Bilansi uspjeha - Raiffeisen Bank
Bilansi uspjeha - Raiffeisen Bank
Bilansi uspjeha - Raiffeisen Bank
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Corporate <strong>Bank</strong>ing Division<br />
Corporate <strong>Bank</strong>ing Division<br />
In 2005, Corporate Division achieved all planned business goals. During 2005, 493 new customers<br />
were acquired, on basis of which total number of corporate customers increased by 24%. 75% of<br />
total number of large companies in BH market operate with our <strong>Bank</strong>. In segment of medium size<br />
enterprises, 61% of total number of customers operate with us, of which 34% of customers utilise our<br />
loan products.<br />
Portfolio of issued trade finance instruments amounts to KM 190 milion and in comparison to the end<br />
of the previous year it is higher by 43%. Deposits of corporate entities increased by 6%.<br />
During 2005, financing was provided in realisation of several significant projects of our customers in<br />
the following areas:<br />
• Taking over additional capital investments in privatisation process of companies in the country<br />
and abroad;<br />
• Construction and reconstruction of traffic infrastructure and providing services of mobile telephony;<br />
• Trade and production of steel;<br />
• Performance of construction projects abroad;<br />
• Construction and expansion of production capacities in food industry;<br />
• Expanding network of shopping centres.<br />
During 2005, new product ‘’Overdraft’’ was successfully implemented and promoted, and project of<br />
introducing the product ‘’Open Savings’’ is in its closing phase. As an answers to the needs of our<br />
export companies, there were also some preparation activities on introduction of “Forfeiting’’.<br />
In the course of 2005, with purpose of optimising business processes, adjustment of offers and services<br />
to specific segment of customers and specifics of local markets, all preparation activities were<br />
made for reorganisation of Corporate Division. Key challenge in business operations is more efficient<br />
and faster administration processing of various customers’ applications, utilisation of new sophisticated<br />
IT systems and development of new products.<br />
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