some<br />
of the regular tissue surrounding the<br />
mole site to determine if the cancer has<br />
spread.<br />
In the biopsy, your mole will be<br />
looked at under a microscope to<br />
determine whether or not the mole is<br />
cancerous. Cancer cells can be hard to<br />
detect, and errors can happen. Even<br />
though the biopsy for one mole comes<br />
back negative that also does not put you<br />
in the clear for all of your other new<br />
moles. It is important to have each mole<br />
checked separately to determine whether<br />
or not they are cancerous.<br />
If the cancer has spread to your<br />
lymph node or other parts of your body,<br />
a PET scan, CT scan or MRI may be<br />
necessary to determine the extent of the<br />
damage and the best treatment options<br />
for you.<br />
If the cancer has not spread, then<br />
the removal of the mole and regular<br />
follow-up checks are all the treatment<br />
that is necessary. It is possible for a<br />
cancer to be removed, and then develop<br />
melanoma again in the same location or<br />
elsewhere on your body. It’s important to<br />
keep checking and make sure no mole<br />
gets by without being checked. ❂<br />
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Beauty<strong>Wise</strong><br />
Pucker Up and<br />
Kiss Me Darling<br />
By<br />
Susan M. Keenan – © 2005<br />
Could finding the perfect shade of lipstick help you in finding<br />
the perfect man?<br />
Definitely! Lips are a prominent feature on the face. What other<br />
facial feature can demand more notice than soft, sensual, voluptuous<br />
lips?<br />
While he is looking at your mouth, envisioning kissing those<br />
soft, sensual curves, you are snagging a place in his memory. What<br />
better way to hold a man’s interest than to capture his libido and<br />
hold it in limbo?<br />
Is he going to want to kiss lips that glare out at him from a<br />
delicate face or run from them before they snap at him? Will the<br />
man of your dreams find himself drawn to lips that seem to beckon<br />
him with their delicately shaded vibrancy? Can any man resist a<br />
woman with lips that seem to say: Kiss me darling, I am yours?<br />
Finding the perfect shade of lipstick is as important as finding<br />
the perfect outfit. Your lipstick is a major part of the personal<br />
statement you make through your fashionable appearance.<br />
Everyone notices the perfectly dressed woman with the perfectly<br />
shaded lips and envies her.<br />
How do you discover the perfect shade of lipstick? Sometimes,<br />
it takes a little trial and error to find the shades that compliment your<br />
skin tone. A good place to start is at the cosmetic counter of almost<br />
any mid to high-level department store. Free makeovers are a staple<br />
16 February 2006<br />
of their day and give you the benefit of<br />
the expertise of their cosmeticians. Even<br />
though the goal of giving the makeover<br />
is to get you to make a purchase, the<br />
result is the discovery of several different<br />
shades that you can wear with selfconfidence.<br />
Whether it is red, pink, brown, or<br />
somewhere in between, the ease with<br />
which you put on your lipstick reflects the<br />
confidence you have in the shade you<br />
have selected. This, in turn, is reflected in<br />
the way that you carry yourself. This is<br />
what gets you noticed.<br />
Not only have lipsticks been<br />
perfected to color our lips provocatively,<br />
but also they have been perfected to<br />
offer them protection from the elements.<br />
Lipsticks keep our lips soft, moist, supple<br />
and noticeable.<br />
In general, remember:<br />
• Muted colors (purples and<br />
browns) are better to tone down large<br />
lips.<br />
• Light colors work best for thin lips.<br />
Remember that putting on lipstick<br />
can be as easy as putting on a happy<br />
face! So, put a little razzle and dazzle in<br />
your life by putting a little sparkle of<br />
color on your lips. ❂
Advertisement<br />
General and Cosmetic<br />
Dentistry<br />
By Dr. Anna Ostrovsky<br />
Do you have problems with your<br />
teeth? When was the last time you’ve<br />
had a REAL checkup? Are you afraid of<br />
the dentist? Dr. Anna Ostrovsky has<br />
been serving the community’s dental<br />
needs for the past 4 years. A graduate<br />
of the University of <strong>Florida</strong> College of<br />
Dentistry, she is well versed in all of the<br />
latest techniques to make your dental<br />
experience more enjoyable while giving<br />
you a healthier, better smile.<br />
A smile can be the most eyecatching<br />
feature of your face. Even a<br />
subtle change can make a big difference<br />
in the way you look and feel. Bleaching,<br />
bonding, veneers and white fillings allow<br />
us to create a beautiful smile with<br />
minimal changes to existing teeth. New<br />
technology in veneer fabrication allows<br />
us to perform dazzling transformations<br />
with minimal surface preparation.<br />
Although white fillings have been around<br />
for a long time, the new materials can<br />
now be used in a wider range of<br />
applications allowing you to keep your<br />
smile as white as it can be!<br />
We are also leaders in the<br />
assessment, prevention and treatment of<br />
oral bacterial infections, and other<br />
cutting edge approaches to patient<br />
education and dental procedures.<br />
According to the American Dental<br />
Association, at least 60 percent of adults<br />
in the United States have moderate-tosevere<br />
gum disease! No doubt, you've<br />
heard some of the terms: plaque, tartar,<br />
calculus, gingivitis, periodontitis,<br />
pyorrhea, periodontal disease and gum<br />
disease. But what does it all mean?<br />
Quite simply, gum disease (periodontal<br />
disease). It starts when plaque and tartar<br />
(calculus) are allowed to accumulate at<br />
the base of your teeth. The bacteria in<br />
the plaque leads to an infection in the<br />
gums (gingiva) called gingivitis. Left<br />
untreated, the infection spreads to the<br />
tissue and bone that holds your teeth in<br />
place, a condition called periodontitis<br />
(pyorrhea). Because of the bacterial<br />
infection associated with periodontitis,<br />
tooth abscesses are also common.<br />
Patients with gum disease, or patients<br />
that build up large amounts of tartar,<br />
may need to have their teeth cleaned<br />
frequently to help control the amount of<br />
bacteria in the mouth. A thorough exam,<br />
which includes x-rays, visual inspection,<br />
and an analysis of hard and soft tissue,<br />
helps determine the health of your gums.<br />
Our number one priority is your<br />
satisfaction.<br />
We are continuously working to<br />
build up your trust and confidence. That<br />
means better treatment and better<br />
service to you. Our multilingual doctors<br />
and staff go through intensive training,<br />
continuing education and expanded duty<br />
certification.<br />
We offer the latest range of<br />
treatments and technologies such as an<br />
intraoral camera, multimedia dental<br />
health education. Our treatment areas<br />
and our waiting room are equipped with<br />
state-of-the-art, patient-education DVD<br />
systems. If you are uncertain about a<br />
particular procedure, we will be happy<br />
to play the DVD video segment for you.<br />
Located at the:<br />
Wellington Professional Center<br />
10111 West Forest Hill Blvd., Suite 300<br />
Wellington, FL 33414<br />
Call us today and let us show you why<br />
we should be your family’s dentist.<br />
P: 561-753-6880<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 17
Down Town Lake<br />
Worth/ Lake Worth<br />
Evening on the<br />
Avenues First and third<br />
Fridays of every month.<br />
Downtown Lake Worth,<br />
All the restaurants and<br />
shops are open for this<br />
biweekly street festival<br />
featuring music, food and<br />
arts and crafts.<br />
P: 561-582-4401<br />
The Mystery of Edwin<br />
Drood<br />
Feb. 17 – Mar.12<br />
Lake Worth Playhouse<br />
713 Lake Avenue;<br />
A rendition of Charles<br />
Dickens mystery. The title<br />
character mysteriously<br />
disappears one stormy<br />
Christmas eve – but has<br />
Edwin Drood been<br />
murdered? The giddy<br />
playfulness of this playwithin-a-play<br />
draws the<br />
audience toward one of<br />
DROOD'S most talked<br />
about features, which<br />
allows the audience to<br />
vote on the solution as<br />
prelude to the most<br />
unusual and hilarious<br />
finale!<br />
P: 561-586-6410<br />
Street Painting<br />
Festival<br />
Feb. 25 — 26<br />
City of Lake Worth<br />
Watch as over 400 Artists<br />
use the pavement as<br />
canvas to transform<br />
downtown Lake Worth<br />
into a temporary outdoor<br />
museum of original art<br />
and masterpiece<br />
reproductions. Join the<br />
100,000 visitors who will<br />
enjoy strolling minstrels,<br />
improvisation and<br />
continuous live music on<br />
the cultural plaza's main<br />
stage. Don't miss the<br />
Children's Meadow where<br />
18 February 2006<br />
Arts & Entertainment<br />
To be placed in our Arts & Entertainment calendar. Please email us at: info@floridawisemagazine.com<br />
children of all ages can<br />
create their own works of<br />
art; a great family<br />
experience.<br />
Admission is FREE.<br />
P: 561-582-4401<br />
City of Greenacres<br />
“Love on the Lawn”<br />
Friday Feb. 10,<br />
6 p.m. – 9 p.m.<br />
Greenacres Community<br />
Park (corner of Jog Road<br />
and Constitution Way)<br />
Fun and free event for all.<br />
Venus and Adonis will be<br />
handing out a rose to the<br />
ladies and “kisses” to<br />
everyone. We will have<br />
lots of give-a-ways from<br />
local businesses, the most<br />
kissable lips contest and<br />
some nice music. Rededicate<br />
your love to one<br />
another with words from<br />
the prophet and receive a<br />
“Certificate of Love.” Just<br />
bring your blankets and<br />
chairs to Greenacres<br />
Community Park and<br />
enjoy a magical evening<br />
filled with music, dance,<br />
and a little romance.<br />
Oasis Compassion<br />
Agency ( aka LifeSteps<br />
Foundation Inc.)<br />
Serving the Community<br />
with food and clothing<br />
Tuesday & Thursday 10<br />
a.m. – 12 p.m.<br />
Wednesday & Saturday 9<br />
a.m. – 12 p.m.<br />
Accepting donations<br />
Monday — Friday 9 a.m.<br />
-1 p.m. all year. Come<br />
and see our Thrift Store<br />
Tuesday — Saturday 10<br />
a.m. — 3 p.m.<br />
February — Candy Giveaway<br />
— Throughout the<br />
month to Celebrate<br />
Valentine’s Day, sweets<br />
will be given out.<br />
March — “Banking with<br />
Washington Mutual” —<br />
Session translated into<br />
Creole for first time home<br />
buyers.<br />
April — “Dream<br />
Makeover with Jafra”<br />
(purchase tickets in<br />
advance)<br />
Dates are subject to<br />
change. For detailed<br />
information contact Jodie<br />
Deliso at 561-967-4066<br />
Greenacres Concert in<br />
the Park Series<br />
Friday Feb. 24, –<br />
The Fabulons<br />
All concert times:<br />
7 p.m. – 9 p.m.<br />
Greenacres Community<br />
Park Come out, bring your<br />
families and enjoy some<br />
great music at Greenacres<br />
Community Park.<br />
All you need to bring is<br />
your blanket or chair and<br />
sit back for some great<br />
music for FREE! Food and<br />
drink will be available for<br />
purchase. For more<br />
information call Leisure<br />
Services at<br />
P: 561-642-2181<br />
Downtown West<br />
Palm Beach<br />
Clematis by Night<br />
Thursday evenings, West<br />
Palm Beach's biggest<br />
street party, with a live<br />
concert, family activities<br />
and crafts. The area’s best<br />
rock, R&B, reggae, blues,<br />
soul and swing music near<br />
the famous fountain.<br />
Centennial Square<br />
5:30 p.m. — 9 p.m.<br />
Sunday at the Meyer<br />
Meyer Amphitheater,<br />
Every Sunday at sunset on<br />
the waterfront, local<br />
bands entertain tourists,<br />
visitors and residents at<br />
the outdoor Meyer<br />
Amphitheatre. Pack a<br />
picnic, bring the whole<br />
family and enjoy. Free.<br />
P: 561-659-8007<br />
Palm Beach America’s<br />
International Fine Art<br />
& Antique Fair<br />
Feb. 3 — 12<br />
Palm Beach County<br />
Convention Center<br />
650 Okeechobee Blvd.;<br />
West Palm Beach,<br />
100 prominent<br />
international dealers offer<br />
a range of artworks from<br />
antiquity through 1950<br />
including Old Masters,<br />
19th & 20th c. American<br />
& European paintings,<br />
sculpture, furniture, silver,<br />
armor, rare manuscripts,<br />
jewelry and modern art.<br />
P: 561-209-1300<br />
Puppetry Arts Center<br />
of the Palm Beaches –<br />
1200 S. Congress Ave.,<br />
#36, West Palm Beach<br />
for more info call<br />
P: 561-967-3231<br />
Hats off to Valentine's<br />
Day! – The Extraordinary<br />
Hat Maker, Feb. 4<br />
Belinda's New Hat and<br />
other great stories help<br />
jump start your Valentine's<br />
Day celebration Feb. 8,<br />
11, 15, 18, 22-25<br />
One Heart, One Voice –<br />
Children meet the<br />
challenge of finding<br />
positive cultural<br />
differences and people<br />
getting along with each<br />
other as an alien from the<br />
Planet Blah looks<br />
Cupid's Corner with Uncle<br />
Willy & Friends, Feb. 11<br />
– Have some Valentine's<br />
Day fun a little early with<br />
Uncle Willy and his lifesized<br />
puppets.<br />
Ventriloquism, magic,<br />
music and audience<br />
participation<br />
Ballet <strong>Florida</strong>, Inc.<br />
500 Fern St, West Palm<br />
Beach, P: 561-659-1212<br />
Ballet <strong>Florida</strong> is the<br />
internationally acclaimed<br />
classical and<br />
contemporary dance<br />
company of Palm Beach<br />
County. Ballet <strong>Florida</strong><br />
presents works by the<br />
most celebrated<br />
choreographers of the<br />
day.<br />
Norton Museum<br />
of Art<br />
1451 South Olive<br />
Avenue; West Palm<br />
Beach, French<br />
Impressionism and Boston:<br />
Masterworks from the<br />
Museum of Fine Arts<br />
Feb. thru Mar. 5, This<br />
international exhibition<br />
offers visitors a<br />
magnificent opportunity to<br />
see more than 50 works,<br />
among them Claude<br />
Monet's Water Lilies,<br />
Edgar Degas' Race<br />
Horses at Longchamp,<br />
Renoir's Grand Canal,<br />
Venice; John Singer<br />
Sargent's Helen Sears,<br />
and Edmund Charles<br />
Tarbell's Mother and Child<br />
in a Boat. For more info:<br />
P: 561-533-0887<br />
The Kravis Center<br />
Kravis Center for the<br />
Performing Arts<br />
701 Okeechobee Blvd;<br />
West Palm Beach,<br />
Steve Lawrence and Eydie<br />
Gorme “One More For<br />
The Road” Encore<br />
Feb. 10 — 11<br />
Join us as two of the finest<br />
entertainers in show<br />
business take the stage for<br />
an encore performance –<br />
due to overwhelming<br />
popular demand – of the<br />
best in popular music. As<br />
acclaimed talk-show host<br />
Larry King said, “If Steve<br />
and Eydie can’t entertain<br />
you, then no one can.”
Ed McMahon’s Memories<br />
of “The Tonight Show”<br />
starring Johnny Carson<br />
Feb. 15<br />
The rich memories of<br />
camaraderie between<br />
most popular entertainer<br />
in the history of television<br />
and his “second banana”<br />
include many behind the<br />
scene tales that Tonight<br />
Show fans have never<br />
heard. That is, until now.<br />
Join the “Heeeeeeere’s<br />
Johnny!” man as he<br />
combines memorable<br />
highlights from the Tonight<br />
Show, with jokes and<br />
impersonations and<br />
insightful celebrity guest<br />
stories.<br />
“The Magic Flute”<br />
Feb. 27 – Mar. 2<br />
Event Sponsor: Palm<br />
Beach Opera Presents<br />
It’s part fantasy, part<br />
parable, part comedy and<br />
all heart. “The Magic<br />
Flute” follows the efforts of<br />
Tamino to rescue the<br />
beautiful Pamina. Armed<br />
only with a magic flute,<br />
Tamino makes his way to<br />
Pamina, but with great<br />
risk to his own life.<br />
For info on performances<br />
contact: Box Office:<br />
P: 561-832-7469<br />
Palm Beach Opera<br />
415 South Olive Ave.,<br />
West Palm Beach,<br />
P: 561-833-7888<br />
Motown at The<br />
Colony<br />
Every Friday Night<br />
The Colony Hotel Palm<br />
Beach, 155 Hammon<br />
Ave., Palm Beach, Friday<br />
nights have become<br />
Motown nights in the Polo<br />
Steakhouse at The Colony-<br />
Palm Beach. The hotel is<br />
now featuring the soulstirring<br />
sounds of<br />
MEMORY LANE in Polo<br />
every Friday night from 9<br />
p.m. to closing. It is music<br />
from the Temptations, the<br />
Supremes, Gladys Knight<br />
& the Pips, Smokey<br />
Robinson, Marvin Gaye -all<br />
the Motown favorites<br />
from the ‘60s to the ‘80s -and<br />
it is bringing the<br />
house down every week.<br />
No cover charge.<br />
P: 561-655-5430<br />
Contemporary<br />
Collages, Paintings<br />
and Prints – Art<br />
exhibit – Thru Feb. 24<br />
Jeannette Hare Art<br />
Gallery, Northwood<br />
University – Turner<br />
Education Building,<br />
Military Trail,<br />
Mon. — Fri. 9 a.m. — 6<br />
p.m.; Sat., Sun. 12 — 6<br />
p.m. P: 561-478-5532<br />
Palm Beach Gardens<br />
Taste of the Gardens<br />
— Sunday Greenmarket<br />
Thru Apr. 16, A tradition<br />
in the Gardens! Sunday<br />
mornings at the<br />
Greenmarket with live<br />
entertainment, produce<br />
plants, flowers, handmade<br />
crafts and prepared food<br />
and drink items. Please<br />
leave pets at home.<br />
Gardens Park behind City<br />
Hall Plaza<br />
Vendor info:<br />
P: 561-722-6435<br />
Downtown Boynton<br />
Beach<br />
HeritageFest<br />
Feb. 4 — 26<br />
Boynton Beach<br />
A month long celebration<br />
of culture that includes,<br />
academic competitions,<br />
sports competitions, "Art<br />
in the Park," carnival<br />
rides, parade, and<br />
concerts. Multiple dates<br />
and times. Most events<br />
are free of charge.<br />
P: 561-632-271<br />
Boynton Senior<br />
Center Hugs and<br />
Kisses Valentine's<br />
Fashion Show<br />
Thru Feb.14, Boynton<br />
Beach ... The City of<br />
Boynton Beach Recreation<br />
and Parks Department's<br />
Senior Center is hosting<br />
the annual "Hugs and<br />
Kisses" Valentine`s Day<br />
Fashion show at the newly<br />
renovated and enlarged<br />
Senior Center, 1021 S.<br />
Federal Highway. The<br />
event will take place on<br />
Tuesday, Feb. 14 at 1<br />
p.m. Various Senior<br />
Center participants model<br />
the clothing and walk the<br />
"runway." The event is<br />
tons of fun. For more<br />
information about the<br />
Fashion Show, any of the<br />
events and programs<br />
happening daily at the<br />
center or about joining the<br />
Senior Center, please call<br />
P: 561-734-0638.<br />
Wellington<br />
National Polo<br />
Museum & Hall of<br />
Fame<br />
P: 561-969-3210<br />
8,000 square foot<br />
museum on 10 acres in<br />
Western Palm Beach<br />
County -- Lake Worth<br />
Road. Exhibits, Displays,<br />
Memorabilia, Hall of<br />
Fame, media room and<br />
the most extensive polo<br />
library found anywhere.<br />
Winter Equestrian<br />
Festival<br />
Palm Beach Polo<br />
Equestrian Club<br />
14440 Pierson Road;<br />
Wellington,<br />
Thru Mar. 19<br />
The world-renowned<br />
Winter Equestrian Festival,<br />
a 3 million series, which<br />
brings more than 4,000<br />
horses and 6,000<br />
participants to the<br />
Wellington area annually,<br />
is the largest, equestrian<br />
sporting event in the<br />
world. For more info call:<br />
P: 561-793-5867<br />
Delray/Boca<br />
Art & Jazz on the<br />
Avenue<br />
Thru May.<br />
West Atlantic Avenue<br />
Come downtown to<br />
experience the charming<br />
shopping boutiques and<br />
entertainment district and<br />
discover unique treasures<br />
and cozy dining spots.<br />
Free P: 561-279-1380<br />
Feb. 11-12 20th<br />
Annual Outdoor<br />
Juried Art Festival –<br />
250 artists from<br />
around the world<br />
showcase their fine<br />
artworks – Presented by<br />
the Boca Raton Museum<br />
of Art, Mizner Park – 501<br />
Plaza Real, Boca Raton –<br />
Call 561 392-2500<br />
Through Feb. 11<br />
Feb. 19 ItaliaFest — An<br />
exhibition of Italian sports<br />
cars from various car<br />
clubs including<br />
Lamborghini, Ferrari,<br />
Maserati, Alfa Romeo,<br />
DeTomaso and others –<br />
Old School Square – 51<br />
N. Swinton Ave.,<br />
Delray Beach – free – Call<br />
P: 727-823-3536 for<br />
information<br />
Caldwell Theatre<br />
Company<br />
7873 N. Federal<br />
Highway; Boca Raton,<br />
Blithe Spirit<br />
Thru — Feb. 12, Imagine<br />
an elegant dinner party at<br />
home with after-dinner<br />
entertainment provided by<br />
a local clairvoyant.<br />
Imagine your reaction<br />
when she conjures up<br />
your first wife's spirit in<br />
front of your second wife.<br />
Now imagine you're the<br />
only one that can hear the<br />
departed as she mixes<br />
things up and leaves<br />
crazed chaos in her<br />
wake. For info<br />
P: 561-241-7432<br />
Jupiter<br />
2006 Spring Training<br />
at Roger Dean<br />
Stadium You Can’t Get<br />
Any Closer Without A<br />
Uniform. Feb. 1 – Mar. 31<br />
Roger Dean Stadium<br />
4751 Main Street; Jupiter,<br />
Roger Dean Stadium is<br />
home to the <strong>Florida</strong><br />
Marlins and the St. Louis<br />
Cardinals for Spring<br />
Training. The stadium is<br />
one of only four facilities<br />
in the country that has two<br />
Major League teams<br />
during Spring Training.<br />
A great time for all ages!<br />
P: 561-775-1818<br />
Maltz Jupiter Theatre<br />
Feb. 14 — Mar. 5<br />
Guys and Dolls. Musical.<br />
Show tunes, love triangles,<br />
colorful characters and<br />
fabulous dance numbers.<br />
This Tony Award winner<br />
would be a real crime to<br />
miss. Showtimes are 7:30<br />
p.m. Tuesday – Friday;<br />
Saturday 8 p.m. and<br />
Wednesday, Saturday and<br />
Sunday’s at 2 p.m.<br />
For more info call:<br />
P: 561-743-2666<br />
Burt Reynolds<br />
Museum<br />
Jupiter - For more info,<br />
P: 561-743-9955<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 19
Treasure hunting has always invoked a certain fascination<br />
with most people over the years. I remember as a youth in Ohio,<br />
hoping to find some lost treasure as I trudged off into the local<br />
woods with my father’s shovels. Seldom do you visit our local<br />
beaches without coming across<br />
someone using a metal detector<br />
looking for watches, money or<br />
possibly a historical treasure. As<br />
treasure hunters go, local<br />
resident Mike Daniel is the real<br />
deal. Searching for historical<br />
and monetary lost treasures and<br />
sites for the past 35 years,<br />
Mike’s life bears a resemblance<br />
to Hollywood screen legend<br />
Indiana Jones. Well, that is with<br />
the exception of dodging<br />
poisoned-tipped arrows or<br />
running for his life from 12-footdiameter<br />
round balls of stone.<br />
Mike started out with an<br />
interest in diving while<br />
in high school. After<br />
graduation, he moved to<br />
the Virgin Islands where<br />
he was employed full<br />
time as a hired diver. In<br />
1971, Mike moved<br />
back to the states and<br />
started diving<br />
professionally as a<br />
treasure hunter.<br />
In 1972, Mike<br />
discovered his first lost treasure when he found the Spanish<br />
galleon, the Maravillas. It was at this site that he would find some<br />
of the richest pieces of lost treasure found under the sea,<br />
including a emerald cross valued at $400,000. The Maravillas<br />
sank in 1656 with $5 million of treasure on board at the time. It<br />
would have a value today of over $500 million.<br />
One of Mike’s most important local discoveries was that of<br />
the Seminole Indian War battle sites which took place right here<br />
20 February 2006<br />
Jupiter’s “Indiana Jones”<br />
By<br />
Marc Zatorsky<br />
Mike Daniel with his 1974 find of a<br />
70 pound silver bar from the Maravillas<br />
Mike Daniel with a silver platter and<br />
an 11 foot, 5 pound gold chain<br />
from the Maravillas<br />
in Jupiter. Pushed south<br />
from Georgia and<br />
through <strong>Florida</strong> by the<br />
“white man.” The<br />
Seminoles made their<br />
last stand at this site. If<br />
not for being led into<br />
the Big Cypress<br />
Preserve in the<br />
Everglades by their<br />
medicine man, Arpeika,<br />
the Seminole tribe<br />
surely would have been<br />
brutally<br />
wiped out<br />
there. This<br />
historic<br />
area was<br />
also used<br />
as a The emerald cross valued at $400,000<br />
training<br />
from the Maravillas<br />
ground for Civil War generals.<br />
In 1996, Mike was asked by a friend to help him<br />
find the lost treasure ship The El Salvador. The<br />
research was too vague to give Mike a clear starting<br />
point so he declined the offer. It was then that he was<br />
asked to help locate the Queen Anne’s Revenge. This<br />
was a challenge that Mike was more than willing to<br />
attempt since this would be a very historic find.<br />
Queen Anne’s Revenge, the former Concord de<br />
Nantes was the flagship of Blackbeard the pirate.<br />
Blackbeard had commandeered in November, 1717.<br />
The Concord de Nantes was a slave vessel carrying a<br />
crew of 70 and over 500 slaves. This find would<br />
have had both historic and monetary treasures<br />
abound. Queen Anne’s Revenge had sunk after<br />
running aground off the coast of Beaufort, N.C., in<br />
1718. It took Mike only eleven days to find her.<br />
“Good research is the most important factor<br />
when trying to locate a lost treasure or historical site,” Mike<br />
informed me. “Unfortunately, treasure hunting isn’t what it used to<br />
be. Prior to 1987, discovered shipwrecks were ruled<br />
internationally by Admiralty Law which dates back to the 1600s<br />
and basically states, finders -- keepers. The United States<br />
government changed all of that in 1987 with the passing of their<br />
Abandoned Shipwreck Act, which states that any treasure found<br />
is the property of the state in which it is found. This has changed<br />
treasure hunting immensely, moving it offshore past the 12 mile<br />
international waters boundary into very deep water. By contrast,<br />
Blackbeard’s Queen Anne’s Revenge was discovered in only 30<br />
feet of water.<br />
“I discovered early on that treasure hunting is a crazy<br />
business, often consuming the hunter with the monetary prize. I’ve<br />
seen many lives ruined because of this,” said Mike. “To allow<br />
yourself to be fixated with the treasure, is to allow yourself to be<br />
eliminated from the project,” Mike added. “I truly enjoy the<br />
excitement and the challenge of the find.” That sounds to<br />
me like the kind of treasure hunter even Indiana Jones would<br />
be proud of. ❂
“Fit to be Tied” Brings in $10,000<br />
Proceeds will help support ArtStart arts education programs<br />
Palm Beach, Fla.<br />
(December 17, 2005)<br />
- ArtStart’s “Fit to be<br />
Tied” fund raiser, held<br />
December 14 in the<br />
Garden Room at<br />
Testa’s, brought in<br />
$10,000 in support of<br />
ArtStart arts education<br />
programs.<br />
Co-chairs for the<br />
event were Judy and<br />
Ed Oppel and Dr. and<br />
Mrs. Evan Shapiro,<br />
and serving on the<br />
Photo by Melissa Simmons<br />
Main sponsor Kris Charamonde,<br />
organizer of Palm Beach<br />
Jewelry & Antique Show,<br />
with Jeannette Pomeroy Parssi<br />
committee were Farshad Afsharimehr, Lisa Aznaran,<br />
Michelle Bevaqua, Ron Jacobsen, Jeanne Jacobsen, Jim<br />
Reyelt and Rose Romesberg. A special ceremony honoring<br />
Farshad as the volunteer of the year was a highlight of the<br />
evening, as it came as a complete surprise to the honoree.<br />
"Farshad has done so much for this organization," said ArtStart<br />
founder and president Jeannette Pomeroy Parssi, "and we wanted<br />
to give him a special thank you." Not only did he serve on the<br />
planning committee, she said, he also painted a tie for the event;<br />
with fellow board member Lisa Aznaran placing the winning bid.<br />
The more than 100 guests in attendance enjoyed an<br />
improvisational jam session by jazz trio Blatant Disregard,<br />
cocktails, hors d’oeuvres, a silent auction and raffle. Bidders<br />
competed for a number of items in the silent auction, including<br />
more than forty one-of-a-kind, hand-painted silk ties created<br />
especially for the event by artists from around the world; artwork;<br />
sculpture; and an eclectic collection of Objets d’Art. Raffle items<br />
included gift certificates to East Coast Jewelry and the Mango Inn<br />
Bed & Breakfast, along with a Dale Chihuly book. The list of<br />
artists who created ties was as eclectic as the ties themselves:<br />
from W. Palm Beach Mayor Lois Frankel to French Impressionist<br />
Duav. In all, 25 artists participated in the event.<br />
“We were extremely pleased with the turnout tonight,” said<br />
ArtStart board member Lisa Aznaran. “We want to thank all of<br />
our sponsors, artists and everyone who contributed in any way to<br />
the success of this event,” she added.<br />
ArtStart wishes to thank the following companies and<br />
individuals for their generous sponsorship of “Fit to be Tied.”<br />
Palm Beach Jewelry & Antique Show; Hilda M. Porro, P.A.,<br />
Attorney at Law; Liberty Media Group, Inc.; Botkin Parssi &<br />
Associates, Inc.; Godiva Chocolatier, Inc - The Mall @ Wellington<br />
Green; James Swope Fine Arts Conservation, Inc.; hr:Watches<br />
Magazine; Dorothy & Ric<br />
Bradshaw; Jeanne & Ron<br />
Jacobsen.<br />
About ArtStart<br />
ArtStart’s mission is to<br />
provide educational<br />
opportunities in the arts,<br />
including visual arts, music,<br />
Photo by Melissa Simmons<br />
Juanita Redondo, Farshad Afsharimehr<br />
and board member Lisa Aznaran<br />
dance, theater and creative<br />
writing. The organization’s<br />
goal is to cultivate the<br />
resources, leadership and<br />
partnerships that nurture and<br />
support arts and cultural<br />
programs, thereby enriching<br />
the quality of life for all.<br />
ArtStart accomplishes this<br />
goal through a variety of<br />
initiatives, including: Art<br />
Scholarships; Artist-in-Residence Programs; Teacher Workshop;<br />
Internship Opportunities; Creative Writing Programs. On the web<br />
at www.ArtStartInc.org.<br />
— Special Release Information<br />
Photo by Melissa Simmons<br />
Hand-painted ties, artwork<br />
and Objets d'Art made a nice<br />
presentation under the lights<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 21
Q. In this throwaway society in which we live, are<br />
there any ways to make our children a little more<br />
aware environmentally?<br />
A. Yes, there are many ways to teach children about the necessity<br />
to take care of our earth and its atmosphere.<br />
South <strong>Florida</strong> took a big hit on October 24, 2005.<br />
Unexpectedly, Hurricane Wilma, a Category 3 storm, blew<br />
through Monroe, Miami-Dade, Broward and Palm Beach counties.<br />
This storm caused millions of dollars of damage and wreaked<br />
havoc on thousands of people’s personal and professional lives.<br />
Hurricane Wilma was the 13th hurricane of the season and part<br />
of a long line of natural disasters from the tsunami and<br />
earthquakes to blizzards. These are violent outbursts of nature.<br />
While having natural disasters are not new to our planet and its<br />
atmosphere, the frequency and intensity are different. Somehow it<br />
feels like Mother Nature is trying to get our attention. One cannot<br />
help but wonder if we are hurting her.<br />
Disposable Items<br />
Many disposable items pose<br />
environmental threats. Frequently used<br />
ones like Styrofoam meat trays, plastic<br />
plates, cups and cutlery are not<br />
biodegradable. Instead of<br />
disintegrating into the earth and its<br />
atmosphere, they either pile up on the<br />
ground or block the atmosphere with a<br />
heavy cloud. Think about the<br />
enormous number of plastic bags and<br />
plastic containers we all use every<br />
day. Try to picture the huge number of empty bottles from water,<br />
juice, soda and other beverages. How about the millions of<br />
aluminum cans? In addition, there are baby diapers and all kinds<br />
of plastic cloths and covers? Some people are even careless<br />
about throwing away batteries, printer cartridges and other items<br />
with toxic chemicals in them.<br />
What to Do<br />
There is so much we can do to take better care of our earth<br />
and its atmosphere. The best place to start is with teaching our<br />
children … our youngest ones. You can explain to them about the<br />
earth as our collective home with its atmosphere that supports our<br />
We all have<br />
strong and well<br />
developed habits<br />
of health care and<br />
self care. While<br />
bad habits are<br />
always hard to<br />
break, good ones<br />
are easy to make.<br />
22 February 2006<br />
Advice<strong>Wise</strong><br />
Environmental<br />
Awareness<br />
By<br />
Sally Goldberg,<br />
Ph.D.<br />
collective life. Tell them about using paper items like cups and<br />
paper plates, instead of plastic. Recommend white or natural<br />
paper products that do not have toxic dyes in them. Show your<br />
children how to bring a canvas tote to a grocery store instead of<br />
having to take home so many plastic bags. As you recycle each<br />
day, explain the process. In addition, encourage your children to<br />
be the ones to wash and/or dry your disposables or even to be<br />
the ones to put them into the bin.<br />
We all have strong and well developed habits of health care<br />
and self care. While bad habits are always hard to break, good<br />
ones are easy to make. As you go about your daily living and<br />
loving of your children, do what you can to teach them how to<br />
listen to and respect Mother Nature. If she feels better, she is<br />
more than likely to act better to all of her children.<br />
— Sally Goldberg, Ph.D., speaker, author and coach, is a professor of<br />
education at the University of Phoenix, South <strong>Florida</strong> Campus. She is also<br />
founder/director of Dr. Sally Parenting, Inc., a full service resource for<br />
parents. For questions or comments, contact Dr. Sally at<br />
www.drsallyparenting.com, drsally@drsallyparenting.com, or<br />
P: 561-715-9115. ❂<br />
Phone 561-641-1446 www.suncoast.cc<br />
5561 Hypoluxo Rd., Lake Worth<br />
• A Safe Secure Environment<br />
• Qualified Capable Loving Staff<br />
• Pre K 4 through 5th Grade<br />
• Nat’l Christian School Assoc. Member<br />
• A Beka Curriculum, Art, Computers etc.<br />
• Excellent Achievement Test Scores<br />
• Hours 7 a.m.- 6 p.m.<br />
Enrollment for<br />
2006-07 year<br />
Begins Feb. 6th
What Should You Know Before<br />
Buying Real Estate?<br />
By<br />
Larry E. Bray, Esq.<br />
Everyone wants to buy real estate. And you can’t figure out<br />
why it seems everyone else is making a fortune buying, selling<br />
and flipping property while you don’t even know what a deed<br />
does. This article is not an attempt to teach the complexities of<br />
real estate flipping and investing. But for those of you who have<br />
never purchased before, or perhaps didn’t know what that<br />
blizzard of papers going back and forth across the closing table<br />
was, this may be a good starting point for you.<br />
Most purchase contracts require a cash deposit to show the<br />
seller that the buyer is serious. It should contain details about who<br />
will hold the deposit and how it will be applied. If the buyer<br />
doesn’t go through with the deal, the deposit may be lost. The<br />
purchase contract contains provisions which govern all aspects of<br />
the transaction including payment, financing, closing date,<br />
contingencies, clear title, insurance, inspections, repairs, wood<br />
eating organisms, expenses and prorations. Most broker/realtors<br />
and attorneys utilize a form of contract that has been approved<br />
by both the <strong>Florida</strong> Bar and the <strong>Florida</strong> Board of Realtors.<br />
Although it is a good basic form document there are indeed many<br />
blanks which need to be filled in and terms which are open to<br />
negotiation.<br />
At the closing table, legal title is usually transferred by way<br />
of a Warranty Deed. A title insurer will usually only insure<br />
conveyances with this kind of deed because it contains certain<br />
covenants (or warranties) by the grantor to the grantee. Per the<br />
contract, the purchase price will have to be paid by the buyer<br />
and there are also closing costs payable by buyer and seller.<br />
These costs usually add up to between 4 and 6 percent of the<br />
purchase price of the property.<br />
Every penny transacted is set forth on a federal form called<br />
the HUD-1 Settlement Statement. For most people, this is a difficult<br />
document to understand. KNOW ONE THING: Most broker/<br />
realtors are “transaction” broker/ realtors who do not represent<br />
you; they represent the transaction and their function is to see the<br />
transaction close. In my experience most buyers and sellers admit<br />
to having been told this but not understanding it. This concept is<br />
supposed to mean that your broker/realtor will deal fairly with<br />
both parties. But they have no obligation to advocate, review the<br />
deed or HUD for accuracy, or intervene if the HUD is incorrectly<br />
prepared. The title company agent, likewise, is not there to<br />
protect or advocate for anyone. The title agent prepares the HUD<br />
and is there to close the deal.<br />
Some of the costs which will be shown on the HUD are:<br />
Buyer<br />
Tax stamps on the promissory note – $.35 per $100 of the<br />
amount borrowed<br />
Intangible tax – on the mortgage – $.002 of the loan amount<br />
Title insurance (owner’s policy) – approximately $6 per<br />
$1000 of the purchase price<br />
Title insurance (mortgagee’s policy) – approximately $200 if<br />
simultaneously issued<br />
Title endorsements – $50 each<br />
Title search – $125<br />
Exam Fee – between $50 and $100<br />
Closing/settlement fee – $150 - $250<br />
A survey – between $400 and $600 unless the seller has a<br />
recent one<br />
Attorney’s fees – usually between $600 and $800<br />
Courier fees – between $35 and $75<br />
Recording fees for the mortgage – $10 for the first page and<br />
$8.50 thereafter<br />
Seller<br />
Documentary Stamps on the deed – $.70 per $100<br />
Title Insurance – See the title charges listed above<br />
Note: In Palm Beach County, it is the custom that the Seller of<br />
the property pays for the owner’s title policy – in most other<br />
counties, title insurance would be the buyer’s cost. Taxes must also<br />
be apportioned and prorated on the HUD-l.<br />
A lawyer can help with the process by preparing or<br />
reviewing the sales contract, advising you about financing, title<br />
insurance, tax, document preparation and reviewing the HUD1.<br />
The truth is, only a lawyer that you hire will be an advocate for<br />
you. No one else at the closing table will act as such because it is<br />
not their job.<br />
Good luck investing.<br />
— The information contained herein may not apply to your situation and<br />
should not be substituted for consultation with a trained professional for<br />
tailored advice on your particular set of circumstances.<br />
For questions or comments, contact Larry E. Bray Esquire through the<br />
Law Offices of Larry E. Bray, P.A. at<br />
P: 561-296-5291 or Lbray@bray1.com ❂<br />
Law Offices of Larry E. Bray, P.A.<br />
REAL ESTATE<br />
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• Real Estate Investment Advice<br />
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ESTATE PLANNING<br />
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CIVIL LITIGATION ELDER LAW<br />
Over 24 Years Experience<br />
Law Offices of Larry E. Bray, P.A.<br />
3175 Congress Avenue, Suite 205, Palm Springs, FL 33461<br />
(Located at the corner of Congress & 10th Ave in the<br />
Professional Building)<br />
Phone: (561) 296-5291 ext. 104<br />
Fax: (561) 296-9966<br />
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<strong>Florida</strong><strong>Wise</strong> Magazine 23
This article will discuss various tax<br />
tips for the 2005 and 2006 tax years<br />
that will help in preparing your current<br />
year tax return and to provide additional<br />
tips for the upcoming year.<br />
Retirement Planning<br />
Most of us look forward to the day<br />
when we don’t have to go to work<br />
anymore and the Tax Code contains a<br />
number of ways to help us prepare. If<br />
you contribute to a traditional IRA or<br />
Roth IRA there is still time to maximize<br />
your contributions for the 2005 tax year.<br />
The deadline for making contributions to<br />
your IRA is April 17, 2006. For 2005<br />
through 2007 the contribution limits are<br />
$4,000. For any individual that is over<br />
the age of 50, the government added a<br />
provision to allow catch-up contributions<br />
for 2005 and 2006 of $500 and<br />
$1,000, respectively.<br />
If you are an individual that is part<br />
of an employer sponsored 401(k) or<br />
other qualified retirement plan consider<br />
maximizing your contributions for 2006.<br />
The 401(k) contribution limit for 2006 is<br />
$15,000 and the catch-up contribution<br />
limit for individuals over 50 is $5,000<br />
for 2006. Please discuss this with your<br />
employer to make sure that you take<br />
advantage of these contribution limits<br />
and catch-up contribution provisions.<br />
Capital Gains<br />
Everyone always asks, “Will I have<br />
to pay tax on that stock if I sell it at a<br />
gain?” Unfortunately the answer is yes.<br />
However, if you made some bad stock<br />
investments in 2005 that you sold before<br />
year end, keep in mind that losses taken<br />
in excess of gains will offset ordinary<br />
income up to a $3,000 loss per year<br />
($1,500 for married filing separately).<br />
Any remaining loss not taken on the<br />
current year return can be carried<br />
forward to future years until the loss is<br />
used completely.<br />
For 2006 keep in mind that losses<br />
on consistently underperforming<br />
investments can offset gains taken on<br />
winning investments and it may be<br />
wise to sell them to rebalance your<br />
24 February 2006<br />
Tax Tips<br />
2005-2006<br />
By<br />
Elisa A. Armetta,<br />
CPA<br />
portfolio and offset any gains.<br />
Small Business Planning<br />
Small business owners have many<br />
opportunities for tax savings to consider.<br />
The first is the Section 179 deduction for<br />
capital purchases, such as furniture and<br />
equipment that would otherwise have to<br />
be depreciated. The Section 179<br />
deduction stands at $105,000 for 2005<br />
and 2006, and it can be applied to<br />
purchases of up to $420,000. This<br />
provision drops back down to $25,000<br />
after 2007 so 2006 may be the time to<br />
make these purchases.<br />
Another tax saving strategy is for<br />
sole proprietorships who can realize tax<br />
savings by putting family members on<br />
the payroll. Putting a spouse on the<br />
payroll allows your business to provide<br />
tax-free medical coverage for yourself as<br />
the spouse of a covered employee.<br />
Children can also earn up to $5,000 tax<br />
free, and at the same time have the<br />
opportunity to put funds into a Roth IRA.<br />
Also you are not subject to Social<br />
Security and Medicare on wages<br />
paid to your children whom are under<br />
the age of 18.<br />
Expiring Provisions<br />
Some provisions that expired at the<br />
end of 2005 were originally added as<br />
temporary economic stimuli. Among the<br />
expiring provisions are the following:<br />
• State sales tax itemized deduction<br />
that provided an advantage for<br />
taxpayers in states with high sales tax<br />
rates or no income tax.<br />
• Educator’s deduction for schoolrelated<br />
expenses.<br />
• The higher education expense<br />
deduction that was useful for taxpayers<br />
that did not qualify for the Hope or<br />
Lifetime Learning Credits.<br />
These and other provisions that<br />
expired may return or be extended but<br />
there has not been any discussion of<br />
them so far. These are just several items<br />
to keep in mind for the 2005 and 2006<br />
tax years. As always please be sure to<br />
discuss these and other possible tax<br />
saving strategies with your tax advisor.<br />
— Elisa A. Armetta, CPA, PhD is a member of<br />
the Lake Worth Chamber of Commerce,<br />
American Institute of CPA’s, <strong>Florida</strong> Institute of<br />
CPA’s and American Women’s Society of<br />
CPA’s. For question or comments, please<br />
contact Elisa at Accounting Management<br />
Advisors, Inc. P: 561-357-8885 or<br />
elisa@cpaservices.org ❂<br />
Accounting Management Advisors<br />
Elisa A. Armetta, CPA<br />
Owner<br />
elisa@cpaservices.org<br />
www.cpaservices.org<br />
UPDATE TO TAX TIPS FOR<br />
HURRICANE LOSSES ARTICLE IN<br />
JANUARY 2006 ISSUE<br />
Due to Hurricane Katrina, the<br />
government passed legislation to provide<br />
additional tax relief for victims of that<br />
hurricane that live in federally declared<br />
disaster areas. These provisions have<br />
also been passed along to victims of<br />
Hurricane Rita and Hurricane Wilma.<br />
My previous article discussed how<br />
to claim a loss on your 2005 tax return<br />
for hurricane losses. One of the<br />
provisions that the government passed<br />
for additional tax relief was to remove<br />
the $100 limitation per casualty loss and<br />
to exclude the 10 percent of Adjusted<br />
Gross Income (AGI) limitation to the<br />
casualty loss. Therefore, your hurricane<br />
casualty loss will stop at Step 6 (after<br />
you subtract out your Insurance<br />
Reimbursement) and that calculated<br />
amount will then carry forward to<br />
Schedule A. Please keep this in mind<br />
when meeting with your tax advisor.<br />
Certified Public Accountants & Consultants<br />
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Innovation,<br />
anyone?<br />
By<br />
Per Lindskog<br />
What does innovation mean? Most<br />
people probably associate the word with<br />
inventions, new things or changes.<br />
Webster offers the following definition:<br />
1. the introduction of something<br />
new<br />
2. a new idea, method or device<br />
In the world we live in today with<br />
everything changing quicker than ever<br />
before, things like innovation takes on a<br />
different meaning. It’s important for<br />
everyone,<br />
“Innovation is whether in<br />
the specific business, small or<br />
instrument of large, or not.<br />
entrepreneurship, What do we<br />
the act that know about<br />
endows<br />
innovation? How<br />
resources with a does it affect us?<br />
How can we use<br />
new capacity to<br />
this knowledge to<br />
create wealth.”<br />
our advantage?<br />
William Pollard wrote: “Without<br />
change there is no innovation, creativity<br />
or incentive for improvement. Those who<br />
initiate change will have a better<br />
opportunity to manage the change that<br />
is inevitable.”<br />
I agree that innovation is closely<br />
connected with change, and how we<br />
handle it, both on a personal level as well<br />
as on an organizational level at work.<br />
When things change it is usually due to<br />
innovation in some shape or form.<br />
During many years working with<br />
people and organizations, I have found<br />
that most struggle with change in<br />
different contexts. Change is often<br />
experienced as uncomfortable and<br />
unpleasant. I will attempt to outline, in a<br />
few points, how a focus on innovation is<br />
a good, or perhaps one of the best,<br />
tools to manage change.<br />
1. Ways of “doing things”: Do you<br />
have a “deeper” understanding and<br />
appreciation of the fact that there’s<br />
always more than one way of doing<br />
something? This will be a precursor to<br />
any true innovation. Start by deliberately<br />
thinking of different possible options of<br />
achieving a goal. Explore the options<br />
further and make it a habit.<br />
2. Continued learning: Do you agree<br />
with the statement: “No matter how good<br />
you are there’s always room for<br />
improvement.” This is another precursor<br />
for innovation. Make sure you never stop<br />
learning. Read books and magazines,<br />
business or hobby related. Continue your<br />
education at a local college or university,<br />
even if only for short courses. Explore<br />
your true potential by working with a<br />
good executive coach.<br />
3. System or framework: Do you<br />
have a system or framework for<br />
innovation in your department or<br />
company? Do you measure it? What do<br />
you think would happen if you did, and<br />
rewarded people for being innovative? If<br />
you don’t have these, consider<br />
implementing one immediately.<br />
4. Your culture: Does your company<br />
culture encourage innovation? Do you<br />
allow mistakes? Are mistakes rewarded<br />
or punished? Most successful companies<br />
allow and encourage experimentation<br />
and the inevitable failures and mistakes.<br />
Give it some thought and try it, in a<br />
controlled manner!<br />
5. Your teams: Make sure to mix the<br />
teams in your organization, i.e. men and<br />
women, from different ethnic<br />
backgrounds, and from different age<br />
groups. Not only is this a legal<br />
requirement in most cases, but also<br />
an absolute must in order to get the<br />
creative juices flowing resulting in<br />
true innovation.<br />
6. Strategic Plan: This one goes<br />
both ways. There should be an<br />
innovation component in your latest<br />
Strategic Plan. Ironically, innovation is<br />
also needed to develop an effective<br />
strategic plan, one that will actually be<br />
an effective tool for running your<br />
business, and one where there’s a “red<br />
thread” through your organization<br />
starting at the Strategic Plan and all the<br />
way down to the objectives and<br />
compensation for all employees.<br />
I call this process Strategic<br />
Transformation, which is a better term<br />
for this entirely new approach to<br />
Strategic Planning.<br />
Peter Drucker said: “Innovation is<br />
the specific instrument of<br />
entrepreneurship, the act that endows<br />
resources with a new capacity to<br />
create wealth.” Steve Jobs said:<br />
“Innovation distinguishes between a<br />
leader and a follower.”<br />
— Per Lindskog is an executive coach,<br />
technical and performance consultant and<br />
partner with the Human Capital Group. With<br />
25 years of successful international corporate,<br />
and consulting experience, he has mastered<br />
the art of the “human side of business.” Per’s<br />
insight in these areas and his desire to share<br />
this knowledge with others is the key behind<br />
his successful coaching and consulting<br />
practice. He can be reached at<br />
P: 888-HCG-9298. ❂<br />
What’s on<br />
Your Mind?<br />
Do you have a question you<br />
need answered?<br />
Just ask the experts at Advice<strong>Wise</strong>.<br />
Send your questions to:<br />
advice@floridawisemagazine.com<br />
We may edit your letters for length, content and clarity. FWM<br />
appreciates your inquiries, but do to space requirements we may not<br />
be able to respond to each inquiry. The publishers’ accept no liability<br />
and makes no claim to the accuracy of the advice given by the authors<br />
and accepts no responsibility directly or indirectly for any personal<br />
liability, loss, or risk incurred as a consequence of the use and<br />
application of any advice.<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 25
Sports<strong>Wise</strong><br />
For the last two years, winning the Honda Classic has been a<br />
springboard of sorts to even more success on the PGA Tour later<br />
in the season.<br />
For his sake, let’s hope Padraig Harrington has a better<br />
follow-up in 2006 than Todd Hamilton had in 2005.<br />
Last March, Harrington, a 33-year-old Irishman, outlasted<br />
Vijay Singh and Joe Ogilvie on the second playoff hole after they<br />
tied at 14 under par 274 on the Sunrise course at the Country<br />
Club at Mirasol in Palm Beach Gardens. Three months later,<br />
Harrington won the Barclays Classic at Westchester Country Club<br />
in Harrison, N.Y. These were his first two victories on the PGA<br />
Tour, which he joined in 2003 after several successful seasons in<br />
Europe, including nine wins since 1996.<br />
Even more unexpected was the victory by Hamilton in 2004<br />
at 12 under 276. Here was an obscure native of Galesburg, Ill.,<br />
who had won 14 times in Japan and the Far East but had never<br />
qualified for the PGA Tour. He finally did in December, 2003 and<br />
at age 38 became the PGA Tour's oldest Rookie of the Year in<br />
2004. That’s largely because he added the British Open's<br />
prestigious Claret Jug to his trophy case in July, edging former<br />
champion Ernie Els by a shot in a four-hole total score playoff. In<br />
2005, however, Hamilton made only five cuts in his last 16 starts<br />
in the U.S. after going 12-for-15 at the start of the year. He<br />
dropped from 11th to 134th on the money list, $3,063,778<br />
down to $559,495, and from 20th to 97th in the World<br />
Rankings.<br />
Surely, the demands on the time of a major championship<br />
winner who was also a Cinderella story may have had something<br />
to do with this and perhaps in 2006, Hamilton can get his game<br />
back on a more even and consistent basis.<br />
However, it's not a stretch to think Harrington may be better<br />
equipped to handle his success generated by his initial win in the<br />
Honda Classic. He has nine international victories, mostly in<br />
Europe, though he's never won a major championship, a handful<br />
of T-5s being his best effort overall. But he's played on three<br />
European Ryder Cup teams -- that's three more than Hamilton -and<br />
this year the Ryder Cup is being played in his native Ireland,<br />
a home game at The K Club in County Kildare come September.<br />
He's already assured of being on the European team.<br />
In 2005, Harrington was 14th on the PGA Tour money list<br />
with $2,615,731 but just 32nd on the European Tour with<br />
earnings of 671,615 pounds.<br />
The 34th Honda Classic is scheduled March 9-12 with the<br />
winner receiving $990,000 from the $5.5 million purse. Honda<br />
26 February 2006<br />
Who Will Be the Next<br />
Tournament Winner at the<br />
Honda Classic?<br />
By<br />
Larry Bush<br />
Winner of the 2005 Honda Classic ... Padraig Harrington<br />
is one of the most tenured sponsors on the PGA Tour, having been<br />
a part of the tournament since 1982. Previously, National Airlines<br />
and American Motors were the primary backers.<br />
The Sunrise course is also the sixth different venue for the<br />
tournament which began in 1972 as Jackie Gleason's Inverrary<br />
Classic. The East course at the new Inverrary Country Club in<br />
Lauderhill in remote west-central Broward County hosted the<br />
tournament through 1983 before being built out.<br />
A new concept for golf spectators, stadium seating, made its<br />
debut with the construction of the Tournament Players Club at<br />
Eagle Trace in nearby Coral Springs, which hosted the Honda<br />
from 1984-1991 and again in 1996. The Honda Classic went to<br />
Weston Hills in Weston, 1992-1995. Then, to the Tournament<br />
Players Club at Heron Bay in Coral Springs, 1997-2002. After<br />
that, to the wide-open Sunset course at Mirasol in 2003 while<br />
construction was being completed on the tournament course, the<br />
adjacent Sunrise. Justin Leonard was the winner the first time the<br />
Honda was played in Palm Beach County with a tournament<br />
record 264.<br />
If there was a Hall of Fame for the Honda Classic, Jack<br />
Nicklaus of North Palm Beach would surely be a charter member,<br />
winning three years in a row, including 1976 when Inverrary<br />
hosted a new idea for PGA Tour members, the Players<br />
Championship. In 1978, he birdied the last five holes to edge<br />
Grier Jones by 276 and 277.<br />
The 2006 tournament will be telecast by the USA Network<br />
from 4 to 6 p.m. the first two days, by NBC on Saturday 3-6 p.m.<br />
and Sunday from 3 p.m. to conclusion. ❂
Community Profile<br />
Dan Sineway, Head Basketball Coach -- Wellington High School<br />
The 16-18 hour work days, the road trips, the time away<br />
from family, the overwhelming thought<br />
consumption of designing the perfect<br />
play or defense, and the drawing of<br />
plays on the back of cocktail napkins<br />
or anywhere you can draw X’s and<br />
O’s, this is life for most high school<br />
coaches. So why do they do it?<br />
“Foremost, it is for the lifelong<br />
relationships and impact you make on<br />
a young person’s life,” says Dan<br />
Sineway, Head Basketball Coach at<br />
Wellington High School. “The<br />
teacher/student relationship can be<br />
special, but there is something<br />
extraordinary about ‘going into battle’<br />
with your players as a coach and<br />
mentor. The memories that take place<br />
are lifelong and forever lasting.” The<br />
2005-2006 team motto is “I hope you<br />
had the time of your life” as it is in the<br />
popular song.<br />
Coach Sineway is no stranger to<br />
going into battle in sports. In high<br />
school Dan was a three-sport star.<br />
During his very own playing days,<br />
growing up in western New York, Dan<br />
battled former Penn State football star<br />
and NFL All-Pro linebacker Shane Conlon in most every sport. In<br />
particular, Dan and Shane matched up in many big games in<br />
basketball. Dan’s team was coached by Bill Van Gundy, father of<br />
NBA coaches Jeff and Stan Van Gundy. Dan’s teams were always<br />
very good, but Shane’s teams were Dan’s yearly nemesis. Dan’s<br />
Come<br />
Join the<br />
Fun at<br />
Come<br />
Join the<br />
Fun at<br />
Community Sports &<br />
Recreation “Happenings”<br />
By<br />
Rob Chiavetta<br />
Classes Available:<br />
•Mommy & Me<br />
•Preschoolers<br />
•Summer Camp<br />
•Boys’ Gymnastics<br />
The Wellington High School Wolverines focus-in on<br />
instructions from head coach Dan Sineway<br />
Register Now for Summer Camp 2006<br />
•Tumbling<br />
•Home School<br />
•Recreational and<br />
Competitive Team<br />
561•868•0288<br />
6752 Lantana Rd., Suite B Lake Worth<br />
SW Corner of Lantana and Jog Rd., Approx. 1 Mile W of Jog Rd.<br />
behind Chevron Gas Station, in the Palm Beach Post Bldg.<br />
teams always finished with top records, however, they consistently<br />
finished second to Shane’s team. The same scenario is presently<br />
holding true for Coach Sineway. Now in his third season, Dan<br />
has developed Wellington High School into a district contender<br />
compiling a 39-18 record in his first two seasons. However, his<br />
new nemesis is district champion Palm Beach Lakes High School.<br />
In 2004-2005, the Wellington Wolverines excelled to a 21-8<br />
record while finishing second in district 6A to Palm Beach Lakes.<br />
The Wolverines were just knocked off by nationally ranked and<br />
No. 2 ranked in <strong>Florida</strong> Palm Beach Lakes in the district<br />
semifinals. The 2005-2006 squad has had to overcome adversity<br />
with the loss of several key players, but Coach Sineway has kept<br />
the team focused and striving for<br />
success. They are presently a close<br />
second in district 6A and their primary<br />
preseason goal of making it to regional<br />
play with the opportunity of dethroning<br />
Palm Beach Lakes still in tact.<br />
In addition to coaching, Dan is a<br />
longtime teacher in Palm Beach County.<br />
An experienced teacher and coach, Dan<br />
has taught in Palm Beach County for the<br />
past 17 years. Most recently, Dan was a<br />
P.E. teacher and S.A.C.C. Sports<br />
Director at Manatee Elementary for nine<br />
years and is now holding the same role<br />
at newly opened Elbridge Gale<br />
Elementary in Wellington. Dan also codirects<br />
his own summer sports camp.<br />
Superstar Sports Camp (with two<br />
locations in Boynton Beach and Boca<br />
Raton) has taught children ages 6<br />
through 14 the fundamentals of sports<br />
for over seven years. For more<br />
information on Superstar Sports Camp,<br />
call 561-389-1795 or 561-642-7209.<br />
For information on all sports and<br />
recreation programs in your area<br />
contact:<br />
Boynton Beach Sports & Recreation Center, 742-6550.<br />
Greenacres Community Sports & Recreation Center, 642-2090.<br />
Lake Worth Sports & Recreation, 540-5133.<br />
West Boynton Parks & Recreation Center, 355-1125.<br />
Wellington Registration Desk, 791-4005 or 791-4747. ❂<br />
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Free Trial<br />
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program that you are proud of?<br />
We would like to profile or list your<br />
community program, league, team or<br />
individual sports announcements,<br />
accomplishments or results in upcoming<br />
issues. Please email to<br />
sports@floridawisemagazine.com or<br />
contact Rob Chiavetta at P: 714-8542.<br />
Action photos welcomed! We can only<br />
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details. Photos of people will require<br />
release authorization.<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 27
Real Estate<strong>Wise</strong><br />
“There is nothing permanent except<br />
change.”<br />
-- Heraclites<br />
There is no doubt that our real<br />
estate market is now in a transitional<br />
phase. What was considered a red-hot<br />
seller’s market a few months ago now<br />
seems to be cooling off. Currently, we<br />
are in transition from a seller’s market to<br />
a buyer’s market. Although the market<br />
may have cooled off a bit, it has not<br />
died. A cooling market is actually a<br />
normal trend. It is cyclical. Usually a<br />
market transitions over a period of time.<br />
This time it did not happen that way.<br />
However, it is a challenge should you be<br />
the one selling your home.<br />
Buyers in a cooling market have<br />
more choices than they did in the recent<br />
past. There are more homes on the<br />
market. The challenge in this real estate<br />
climate is to get the buyer in the front<br />
door. In the old market they didn’t have<br />
much to choose from and were willing to<br />
overlook some things. “This rise in<br />
inventory means that buyers will have a<br />
wider choice available to them,” said<br />
NAR President Thomas M. Stevens from<br />
Vienna, Va.<br />
“And the significant price<br />
appreciation over October last year<br />
shows that the demand is still there, as<br />
markets continue to balance themselves.”<br />
David Lereah, NAR’s chief economist,<br />
stated that markets are getting into<br />
balance between demand and supply.<br />
“We are returning to more balanced<br />
markets between home buyers and<br />
sellers, one that places buyers in a more<br />
even footing. Housing activity has<br />
peaked and it’s coming down a bit, and<br />
we expect further cooling in the coming<br />
months. We feel confident that housing is<br />
landing softly as rates continue to rise.”<br />
28 February 2006<br />
How to Sell<br />
Your Home in<br />
a Cooling<br />
Market<br />
By<br />
Jackie Ellis<br />
Although the market has taken a<br />
drastic change, it doesn’t mean you are<br />
facing bleak circumstances. It just means<br />
that there are some challenges and<br />
you’ll want to select a Realtor who is<br />
experienced enough to face those<br />
challenges. Here are some ways to help<br />
sell your home in a cooling market:<br />
Price your home competitively<br />
to attract buyers<br />
If you price your home too high<br />
during this trend, you will simply be<br />
ignored; buyers will not even look in the<br />
front door. The number of days a home<br />
stays on the market has practically<br />
tripled; and what would have taken 15<br />
to 20 days to sell eight months ago,<br />
could be over 90 days now.<br />
Stage your home properly<br />
An investment in a few simple, lowcost<br />
touch-ups can maximize your<br />
home’s marketability. Make sure your<br />
home is clutter-free. Take care of minor<br />
touch-ups and spruce up the outside.<br />
Painting is the cheapest fix with the most<br />
dynamic impact. Buyers now have more<br />
choices; eliminate anything that may<br />
cause a buyer to scrutinize the home in<br />
order to search for another.<br />
Select an experienced Realtor<br />
Choosing the right Realtor is now<br />
more important than ever. A Realtor can<br />
no longer simply list your home in the<br />
Multiple Listing Service and call it a day;<br />
and just placing a newspaper ad is not<br />
as effective anymore. An experienced<br />
Realtor, familiar with the area, has<br />
experienced market fluctuations in the<br />
past and will know how to navigate<br />
through such trends. They will have the<br />
skill to develop extensive marketing<br />
campaigns. Through Internet campaigns,<br />
virtual tours and showcasing the home<br />
with professional photography, they will<br />
be able to utilize every tool available in<br />
order to increase the visibility of your<br />
home.<br />
Although the market may be<br />
adjusting itself, getting into better<br />
balance between demand and supply,<br />
this is still Palm Beach County, we still<br />
have an ocean and great weather, and<br />
for that there will always be buyers. ❂<br />
Out to change the way<br />
you think about real estate<br />
For many people, your house<br />
is your most important<br />
investment. Don’t trust it to<br />
just anyone.<br />
What makes Jackie Ellis such<br />
an original in South <strong>Florida</strong> real estate?<br />
Quite simply, it’s the little things. It’s her<br />
creative approach to marketing homes to<br />
maximize their value. It’s her friendly,<br />
energetic personality. It’s her lifetime of<br />
local knowledge. And it’s her track<br />
record of success more than 15 years<br />
strong. When the time comes for your<br />
next move, put your investment in the<br />
hands of A South <strong>Florida</strong> Original. Give<br />
Jackie Ellis a call today.<br />
Jackie Ellis, Realtor®<br />
Office: (561) 965-1225<br />
E-mail: jackie@jackieellis.com<br />
Web sites: www.jackieellis.com<br />
www.boyntonhomes.com<br />
8188 Jog Road, Suite 101<br />
Boynton Beach, FL. 33437
Why South <strong>Florida</strong>? This question is<br />
asked many times each day as<br />
individuals and businesses alike examine<br />
places to live, work and play! At the<br />
outset of my comments this month,<br />
remember that we are speaking of many<br />
personal and business-oriented<br />
motivations and, indeed, of many<br />
different varieties of <strong>Florida</strong>. For obvious<br />
reasons, this column will concern itself<br />
with Southeast <strong>Florida</strong> and, most<br />
specifically, Palm Beach County.<br />
First, from a business perspective,<br />
our little corner<br />
of the world is<br />
one of the<br />
fastest growing<br />
economic<br />
geographies in<br />
the United<br />
States. The<br />
market here is<br />
simply too large<br />
and too<br />
wealthy to be<br />
ignored or<br />
underserved.<br />
Further, it is not<br />
difficult to attract a labor force at<br />
reasonable cost in this business friendly<br />
region.<br />
As demographic data confirm,<br />
people want to come and live in our<br />
version of paradise. Quality-of-life<br />
considerations get high grades on any<br />
site selection matrix. In broad terms, our<br />
business climate matches the superb<br />
weather here.<br />
There are difficulties as well. For<br />
example, housing costs are very high<br />
and out of reach for many. It is unlikely<br />
that this conundrum will be settled in the<br />
near future – hence the recognition of<br />
the need for workforce housing, a topic<br />
to which this writer devoted a column<br />
last month.<br />
Overshadowing the availability of<br />
jobs is the fact that wages are relatively<br />
low in an area with a relatively high cost<br />
of living. While one can rationally argue<br />
Perhaps the<br />
single longrange<br />
macroeconomic<br />
issue<br />
threatening<br />
our region is<br />
the need to<br />
create not just<br />
more jobs, but<br />
“better” jobs<br />
Development Dynamics in South <strong>Florida</strong><br />
By<br />
Neil M. Shpritz<br />
that low wage levels benefit employers<br />
and local economic development<br />
officials, there is the issue of less than<br />
optimal job satisfaction as workers move<br />
further away from job sites and become<br />
more prone to changing jobs for even<br />
marginal improvement.<br />
Perhaps the single long-range<br />
macroeconomic issue threatening our<br />
region is the need to create not just more<br />
jobs, but “better” jobs. This is the prime<br />
reason why the Scripps project is so<br />
important. While there will be no<br />
immediate panacea, a new and growing<br />
economic cluster will begin to develop<br />
and will continue growing over many<br />
years. Many of the resulting jobs will be<br />
created not just at the Scripps facilities<br />
that will be built – the spinoffs that will<br />
occur promise to transform our whole<br />
economic structure. In<br />
addition, positive<br />
results will accrue to<br />
workers at all levels;<br />
one will not have to<br />
be a PhD to<br />
participate. Just look<br />
at Silicon Valley and<br />
La Jolla in California,<br />
Route 128 around<br />
Boston, the<br />
Washington-Baltimore<br />
area in Maryland,<br />
D.C. and Virginia<br />
and the Research<br />
Triangle in North<br />
Carolina as examples<br />
of sound economic<br />
cluster development.<br />
Though I am<br />
obviously a strong<br />
advocate, I am not<br />
going to delve into<br />
the politics of<br />
location. There is<br />
more than enough<br />
regional benefit to be<br />
derived that it is<br />
clearly time to settle<br />
the political infighting<br />
and get on with it. Given some of the<br />
locations under consideration, first<br />
impacts will be felt almost immediately.<br />
Quite candidly, it is my fervent wish that<br />
a site or sites will have been chosen by<br />
the time this column appears in print!<br />
There are space constraints here, so<br />
permit these comments to conclude with<br />
my thought that the <strong>Florida</strong> economy will<br />
be significantly improved by this cluster’s<br />
development with all segments from the<br />
entrepreneur to mature employer giants<br />
participating. All residents will benefit<br />
directly and indirectly from this sound,<br />
responsible example of the kind of<br />
growth that will occur.<br />
As “season” rolls on, a brief<br />
mention that Spring Training is upon us.<br />
What a great time of year. Perhaps it<br />
even gives thought to a later column<br />
devoted to sports and the regional<br />
economy.<br />
See you next month.<br />
— Neil Shpritz has been an economic<br />
development professional for more than 35<br />
years. His national experiences encompass<br />
both the private and public sectors. He can<br />
be reached at P: 561-306-6860 or by email,<br />
nmsecon@adelphia.net ❂<br />
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Licensed Mortgage Consultant<br />
Direct Line: 561-722-2452<br />
Email: MyConsultant@bellsouth.net<br />
1014 Lake Avenue, Lake Worth, FL 33460<br />
<strong>Florida</strong><strong>Wise</strong> Magazine 29
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