Bilansi uspjeha - Raiffeisen Bank

Notes to the financial statements
31 December 2005 and 2004
(all amounts are expressed in thousands of KM)
15. OBLIGATORY RESERVE AT CENTRAL BANK
2005 2004
Obligatory reserve 338,183 182,955
Total 338,183 182,955
Minimum obligatory reserve as of 31 December 2005 and 31 December 2004 is calculated in amount of 15%
and 10%, respectively of the average amount of total deposits and the borrowings for each working day during
10 calendar days following the period of maintaining the obligatory reserve.
16. PLACEMENTS WITH OTHER BANKS
Short-term placements with
banks in following countries
2005 2004
Bosnia and Herzegovina 3,024 3,024
OECD countries 649,318 579,892
Placements to other financial institutions, gross 652,342 582,916
Less: Provisions for possible losses for placements (13) (16)
Total 652,329 582,900
The interest rate for placements in EUR was 2.33% – 2.40% p.a. and 2.00% – 2.18% p.a. and for placements
in USD 3.07% – 4.37% p.a. and 1.72% – 2.48% p.a. as at 31 December 2005 and 2004, respectively. Interest
rate on placements in other currencies was 0.75% – 5.45% p.a. and 0.65% – 5.22% p.a. during 2005 and 2004,
respectively.
The movements in the provision for impairment of placements with other banks are summarized as follows:
2005 2004
Balance as at 1 January 16 -
Provisions (3) 16
Balance as at 31 December 13 16
Financial statement
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