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Progress 2010 - Perrysburg Messenger Journal

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Page 12<br />

Farmers & Merchants State Bank is a<br />

community bank that has served the financial<br />

needs of farmers, businesses and individuals<br />

of the northwest Ohio and northeast Indiana<br />

markets for more than 113 years.<br />

With a wide array of finance products and<br />

services, F&M offers local decisions and<br />

prompt responses to its clients’ business and<br />

personal needs.<br />

Headquartered in Archbold, Ohio, F&M<br />

operates 18 offices and more than 30 ATM<br />

locations in the Ohio and Indiana markets.<br />

Today, all banks are experiencing chal-<br />

Farmers & Merchants State Bank<br />

7001 Lighthouse Way • 419-931-8892<br />

fm-bank.com<br />

lenging times. However, community banks<br />

are not involved with all that is being focused<br />

on in the national media.<br />

Specifically Farmers & Merchants State<br />

Bank:<br />

•Did NOT make sub prime real estate<br />

mortgage loans;<br />

•Are NOT investment bankers;<br />

•Does NOT have liquidity problems;<br />

•Did NOT own Freddie Mac or Fannie<br />

Mae stock;<br />

•Are NOT experiencing a credit crisis,<br />

and<br />

•Did NOT take the government’s money<br />

through the Capital Purchase Plan as part of<br />

the Troubled Asset Recovery Program<br />

(TARP).<br />

The government DOES NOT have a preferred<br />

stock position ahead of Farmers &<br />

Merchants State Bank shareholders!<br />

Even though F&M is substantially different<br />

today than it was 100 years ago, 20 years<br />

ago and even five years ago, one thing that<br />

has never changed is its focus on the community.<br />

F&M is committed to ensuring that com-<br />

PROGRESS IN PERRYSBURG–JULY <strong>2010</strong><br />

The staff at Farmers & Merchants<br />

State Bank include, front row,<br />

from left: Hallie Nagel, Rob<br />

Graham. Back row, from left:<br />

Chris Kurt, Mary Rittichier,<br />

Theresa Alexander, Linda Torres.<br />

Not pictured: Beth Jay, Virginia<br />

Steinke.<br />

munity banking continues to grow and prosper<br />

by providing quality customer service<br />

and adequately fulfilling the financial needs<br />

of the individuals, farmers, businesses and industries<br />

in our market area...just another way<br />

Farmers and Merchants State Bank is making<br />

it “Easy to be Smart” with your money.<br />

<strong>Perrysburg</strong> Farmers and Merchants State<br />

Bank is located at 7001 Lighthouse Way –<br />

“Look for the Lighthouse!”<br />

Branch manager Hallie Nagel invites<br />

community members to stop by for a visit or<br />

call for all their banking needs.

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