FPA Headlines - Financial Planning Association - National Capital

A Pinnacle Award Level Chapter 

Recipient of FPA National’s Highest 

Level Award for 11 Consecutive Years! 

Volume 13, No. 7, July, 2012 

Web address: www.fpanca.org 

Dear Colleagues, 

FPA National Capital Area Newsletter Page 1 July 2012 

FPA Headlines 

The Newsletter of your local association 

President’s Message Rita Cheng, CFP® 

Happy Fourth of July to you! As we celebrate our country’s independence, we all share an unwavering commitment and 

passion for helping our clients plan to achieve their financial independence. 

Thank you for your loyal membership to the Financial Planning Association of the National Capital Area, a preeminent 

organization for the financial planning community in the Washington, DC metropolitan area including suburban Maryland 

and Northern Virginia. 

We are committed to bringing the most dynamic speakers on the most relevant topics for our members. The financial support 

of our sponsors helps us realize our commitment of delivering these dynamic speakers and outstanding programs at the finest 

facilities. 

Thank you to Our Programs Co-Directors Kathleen Sindell, PhD and James Bogart, CFP® for an outstanding program for 

our June Symposium. Please see an article later in our Newsletter detailing the fantastic raffle prizes and winners who won 

them at this event! 

Mark your calendars and plan to attend our upcoming events in July. We are offering a special FPA NCA Member 

Reception at 10:30am on July 19th at Maggiano’s Restaurant in Tyson’s Corners, VA. 

After the Member Reception, please join us for our regular FPA luncheon program. The featured panelists are our 

distinguished members: Helen Modly, CFP® of Focus Wealth Management, Jon Yankee, CFP® of Fox, Joss and Yankee, 

and Tim Wesling, CFP® of Wesling Financial. The topic is “Advanced Financial Planning with Different Technology 

Solutions”. 

This luncheon program is dedicated to advanced comprehensive financial planning. The expert panel has a wealth of 

knowledge to share with you. The goal of this session is to assist you in building your business, enhancing your skills and 

competencies. You may find additional details regarding these programs later in the newsletter and on our website. 

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Continued from Page One 

If you have a suggestion for a particular topic or speaker, please forward an email to either myself, 

marguerita.m.cheng@ampf.com or to Peggy Nelson, our esteemed Executive Director at PeggyNelson8@verizon.net. 

Have a safe and enjoyable summer! We will not see you in August, but are planning for a busy and interesting program 

schedule in the fall. 

For your summer reading pleasure, please refer to a list of books recommended by Financial Planning magazine listed 

below. 

Respectfully, 

Rita Cheng, CFP® - 2012 President, 

FPA of the National Capital Area Chapter 

Summer Reading List: 

1. The Alpha Masters by Maneet Ahuja 

2. Questions that Great Financial Advisors Ask… and Investors Need to Know by Alan Parisse and 

David Richman 

3. More Money than God by Sebastian Mallaby 

4. The Excellent Investment Advisor by Nick Murray 

5. The Supernova Advisor by Rob Knapp 

INTERNSHIP WHITEPAPER PUBLISHED BY JON YANKEE 

Following our previous Career Development Programs, Jon Yankee has completed his whitepaper on Implementing 

Internships. An article will be published in the October Financial Planning Magazine. To read this article, please 

follow this link: http://bit.ly/r2hfxZ 

Jon has offered this article as a resource to our chapter. This article link is also posted on our web site, and will be 

distributed through other outlets, as well. Thank you, Jon, for sharing this resource! 

FPA National Capital Area Newsletter Page 2 July 2012

We need you! 

Our membership committee needs people willing to make a few phone calls each 

month to current members. This is a great opportunity to connect with other members 

of FPA without a huge time commitment. Please contact Helen Modly 

(hmodly@focus-wealth.com) and Volunteer! 

UPCOMING FPA NATIONAL CAPITAL AREA PROGRAMS 

Please see Program details in this Newsletter! 

July 19, 2012 – Member Reception – Maggiano’s Restaurant, McLean, VA 

July 19, 2012 – Member Luncheon – Maggiano’s Restaurant, McLean, VA 

August – No events! Have a safe and enjoyable vacation! 

SAVE THIS DATE: Friday, February 1, 2013 – Winter Symposium, Dulles Hyatt, Herndon, VA 

Please register for these programs on-line at www.fpanca.org. More details and events to be posted soon! Please 

check our web site for complete details on our events! 

July 19, 2012 – Member Reception 

Maggiano’s Restaurant – McLean, VA – 10AM – 11AM 

Come Learn More About our Chapter! 

Learn How YOU Can Become Involved in Chapter Events and Committees! 

No Charge to Attend, but please register on line so that proper materials may be prepared for this event! 

Go to www.fpanca.org and register now! 

Plan to stay for the Luncheon afterwards? GREAT! But please register for the Luncheon Separately! 

TWO REGISTRATION FORMS ON LINE! ONE FOR EACH PROGRAM! 


ATTENDEES THINK THE 2012 SPRING SYMPOSIUM WAS “GREAT” 

The FPA NCA Spring Symposium was held on June 8, 2012 at the Sheraton Premiere Hotel, Vienna, VA. The 

Symposium was attended by a record 182 financial industry professionals, sponsors and speakers. The Symposium 

started at 7:00 AM and concluded at 5:00 PM with closing remarks and raffle prize drawings. The theme of the 

Symposium was “How to Help Clients during Difficult Times” focusing on financial planning, investment 

planning and retirement planning. The Symposium had four keynote speakers and four sessions that were divided 

into three tracks for a total of 12 track sessions. One of the 2012 Spring Symposiums attractions was the large 

number of CPEs that were available. The Symposium provided 8 CFP CEU, 8 MD INS, 7 VA INS, 8 CIMA and 8 

CPE credits for a total of 37 CPEs. The event packed day included a networking luncheon with the presentation of 

annual FPA NCA awards. 

ANNUAL FPA NCA AWARDS 

The FPA NCA Award Selection Committee (Ryan Fleming, CFP, Chair, Gary Altman, JD, CFP, U. Calvin Brown, 

MST, CFP, Brian T. Jones, CFP, Ken Robinson, CFP, and Augie Zullo) granted three Leadership awards during 

the 2012 Spring Symposium networking luncheon. 

Steven A. Starnes, CFP received the 2012 Planner of the Year Award. Among Steven Starnes’ many 

leadership attributes is his specialization, working with clients with Alzheimer’s and other forms of 

dementia. 

Christine Parker, CFP received the 2012 Leadership Award for her extraordinary efforts on behalf and for 

the benefit of FPA NCA. Christine Parker is a past president of the FPA NCA, a member of the FPA NCA 

Past Presidents Advisory Council, and treasurer of the Civista Health Foundation Board. Ms. Parker 

specializes in helping women executives and business owners plan well to live well at every major 

milestone. 

W. Thomas Curtis, CPA, CFP is the recipient of the 2012 Lifetime Achievement Award. A former treasurer 

of the FPA NCA, Mr. Curtis is a Life Fellow of the Financial Planning Association, and specializes in a 

broad range of financial services including accounting, tax preparation, retirement and estate / trust 

planning. 

Pictured: Ryan Fleming (President Elect), C. Thomas Curtis (2012 Lifetime Achievement Award winner), Christine Parker (2012 Leadership 

Award winner), Steven Starnes (2012 Planner of the Year Award winner), and Marguerita Cheng (President FPA NCA). More information 

about our Award winners can be found later in this Newsletter. 


The 2012 SPRING SYMPOSIUM RAFFLE PRIZE WINNERS 

The FPA NCA Spring Symposium was held on June 8, 2012 at the Sheraton Premier Hotel, Vienna, VA. During the 

Educational Symposium there were short breaks and other opportunities for attendees to meet 24 FPA NCA 

sponsors who stood ready with information about the latest industry products, trends and insights. Attendees earned 

raffle tickets by meeting with the sponsors. The following is a list of winners: 

Pictured above are the lucky iPad winners: Mary Ginn, Eric Bressman, and Frank Boucher. 

Congratulations! 

I PADS 

(1) Mary Ginn 

(2) Eric Bressman 

(3) Frank Boucher 

$100 VISA GIFT CARDS 

(1) Haydee Toedtman 

(2) Deborah Farnell 

(3) Kim Mason 

(4) Mel Brenner 

(5) Colette Kolanko 

CANADIAN OLYMPIC TEAM STYLE MITTENS 

(1) Steven Bingham 

(2) Bob Pugh 

(3) Alex Seleznev 

(4) Sandra Wyatt 

$50 FPA NCA POSTCARD DRAWING PRIZE 

(1) William Moore 

Congratulations to all of our Spring Symposium Winners! 


MEMBERSHIP HALL OF FAME - THANK YOU RENEWING MEMBERS! 

We are proud to announce FPA membership anniversaries for December 2011 - 2012! 

Five Year Members 

Charles Donalies, Stephen Ellisor, Jessica Ness, Tracy Shen, Robert Taylor, Jerry Guido, Matthew Botkin, Bonnie 

Armstrong, Jeffrey Stouffer, Mary McCormick, George Reilly, Cynthia Irving, Jason Clark, Elizabeth Piper/Bach, 

Michael Quigley, Christopher Schriener, Edgar L. Parrish, Daniel S. Federman, Carl Holubowich, Mary Ellen Tomlin, 

Joshua Halpern, Cynthia Zagorski, Lisa Johnson, James Bogart 

Ten Year Members 

Bryan Dowell, Mark Gripentrog, Dan Lash, Martin Hopkins, Mindy Gasthalter, Thomas Conway, Lawrence Beavers, 

Guy Middleton, Mark Weber, Sharon Meyer, Deborah Bowles, Kathleen Sulick, Dennis Ponton, Charles E. Bremer, 

Brian J. Bogart, Amy J. Truly, Marguerita M. Cheng, John Robert Austin, Jan D. Sealover, Kim Mason, Kevin Knull, 

Mark Rizzieri, Lloyd Spafford 

Fifteen Year Members 

Judy Redpath, Elizabeth Winstedt, Carolyn Meakem, James Smith, Ilene Brostrom, Shimson Plotkin, William Price, 

Richard W. Schaeffer, Gregory K. Bowser, Karen Tovey, Carolyn A. Lebsock, Katarzyna Kusmierez, Cabell Nelson, 

William Lascelle 

Twenty Year Members 

Michael Kalas, Frederick Cornelius, Ed Handley 

Twenty Five Year Members 

Haydee Toedtman, Timothy W. Jones 

Thirty Year Members 

Jocelyn R. Kaplan, Marc Schliefer, Stephen Bauserman 


FPA National Diversity Committee 

Rita Cheng, CFP® 

As Co-Chair of the FPA National Diversity Committee and Chair of the Diversity Scholarship Subcommittee, I want 

to inform the members of FPA NCA of the FPA Diversity Scholarship Program. The primary aim of the Financial 

Planning Association (FPA) is to be the community that fosters the value of financial planning and advances the 

financial planning profession. 

The FPA Diversity Task Force created the Diversity Scholarship Program to facilitate its mission of developing 

strategies to raise awareness and promote inclusivity of diverse communities including, but not limited to: age, race, 

ethnicity, gender, and sexual orientation in the financial planning profession. As a result, FPA strives to increase 

professional opportunities for the widest spectrum of individuals so that all may thrive and prosper in the financial 

planning profession. 

In addition to myself, FPA NCA members JT Hatfield Smith and David Taube proudly serve on the FPA Diversity 

Scholarship Subcommittee. I would be remiss if I did not mention that the FPA Retreat 2011 Diversity Scholarship 

Recipient Marie Isabel Laurion and FPA Business Solutions 2012 Diversity Scholarship Recipient Zaneilia Harris 

hail from the National Capital Area! 

Please review the scholarship information noted later in this Newsletter for more information. Also, go to our web 

site at www.fpanca.org for more information regarding the FPA Diversity Scholarship. At our website, you will find 

the FPA Diversity Guidelines and FPA Diversity Scholarship Application. 

SAVE THESE PROGRAM DATES! 

MORE INFO WILL BE POSTED ON WEB SITE SOON! 

September 13, 2012 – Bethesda Country Club, Bethesda, MD 

October 18, 2012 – Maggiano’s Restaurant, McLean, VA 

November 15, 2012 – Bethesda Country Club, Bethesda, MD 

December 13, 2012 – Maggiano’s Restaurant, McLean, VA 


FPA NCA Luncheon Program: Expert Panel Discussion and Q & A on 

Advanced Financial Planning with Different Technology Solutions 

Helen Modly, CFP® of Focus Wealth Management, Jon Yankee, CFP® of 

Fox, Joss and Yankee, and Tim Wesling, CFP® of Wesling Financial 

Two CFP, MD and VA Insurance, and CIMA Continuing Education Credit Pending 

July 19, 2012 – Maggiano’s Restaurant, McLean, VA 

Check in 11:30AM – Program Begins at Noon – Ends by 2PM 

This luncheon program is dedicated to advanced comprehensive financial planning. The expert panel has a wealth of 

knowledge to share with you. The goal of this session is to assist you in building your business, enhancing your 

skills and competencies. Senior financial advisors will create comprehensive financial plans from the same case 

study using different types of technology. The panel of experts will then discuss their results. You will get the most 

out of this luncheon program if you review the case study online and come prepared with questions and comments. 

(Case Study Posted Soon!) 

Profile of Helen Modly 

Helen Modly, CFP, CPWA is a principal of Focus Wealth Management, Ltd., a women-owned fee-only firm in 

Middleburg, Virginia. She has been recognized as one of the top wealth managers by The Washingtonian Magazine, 

Northern Virginia Magazine and Virginia Living Magazine. 

Helen was selected by the membership of the Financial Planning Association-National Capital Area chapter as the 

2010 Financial Planner of the Year. 

Helen speaks regularly to diverse audiences and has presented at both local and national industry venues such as the 

Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), and the 

Virginia Society of CPA’s Professional Development conference. 

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She is also frequently quoted in consumer publications such as the Wall Street Journal, Forbes, Money, Business 

Week, Washington Business Journal, Washington Post, and Bloomberg as well as frequent mentions in the 

financial industry media. Helen’s columns on financial planning and practice management issues appear regularly 

on MorningstarAdvisor.com and Horsesmouth.com. 

Profile of Jon Yankee 

Jon Yankee, MBA, CFP is the Chief Financial Officer, Director of Human Resources, and Partner and Co- 

Founder of Fox, Joss & Yankee. Mr. Yankee earned his Master of Business Administration in International 

Management with a focus on Finance from Thunderbird, the American Graduate School of International 

Management, in 1998. He received a Bachelor of Arts degree in International Studies with a concentration in 

Asian Studies and Japanese from the University of Richmond in 1992. He also completed undergraduate work at 

Kansai University of Foreign Studies in Osaka, Japan from 1990-1991. 

Prior to founding Fox, Joss & Yankee, Jon was a Lead Advisor at Rembert, Pendleton, & Fox (RPF), where he 

earned his Certified Financial Planner certification following coursework at the College for Financial Planning 

in Denver, CO. RPF was formerly known as Rembert, D’Orazio & Fox and Hopewell Rembert Advisors. Mr. 

Yankee specializes in portfolio design and implementation, retirement planning, education planning, and cash 

management for professionals, retirees, young families, and non-profit/charitable organizations. 

Jon is a former member of the Board of Directors of the Northeast/Mid-Atlantic Region of the National 

Association of Personal Financial Advisors (NAPFA) and is a NAPFA-Registered Financial Advisor. He is also a 

member of the Financial Planning Association (FPA), participating in the activities of the National Capital Area 

Chapter of the FPA serving as a Board of Directors member and Co-Director of the Professional Development 

Committee. 




Profile of Tim Wesling 

Tim Wesling is a Certified Financial Planner, an Accredited Investment Fiduciary®, and a Certified Divorce 

Financial Analyst. Mr. Wesling is President of Wesling Financial Planning Services, a recognized expert in 

comprehensive financial planning and advisory services. He counsels clients on holistically incorporating 

finances to support their lifetime goals. Tim focuses on working with people to successfully navigate the lifechanging 

transitions of retirement, divorce and widowhood. During more than 14 years of providing 

comprehensive financial advice, Tim has helped hundreds of clients achieve their financial lifetime goals. 

Prior to his career in financial consulting, Tim honorably served the nation in the United States Air Force, retiring 

after nearly 21 years of service. During this time, he was deeply involved in space programs protecting our 

national security. Immediately after retiring from the USAF, Tim passed the Certified Financial Planner exam. 

Shortly before opening the doors of his financial advisory practice, Tim became an Accredited Investment 

Fiduciary. 

Tim is a member of several professional organizations including the premier National Association of Personal 

Financial Advisors (NAPFA), the Financial Planning Association (FPA), the Center for Fiduciary Studies, and 

the Institute for Divorce Financial Analysts. Additionally, he is active in local service organizations such as 

Kiwanis of Alexandria, VA, the National Capital Chapter of the BMW Car Club of America (chapter president, 

2008), and the Alexandria Convention and Visitors Association. 


MEET OUR OUTSTANDING MEMBER AWARD WINNERS 2012 

STEVEN A. STARNES, CFP® 

2012 PLANNER OF THE YEAR AWARD 

Steve is a financial planner at the Monitor Group, Inc. in McLean VA, a leading wealth management firm helping 

clients maximize their assets, enhance the quality of their lives, and realize personal and financial goals. Steve 

graduated with bachelor’s degrees in Economics and Aerospace Engineering from the University of Michigan. He 

earned his MBA from the University of Virginia’s Darden School of Business. 

Steve specializes in working with clients with Alzheimer’s and other forms of dementia. Steve has a professional 

contribution published in the Journal of Financial Planning and speaks regularly about diminished financial 

capacity caused by dementia. He has also been quoted in Kiplinger’s Retirement Report and on Yahoo 

Finance. Steve provides professional education to financial planners across the country. In 2011 he presented at the 

Financial Planning Association national conference in San Diego. 

As a relationship manager for many clients at The Monitor Group, Steve is involved in all aspects of integrated 

wealth management, including client meetings, financial planning analyses, estate planning, tax planning and 

preparation, investment management, philanthropic giving and other complex financial issues. Steve is currently the 

chair of the Integrated Wealth Management committee for the Zero Alpha Group, an international network of wealth 

management firms. In 2012 The Monitor Group will combine with Savant Capital, based in Rockford Illinois, and 

Steve will be a partner in the new firm. Steve will continue to serve clients from Savant’s Virginia office. 

Steve volunteers with various classical music organizations in the Washington DC area and serves as treasurer for the 

Epsilon Educational Endowment. He also serves as a volunteer conservator for people in need in Arlington, VA 

where he lives with his wife Cathy. 

THANK YOU AWARD SELECTION COMMITTEE 

Our Award Selection Committee accepted nominations from the FPA NCA Members in order to choose our 

Outstanding Award Winners. Our FPA NCA President-Elect Ryan Fleming, CFP® chaired the Selection Committee. 

Committee Members included Past FPA NCA Presidents Gary Altman, Cal Brown, and Brian Jones, as well as our 

FPA NCA Secretary Ken Robinson, and our FPA NCA Treasurer Augie Zullo. 

The Awards will be presented at lunch at our Spring Symposium on June 8, 2012 at the Sheraton Premiere Hotel in 

Vienna, VA. Register on line today to be a part of this wonderful celebration for our Outstanding Members! 


Christine Parker, CFP ® 

2012 NORMA SEVERNS AWARD FOR LEADERSHIP 

Christine Parker, CFP® is a personal finance writer, instructor and president of Parker Financial, LLC, a 

leading provider of personalized retirement planning and investment advisory services, specializing in helping 

women executives and business owners plan well to live well at every major milestone. Christine was named 

as one of the greater Washington D.C. metro area’s ‘Top Financial Planners’ by Washingtonian magazine in 

2010. In the same year, her firm established the first financial literacy scholarship with the Charles County 

Scholarship Fund with the specific purpose of rewarding high school students who demonstrate a commitment 

to advancing their financial literacy. 

As a graduate of University of Maryland University College with a B.S. in Business Administration, Minor in 

Finance and Certificate of Financial Management in 2004, Parker has achieved a Financial Planning Certificate 

from Georgetown University in 2005 and a CFP® designation from the CFP Board of Standards, Inc. on Jan. 6, 

2006. 

Christine has made guest appearances on Fox 5 News ‘Managing Your Money Experts,’ News Channel 8 

‘Financial Friday’ and Star 97.3 FM ‘Dr. Brad Gottfried’s Perspectives Sunday Morning Radio Show.’ She 

contributes articles to the Financial Planning Association®, Bay Net News, Southern Maryland Online and 

Southern Maryland Newspapers ‘Independent.’ Christine has been quoted in ‘U.S. News & World Report, the 

‘Washington Post’ and ‘Hot (Broke) Messes,’ a personal finance book authored by Nancy Trejos, formerly a 

Washington Post Personal Finance Writer. Most recently, Christine spoke at the Society for Women Engineers 

Regional Conference held at Columbia University in New York City and is a sought after public speaker on 

personal finance topics for women. Additionally, Christine is the author of 2LIVEWELL, a retirement 

planning blog for women of Southern Maryland at www.2livewell.com. 

Christine is a member of the FPA NCA Past Presidents Advisory Council, treasurer of Civista Health 

Foundation Board, vice president of the Conservancy for Charles County, professional speaker for the 

Alzheimer’s Association, member of the 5 th Congressional District Women’s Network Advisory Council, past 

chair of the Charles County Commission for Women, and past president of the Zonta Club of Charles County. 

Christine lives in beautiful Southern Maryland with her husband. Ron and Christine have four sons and two 

labs. 


W. Thomas Curtis, CPA, CFP® 

2012 LIFETIME ACHIEVEMENT AWARD 

W. Thomas (Tom) Curtis is a resident of Rockville, Maryland. He is Managing Director of FSP and 

Associates, L.L.C. (FSP), a financial planning and accounting firm located in Gaithersburg, Maryland. FSP provides 

a broad range of integrated financial services, including: accounting; tax preparation; financial planning; retirement 

and estate/trust planning; and, portfolio management. He has a BA in Economics and Accounting and an MS in 

Information Systems from the George Washington University. 

Mr. Curtis is a Certified Financial Planner and an Enrolled Agent (EA) with the Internal Revenue Service 

and the US Tax Court. He is a Life Fellow of the Financial Planning Association. He has appeared nationally on 

NBC Nightly News and locally on the Fox affiliate, CBS affiliate and ABC affiliate. In addition, he has been quoted 

in the Washington Post, Baltimore Sun, Christian Science Monitor, the Wall Street Journal, ABC News online and 

other publications. He has written numerous financial planning and tax articles which have appeared in the Free 

State Accountant, a publication of the Maryland Society of Accountants. 

Mr. Curtis was appointed by the Commissioner of the Internal Revenue Service to serve on the committee 

for the National Performance Review. This committee established the standards for the computerization of tax and 

wage reporting. Mr. Curtis served as the Dean of the Institute of Certified Financial Planners (now the Financial 

Planning Association) Mid-Atlantic Retreat in Wintergreen, Virginia. In 2003 Mr. Curtis was Dean of the Financial 

Planning Association’s Mid-Atlantic Retreat in Fairfax, Virginia. Mr. Curtis served as Treasurer of the National 

Capital Area chapter of the Financial Planning Association (FPA). 

In 2012 Mr. Curtis was appointed by the Mayor and Council of Rockville to serve on the City’s Board of 

Appeals. He was also recently elected to the Board of Trustees of King Farm in Rockville. He is a board member 

and the current President, Diamond Farms Office Park Condominium. He also serves as Treasurer of the District 17 

Democratic Team (a Maryland State legislative team). Prior civic activities include: Treasurer, Peerless Rockville 

Historic Preservation, Ltd; Treasurer of the Mattie J.T. Stepanek Foundation; Member, City of Gaithersburg’s 

Character Counts! Citizens Advisory Committee; and Member of Board of Trustees, WETA (Washington Public TV 

Station). 


WE WELCOME OUR NEW MAY 2012 MEMBERS 

Alexander Arinsmier CFP® Tamika Bishop 

Fidelity Investments NRECA 

11957 Democracy Dr 1707 Fenwood Ave 

Reston, VA 20190 Oxon Hill, MD 20745 

Phone: (703) 481-0831 Fax: Phone: (301) 466-5082 Fax: 

Email: alexander.arinsmier@fmr.com Email: tamika.bishop@nreca.coop 

Rebecca Blevins Nicholas Caramanica 

144 Calvert Cir 320 N Edison St 

Bunker Hill, WV 25413 Arlington, VA 22203 

Phone: (443) 807-9787 Fax: Phone: Fax: 

Email: RBlevins@hfiwealth.com Email: gcaramanica@verizon.net 

George Galster Nathan Gendelman 

Bump & Associates The Family Firm 

1730 Rhode Island Ave NW Ste 502 8120 Woodmont Ave Ste 630 

Washington, DC 20036 Bethesda, MD 20814 

Phone: (202) 223-3450 Fax: Phone: (571) 213-7142 Fax: 

Email: george.g.galster@ampf.com Email: ngendelman@familyfirm.com 

Amy Oviedo CLTC Gregory Palacorolla CFP® 

Integrated Financial Parnters, Inc. Geier Asset Management 

4000 Legato Road Suite 1100 2205 Warwick Way Suite 200 

Fairfax, VA 22033 Marriottsville, MD 21104 

Phone: (703) 896-7638 Fax: (703) 563-9115 Phone: Fax: 

Email: amy.oviedo@LFG.com Email: gpalacorolla@geierfinancial.com 

Mark Pollak CFP® Peter Romagnoli 

Ameriprise Financial 2503 Babcock Rd 

8150 Leesburg Pike Suite 600 Vienna, VA 22181 

Vienna, VA 22182 Phone: Fax: 

Phone: (703) 307-9096 Fax: (540) 301-2333 Email: Peter.Romagnoli@gmail.com 

Email: mark.s.pollak@ampf.com 



Please go to the FPA National website, www.fpanet.org, to obtain a 2012 Application. 


Announcing a New FPA NCA Member Benefit… 

Get Published in the FPA NCA Monthly E-Newsletter 

Effective this month, the Financial Planning Association, National Capital Area (FPA NCA) welcomes original, advanced 

papers on any aspect of financial planning, whether research-based or conceptual in nature. For an article to qualify for 

submission the author must be an FPA NCA member. Members are limited to one published article per year. For more 

information on submission procedures please see Author Guidelines. (FPA NCA Sponsor Partners may also submit articles 

for our Newsletter, to be reviewed under Sponsorship Guidelines.) 

The FPA NCA understands that many financial professionals are seeking new ways to communicate to others their financial 

planning expertise. These financial planning experts are often gifted with unique insights that they want to share with others. 

Publishing in the Financial Planning Association, National Capital Area Monthly E-Newsletter provides an important outlet 

for FPA NCA members who want to hone their messages and make their organizations stand out from the crowd. 

If you have any questions or comments about submitting your article, please do not hesitate to contact Kathleen Sindell, 

Ph.D. at 703-299-1700 or send e-mail to ksindell@gcsr.com. 

Financial Planning Association, National Capital Area (FPA NCA) 

Author Submission Guidelines for Monthly Newsletter 

A New Member Benefit -Get Published! 

The Financial Planning Association, National Capital Area (FPA NCA) welcomes original, advanced papers on any aspect 

of financial planning, whether research-based or conceptual in nature. For an article to qualify for submission the author 

must be an FPA NCA member. Members are limited to one published article per year. Article submission guidelines follow 

and are based on the FPA National Web site procedures located at www.fpanet.org. (FPA NCA Sponsor Partners may also 

submit articles for our Newsletter, to be reviewed under Sponsorship Guidelines.) 

Composition Approach 

Audience 

Keep our readers—primarily experienced financial planning professionals—in mind as you write. Provide timely, practical 

material that applies to, or will directly benefit, financial planners in their work. Take into account that your article is not an 

advertisement for your firm or services. Assume the reader has a fundamental but not esoteric knowledge of the financial 

services industry. 

Style 

Your writing style should be easy to read and follow, yet professional. Thoughts and concepts should be clearly presented 

and easy to comprehend. Examples that illustrate key points are encouraged. 

Organization 

Stay focused on guiding the reader through the paper. State early its purpose, the material it will cover, and why that material 

is important and useful to the reader. Clearly summarize the paper's premise and key findings or recommendations. 

Objectivity 

Content should be objective and avoid mentioning or promoting specific financial products or services. Any statements or 

assertions should be supported by sufficient research and data. 

Research 

Academic research in financial planning should have a direct and demonstrable application or benefit for financial planners. 

All research should be readily accessible by editorial staff, review board members and readers. 

Length 

Manuscripts should run approximately 5,000 words . 




Format 

Your name, mailing address, e-mail address, phone number, and a brief biography should be on the cover page. For blindreview 

purposes, the second page should consist of the title and an executive summary of no more than 250 words, but not 

your name. 

Executive Summary 

The executive summary, ideally in a bulleted list, should tell readers what they can expect from reading your paper, including 

all major points and broad conclusions. Do not attempt to sell the reader on the merits of the article. Include information such 

as whether your article is a primer, for the experienced planner, or for planners at any level and highlight any specific 

opportunities for practical application of your data. 

Infographics 

Infographics—tables, drawings, graphs, charts, or other visual support material—should not be excessive in length or in 

number. 

Endnotes/References 

The FPA NCA uses an author/date system. While there are too many variations based on the variety of sources to cover here, 

these are our basic formats for articles and books: 

Articles: Last Name, First Name [subsequent authors are First Name, Last Name]. Year. "Article Title." Publication 

Title 1 [volume], 2 [issue] (Month or Season, if available): 22–32 [page numbers]. 

Books: Last Name, First Name [subsequent authors are First Name, Last Name]. Year. Book Title. 4th ed. City: 

Publisher. 

Screening & Review 

Initial Screening 

The Communications Committee first screens manuscripts for appropriateness and quality, and may suggest revisions before 

sending a manuscript for blind peer review. Authors are notified of the editorial staff's decision. 

Peer Review 

Articles with merit will be reviewed by the FPA NCA Communications Committee. The initial screening and peer-review 

process takes six to eight weeks. You will be notified as soon as we have heard from all of our reviewers. 

Once we have received all manuscript reviews, you will receive a letter notifying you of next steps—publish, revise, reject— 

for your manuscript, along with copies of the reviewers' evaluations. 

While your manuscript is in the review process, we ask that you do not submit it to any other publication for consideration. 

The FPA NCA will not publish any articles that have been accepted or printed by other publications. 

Submissions 

Electronic 

Send your completed manuscript or article ideas, preferably as a Microsoft Word file, to Kathleen Sindell at 

ksindell@gcsr.com or PeggyNelson8@verizon.net. We acknowledge receipt of all content. 

Payment 

Authors receive no remuneration or reimbursement for any expenses incurred in conjunction with the preparation of articles 

published on the FPA National Capital Area Web site. 

In Conclusion 

If you have any questions or comments about please do not hesitate to contact Kathleen Sindell, Ph.D. at 703-299-1700 or 

send e-mail to ksindell@kathleensindell.com 


MEMBER ADVANTAGE PROGRAM 

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membership! 

Your FPA membership includes discounts with several of FPA's discount participants. Get the most out of 

your FPA membership and start saving today! Take a look at some of the newest members in FPA's affinity 

program! 

New! InFRE® Retirement Resource Center (IRRC) 

Retirement planning is an integral part of financial planning and, as such, FPA has formed a strategic alliance 

with the International Foundation for Retirement Education (InFRE®) and the InFRE® Retirement Resource 

Center. The purpose of this alliance is to provide FPA members, many of whom are already Certified Financial 

Planner professionals, with discounted access to educational offerings that allow planners to further study the 

growing complexities of retirement planning, income and design. 

SmartXpress Office Supplies 

Forty thousand business products with discounts of up to 70 percent. SmartXpress is the Smart alternative to 

shopping retail. Orders over $50 ship same day with free next-day delivery from 31 distribution centers. New 

customers receive an additional 25 percent off their first order of $100 or more. 

Markel Cambridge Alliance 

The E&O program provided through Markel Cambridge Alliance for Registered Investment Advisers (RIA) and 

independent Investment Advisery Representatives (IAR) offers stability, quality of coverage and excellent 

customer service at a discount to FPA members. Markel Cambridge Alliance has been a long-term partner 

with FPA and has provided this coverage since 1988. 

The College for Financial Planning 

As a member of FPA, you have access to discounts on superior educational programs, one of which 

is through The College for Financial Planning. 

The Dalton Review 

Dalton Education provides FPA members significant discounts on their CFP® review programs. The Dalton 

Review® for the CFP® Certification Examination is the leading review provider in the country, with pass rates 

consistently 70-80 percent on the exam. 

FedEx 

FPA and FedEx are working together to bring you special FedEx discounts. Save up to 21 percent on select 

FedEx® shipping services and up to 15 percent on select FedEx OfficeSM services — no enrollment fees. 

GEICO 

Save up to eight percent off GEICO's already low rates with this new member benefit. Take advantage of your 

free rate quote today. 

Identity Theft Protection Program 

Every three seconds another identity is stolen. Protect your identity with LifeLock, the leader in identity theft 

protection. Get 30 days free and 10 percent off. 

IPS AdvisorPro® 

Created by advisers, for advisers, this award-winning Web-based system helps advisers build fully customized 

Investment Policy Statements (IPS) quickly and easily and is available through FPA's Member Advantage 

program. Current FPA members can take advantage of a discounted rate on their first year's subscription 

when you sign up at http://www.ipsadvisorpro.com/. 

Kaplan College 

As a member of FPA, you have access to discounts on superior educational programs, one of which is 

through Kaplan College. 

Continued on next page 


MEMBER ADVANTAGE PROGRAM – Continued from previous page 

Long-term Disability 

The new FPA group disability plan is 50 percent less expensive than individual policies with similar features 

and is available exclusively to FPA members. An up to $6,000 per month tax-free benefit is available payable 

to age 65. The application process takes less than five minutes. 

+studentaid.com 

As a member of FPA, you can receive the +studentaid.com College Cost & Planning Report for a special 

discounted price. The College Cost & Planning Report can strengthen your financial planning client 

relationships by helping them to make well-informed, affordable college choice decisions. 

Vacation Center 

Explore the world at discount prices and receive an exclusive FPA member discount at the FPA Member 

Advantage Vacation Center. 

Wireless Center 

Save time and money at the FPA Member Advantage Wireless Center. Compare and purchase plans and 

phones from all major carriers and brands. 

And more! 

Start saving on all of your office and personal needs today! It's already included in your membership; 

take advantage of the FPA Member Advantage Program! 

The Financial Planning Association is the owner of trademark, service mark and collective membership mark rights in: FPA®, FPA/Logo and 

FINANCIAL PLANNING ASSOCIATION®. The marks may not be used without written permission from the Financial Planning Association. 

SPECIAL ANOUNCEMENT: Wednesday, July 18, 2012 – Savings Coalition of America Event 

On Wednesday, July 18, the Savings Coalition of America is hosting an event on retirement policy. FPA is a 

coalition member and we’d like to have a good turnout. 

There is a great line up of legislators and issue experts: 

Senate Cardin of Maryland, Rep. Paul Ryan of Wisconsin, Rep. Ron Kind of Wisconsin and Mark Iwry, 

Deputy Assistant Secretary for Retirement and Health Policy, US Department of the Treasury 

Retirement Policy Forum 

30th Anniversary of the Universal IRA: A Time to Look at All Retirement 

Savings Today and Going Forward 

Featuring leading policymakers and experts discussing key retirement tax policy issues 

Liaison Hotel 

415 New Jersey Avenue NW 

Washington, D.C. 20001 

8 - 8:30 am Registration & Continental Breakfast 

8:30 am - 12 pm Congressional Speakers 

Presentations by Invited Experts 

RSVP today! khamor@savingscoalition.org, or (703) 351-5096 



Calling All Coaches, Mentors, or Experienced Planners 

with a little time to share their Best Business Ideas! 

FPA National has formulated a coaching program at the National level, and some of our FPA NCA chapter 

members have already registered for some coaching help. In addition, we have a chapter Mentoring Program, and 

we are in need of mentors there, as well. 

We are searching for Experienced or Veteran Planners who will give a little time or council to new planners! In 

our community we have some new planners who are searching for coaching, mentoring, or business practice 

advice. Your time commitment can be small to just lend a hand or large to volunteer on our committee……. 

Please respond to this message if you would be willing to help out a little in this regard. Please respond as soon as 

possible if you are able to help! Thank you for your support and for making a connection to others to help them 

gain your valuable expertise! 

Mentorship Program 

The FPA NCA will continue a Mentorship Program, and would like to encourage anyone interested in either being 

a mentor or wanting a mentor, to contact Jon Yankee at JPY@FJYFinancial.com. We are hoping that some of our 

more experienced members can help some of our new members with career and business guidance. For more 

information, please contact Jon. Thank you! 

Calling All Planners who are looking for Best Business Practices 

FPA NCA has reached out to our members for valuable coaches, mentors and experienced planners to share their 

wealth of knowledge on best business practices to fellow planners. We have had a very positive response from our 

members in this regard. 

Now, we are looking for you if you are in need of some coaching, mentoring or guidance on best business 

practices. Your fellow planners have agreed to give a little time or council to our community planners! The time 

involved in these coaching or mentoring situations may be small or large, depending on the availability of the 

mentor, and depending on what you are looking for. Also, we would welcome your input and work to volunteer on 

our committee……. 

Please respond to this message as soon as possible if you would like to be considered for a mentee spot or would 

be willing to help out our committee in other ways. Thank you for your support and for making a connection to 

others! 


One Thing Leads to Another…Get involved and make a difference! If we all just did ONE THING, imagine the impact 

we can have on shaping our profession! 

FPA Committees that would welcome YOU…. 

Here are SOME Things….. What will your ONE thing be? 

Charity Golf Event: Have fun, while you network with your fellow professionals and raise money for the 

Foundation for Financial Planning. 

Join the Golf Committee and help plan the May event 

Seeks Sponsors to support this charity event 

Promote this event to members for participation 

Come and enjoy a great day on the course 

Consumer Awareness: Elevate public awareness; promote financial literacy. 

Lead a basic investment workshop 

Work with the schools on a Junior Achievement Program 

Help Plan and Participate in Financial Planning Week at local events 

Government Relations: Help shape legislation and the future of the profession. 

Help Organize a Financial Planning Day at the State level. 

Interact with legislators 

Attend a hearing on advisor regulatory issues 

Educate regulators of our services as a resource and counsel to the public 

Member Communications: Sharpen your communication skills; engage members in FPA NCA events. 

Contribute an article to the newsletter 

Develop Announcements for chapter programs and events 

Develop new ideas for our chapter web site 


Membership: Increase Chapter membership. 

Help plan a social event 

Distribute membership information at the meetings 

Make telephone calls to welcome new members 

Make telephone calls to encourage members to renew 

Help staff a CFP Exam luncheon for students 

Attend a free Member Breakfast to learn more about our chapter 

Survey Members to assess their satisfaction with our chapter 

Partnerships: Create alliances with partners. 

Draft a survey to evaluate partner satisfaction 

Meet with partners in your office 

Welcome partners who exhibit at our programs 

Pro Bono: A call to action… give the gift of education through large-scale initiatives. 

Assist military families 

Volunteer for CAAB financial literacy programs 

Help baby boomers plan for retirement in coordination with the DC Government 

Volunteer for HIP to counsel single mothers on home ownership 

Volunteer with the local school systems on financial literacy programs 

Professional Development: Reach out to students, encourage new financial planning professionals, and assist senior 

advisors in keeping their skills sharp. 

Be the FPA NCA liaison to a local educational institution 

Help coordinate a study group for students, beginners or experienced professionals 

Assist in the planning of a Professional Development Program for our Chapter 

Be a Mentor and mentor one new planner for three months 

Programming: Infinite Possibilities: Integrating our Life and Profession with Education and Inspiration. 

Suggest topics and speakers for educational programs 

Help Build the Spring Symposium with our Sponsor Partners 

Review and critique a potential speakers’ presentation in your area of expertise 

Attend our educational programs on a regular basis 

Be a Buddy at Meetings to foster community building 

Invite a guest to a meeting to explore FPA 

Public Relations: Enhance your visibility and be seen as a financial planning resource. 

Answer finance-related queries from the press 

Develop a relationship with your local newspaper editor 

Attend free training in working with television, radio and print media on February 11 


Questions... Comments... 

How can I start my One Thing? 

Charity Golf Event 

Chris Rivers, CFP® and Michael Nester 

E-Mail Address: CRivers@afmfa.com or mnester@accessnationalbank.com 

Consumer Awareness 

Bryan Beatty, CFP® and Scott Peterson 

E-Mail Address: BBeatty@ebwllc.com or Scott@Relaystationmedia.com 

Government Relations Professional Development and Mentoring 

Howard Pressman Josh Halpern, CFP® ChFC, CLU and Jon Yankee, CFP® 

E-Mail Address: HPressman@ebwllc.com E-Mail Address: Josh.Halpern@RaymondJames.com or 

jpy@fjyfinancial.com 

Member Communications 

Scott Peterson 

E-Mail Address: Scott@Relaystationmedia.com 

Membership 

Helen Modly, CFP® and Jeff Kulik, CFP® and Brad Pheeney 

E-Mail Address: HModly@focus-wealth.com or Jeffrey.Kulik@fmr.com or Bradford_Pheeney@Putnam.com 

Partnerships Programming 

Dan Lash, CFP® and Mitch Berlin, CFP® James Bogart, CFP® and Kathleen Sindell, PhD 

E-Mail Address: dlash@brucevaughn.com or E-Mail Address: James.Bogart@rbc.com or ksindell@gcsr.com 

Mitchell.G.Berlin@ampf.com 

Pro Bono Public Relations 

Tacy Paul Roby , CFP® and Tommie Monez, CFP® Bryan Beatty, CFP® and Scott Peterson 

Email Address: Tacy.Paul.Roby@Calvert.com or E-Mail Address: BBeatty@ebwllc.com or 

TMonez@focus-wealth.com Scott@Relaystationmedia.com 


2012 PREMIER SPONSORS 

ACCESS NATIONAL MORTAGE and ACCESS NATIONAL BANK 

Augie Zullo, 703-871-1344 and Michael Nester, 703-871-7346 

azullo@accessnational.com and mnester@accessnationalbank.com 

ARTIO GLOBAL INVESTORS 

Jason Coburn, 202-321-1146, Jason.coburn@artioglobal.com 

CALVERT INVESTMENTS 

Lenore Reiner and Watson Prather, 800-368-2750 

Leonore.Reiner@Calvert.com and Watson.Prather@calvert.com 

FIDELITY INVESTMENTS 

Jeff Kulik, 301-518-1316 and Russ Kubie, 617-279-3492 

Jeffrey.Kulik@fmr.com and Russell.Kubie@fmr.com 

PUTNAM INVESTMENTS 

Brad Pheeney, 617-760-7206, Bradford_Pheeney@putnam.com 


2012 PREFERRED SPONSORS 

AMERICAN FUNDS 

Shakeel Barkat, Srikanth Vemuri and Andrew Moscardini, 877-421-5334 

Shakeel_Barkat@capgroup.com, SXV@capgroup.com, and ANJM@capgroup.com 

CHUBB INSURANCE 

Amory Cockrell, 202-822-3214, ACockrell@chubb.com 

COLUMBIA MANAGEMENT 

Jim Fisher, 571-217-0057, and Michael Lynn, 301-437-3141 

James.Fisher@Columbiamanagement.com and michael.m.lynn@columbiamanagement.com 

DUNDEEWEALTH 

Michael Berish, 610-854-0944 and Sameer Somal, 202-276-7589 

mberish@dundeewealthus.com and ssomal@dundeewealthus.com 

1 st PORTFOLIO 

Will Gaines, 703-401-0241, wgaines@firstphc.com 



THE HARTFORD MUTUAL FUNDS 

Chris Free, 610-256-2302, Chris.Free@theHartford.com 

INVESCO 

David Matheson, 202-510-2281, and Andrew Lill, 610-431-7595 

David.Matheson@Invesco.com and Andrew.Lill@Invesco.com 

MFS INVESTMENT MANAGEMENT 

Emily Dupre, 804-426-1699, EDupre@MFS.com 

PAYDEN & RYGEL 

Paul Linko, 610-212-3044, PLinko@payden.com 



THORNBURG INVESTMENT MANAGEMENT 

Dan Reilly, 877-215-1330, ext. 7299, DReilly@thornburg.com 

WP CAREY 

Craig Arsenault, 202-615-6820, CArsenault@WPCarey.com 

2012 GOLD SPONSORS 

AMERIPRISE FINANCIAL 

Richard Zsakany, 240-314-4375, RZsakany@ampf.com 

ARTISAN FUNDS 

David Fox, 800-454-1770, David.Fox@ArtisanPartners.com 



BLACKROCK 

Vivian Tsai, 415-670-4724 and Robert Faulkner 

Vivian.Tsai@blackrock.com and Robert.Faulkner@blackrock.com 

DWS 

FLEX SHARES 

Patrick Redman, 312-444-4749, and Lori Missig, 732-492-7266 

PR120@NTRS.com and LM171@NTRS.com 

JOHN HANCOCK MUTUAL FUNDS 

Daniel Cohen, 240-643-4571, and Rachael DeCosta Martin, 202-497-0852 

dcohen@jhancock.com and RdecostaMartin@jhancock.com 



IVY FUNDS 

Brian Salcetti, 301-801-6704 and Mike Frank, 410-279-4554, 

and Eugene Eignor, 703-266-8225 

BSalcetti@IvyFunds.com and MFrank@IvyFunds.com and EEignor@IvyFunds.com 

METLIFE 

Rob Cooper, 240-492-8497, RCooper@metlife.com 

PIONEER INVESTMENTS 

Garrett Pierce, 617-849-2371, Garrett.Pierce@pioneerinvestments.com and 

Nick Luise, 617-422-4763, Nicholas.luise@pioneerinvestments.com 

RS FUNDS/ GUARDIAN 

Erika Spagnola, 202-641-3602, and Michael Barrett, 703-946-9269 

Erika_Spagnola@RSFunds.com and Michael_Barrett@glic.com 


2012 SILVER SPONSORS 

SCHWAB ADVISOR SERVICES 

Scott Coleman, 866-502-5153, Scott.A.Coleman@Schwab.com 

SECURITY BENEFIT 

Todd Nelson, 919-576-4198, Todd.Nelson@securitybenefit.com 

TD AMERITRADE 

Thomas Fink, 919-313-4641, Thomas.Fink@tdameritrade.com 


Past Presidents 

Advisory Council (PPAC) 

YEAR 2012: OFFICERS & DIRECTORS 

PRESIDENT PRESIDENT-ELECT 

Rita Cheng, CFP ® 

301-320-1457 Ryan Fleming, CFP ® 

202-887-8135 

Ameriprise Financial Services Armstrong, Fleming and Moore, Inc. ext.232 

TREASURER SECRETARY 

Augie Zullo 703-871-1344 Ken Robinson, CFP® 703-356-4380 

Access National Mortgage Bernhardt Wealth Management 

OFFICER AT LARGE CHAIRMAN 

Kevin Knull, CFP® 703-300-6666 Eric Hess, CFP ® 703-442-7686 

Alpha Financial Advisors, LLC 

BOARD OF DIRECTORS: 

PROGRAMS CO-DIRECTORS PROFESSIONAL DEVELOPMENT CO-DIRECTORS 

James Bogart, CFP® 703-356-0079 Joshua Halpern, CFP® 240-744-7125 

RBC Wealth Management Raymond James Financial Network, Inc 

Kathleen Sindell, PhD 703-299-1700 Jon Yankee, CFP® 703-889-1104 

GCSR,Inc Fox, Joss & Yankee, LLC. 

CHAPTER COMMUNICATIONS DIRECTOR GOVERNMENT RELATIONS DIRECTOR 

Scott Peterson 703-722-6688 Howard Pressman, CFP® 703-506-0843 

Relay Station Social Media LLC Egan, Berger, Weiner, LLC 

MEMBERSHIP CO-DIRECTORS SPONSORSHIP/MARKETING CO-DIRECTORS 

Helen Modly, CFP® 540-931-9051 Dan Lash, CFP® 703-356-4360 

Focus Wealth Management, Ltd. Financial Network x703 

Jeff Kulik, CFP® 301-518-1316 Mitchell Berlin, CFP® 301-263-8508 

Fidelity Investments Ameriprise Financial Advisors 

Brad Pheeney 617-760-7206 

Putnam Investments 

PUBLIC RELATIONS CO-DIRECTORS FACILITIES & SOCIAL EVENTS CO-DIRECTORS 

Bryan Beatty, CFP® 703-506-0843 Chris Rivers, CFP® 202-887-8135 

Egan, Berger, Weiner, LLC Armstrong, Fleming & Moore, Inc 

Scott Peterson 703-722-6688 Michael Nester 703-871-7346 

Relay Station Social Media LLC Access National Bank 

PRO BONO CO-DIRECTORS EXECUTIVE DIRECTOR 

Tacy Paul Roby 301-951-4800 Peggy Nelson 703-620-1712 

Calvert Funds FPA National Capital Area 

Tommie Monez, CFP® 540-931-9051 ADMIN ASST 

Focus Wealth Management, Ltd.. Katie Palmer 

Gary Altman, JD, CFP Alexandra Armstrong, CFP 

Tracey A. Baker, CFP U. Calvin Brown, MST, CFP 

Glen J. Buco, CFP Elissa Buie, CFP 

Jannet S. Carpien, CFP Stephan Q. Cassaday, CFP 

Nicolet V. Evans, CFP Marjorie L. Fox, JD, CFP 

Inga B. Frank, CFP Arthur M. Gelman, JD 

Barry Glassman, CFP Eric Hess, CFP 

Clyde G. Hohenstein, CFP Mark E. Johannessen, CFP 

Brian T. Jones, CFP Timothy W. Jones, CFP 

Paul Juergensen, II, CFP Glenn G. Kautt, CFP, EA 

I. Edward Markley, CFP Jack May, CFP 

Edward O’Hara, CFP, EA Christine Parker, CFP 

Michael J. Rebibo, CFP Judy L. Redpath, AIF, CFP 

Sheldon E. Sacks, CFP Karen P. Schaeffer, CFP 

Dana G. Sippel, CFP Victoria M. Trumbower,CPA 

Anne Uno, CFP, EA Richard E. Vodra, JD, CFP 

Barbara A. Warner, CFP Marysue J. Wechsler, CFP 

The Financial Planning Association is the owner of 

trademark, service mark and collective membership 

mark rights in: FPA, FPA/Logo and FINANCIAL 

PLANNING ASSOCIATION. The marks may not be used 

without written permission from the Financial Planning 

Association. 

CFP®, CERTIFIED FINANCIAL PLANNER and 

federally registered CFP (with flame logo) are 

certification marks owned by Certified Financial Planner 

Board of Standards Inc. and are awarded to individuals 

who successfully complete CFP Board's initial and 

ongoing certification requirements.

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