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Medicaid Managed Care - U.S. Senate Special Committee on Aging

Medicaid Managed Care - U.S. Senate Special Committee on Aging

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562<br />

Medicare members are not typically enrolled retroactively. 3 0 As a result, recipients<br />

who enroll in a plan for both Medicare and <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> are enrolled immediately for<br />

<str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> and the plan bills Medicare fee-for-service until the Medicare process is<br />

completed, typically 30-60 days.<br />

State Experience Enrolling Dual Eligibles<br />

States that enroll dual eligibles have put different levels of effort into tracking the<br />

Medicare enrollment decisi<strong>on</strong>s of dually eligible beneficiaries in order to coordinate<br />

enrollment in <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> managed care program and the benefits available under<br />

each program. Minnesota's Senior Health Opti<strong>on</strong>s has had the most success in<br />

coordinating the two programs. This program's waiver combines the <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> and<br />

Medicare enrollment systems. County offices may complete the single enrollment<br />

form. The form is submitted to the state <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> agency, verified and submitted to<br />

HCFA. The streamlined process means that the enrollee <strong>on</strong>ly has to sign <strong>on</strong>e form<br />

and allows enrollment to be effective in the following m<strong>on</strong>th if the completed form<br />

is submitted to HCFA six days prior to the end of the preceding m<strong>on</strong>th.<br />

As previously menti<strong>on</strong>ed, Oreg<strong>on</strong> also places great importance <strong>on</strong> making every<br />

effort to ensure that an individual that chooses a plan for Medicare services is<br />

enrolled into that plan for <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> services. Of course, since Medicare freedom-ofchoice<br />

takes precedence over <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g>'s mandatory enrollment the choices are<br />

complex and vary with the beneficiary's preference for receiving Medicare benefits.<br />

The various choices and their effect <strong>on</strong> enrollment are identified below.<br />

If the beneficiary is already enrolled in a Medicare HMO at the time of<br />

<str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> enrollment, the beneficiary may either:<br />

- enroll in the plan for <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> services if the HMO is also an<br />

Oreg<strong>on</strong> Health Plan (OHP) c<strong>on</strong>tractor; or<br />

- remain in the HMO for Medicare benefits and receive <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g><br />

services <strong>on</strong> a fee-for-service basis if the HMO is not an OHP<br />

c<strong>on</strong>tractor or if the HMO membership is a private, premiumbased<br />

policy which the member wishes to retain.<br />

* If the beneficiary is not currently enrolled in a Medicare HMO, but<br />

chooses an OHP plan that is also a Medicare HMO, that beneficiary will<br />

be enrolled in that HMO <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> and Medicare plans.<br />

* If the beneficiary chooses an OHP plan that does not offer a Medicare<br />

HMO, the beneficiary is enrolled in the OHP plan for <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> services<br />

30 HCFA has indicated that retroactive Medicare enrollment will be c<strong>on</strong>sidered.<br />

The Nati<strong>on</strong>al Academy for State Health Policy e C 8/97<br />

IV-59

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