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Bilansi uspjeha - Raiffeisen Bank

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Notes to the financial statements<br />

31 December 2005 and 2004<br />

(all amounts are expressed in thousands of KM)<br />

3. INTEREST INCOME<br />

2005 2004<br />

Citizens 67,468 55,989<br />

Companies 47,305 36,450<br />

Foreign <strong>Bank</strong>s 14,083 9,412<br />

Domestic <strong>Bank</strong>s 109 69<br />

Amortization of discount 1,143 1,686<br />

Other 5,557 2,898<br />

Total 135,665 106,504<br />

4. INTEREST EXPENSE<br />

2005 2004<br />

Citizens 19,639 15,898<br />

Companies 10,610 7,267<br />

Foreign <strong>Bank</strong>s 16,396 9,904<br />

Domestic <strong>Bank</strong>s 4,767 4,839<br />

Other 196 254<br />

Total 51,608 38,162<br />

5. FEE AND COMMISSION INCOME<br />

2005. 2004.<br />

Domestic payment transactions 18.580 21.741<br />

Transactions with citizens 8.036 8.557<br />

Loans and guarantees 3.623 3.553<br />

FX transactions 2.315 2.373<br />

Other 997 176<br />

Total 33.551 36.400<br />

Financial statement<br />

www.raiffeisenbank.ba<br />

111

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