Medicaid Managed Care - U.S. Senate Special Committee on Aging

Medicaid Managed Care - U.S. Senate Special Committee on Aging Medicaid Managed Care - U.S. Senate Special Committee on Aging

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560 cannot enroll a person in a Medicare HMO without the signature of the member or their guardian. Through the enrollment process, beneficiaries who are receiving health or long term care services that must be continued or who will require services at the time of enrollment are identified. The SDSD case manager completes a Continuity of ong>Careong> Referral which identifies service needs prior to the beneficiary's enrollment in the health plan. The form is sent to the MCO's ENCC (Exceptional Needs ong>Careong> Coordinator) who then makes appropriate follow up arrangements with the beneficiary. Other State Strategies for Enrollment Utah uses state ong>Medicaidong> workers as health program representatives to conduct education, counseling, enrollment, disenrollment and to handle complaint functions for members of special populations as well as TANF beneficiaries. The representatives are located in welfare eligibility offices. Those beneficiaries who call or visit the welfare office may view a video, receive information on each HMO and have on-line access to review the list of providers in each HMO. The enrollment staff have extended hours to make calling more convenient. In rural areas, the volume of managed care enrollment was too low to use full time, dedicated staff. In response, the Division of Health ong>Careong> Financing contracted with local Health Departments to explain the fee-for-service, primary care case management and HMO options to beneficiaries. In addition to managed care enrollment, the Health Departments were contracted to work with physicians to promote the program. This arrangement was viewed as successful as evidenced by an 80% rate of voluntary selection of managed care plans by Utah's managed care eligible ong>Medicaidong> beneficiaries. In Tennessee, as in other states, ong>Medicaidong> eligibility for SSI beneficiaries is determined by the Social Security Administration (SSA). SSA sends a tape to Tennong>Careong> and SSI beneficiaries are randomly assigned to plans. Tennong>Careong> then sends each SSI beneficiary a letter notifying the individual of the assignment and allowing 45 days to make a change. Plans assign primary care physicians for people with disabilities and elderly beneficiaries who are not dually eligible; but, do not do so for those that are dually eligible. This distinction is made because Tennong>Careong> plans have limited authority over services provided to dual eligibles and the plan is responsible for providing dual eligibles only those services that are not covered by Medicare. Dual Eligibility and Enrollment States that enroll elderly beneficiaries and people with disabilities into ong>Medicaidong> managed care programs must also address dual eligibility-at least to decide if they will exempt dual eligibles from program participation or will find ways of accommodating the complications dual eligibility brings to ong>Medicaidong> managed care. The National Academy for State Health Policy * C 8/97 IV-57

561 As of June 30, 1996, only four of the 16 states that enroll persons with disabilities and seven of the states that enroll older persons enrolled dual eligibles into their programs. 2 8 Since that time several other states have begun to enroll dual eligibles, but the over-all number of programs that enroll dual eligibles remains small. Nonetheless, states are intensely interested in enrolling dual eligibles into managed care due to the large number of members of special populations that are dually eligible and the high cost of caring for this subgroup. While state specific figures are not available, six million Medicare beneficiaries also participate in state ong>Medicaidong> programs. Estimates suggest that 95-98% of the elderly ong>Medicaidong> beneficiaries and 50% of the people with disabilities are covered by Medicare. ong>Medicaidong> managed care programs that enroll dual eligibles need to develop enrollment procedures that take into consideration the options available under Medicare, especially in states with a sizeable Medicare HMO market penetration. In July 1997, 4.8 million Medicare beneficiaries had enrolled in HMOs.29 While enrollment has been increasing over 30% a year, the provisions of Title TV-A of the Balanced Budget Act of 1997 is likely to expand enrollment even further. This new law will allow Medicare to contract with Provider Sponsored Organizations and Preferred Provider Organizations in addition to HMOs. Each year beneficiaries will voluntary select a delivery system during an open enrollment period. Beneficiaries may choose from fee-for-service, HMOs, PPOs and PSOs. Beginning in 2002, once a beneficiary selects an option, they will remain in that system for the full calendar year. Beneficiaries may change their selection once during an annual 90 day open enrollment period. This law is expected to expand the number of managed care options available and to simplify enrolling dually eligible beneficiaries in managed care programs. Also, importantly for ong>Medicaidong> agencies, similar changes to ong>Medicaidong> enrollment rules (12 month lock-in with a 90 day open enrollment) have potential to bring the administrative rules of these two programs closer together. ong>Medicaidong> and Medicare have separate enrollment procedures that need to be coordinated in order to establish the same effective enrollment date when a beneficiary enrolls in one plan for both programs. The enrollment process for dual eligibles in most states is complicated by the procedures and timetables followed by Medicare and ong>Medicaidong>. ong>Medicaidong> recipients cannot be enrolled prospectively and 28 Please see Volume I for more details about specific state policies. It is likely that many of the state programs that enroll dually eligible older persons are PACE programs specifically designed to serve dually eligible frail older persons. These programs operate under special federal waivers that reduce the administrative problems created by dual eligibility. 29 The number of dually eligible beneficiaries enroll in Medicare HMOs is not known. The National Academy for State Health Policy * 0 8/97 IV-58

560<br />

cannot enroll a pers<strong>on</strong> in a Medicare HMO without the signature of the member or<br />

their guardian.<br />

Through the enrollment process, beneficiaries who are receiving health or l<strong>on</strong>g<br />

term care services that must be c<strong>on</strong>tinued or who will require services at the time of<br />

enrollment are identified. The SDSD case manager completes a C<strong>on</strong>tinuity of <str<strong>on</strong>g>Care</str<strong>on</strong>g><br />

Referral which identifies service needs prior to the beneficiary's enrollment in the<br />

health plan. The form is sent to the MCO's ENCC (Excepti<strong>on</strong>al Needs <str<strong>on</strong>g>Care</str<strong>on</strong>g><br />

Coordinator) who then makes appropriate follow up arrangements with the<br />

beneficiary.<br />

Other State Strategies for Enrollment<br />

Utah uses state <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> workers as health program representatives to c<strong>on</strong>duct<br />

educati<strong>on</strong>, counseling, enrollment, disenrollment and to handle complaint<br />

functi<strong>on</strong>s for members of special populati<strong>on</strong>s as well as TANF beneficiaries. The<br />

representatives are located in welfare eligibility offices. Those beneficiaries who call<br />

or visit the welfare office may view a video, receive informati<strong>on</strong> <strong>on</strong> each HMO and<br />

have <strong>on</strong>-line access to review the list of providers in each HMO. The enrollment<br />

staff have extended hours to make calling more c<strong>on</strong>venient. In rural areas, the<br />

volume of managed care enrollment was too low to use full time, dedicated staff. In<br />

resp<strong>on</strong>se, the Divisi<strong>on</strong> of Health <str<strong>on</strong>g>Care</str<strong>on</strong>g> Financing c<strong>on</strong>tracted with local Health<br />

Departments to explain the fee-for-service, primary care case management and<br />

HMO opti<strong>on</strong>s to beneficiaries. In additi<strong>on</strong> to managed care enrollment, the Health<br />

Departments were c<strong>on</strong>tracted to work with physicians to promote the program. This<br />

arrangement was viewed as successful as evidenced by an 80% rate of voluntary<br />

selecti<strong>on</strong> of managed care plans by Utah's managed care eligible <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g><br />

beneficiaries.<br />

In Tennessee, as in other states, <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> eligibility for SSI beneficiaries is<br />

determined by the Social Security Administrati<strong>on</strong> (SSA). SSA sends a tape to<br />

Tenn<str<strong>on</strong>g>Care</str<strong>on</strong>g> and SSI beneficiaries are randomly assigned to plans. Tenn<str<strong>on</strong>g>Care</str<strong>on</strong>g> then<br />

sends each SSI beneficiary a letter notifying the individual of the assignment and<br />

allowing 45 days to make a change. Plans assign primary care physicians for people<br />

with disabilities and elderly beneficiaries who are not dually eligible; but, do not do<br />

so for those that are dually eligible. This distincti<strong>on</strong> is made because Tenn<str<strong>on</strong>g>Care</str<strong>on</strong>g><br />

plans have limited authority over services provided to dual eligibles and the plan is<br />

resp<strong>on</strong>sible for providing dual eligibles <strong>on</strong>ly those services that are not covered by<br />

Medicare.<br />

Dual Eligibility and Enrollment<br />

States that enroll elderly beneficiaries and people with disabilities into <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g><br />

managed care programs must also address dual eligibility-at least to decide if they<br />

will exempt dual eligibles from program participati<strong>on</strong> or will find ways of<br />

accommodating the complicati<strong>on</strong>s dual eligibility brings to <str<strong>on</strong>g>Medicaid</str<strong>on</strong>g> managed care.<br />

The Nati<strong>on</strong>al Academy for State Health Policy * C 8/97<br />

IV-57

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