Introduction to Programs at the Guam SBDC, MAY 2012
Introduction to Programs at the Guam SBDC, MAY 2012
Introduction to Programs at the Guam SBDC, MAY 2012
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At <strong>the</strong> University of <strong>Guam</strong> School of Business & Public Administr<strong>at</strong>ion<br />
<strong>Introduction</strong> <strong>to</strong> <strong>Programs</strong><br />
<strong>at</strong> <strong>the</strong> <strong>Guam</strong> <strong>SBDC</strong><br />
The University of <strong>Guam</strong> Pacific Islands Small Business Development Center Network is sponsored<br />
and partially funded by <strong>the</strong> U.S. Small Business Administr<strong>at</strong>ion (SBA) under a Cooper<strong>at</strong>ive<br />
Agreement. SBA’s funding is not an endorsement of any products, opinions, or services. All SBA<br />
funded programs are extended <strong>to</strong> <strong>the</strong> public on a non-discrimina<strong>to</strong>ry basis.<br />
<strong>Guam</strong> <strong>SBDC</strong> 1
Our Mission<br />
• To support <strong>the</strong> growth and economic development<br />
of <strong>the</strong> U.S. affili<strong>at</strong>ed Pacific Islands in <strong>the</strong> western<br />
pacific region by providing high quality training and<br />
one-<strong>to</strong>-one confidential counseling <strong>to</strong> existing and<br />
prospective small businesses.<br />
<strong>Guam</strong> <strong>SBDC</strong> 2
How we got here<br />
• Funded by U.S. SBA & Host Agencies<br />
• PI<strong>SBDC</strong>N (<strong>Guam</strong>) opened May 1995<br />
• N<strong>at</strong>ional <strong>SBDC</strong> established July 1980<br />
• N<strong>at</strong>ionwide 63 Networks, 900+ service centers<br />
<strong>Guam</strong> <strong>SBDC</strong> 3
Business Counseling Services<br />
Small Business Training <strong>Programs</strong><br />
Small Business Assistance Center<br />
Wh<strong>at</strong> we do<br />
Community / Village Outreach <strong>Programs</strong><br />
<strong>Guam</strong> <strong>SBDC</strong> 4
HOW TO START A BUSINESS<br />
HOW TO WRITE A BUSINESS PLAN<br />
HOW TO MANAGE A BUSINESS<br />
HOW TO MARKET YOUR BUSINESS<br />
HOW TO PREPARE A MARKETING PLAN<br />
INTRODUCTION TO MICRO CREDIT<br />
Our Training<br />
<strong>Programs</strong> Include:<br />
INTRODUCTION TO FINANCIAL<br />
STATEMENTS<br />
HOW TO PREPARE A FINANCIAL PLAN<br />
QUICKBOOKS SOFTWARE TRAINING<br />
CASHFLOW BUDGET & ANALYSIS<br />
PROFIT MASTERY SERIES<br />
SMALL BUSINESS TAX REQUREMENTS<br />
<strong>Guam</strong> <strong>SBDC</strong> 5
Our Loc<strong>at</strong>ion:<br />
UOG -Leon Guerrero<br />
SBPA Building<br />
Room 148<br />
<strong>Guam</strong> <strong>SBDC</strong> 6
Our Network<br />
www.pacificsbdc.com<br />
<strong>Guam</strong> <strong>SBDC</strong> 7
Small Business Computers<br />
Our Resources<br />
Internet provided by:<br />
8
Our Resources<br />
Assistive Technology Computer St<strong>at</strong>ion<br />
Internet provided by:<br />
9
Small Business Library<br />
More Resources<br />
10
Online Business<br />
Planning<br />
• PitchThenPlan<br />
– Online, self-paced business planning Netware<br />
– 24/7 access<br />
11
• Go <strong>to</strong> www.pacificsbdc.com<br />
• Click on<br />
• Select a course<br />
• Complete your registr<strong>at</strong>ion<br />
More Online<br />
Training<br />
• More than 20 small business courses –<br />
ALL FREE<br />
12
• U.S. Small Business Administr<strong>at</strong>ion-<strong>Guam</strong> Branch<br />
– Kenneth Lujan, Branch Manager, 671-472-7277<br />
– Email: kenneth.lujan@sba.gov ; Website: www.sba.gov<br />
Partners<br />
• UOG <strong>Guam</strong> Procurement Technical Assistance Center (PTAC)<br />
– Vera Topasna, Program Manager, Ph: 671-735-2596<br />
– Email: v<strong>to</strong>pasna@guamptac.com ; Website: www.guamptac.com<br />
• <strong>Guam</strong> Veterans Business Outreach Center (VBOC)<br />
– Frank Crisos<strong>to</strong>mo-Kaaihue, Direc<strong>to</strong>r, Ph: 671-475-4900<br />
– Email: frank@guamvboc.com ; Website: www.guamvboc.com<br />
13
Partners<br />
• Pacific Islands Microcredit Institute (PIMI)<br />
– Marie Mesa, President or Denise Hertslet, E.D., Ph: 671-483-7325<br />
– Email: pimiguam@gmail.com<br />
• UOG Pacific Center for Economic Initi<strong>at</strong>ives (PCEI)<br />
– Dr. Anita B. Enriquez, Executive Direc<strong>to</strong>r, Ph: 671-735-2553<br />
– Email: abe@uguam.uog.edu<br />
• <strong>Guam</strong> Economic Development Authority (GEDA)<br />
– Greg Sablan, Industry Development Specialist, Ph: 671-647-4332 ext .112<br />
– Email: rgsablan@investguam.com ; Internet: www. investguam.com<br />
• U.S. Department of Agriculture Rural Development (USDA RD)<br />
– Joe Diego, Area II Direc<strong>to</strong>r, Ph: 671-300-8560<br />
– Email: joseph.diego@pb.usda.gov 14
• <strong>Guam</strong> Chamber of Commerce<br />
– David Leddy, Executive Direc<strong>to</strong>r, Ph: 671-472-6311<br />
– Email: info@guamchamber.com.gu<br />
Partners<br />
• Department of Chamorro Affairs, Chamorro Village<br />
– Joseph Cameron, President or Jeffrey San Nicolas, CV General Manager,<br />
Ph: 475-0378<br />
– Email: jeffrey.sannicolas@dca.guam.gov<br />
• UOG <strong>Guam</strong> CEDDERS: Get <strong>Guam</strong> Teleworking Loan Program<br />
– Carla Torres, Program Coordina<strong>to</strong>r, Ph: 671-735-2491<br />
– Email: carla.<strong>to</strong>rres@guamcedders.org<br />
15
• <strong>Guam</strong> Contrac<strong>to</strong>rs Associ<strong>at</strong>ion<br />
– James Martinez, President, Ph: 671-647-4840<br />
– Email: www.guamcontrac<strong>to</strong>rs.org<br />
• Bank of <strong>Guam</strong><br />
– Lou Leon Guerrero, President and CEO, 671-472-5300<br />
– www.bankofguam.com<br />
• DISID-Department of Voc<strong>at</strong>ional Rehabilit<strong>at</strong>ion<br />
– Ben Servino, Direc<strong>to</strong>r of DISID, Ph: 671-475-5744<br />
– Email: beni<strong>to</strong>.servino@disid.guam.gov<br />
Partners<br />
• Oasis Empowerment Center for Women<br />
– Holly Rustick, Program Manager, Ph: 671-646-4601<br />
– Email: holly.rustick@elimpacific.net 16
SBA Loan<br />
Guarantee <strong>Programs</strong><br />
SBA works in partnership with local commercial<br />
banks - preferred lending partners – <strong>to</strong> offer:<br />
• SBA Express<br />
• SBA Small Loan Advantage<br />
• SBA P<strong>at</strong>riot Express<br />
• Regular SBA 7(a) Program Loans<br />
• CDC/504 Loan Program<br />
17
ANZ<br />
Bank of <strong>Guam</strong><br />
Bank of Hawaii<br />
BankPacific<br />
SBA Preferred<br />
Banking Partners<br />
Coast 360 Federal Credit Union<br />
Community First Federal Credit Union<br />
First Hawaiian Bank<br />
18
PIMI: Microcredit Loan Program<br />
O<strong>the</strong>r Loan<br />
<strong>Programs</strong><br />
GEDA: Microloan Program, Agriculture, Guarantee<br />
Loan Program<br />
PIDB: Development Loan <strong>Programs</strong><br />
USDA: Guarantee Loan <strong>Programs</strong><br />
USDA FSA: Agriculture, Aquaculture, Value-Added<br />
Businesses-Oper<strong>at</strong>ing Capital, Youth, Farm Ownership<br />
GGT: Disability Business Loan Program<br />
19
Funding <strong>Programs</strong><br />
<strong>Guam</strong> Soup S<strong>to</strong>ck: Grass Roots Community-funded<br />
business micro-grants<br />
DVR: Federal Funds for small business start-up for<br />
people with disabilities<br />
U.S. Veterans Affairs: Federal Funds for small<br />
business start-up for Veterans with disabilities<br />
GOAL-AT Loan Program: Assistive Equipment and<br />
Devices for people with disabilities<br />
20
Certified Business<br />
Counselors<br />
• Denise Mendiola Hertslet<br />
– Certified Senior Business Counselor<br />
• Bank of <strong>Guam</strong> Women In Business Program Coordina<strong>to</strong>r<br />
• Microcredit Training Coordina<strong>to</strong>r<br />
• Fred Granillo<br />
– Certified Business Counselor<br />
• <strong>Guam</strong> <strong>SBDC</strong> Training Coordina<strong>to</strong>r<br />
21
• Frank Toves<br />
– Business Counselor<br />
• Microcredit<br />
• Next Gener<strong>at</strong>ion of Entrepreneurs<br />
• Jerry Crawford<br />
– Business Consultant<br />
• Intern<strong>at</strong>ional Trade (Export/Import)<br />
• Manufacturing<br />
• Inven<strong>to</strong>ry Management<br />
Business<br />
Counselors<br />
Funded by SBA Small<br />
Business Jobs Act Grant<br />
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We can help with:<br />
Start-Up Assistance<br />
Business Plans<br />
Financing/Capital<br />
Managing a Business<br />
Business Expansion<br />
Buying/Selling a Business<br />
In summary<br />
23
Si Yu’os Ma’ase!<br />
Contact us for an appointment TODAY:<br />
Network Direc<strong>to</strong>r: Casey Jeszenka<br />
Ph: 671-735-2593<br />
Email: casey@pacificsbdc.com<br />
PH: 671-735-2590<br />
FAX: 671-734-2002<br />
www.pacificsbdc.com<br />
Associ<strong>at</strong>e Network Direc<strong>to</strong>r: Georgette Reyes Administr<strong>at</strong>ive Assistant: Laurine Sablan<br />
Ph: 671-735-2591 Ph: 671-735-2590<br />
Email: g.reyes@pacificsbdc.com Email: laurine@pacificsbdc.com<br />
24
Kurten Orichiro,<br />
Gre<strong>at</strong> Cleaning<br />
Service<br />
Francia Reyes, FR<br />
Laundrom<strong>at</strong><br />
Support Small<br />
Businesses!<br />
Toni Taina<strong>to</strong>ngo, Familia<br />
Lawn Service<br />
25
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