Medicaid Managed Care - U.S. Senate Special Committee on Aging
Medicaid Managed Care - U.S. Senate Special Committee on Aging Medicaid Managed Care - U.S. Senate Special Committee on Aging
292 There appears to be a clear trend for states to regulate plan marketing tightly or, in many cases. to ban direct plan marketing. This trend has created new interest in finding other ways to inform beneficiaries about their options. Enrollment Brokers A growing number of states have chosen to contract out education and enrollment responsibilities to enrollment brokers. GAO reported that, overall, more than half of the states with a mandatory managed-care program use enrollment brokers or are considering contracting with them (GAO 1996b). The 1996 NASHP survey identified 18 states that used a private entity (other than the plans) for marketing their risk-based plans, though not all used them as the sole source of information. Other states use brokers in their PCCM programs (Horvath and Kaye 1997). Conclusions about the effectiveness of using private enrollment brokers are mixed. Generally, the fact that enrollment counseling is done at all appears to be more important than whether the state contracts the function out to a private entity. NASHP concluded that benefits counseling can be contracted out to a private entity or performed by agency caseworkers, but that the most significant factor is the scope of responsibilities assigned to the benefits counselor (Horvath and Kaye 1995). One indicator used to evaluate the effectiveness of different enrollment approaches is the extent to which beneficiaries choose their own plan or whether the state (assuming a mandatory enrollment policy) assigns them to one of the available plans. A well-designed enrollment counseling program, concluded NASHP, should help reduce the number of state assignments, boost satisfaction with choices of plan and providers, and lead to grcatcr acceptance of managed care generally (Horvath and Kaye 1995). The Kaiser/Commonwealth study reached a mixed conclusion about using enrollment brokers. In two of five states, the study reported that the enrollment experience was smooth. Oregon used an enrollment broker, while Minnesota handled the task through the state and counties. By contrast, the study found that in California, where a broker was used in the Sacramento County program, enrollment was characterized by confusion. Because the county preferred running the program itself, the state's decision to award the contract to a private broker was controversial and was finalized only four months before mandatory enrollment was to begin. The resulting process was characterized as chaotic and problematic, with incomplete informational materials, an understaffed toll-free telephone line, and other problems. About 16 percent of beneficiaries signed up for more than one plan. Some of the problems were resolved only after a 90-day delay of the program's start-up, but other problems have persisted (Gold et al. 1996; Sparer et al. 1996b). GAO reported that using state employees as enrollment counselors can take advantage of in-house knowledge of the
293 services for non-English-speaking beneficiaries and toll-free telephone lines) at a lower cost than the state can. Missouri reportedly chose to use a broker because of limits it faced in hiring more state employees and because it could accelerate implementation with this approach. Ohio, on the other hand, chose this approach because of a good experience in Dayton, where use of brokers provided a neutral source of information (GAO 1996b). Availability of Information As noted above, beneficiary education and counseling can be critical to the success of managed-care initiatives. Although none of the studies reviewed here had data from beneficiaries to judge how wellinformed or satisfied they were with the enrollment process, they agreed on the importance of the information proccss. Furthermore, they agreed that the content of the information and the process by which it is communicated are critical. The source of information is less vital, provided it is neutral and unbiased. GAO's report noted that all four states selected for their exemplary programs took responsibility in some way for the task of informing beneficiaries about how best to access care in a managed-care system and how to choose a plan. These tasks are particularly important for a clientele having only limited experience with managed care or its restrictions on provider use (GAO 1996b). States chose to use in-person meetings and mail or telephone contacts, depending on available resources and how rapidly decisions had to be made. GAO concluded that states seemed to prefer inperson interactions where possible. Whether these sessions occur in small groups or as individual interactions, they give counselors a chance to explain complex materials and choices. States that use mail or telephone contacts may use in-person consultations as a backup. All four states studied also used community-based groups to supplement the state's educational programs. The GAO study did not, however, report in detail on the content or subject matter of informational materials or meetings (GAO 1996b). The Kaiser/Commonwealth study pointed to similar findings in drawing lessons from the five state experiences. For example, it cited the importance of an enrollment process that includes written materials designed for low-income populations, a toll-free telephone number that can address a large volume of questions, and a means of providing in-person counseling (Gold et al. 1996). There are many issues related to the content of the information provided. Beyond factual data on plan characteristics that beneficiaries need to make choices, good information about provider networks is also needed. In addition, experts cite the importance of performance data, including the use of
- Page 244 and 245: 241 about including these specialty
- Page 246 and 247: EXECUTIVE COMMITTEE Ct-u B.1r- M.mb
- Page 248 and 249: Considerations: 245 Enrolling <stro
- Page 250 and 251: 247 Medicaid <stro
- Page 252 and 253: a. some counties 249 b. mandatory e
- Page 254 and 255: 251 counties as well-of managed car
- Page 256 and 257: 253 In other States devolution is m
- Page 258 and 259: 255 /-LCenter for Health Ca
- Page 260 and 261: 257 Forums on Managed</stro
- Page 262 and 263: 259 Medicaid Carve
- Page 264 and 265: 261 So I view Medicaid</str
- Page 266 and 267: 264 Medicaid: Spen
- Page 268 and 269: 266 a 50 percent match. 2 Since 198
- Page 270 and 271: 268 If enrollment of eligible indiv
- Page 272 and 273: 270 drugs, ICF services, and optome
- Page 274 and 275: 272 Table 20-1. Medicaid</s
- Page 276 and 277: 274 The slowdown in spending after
- Page 278 and 279: 276 Section 1115 Demonstration Waiv
- Page 280 and 281: 278 primary care case management ar
- Page 282 and 283: 280 Table 20-2. Enrollment in <stro
- Page 284 and 285: 282 / Figure 20-6. Enrollment Growt
- Page 286 and 287: 284 Marnaged-care growth at the sta
- Page 288 and 289: 286 Figure 20-9. Enrollment in Risk
- Page 290 and 291: 288 The extent of problems in repor
- Page 292 and 293: 290 plans (PPRC 1996). In other are
- Page 296 and 297: Enrollment and Disenrollment Polici
- Page 298 and 299: 296 individually with plans over ra
- Page 300 and 301: 298 Health Care Fi
- Page 302 and 303: Medicaid M
- Page 304 and 305: Support & Services Office 120 W. Tw
- Page 306 and 307: INTRODUCTION 304 Presently, nearly
- Page 308 and 309: 306 more mandatory services. Full-r
- Page 310 and 311: 308 the ability of beneficiaries to
- Page 312 and 313: 310 managed care also requires the
- Page 314 and 315: 312 condition period. Such requirem
- Page 316 and 317: 314 If a state contracts with or in
- Page 318 and 319: Appendix A State Activity* 316 Many
- Page 320 and 321: GA { I ~United States (3 Mu General
- Page 322 and 323: Results in Brief E.. - 320
- Page 324 and 325: Significant Efforts Needed to Ensur
- Page 326 and 327: Recommendations Agency Comments E-d
- Page 328 and 329: cow 326 Chapter 4 Traditional Rate-
- Page 330 and 331: Chapter I Background 328 Me
- Page 332 and 333: ovapt I 330 the option of extending
- Page 334 and 335: Federal Requirements Govern State U
- Page 336 and 337: Table 1.2: Comparison of Ma
- Page 338 and 339: Objectives, Scope, and Methodology
- Page 340 and 341: 338 Chapter 2 States Are Moving Tow
- Page 342 and 343: Table 21 nEnollmen of Disabled Bene
293<br />
services for n<strong>on</strong>-English-speaking beneficiaries and toll-free teleph<strong>on</strong>e lines) at a lower cost than the<br />
state can. Missouri reportedly chose to use a broker because of limits it faced in hiring more state<br />
employees and because it could accelerate implementati<strong>on</strong> with this approach. Ohio, <strong>on</strong> the other<br />
hand, chose this approach because of a good experience in Dayt<strong>on</strong>, where use of brokers provided a<br />
neutral source of informati<strong>on</strong> (GAO 1996b).<br />
Availability of Informati<strong>on</strong><br />
As noted above, beneficiary educati<strong>on</strong> and counseling can be critical to the success of managed-care<br />
initiatives. Although n<strong>on</strong>e of the studies reviewed here had data from beneficiaries to judge how wellinformed<br />
or satisfied they were with the enrollment process, they agreed <strong>on</strong> the importance of the<br />
informati<strong>on</strong> proccss. Furthermore, they agreed that the c<strong>on</strong>tent of the informati<strong>on</strong> and the process by<br />
which it is communicated are critical. The source of informati<strong>on</strong> is less vital, provided it is neutral and<br />
unbiased.<br />
GAO's report noted that all four states selected for their exemplary programs took resp<strong>on</strong>sibility in<br />
some way for the task of informing beneficiaries about how best to access care in a managed-care<br />
system and how to choose a plan. These tasks are particularly important for a clientele having <strong>on</strong>ly<br />
limited experience with managed care or its restricti<strong>on</strong>s <strong>on</strong> provider use (GAO 1996b).<br />
States chose to use in-pers<strong>on</strong> meetings and mail or teleph<strong>on</strong>e c<strong>on</strong>tacts, depending <strong>on</strong> available<br />
resources and how rapidly decisi<strong>on</strong>s had to be made. GAO c<strong>on</strong>cluded that states seemed to prefer inpers<strong>on</strong><br />
interacti<strong>on</strong>s where possible. Whether these sessi<strong>on</strong>s occur in small groups or as individual<br />
interacti<strong>on</strong>s, they give counselors a chance to explain complex materials and choices. States that use<br />
mail or teleph<strong>on</strong>e c<strong>on</strong>tacts may use in-pers<strong>on</strong> c<strong>on</strong>sultati<strong>on</strong>s as a backup. All four states studied also<br />
used community-based groups to supplement the state's educati<strong>on</strong>al programs. The GAO study did<br />
not, however, report in detail <strong>on</strong> the c<strong>on</strong>tent or subject matter of informati<strong>on</strong>al materials or meetings<br />
(GAO 1996b).<br />
The Kaiser/Comm<strong>on</strong>wealth study pointed to similar findings in drawing less<strong>on</strong>s from the five state<br />
experiences. For example, it cited the importance of an enrollment process that includes written<br />
materials designed for low-income populati<strong>on</strong>s, a toll-free teleph<strong>on</strong>e number that can address a large<br />
volume of questi<strong>on</strong>s, and a means of providing in-pers<strong>on</strong> counseling (Gold et al. 1996).<br />
There are many issues related to the c<strong>on</strong>tent of the informati<strong>on</strong> provided. Bey<strong>on</strong>d factual data <strong>on</strong> plan<br />
characteristics that beneficiaries need to make choices, good informati<strong>on</strong> about provider networks is<br />
also needed. In additi<strong>on</strong>, experts cite the importance of performance data, including the use of<br />
<str<strong>on</strong>g>Medicaid</str<strong>on</strong>g>'s editi<strong>on</strong> of the Health Plan Employer Data and Informati<strong>on</strong> Set (HEDIS). According to<br />
the NASHP survey, 27 states used some versi<strong>on</strong> of HEDIS. Only two, however, used reports cards as<br />
an educati<strong>on</strong>al strategy (Horvath and Kaye 1997). Many of these issues parallel similar issues that the<br />
Commissi<strong>on</strong> has addressed for the Medicare program (see Chapter 7).<br />
1997 Annual Report to C<strong>on</strong>gress/Chapter 20 442