Bilansi uspjeha - Raiffeisen Bank

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Finansijski izvještaji Napomene uz finansijske izvještaje 31. decembar 2005. i 2004. godine (Svi iznosi izraženi su u hiljadama KM) 25. OSTALE OBAVEZE 136 www.raiffeisenbank.ba 2005. 2004. Obaveze za obračunatu kamatu 5.207 3.996 Obaveze iz deviznog poslovanja 3.961 7.011 Obaveze prema dobavljačima 2.794 4.090 Ostale obaveze 5.278 2.924 Odgođeni prihodi 5.679 - Obaveze prema dioničarima 9 8 Razlika-komisioni poslovi - 760 Obaveze za zaposlene 3 32 Obaveze za porez 200 53 Prelazni račun 163 1.324 Ukupno 23.294 20.198 26. DIVIDENDE Dana 27. maja 2005. godine dioničarima je isplaćena dividenda u iznosu od 22.75 KM i 11.47 KM po dionici (ukupno isplaćena dividenda iznosi 4.538 hiljada KM). U maju 2004. godine isplaćena je dividenda u iznosu od 17 KM po dionici (ukupno 3.049 hiljada KM). 27. PREUZETE I POTENCIJALNE FINANSIJSKE OBAVEZE U okviru redovnog poslovanja Banka je strana u nekoliko sudskih sporova temeljem povrata sredstava na osnovi instrumenata osiguranja ili neizmirenih potraživanja po kreditima, koji uključuju kamate i troškove spornih potraživanja od komitenata banke, kao i drugih banaka. Uprava Banke uvjerena je da neriješeni sporovi na dan 31. decembra 2005. godine neće imati za posljedicu nikakve značajne gubitke za Banku. Potencijalne obaveze 2005. 2004. Plative garancije 72.223 53.003 Činidbene garancije 111.955 66.851 Akreditivi 35.301 28.813 Dati avali 2.870 4.466 Ukupno potencijalne obaveze 222.349 153.133 Preuzete obaveze Neiskorišteni odobreni krediti 91.680 59.461 Okvirni ugovori 211.051 162.338 Ukupno preuzete obaveze 302.695 221.799 Ukupno potencijalne i preuzete obaveze 525.044 374.932
Notes to the financial statements 31 December 2005 and 2004 (all amounts are expressed in thousands of KM) 25. OTHER LIABILITIES 2005 2004 Interest liabilities 5,207 3,996 Liabilities from spot FX transactions 3,961 7,011 Liabilities to vendors 2,794 4,090 Other liabilities 5,278 2,924 Deferred income 5,679 - Liabilities to shareholders 9 8 Difference – managed funds - 760 Liabilities to employees 3 32 Tax liabilities 200 53 Suspense account 163 1,324 Total 23,294 20,198 26. DIVIDENDS On 27 May 2005, a dividend of KM 22.75 and KM 11.47 per share (total dividend KM 4,538 thousand) was paid to shareholders. In May 2004, the dividend paid was KM 17 per share (total dividend KM 3,049 thousand). 27. FINANCIAL COMMITMENTS AND CONTINGENCIES In the ordinary course of business, the Bank has been involved in a number of legal proceedings to recover collateral or outstanding credit balances, as well as related interest and expenses from defaulted credit customers and interbank counterparts. The management of the Bank believe that any legal proceedings pending as at 31 December 2005 will not result in material loss to the Bank. Contingent liabilities 2005 2004 Payment guarantees 72,223 53,003 Performance guarantees 111,955 66,851 Letters of credit 35,301 28,813 Advances 2,870 4,466 Total contingent liabilities 222,349 153,133 Commitments Unused portion of overdraft loans 91,680 59,461 Frame agreements 211,015 162,338 Total commitments 302,695 221,799 Total contingent liabilities and commitments 525,044 374,932 Financial statement www.raiffeisenbank.ba 137
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Pregled ključnih podataka Survey o
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Sadržaj Contents Izvještaj predsj
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www.raiffeisenbank.ba 5
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Report by the President of the Supe
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Introduction by Chief Executive Off
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Macroeconomic Aggregates Macroecono
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Macroeconomic Aggregates Financial
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The RZB Group and Raiffeisen Intern
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Raiffeisen BANK d.d. Bosnia and Her
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Vision Raiffeisen BANK d.d. Bosnia
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Nadzorni odbor Supervisory Board Up
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Corporate Banking Division Corporat
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Retail Division Retail Savings Comp
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Cards Business Growth in issuing ca
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SME segment SME market BiH market i
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Treasury and Financial Market Divis
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Finance and Accounting Division Ope
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Central Processing Division In an e
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Domestic payments During 2005, numb
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Balance Sheet As of 31. December 20
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Statements of Income For the years
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Petogodišnja usporedba finansijski
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Ukupna aktiva Total assets EUR 000
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Operativni rezultati Poslovanje Ban
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Usporedba troškova poslovanja i uk
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Izvori finansiranja Funds sources U
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Krediti preduzećima Loans to compa
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Depoziti komitenata Customer deposi
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Depoziti stanovništva Deposits fro
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Adresar Addresses and contacts Raif
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Slovakia Tatra banka, a.s. Hodžovo
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alph.zeitlberger@rba-belgrade.raiff
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Phone: (+43-1) 71 707-1588 Fax: (+4
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Poland Raiffeisen Investment Polska
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Responsibility for Financial Report
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Page 89 and 90: Income Statements For the years end
Page 91 and 92: Balance Sheets as at 31 December 20
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Page 137: Notes to the financial statements 3
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