Progress 2010 - Perrysburg Messenger Journal
Progress 2010 - Perrysburg Messenger Journal
Progress 2010 - Perrysburg Messenger Journal
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Page 12<br />
Farmers & Merchants State Bank is a<br />
community bank that has served the financial<br />
needs of farmers, businesses and individuals<br />
of the northwest Ohio and northeast Indiana<br />
markets for more than 113 years.<br />
With a wide array of finance products and<br />
services, F&M offers local decisions and<br />
prompt responses to its clients’ business and<br />
personal needs.<br />
Headquartered in Archbold, Ohio, F&M<br />
operates 18 offices and more than 30 ATM<br />
locations in the Ohio and Indiana markets.<br />
Today, all banks are experiencing chal-<br />
Farmers & Merchants State Bank<br />
7001 Lighthouse Way • 419-931-8892<br />
fm-bank.com<br />
lenging times. However, community banks<br />
are not involved with all that is being focused<br />
on in the national media.<br />
Specifically Farmers & Merchants State<br />
Bank:<br />
•Did NOT make sub prime real estate<br />
mortgage loans;<br />
•Are NOT investment bankers;<br />
•Does NOT have liquidity problems;<br />
•Did NOT own Freddie Mac or Fannie<br />
Mae stock;<br />
•Are NOT experiencing a credit crisis,<br />
and<br />
•Did NOT take the government’s money<br />
through the Capital Purchase Plan as part of<br />
the Troubled Asset Recovery Program<br />
(TARP).<br />
The government DOES NOT have a preferred<br />
stock position ahead of Farmers &<br />
Merchants State Bank shareholders!<br />
Even though F&M is substantially different<br />
today than it was 100 years ago, 20 years<br />
ago and even five years ago, one thing that<br />
has never changed is its focus on the community.<br />
F&M is committed to ensuring that com-<br />
PROGRESS IN PERRYSBURG–JULY <strong>2010</strong><br />
The staff at Farmers & Merchants<br />
State Bank include, front row,<br />
from left: Hallie Nagel, Rob<br />
Graham. Back row, from left:<br />
Chris Kurt, Mary Rittichier,<br />
Theresa Alexander, Linda Torres.<br />
Not pictured: Beth Jay, Virginia<br />
Steinke.<br />
munity banking continues to grow and prosper<br />
by providing quality customer service<br />
and adequately fulfilling the financial needs<br />
of the individuals, farmers, businesses and industries<br />
in our market area...just another way<br />
Farmers and Merchants State Bank is making<br />
it “Easy to be Smart” with your money.<br />
<strong>Perrysburg</strong> Farmers and Merchants State<br />
Bank is located at 7001 Lighthouse Way –<br />
“Look for the Lighthouse!”<br />
Branch manager Hallie Nagel invites<br />
community members to stop by for a visit or<br />
call for all their banking needs.