Medicaid Managed Care - U.S. Senate Special Committee on Aging

Medicaid Managed Care - U.S. Senate Special Committee on Aging Medicaid Managed Care - U.S. Senate Special Committee on Aging

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806 4. participating in community public health initiatives. V. Consumer Information, Education, and Choice ong>Managedong> health care plans have a responsibility to inform and educate consumers. This applies both to the information needed to select an appropriate health plan and to the knowledge required to make effective use of services and options offered by a plan. ong>Managedong> care organizations should: 1. use marketing and public information materials that are accurate and understandable 2. make available information for selecting a plan, including: * premium rates, out of pocket expenses, and other enrollee obligations * access to and location of primary and specialty providers * financial incentives to participating providers * coverage of out-of-plan care, including policies on using specialty physicians and facilities that are not within the plan * any services that are excluded and any limitations on the use of services 9

807 * appeals and grievance policies that can be used when the enrollees disagree with plan decisions * quality of care data, i.e., consumer satisfaction, disenrollment rates, and health status measures, and * percentage of the premium spent on the provision of health care; 3. make available to enrollees information on .- how to obtain referrals * current list of all providers * complaint, grievance and appeals mechanisms * financial incentives to participating providers * availability and access to specialty services * * ownership of plan and reference .to possible conflict of interest situations, and * how-to change providers; 4. ensurethat the plan does not limit discussions of clinical issues between patient and provider for financial reasons; 10

806<br />

4. participating in community public<br />

health initiatives.<br />

V. C<strong>on</strong>sumer Informati<strong>on</strong>,<br />

Educati<strong>on</strong>, and Choice<br />

<str<strong>on</strong>g>Managed</str<strong>on</strong>g> health care plans have a resp<strong>on</strong>sibility<br />

to inform and educate c<strong>on</strong>sumers.<br />

This applies both to the informati<strong>on</strong> needed<br />

to select an appropriate health plan and<br />

to the knowledge required to make effective<br />

use of services and opti<strong>on</strong>s offered by<br />

a plan. <str<strong>on</strong>g>Managed</str<strong>on</strong>g> care organizati<strong>on</strong>s<br />

should:<br />

1. use marketing and public informati<strong>on</strong><br />

materials that are accurate and understandable<br />

2. make available informati<strong>on</strong> for<br />

selecting a plan, including:<br />

* premium rates, out of pocket<br />

expenses, and other enrollee<br />

obligati<strong>on</strong>s<br />

* access to and locati<strong>on</strong> of primary<br />

and specialty providers<br />

* financial incentives to<br />

participating providers<br />

* coverage of out-of-plan care,<br />

including policies <strong>on</strong> using<br />

specialty physicians and facilities<br />

that are not within the plan<br />

* any services that are excluded and<br />

any limitati<strong>on</strong>s <strong>on</strong> the use of<br />

services<br />

9

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