Welfare Fund Manual-2012 - Central Industrial Security Force

R E S T R I C T E D 

CENTRAL INDUSTRIAL SECURITY FORCE 

F U N D S M A N U A L 

2012

INDEX 

1. Welfare Fund Rules 03 - 25 

2. Risk Cum Saving Fund Scheme 26 - 46 

3. Regimental Fund Rules 47 - 53 

4. Canteen Fund Rules 54 - 60 

2

RULES FOR THE ADMINISTRATION OF CENTRAL 

INDUSTRIAL SECURITY FORCE WELFARE FUND 

1. SHORT TITLE 

These rules may be called the Central Industrial Security Force 

Welfare Fund Rules. 

2. DEFINITIONS 

In these rules, unless the context otherwise requires :- 

(i) “Director General" means the Director General of the Central 

Industrial Security Force. 

(ii) “Force” means the Central Industrial Security Force. 

(iii) “Fund” means the Central Industrial Security Force Welfare 

Fund. 

(iv) “Members” means all Government servants who are in the 

service of the force, whether combatized or non-combatized 

personnel deployed at various formations/units on deputation to 

other departments and those serving on deputation to CISF from 

other departments. 

(v) Meaning of “Family”:- 

The term “family” means and includes :- 

(a) Member’s spouse; 

(b) Sons including step-sons and legally adopted sons; 

(c) Daughter; 

(d) Dependent Brother; 

(e) Un-married or widowed sister dependent on the member. 

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3. APPLICATION 

The benefits of the fund shall be extended to all members subscribing 

towards fund. 

4. OBJECT 

The object of the fund shall be :- 

(A) To extend the Out Right Grant to – 

(i) A lumpsum grant of ex-gratia as per enclosed 

“Appendix-A” is payable on death of a member of the Force 

under any circumstances to the Next of kin of deceased force 

personnel for funeral rites etc. 

(ii) The member in case of serious injury or sickness of self or 

family requiring prolonged or expensive treatment in cases 

of Kidney Transplant, Bye-pass Surgery, Cancer, Brain 

Hemorrhage, AIDS, Paralysis of one or more limb or 

Amputation of any organ of the body, or any other serious 

ailment on the merit of each case. This grant will be 10% 

of un-passed medical expenses under Government Rules 

subject to maximum as mentioned in “Appendix-A”. The 

normal procedure for sanction of such grants will be either 

from UWF/ZWF/SWF/CWF as the case may be. 

(iii) To retired CISF personnel for major ailments like Cancer, 

Tumour, Renal diseases, Liver, Heart diseases, Kidney 

transplantations and life threatening disease for self or 

spouse limited to once in life time as per instructions vide 

MHA letter No.II-27012/23/98-PF.II/218 dated 8.7.1999 as 

given in “Appendix-A”. 

(iv) The Force member sustained injury during active duty will 

be paid amount as per “Appendix-A” from Unit Welfare 

Fund, Zonal Welfare Fund/Sector Welfare Fund/Central 

Welfare Fund. This kind of help, however, can be 

enhanced by the President of the fund if the member of the 

force is injured in action, Combat with terrorists, 

extremists, militants or dacoits, fire – fighting, or during a 

violent mob during IS duties depending upon the merits of 

each case. If the Unit Welfare Fund is not able to meet 

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such exigency, it will be extended from Zonal Welfare 

Fund / Sector Welfare Fund / Central Welfare Fund. In 

such cases Unit and Zone must certify that they are not in 

a position to meet such exigency due to paucity of their 

respective funds. 

(v) The member, at the time of Superannuation/Voluntary 

retirement after completion of 20 years service in case of 

direct recruits and 10 years in case of re-employment may 

be presented with a gift of his choice worth as per 

“Appendix-A”. This is to be paid from Unit/ Zonal/ Sector/ 

Central Welfare Fund. However, in addition to the gift item, 

a memento costing as per “Appendix-A” may also be 

given. 

(vi) The newly established unit / Bn. /Office, to establish 

Welfare Fund for welfare activities to members @ as per 

“Appendix-A” per person from CWF. 

(vii) The expenditure on organising Barakhana on the occasion 

of Republic Day, Independence Day, Raising Day, All India 

Police Games, Unit function, Inspection or any other 

special occasion be borne by contribution out of Ration 

money. The GOs will contribute according to the rate fixed 

for diet. Management officials be invited for Barakhana 

and expenditure thereon may be met from Non Govt. 


On the occasion of retirement, expenditure @ Rs.10/- per 

person should be made and on other occasions like Sainik 

Sammelan, Sabhas etc., it should be restricted to Rs.5/per 

person. 

(viii) To incur TV cable connection and other entertainment 

purposes from UWF/ZWF/SWF/CWF. 

(ix) Any other purpose for betterment and enhancement of the 

image of the Force, this option can be exercised only by 

President of CWF i.e. DG/CISF and amount to be spent 

will also be decided by him. 

(B) To sanction loans for the following purposes. 

The loans will be sanctioned for the following purposes from 

UWF/ZWF/SWF/CWF. The application to CWF should come 

through Sector HQrs, if it is not met from the welfare funds of 

Unit, Zone or Sector:- 

5

SN Purpose Limit of loan 

(i) Meeting expenses incurred in 

connection with marriage of 

self or his dependents and 

Daughter’s engagement 

(Once in two years) 

(ii) Meeting expenses incurred in 

connection with illness of self 

or dependents 

(iii) Meeting expenses on higher 

education (Once in two years) 

(Medical, Engineering, MCA 

and other Technical / 

Professional courses, 

recognized by the Central / 

State Govt. regulatory bodies 

such as All India Council for 

Technical Education and 

Medical Council of India etc. 

for self and dependents. 

(iv) Purchase / Booking of plot/flat 

or construction of a house for 

his residential use 

(v) Cost of repairs of flat/house, 

owned by him or his spouse 

affected/caused by natural 

calamities 

(vi) Purchase of Computer / 

laptop by Force personnel 

(Once in four years) 

(vii) Meeting Funeral expenses in 

case of death of his 

immediate blood relations 

(viii) Personnel going on UN 

Mission. 

(ix) Purchase of sewing 

machine(upto rank of 

Inspector) 

(x) Any other good and bonafide 

purpose as decided by the 

Managing Committee. 

6 

As mentioned in enclosed 

“Appendix-A”. 


















“Appendix-A”.

(C) TO SANCTION TEMPORARY INTEREST FREE LOANS FOR 

OFFICIAL PURPOSES: 

To sanction interest free loans to members for meeting urgent 

expenditure for official purposes. 

5. SOURCES OF FUND 

1. The fund shall be constituted from and supported by:- 

(i) Subscription on half yearly basis (i.e. first half commencing from Apr to 

Sep and second half is Oct to Mar) shall be collected from all the members 

at the following rates prescribed by the Annual Governing Body - 

Pay band-4 - Rs. 70/- per month 




However subscriptions in respect of personnel retiring from force may 

be recovered proportionately. 

The rates can be revised in Annual Governing Body Meeting. 

(ii) Donations and grants from the Central or State Governments or other 

Government and quasi Government bodies including public 

undertakings. 

(iii) Voluntary contributions and donations from private persons or bodies 

provided that such contributions or donations will be accepted only 

with the approval of concerned IG upto Rs.10,000/- and if the amount 

exceeds Rs.10,000/-, the approval of DG will be required. 

(iv) Interest on deposits and other investments as approved by 

IAC(Investment Advisory Committee). 

(v) Interest realized on loans granted under CISF Welfare Fund. 

(vi) DG/CISF can review the position of various non government funds in 

a Unit / formation and can pass orders for transfer of the same in part 

or wholly to UWF/ZWF/SWF/CWF. 

(vii) Donation for the Welfare of CISF children from members of public or 

private institutions included NRI may be accepted in the Welfare fund 

of the Force with the prior approval of MHA in each case. (Authority 

MHA OM No. 27011/09/2002-R&W/ dated 21 st August’03.) 

(viii) Income generated from different miscellaneous activities pertaining to 

Welfare. 

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(ix) Share of Welfare Fund subscriptions to Sectors / Units (except 

North Sector) 

Formation Rate of Share 

To CISF HQrs - 15% 

To Sector HQrs - 05% 

To Zonal, DAE /DOS HQrs./GBS (from units - 12% 

under their command) 

To NISA Hyderabad - 85% 

To Units headed by DIsG plants - 80% 

To Gp. HQrs. (Under their command) - 10% 

To Units under Gp.HQrs - 58% 

To Other Units - 68% 

Share for North Sector will be :- 

Formation Rate of Share 

To CISF HQrs - 15% 

To Sector HQrs - 07% 

To Zonal, DAE /DOS HQrs./GBS (from units - 12% 

under their command) 

To Units headed by DIsG plants - 78% 

To Gp. HQrs. (Under their command) - 10% 

To Units under Gp.HQrs - 56% 

To Other Units - 66% 

Note :- New units are exempted for making any subscription share to higher 

formations for first 2 years. 

6. ADMINISTRATION OF CWF (FHQ) 

1. The fund shall be administrated by a Governing Body comprising of 50 

members (7 Ex- officio and 43 nominated ) as shown below:- 

(i) Permanent Ex- Officio members and Office Bearers. 

President - DG 

Sr. Vice President - SDG/ADG (HQrs) 

Vice President - IG(HQrs) 

Secretary - DIG(WEL) 

Jt. Secretary - AIG(WEL) 

Treasurer - SO/AC(WEL) 

Member - AD(Accounts)/AO(Accts) 

(ii) Nominated members 

IG(NS/ES/WS/NES/SS/APS/TS) 

(on rotation ) 

- Two to be nominated by DG 

DIG (from field Units/Zones) - Five to be nominated by DG 

AIG/COMDT - One AIG/ Sr.Comdt. / Comdt. from each 

Sector – 07 (Nominated by IG ) 

8

DC / AC - 01 from each Sector (Nominated by IG) 

SO (Subordinate Officer) - 01 from each Sector (Nominated by IG) 

HC - 01 from each Sector (Nominated by IG) 

Const - 01 from each Sector (Nominated by IG) 

Civilian staff - One to be nominated by DIG/Wel,FHQR. 

Note :- Out of above nominated members, Ladies of different ranks as mentioned 

below may be nominated – 

GO - 01; SO - 01; OR’s - 2 to 3 

2. The Governing Body will meet once in a year to transact following business. 

(a) To review the policies and guidelines about the Administration 

of the fund in light of the given objectives; 

(b) To review and fix rates of subscription to be paid by each 

category of members; 

(c) To review the rate of interest on loans 

(d) To review the quantum of loans and Outright grant. 

(e) Decide about the investment of fund and ratification of 

investment of funds made with the approval of DG,CISF. 

(f) To approve and ratify the expenditure financed from CWF. 

(g) To write off loses, or irrecoverable loans, if any. 

(h) To review of Income and Expenditure accounts and balance 

sheet of yearly financial account and approve the same. 

(i) To review the honorarium being given to person employed for 

administration of CWF & other non-government funds. 

(j) To review the honorarium being given to Doctors from CWF. 

(k) To take a view on any subject brought before the AGB by 

any of the members regarding administration of CWF and 

Non Government Funds. 

3. When the Governing Body is not in session, the various routine matters, 

referred to the Force HQrs, shall be disposed off by the Managing Committee of 

the Force HQrs. as per fund rules and such disposal shall be brought to the 

notice of Governing Body in its meeting. The Managing Committee meeting shall 

be held twice a month. Managing Committee at Force HQrs will be constituted 

comprising the following :- 

(a) President - Dy. Inspector General (Wel) 

(b) Secretary - AIG (Welfare ) 

(c) Member - AD(Accts) / AO(Accts) 

(d) Treasurer - AC/SO (WEL) 

4. In addition to above the President of CWF i.e. DG/CISF can take decisions 

beyond the financial powers as stated above in para - 4 i.e (unde r OBJECT 

Head) depending upon the merits of each individual case. Such decision will be 

put up for ratification before Annual Governing Body Meeting. 

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7. ADMINISTRATION OF SECTOR/ZONAL/UNIT WELFARE FUND 

1. Amount placed at Sectors/ Zonal/ Trg. Inst./Res.Bns and Units shall be 

administrated by a Managing Committee comprising of 11 (eleven) 

members of which four members will hold office by virtue of their official 

position. They shall be :- 

(a) President - Head of the office/ Unit/ Trg. Inst./Res.Bns. 

(Whatever be approved designation) 

(b) Vice- 

President 

- Second-in-command. 

(c) Secretary - Gazetted officer (Incharge of Welfare Fund). 

If GOs are not available, Inspector/ Sub- 

Insp. may be nominated. 

(d) Treasurer - Asstt. Comdt/ Inspector/ Sub- Insp. 

Incharge (Welfare) 

Note:- The remaining seven members shall be nominated by the President on 

the advice of the Vice- President and Secretary for a period of one year 

only in such a way that each category of members of the force gets 

represented in the Managing Committee. 

2. The Managing Committee shall transact the following business in the light 

of general policy and guidelines issued by the Governing Body/ Welfare 

Fund Rules:- 

(i) Sanction of Outright Grant . 

(ii) Sanction of loans to members / unit / office. 

(iii) Review of monthly accounts / balance sheet of the fund, and 

(iv) Any other business, as authorized by the Governing Body. 

(3) In emergent cases like death, accident etc., the President of the Managing 

Committee shall have powers to sanction Grants/Loan/Advance. In 

absence of President, the Vice President may sanction the same. The 

payment so made shall be brought to the notice of the Managing 

Committee / President in the next meeting for ratification. 

8. SYSTEM OF ACCOUNTS 

(1) The accounting year will be financial year as adopted by the 

Government of India (i.e. 1 st April to 31 March). 

(2) The treasurer, under the supervision of the Secretary shall be 

responsible for the proper maintenance and up-keep of accounts. 

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(3) The Secretary shall place the monthly account of Income and 

Expenditure of the previous month in each monthly meeting of the 

committee for the information of the committee members. 

(4) All transactions should be effected through Bank draft / Cheque. 

(5) Governing Body / Managing Committee shall ensure that various 

accounts, records and documents of receipt and payments are 

properly maintained and that adequate provisions have been made 

for systematic, internal checks for proper accounting of receipts 

disbursements. 

(6) Capital balance of fund will be utilized in the following ratio :- 

10% - in Fixed Deposit 

30% - for Welfare activities 

60% - for sanction of Loan to members 

Note :- Units having surplus money in welfare fund may go for 

investing funds more than 10%. In no case, it should exceed 15% of funds. 

(7) Reconciliation of accounts should be done on monthly basis. 

(8) All money in the fund at all level i.e. FHQ, Sector, Zone & Unit in 

excess of normal requirement or atleast 10% of capital balance shall 

be invested in fixed deposits with any Nationalized Banks/Post 

Offices. However newly inducted units need not invest FD for first 

two years. 

(9) An account in the name of the fund will be opened with any 

Nationalized Bank. 

(10) The Bank account will be operated atleast by two office bearers 

jointly. It may be noted that no officer will open an account by name. 

(11) All CISF personnel proceeding on deputation will deposit their CWF 

subscription annually in advance at Force HQrs. In case there is a 

default in payment, the individual will not be extended any benefits. 

Regarding the incoming deputationists, no benefits will be accorded if 

they do not contribute to the Welfare Fund. 

(12) If CISF is withdrawn from any unit, all their non- govt. funds will be 

merged with CWF only. Before depositing all such amounts, the 

respective Zonal DIG will get the funds audited and ensure that all 

outstanding dues have been recovered / regularized in a proper 

manner. Transfer of funds will be done along with the proceedings 

duly countersigned by the Zonal DIG alongwith details of outstanding 

dues ,if any. 

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(13) Applications for Out Right Grant and loan from the fund will be made 

in the proforma as shown in Annexure ' A' & 'B' respectively. An 

undertaking and two sureties as shown in Annexure ‘C’ will be taken 

from all applicants requesting for loan from Welfare Fund. 

(14) All applications will be scrutinized by the Treasurer and incomplete 

applications returned to the members for rectification etc. 

(15) Loan will not be granted to following personnel ; 

(i) Who have not completed 2 years. of service in force. This shall 

not be applicable to the employees appointed on transfer or 

deputation or contract basis. 

(ii) Who has applied for discharge; 

(iii) Who is likely to retire before making good loan/ advance plus 

interest thereon. 

(iv) Subsequent loan may be sanctioned after final payment of the 

previous loan/ advance including interest. 

(v) Who has not paid his annual subscription. 

(vi) One application can be entertained at a time. 

(16) No member shall stand surety for more than one debtor at a time. 

(17) Every loanee will furnish two sureties as under:- 

(a) Gazetted Officers to Gazetted Officers. 

(b) Other Ranks from equal or higher Ranks. 

Note :- If no GO's posted in the Unit then Sureties from SO's may be 

obtained from the next below rank. 

(18) The committee will decide and sanction the amount of loans. 

(19) The Interest will be recovered in installments and should not greater 

than the amount of installments for recovery of principal amount. The 

recovery can be effected through DDO. 

( 20) The rate of interest w.e.f. 01.06.2012 is as under :- 

(a) Loan sanctioned upto Rs.20,000/- - 5% p.a. 

(b) Loan sanctioned above Rs.20,000/-and upto 

Rs.50,000/- 

- 7% p.a. 

(c) Loan sanctioned above Rs.50,000/- - 7% p.a 

(d) Loan sanctioned to all UN Mission and 

foreign assignments other than Trg. Courses 

- 12% p.a 

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(21) No interest will be charged for the month in which loan is paid. The 

installment due must be paid by each loanee by the 7th of the 

month, if he is posted in Delhi or at the station from where the loan 

was taken. If he is posted at a station other than Delhi/ Station of 

getting loan by the 15th of the month, otherwise it will carry interest 

for full month. 

(22) In case of default in payment of installments in any particular month 

penal rate of interest will be levied only on the outstanding amount 

of loan / advance at the time of default as under :- 

(i) Upto 2 months - Grace period in case of leave 

Medical/ Course/ Temp. duty 

(ii) Over 2 months to 4 months - 12% p.a. 

(iii) Over 4 months to 6 months - 15% p.a. 

(iv) Over 6 months onward - 18% p.a. 

(v) Over 12 months onward - 24% p.a. 

(23) The President, Vice - President, Secretary, Treasurer and other 

Ex- officio members of the Governing Body/ Unit Managing 

Committee shall hold office by virtue of their respective official 

position in the Force, while other members will be nominated as per 

rules, for a period of one year only. No nominated member shall hold 

office for the second year in succession. 

(24) Although each unit will function independently under the Governing 

Body yet the Sector/Zonal/ Unit DIsG will be responsible to keep a 

watch on the working of the units under their control. 

9. RECORDS 

The following records will be maintained :- 

(i) Applications file containing applications received for loan / recovery 

register. 

(ii) Receipt Book serially numbered. 

(iii) Stock Register. 

(iv) Cash Book. 

(v) Guard file to keep all vouchers etc. 

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(vi) Minutes book of the proceedings of Governing Body/ Managing 

Committee. 

(vii) Miscellaneous correspondence files. 

10. HONORARIUM 

The existing rate of honorarium to the cashier (Min. staff ) maintaining 

Welfare Fund at Force HQrs, Sector IsG, Zonal/ Plant DIsG, Gp. Comdts. 

and units is as under:- 

11. AUDIT 

FHQrs - Rs.300/- p.m. 

Sector IsG - Rs. 90/- p.m. 

Zonal/ Plant DIsG/ NISA - Rs. 180/- p.m. 

Comdt/ Gp. Comdt/ DCs - Rs. 180/- p.m. 

ACs/Inspector - Rs. 90/- p.m. 

(1) Account of fund shall be audited annually by an auditor appointed out 

of a panel of auditors approved by the Governing Body; 

(2) The account of the fund of the field units shall be audited annually by 

the concerned Zonal DIG. 

(a) Welfare Fund account of the units should be inspected by 

IsG/ DIsG and Group Comdts. during their annual 

Inspections. 

(b) Audit of Welfare Accounts of Sector IG & Zonal / Plant DIsG 

and RTCs shall be carried out by Sector IsG as follows - 

Formation To be inspected by 

North Sector HQrs IG/West Sector 

West Sector HQrs IG/North Sector 

Trg. Sector HQrs IG/South Sector 

South Sector HQrs IG/Trg. Sector 

Eastern Sector HQrs IG/North East Sector 

North East Sector HQrs IG/East Sector 

Airport Sector HQrs CISF HQrs, New Delhi 

All DIsG Airports Zonal IG/Airport Sector 

Office/IGI Delhi/DIG(GBS)/SSG 

Greater Noida 

All RTCs & FSTI IG/Trg. Sector 

DIsG WZ-1/WZ-II and DAE IG/West Sector 

HQrs & all Plant DIsG under 

14

Western Sector 

DIsG NZ-1 HQrs, Delhi/NZ-II 

Allahabad and DMRC & all Plant 

DIsG under North Sector 

South Zone HQ and DOS HQ & 

all Plant DIsG under South 

Sector 

DIG East Zone HQ and all Plant 

DIsG under Eastern Sector 

All DIsG / Plant DIsG under NE 

Sector 

12. FINANCIAL POWERS 

As per table enclosed in Appendix’ D’. 

15 

IG/North Sector 

IG/South Sector 

IG/Eastern Sector 

IG/North East Sector 

13. GENERAL POWERS AND INTERPRETATION 

(1) The Governing Body shall have full powers to regulate and issue 

instructions regarding prescription of forms for various purposes including 

accounts records, payment of and rate of subscription from members, amount of 

loans, grants, fees, honorarium and advances and their method of recovery or 

maintaining accounts or any other matter with view to achieving the objects of the 

fund. If any Question arises regarding interpretation of these rules, the decision of 

the Governing Body shall be final and binding.

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ANNEXURE ('A') 

FORM OF APPLICATION FOR OUTRIGHT GRANT FROM THE CISF WELFARE FUND 

Particulars of deceased/invalided subscriber:- 

1. No. 

2. Rank 

3. Name 

4. Unit and appointment 

5. Length of service 

6. Age and date & casualty 

7. Cause of casualty 

8. Native place 

PART-I 

PART-II 

Particulars of the family dependents of the subscribers:- 

1. Name and age of the widow/widows/dependents. 

2. Names and ages of the children 

3. Present residential address: 

4. (a) Details of deceased subscriber's parents 

(b) Living or dead. 

(c) Are they able and willing to give any temporary or permanent assistance of any 

nature(give full details). 

5. School and class in which children are studying. 

6. Present family budget(details to be given, rent of house, education expenses and 

food). 

7. Details of any previous relief from the fund. 

PART-III 

1. Rate of pension/salary (including allowances) 

2. Amount received from or balance on date in GPF. 

3. Amount received from or amount of Life Insurance Policies. 

4. Bank or Post Office Saving Account Balance. 

5. Assets in the shape of bonds or investments. 

6. Extent of landed property. 

7. Particulars of house property. 

8. Yearly Income from (6 & 7) 

9. Whether property is divided or undivided, if undivided, the share of the 

widow/dependents. 

10. Amount due from loans. 

11. Amount of debts. 

12. Financial help from any other source. 

13. Special representation, if any. 

Date:- 

Place:- (Signature of applicant)

17 

ANNEXURE -('B') 

APPLICATION FOR TAKING LOAN FROM CISF CENTRAL WELFARE FUND 

1. CISF No.________________________ Rank________ Name__________________ 

2. Basic Pay plus Grade Pay : Rs._________________ 

Date of Posting in CISF HQrs & Sec_______________________________________ 

3. Amount of loan applied Rs._______________________ 

4. No. of installments in which loan should be recovered______________________ 

5. Date of superannuation_______________________________________ 

6. PURPOSE FOR WHICH LOAN IS REQUIRED:- 

(i) Brother/Sister/Daughter's Marriage:- 

(a) Date of Marriage 

(b) Place of Marriage (with name & address of the Spouse): 

(c) Dependency certificate 

(d) Supporting documents like invitation card etc.: 

(ii) For Higher Education of Self or Children. 

(a) Name of the ward: 

(b) Class in which presently studying/passed: 

(c) Admission sought for which class/course with details of University/Institute 

(d) Supporting documents: 

(iii) For Medical treatment of self or dependent: 

(a) Name of the Patient and relationship: 

(b) Details of disease and estimated expenditure. 

(c) Supporting documents 

(iv) For booking/purchase of plot or construction of house for his own.. 

(a) Name of the party/firm/agency from whom the plot, house is proposed to 

purchase. 

(b) Whether permission under CCS conduct Rule obtained or not 

(c) Supporting documents: 

(v) For repair/renovation/addition/alteration in the house/in case of natural calamities 

(a) Name of person in whose name the property is held 

(b) Relationship of applicant with owner: 

(c) Estimated cost or repair and supported documents. 

(vi) For purchasing Personal Computer: 

(a) Estimated Cost (Estimate to be enclosed): 

(vii) For Funeral expenses/Travel by Air in case of death of his /immediate blood 

relation: 

(a) Name and relationship of the deceased with the applicant: 

(b) Supporting documents, if any:

7. I, hereby certify that I have no loan/interest outstanding against me as on date. I 

undertake to refund the loan installments every month failing which I shall be liable to pay penal 

interest and also for disciplinary action. In the event of non-recovery of aforesaid dues prior to 

retirement, discharge, dismissal etc. I agree to deduction of the same from my terminal 

dues(undertaking attached). 

REMARKS OF THE BRANCH OFFICER:- 

18 

SIGNATURE OF APPLICANT 

1. Whether the applicant has applied for discharge________________ 

2. Whether applicant is likely to be pensioned off before making good the amount of loan 

applied for______________________________________________________________ 

3. Recommendation showing the amount Rs._____________________________________ 

Verified that the information submitted by the individual is correct to the best of my knowledge. If 

the loan is sanctioned, the recovery of monthly installments will be made and remitted by 7th of 

every month. 

SIGNATURE OF THE BRANCH OFFICER WITH OFFICE SEAL 

REMARKS OF ASSTT. COMMANDANT/INSPECTOR-IN-CHARGE OF THE CISF 

CONTINGENT 

1. Whether applicant has taken loan within the last one year, if so when. 

2. Whether any loan/interest is due for recovery from the applicant. 

3. Whether individual has taken loan earlier for the same reason . 

SIGNATURE OF ASSTT. COMMANDANT/ INSPECTOR-IN-CHARGE OF CISF 

CONTINGENT. 

PRESIDENT /VICE-PRESIDENT'S ORDER 

Sanctioned Rs._________________________-(Rupees______________ 

___________________________) to be recovered in ____________installments. 

SIGNATURE

ANNEXURE -('C') 

UNDERTAKING 

(Applicable to those personnel appointed before 01.01.2004) 

I the undersigned hereby undertake to pay all outstanding loans/advances 

alongwith interest including penal interest as per CISF Central Welfare Fund Rules. I 

further undertake that the entire outstanding amount including the interest/penal interest 

pending against me may be recovered from my salary/arrears at source of RMS/RISK 

FUND or Govt dues or non-Govt dues etc. in case of my death of disappearance or 

lunacy or imprisonment or dismissed or retired or default to repay due to any other 

reasons/whatsoever. 

The aforesaid mode of recovery shall in no way prejudice of effect the exercise by 

the Governing Body of any of the rights or remedies available by the law or by this 

undertaking. 

Place: Signature 

Name 

Rank 

CISF No. 

Unit 

I, hereby, undertake to pay the 50% of 

loan/advance and interest in respect of 

above individual or any outstanding 

amount on account of the above 

loan/advance from my salary in case he 

fails to repay the same and it may be 

recovered from my salary/arrears or Govt. 

dues/Non-Govt dues at the discretion of 

the Governing Body of Central Welfare 


SURETY NO. 1 

Signature 

Name 

Rank 

CISF No. 

Unit 

19 

I, hereby, undertake to pay the 50% of 

loan/advance and interest in respect of 

above individual or any outstanding 

amount on account of the above 

loan/advance from my salary in case he 

fails to repay the same and it may be 

recovered from my salary/arrears or Govt. 

dues/Non-Govt dues at the discretion of 

the Governing Body of Central Welfare 


SURETY NO. 2 

Signature 

Name 

Rank 

CISF No. 

Unit 

(For a GOs sureties given by other GOs will be valid. For SOs & other ranks sureties 

should be of the same rank or above of the person taking the loan) 

(Applicable to those personnel appointed on or after 01.01.2004 Under New Pension Scheme) 

I. An undertaking from the applicant that the balance amount of Welfare loan may 

be adjusted / recovered out of dues accrued to him under NPS / Risk Premia Fund and 

pay and allowances etc. that may be payable to him, in the event of his leaving the CISF 

by resignation, retirement, removal or dismissal from service.

II. An undertaking from both the witnesses that he / she will pay the amount of 

Welfare Fund loan outstanding against No.______________, Rank_______, Name 

_________ on his leaving the CISF by resignation, retirement, removal or dismissal from 

service etc. 

COUNTERSIGNED 

Unit Commander/AIG(in Zone/Sector/FHQ) 

Signature 

Name 

Rank 

CISF No. 

Unit 

(Stamp of the Unit Commander) 

20

APPENDIX-“D” 

FINANCIAL POWERS 

FINANCIAL POWER FOR CENTRAL WELFARE FUND. 

Authority Loan Advance Out Right Grant Write Off 

(i) DG CISF Full Full 

and expenditure 

Full Full 

(ii) SDG/ADG CISF 

Sr. Vice-President 

(iii)Managing 

Committee 

(iv) Vice -President 

IG(HQrs) 

(v) Secretary 

DIG(Welfare) 

(vi) Joint Secretary 

AIG(Welfare) 

Rs.1,00,000/- Rs.1,00,000/- - - 

Full - - - 

As admissible 

under rules with 

a ceiling of 

Rs.80,000/-. 

to be ratified by 

M.C. 

As admissible 

under rule with 

a ceiling of 

Rs.50,000/to 

be ratified by 

M.C. 

As admissible 

under rule with 

a ceiling of 

Rs.20,000/to 


M.C. 

Upto Rs.80,000/to 


M.C. 



M.C. 

Rs.20,000/to 


M.C. 

21 

- - 

- - 

- -

22 

Appendix-D(Contd) 

FINANCIAL POWER FOR SECTOR WELFARE FUND 

Authority Loan Advance Out Right Grant and 

expenditure 

(i) Managing Full Upto Rs.50,000/- As admissible under 

Committee 

rules with ceiling of 

Rs.15,000/-. Reasons 

to be recorded in 

writing and send to 

FHQ for DG's perusal. 

(ii) President As admissible under 

rules upto 

Rs.80,000/- & 

to be ratified by M.C. 

Upto Rs.80,000/- to 

be ratified by M.C. 



Reasons to be 

recorded in writing 

and send to FHQ for 

DG's perusal. 

(iii) Vice President - - - - 

(iv) Secretary - - - - 

FINANCIAL POWER FOR ZONAL / PLANT /DAE /DOS /NISA/GBS WELFARE FUND 


expenditure 


Committee 


Rs.10,000/-. 

Reasons to be 



DG's perusal. 



Rs.50,000/to 






Reasons to be 



DG's perusal. 

(iii) Vice-President - - - - 


Write Off 

Upto 

Rs.4,000/-. 

For writing 

off dues 

from lower 

formations. 

- 

Write Off 

Upto 

Rs.2,500/-. 

For writing 

off dues 

from lower 

formations. 

-

23 

Appendix ’D’(Contd) 

FINANCIAL POWER FOR GP.HQRS/RES.BNS /TRG. INST. / UNITS HEADED 

BY COMMANDANT 


expenditure 

(i) Managing Full Upto Rs.30,000/- As admissible with 

Committee 

ceiling of Rs.2000/-. 

Reasons to be 


and send to Sector 

HQ for IG's perusal. 



Rs.20,000/to 


M.C. 



Upto Rs.2000/to 

be ratified by M.C 

& reasons to be 


and send to Sector 

HQ for IG's perusal. 

(iii) Vice President - - - - 


FINANCIAL POWER FOR UNITS HEADED BY DEPUTY COMMANDANT 


expenditure 


Committee. 


Rs.1000/- Reasons 

to be recorded in 

writing and send to 

Zonal HQ for DIG's 

perusal. 



Rs.6,000/to 




Upto Rs.1000/to 


& Reasons to be 


and send to Zonal 

HQ for DIG's perusal. 

(iii) Vice President. - - - - 

Write Off 

Upto 

Rs.500/- 

For writing 

off dues 

from lower 

formations. 

- 

Write Off 

Upto 

Rs.300/-. 

For cases 

refer to it 

by AC 

Units. 

-

24 

Appendix’D’( Contd) 

FINANCIAL POWER UNIT HEADED BY ASSISTANT COMMANDANT. 


expenditure 

(i) Managing Full Upto Rs.5,000/- As admissible 

Committee. 

under rules with 

ceiling of Rs.600/- 

Reasons to be 

(ii) President. As admissible Upto Rs.5,000/- 




Upto Rs.600/- 

under rules with to be ratified by M.C. to be ratified by M.C 

ceiling of 

& reasons to be 

Rs.4,000/- 


to be ratified by 


M.C. 


(iii) 

President. 

Vice - - - 

N O T E : The power of writing off will be exercised by next higher formation and 

in no case the power of writing off will be exercised by a formation/unit 

for its own dues. 

Write Off

S.No. Para Head Sub-para Amount 

1. 4 Object A(i) Rs.15,000/- 

2. 4 Object A(ii) Rs.50,000/- 

3. 4 Object A(iii) Rs.50,000/- 

4. 4 Object A(iv) Rs.10,000/- 

25 

Appendix – A 

5. 4 Object A(v) Rs.1,500/- for gift and Rs.300/- for 

memento 

6. 4 Object A(vi) Rs.500/- per person 

7. 4 Object A(vii) According to rate fixed for per diet 

8. 4 To sanction loans B(i) Four months basic plus Grade pay 

or as decided by the Managing 

Committee according to availability 

of fund recoverable in 15 

instalments. 

9. 4 To sanction loans B(ii) Six months basic plus Grade pay or 

as decided by the Managing 

Committee according to availability 

of fund recoverable in 20 

instalments. 

10. 4 To sanction loans B(iii) PB-1 – Rs.1 Lakh(Maximum) 

The rate of interest will be – 

For Male ward – 6% p.a. 

For Female ward- 4% p.a. 

(Recoverable in 15 instalments). 

11. 4 To sanction loans B(iv) (Maximum) Rs.50,000/- from 

UWF/ZWF/SWF/CWF 


12. 4 To sanction loans B(v) (Maximum) Rs.50,000/- from 



13. 4 To sanction loans B(vi) Rs.25,000/- from 


(Recoverable in 25 instalments) 

14. 4 To sanction loans B(vii) Rs.5,000/- 


15. 4 To sanction loans B(viii) Rs.30,000/- 

(Recoverable in twelve installment) 

16. 4 To sanction loans B(ix) Rs.2,500/- 

17. 4 To sanction loans B(x) Four months basic plus grade pay 

(Maximum).

THE BACKGROUND 

RISK-CUM-SAVING FUND SCHEME 

The CISF Central Welfare Risk Premia Fund Scheme introduced w.e.f. 0I-06-1986 

and revised w.e.f. 1-9-89 was meant for providing financial assistance to the families of 

personnel who die while in service and to those who are medically boarded out of service 

on account of invalidation. There was also a provision for refund of the amount of 

subscriptions with the prescribed percentage of bonus to the personnel retiring from 

service or leaving the Force on some other grounds. In order to provide relief to the 

personnel leaving Force on retirement, the Risk Premia Fund Scheme was modified to 

Risk Premia cum Medical Assistance cum saving scheme 1997 (RMS 1997) which 

provided monthly pension for life after payment of subscription over 20 years. As the 

experience of around five years showed that the scheme 1997 (RMS 1997) was not 

viable, a decision to revise the said scheme i.e. "CISF Risk-premia-cum- 

Medical Assistance-cum-saving scheme 1997" was examined by the 

Governing Body of Welfare Funds held on April 24, 2002 and the core committee of 

CWF has approved the Risk Premia-cum Saving Scheme 2002 wef. 01.08.2002. 

The annual meeting of the Governing Body of Welfare Funds was held on 

24-Apr-2002. The Governing body examined the sustainability of the scheme "CISF 

Risk-premia-cum-Medical Assistance-cum-saving scheme 1997". With this purpose, 

the Governing Body also examined the inflow and outflow of the RMS Fund in depth, and 

found that the outflow is much higher than the inflow. Also, the scheme will not be able to 

sustain this trend and will collapse, if allowed to run in its present form. In sequel the core 

committee of CWF approved the Risk Premia -Cum -saving fund scheme-2002 w.e.f. 

01.08.02. 

The rules have therefore been amended as under:- 

26

2. PRELIMINARY 

A) The re-framed Rules may be called the Revised Central Industrial Security Force 

Risk Premia cum Saving Scheme Rules -2002. In short the scheme has been titled as 

'RS-2002'. This is to provide for the constitution and Regulation of a Private Fund to be 

known as (CISF -RS Fund) for providing financial assistance to the families of CISF 

Personnel who die while in service and to those who are invalidated out of service or 

retire from service on attaining the age of superannuation or leaving the Force otherwise. 

The benefits under this scheme may be termed as "LUMPSUM PAYMENT" to the 

members or their spouse or their nominee. 

(B) This scheme came into force with effect from 1 AUGUST 2002 and the existing 

CISF Risk-premia-cum-Medical Assistance-cum-saving scheme 1997 be merged with 

this scheme. All assets and liabilities of the existing CISF Risk-premia-cum-Medical 

Assistance-cum-saving scheme 1997 to be transferred to the revised scheme with effect 

from the date of its inception. 

3. DEFINITION 

(i) 'RS' means Revised Central Industrial Security Force Risk Premia cum Saving 

Scheme Rules -2002. 

(ii) 'Year' means the FINANCIAL YEAR i.e. April to March. 

(iii) 'Member' means serving personnel (including deputationists) who are 

subscribers to the scheme. 

(iv) 'Spouse' means legally wedded husband/wife of a valid marriage of the 

member. 

(v) 'Fund' means the CISF RS Fund. 

(vi) 'Principal Beneficiary' means a member who has by virtue of his service and 

contribution become eligible to the benefits of the Fund/Scheme. 

(vii) 'First Nominee' means the legally wedded spouse of the Principal Beneficiary 

in case of a married member or father/mother in case of a bachelor member, 

to whom the benefits shall accrue on the demise of the principal beneficiary. 

(viii) 'Second Nominee' means such nominee nominated by the Principal 

Beneficiary for receiving the benefits of the scheme in the event of the death of 

both the principal beneficiary and First nominee. 

(ix) 'Bonus' means the amount to be paid in addition to the subscription paid by 

the subscriber towards the schemes applicable at that time, i.e., CISF Risk- 

27

premia-fund-scheme 1986 and CISF Risk-premia-fund scheme 1989 (which 

were in existence from June 1986 to May 1997). 

(x) 'Compounded interest' means interest with prevailing rate of SBI(1 year 

deposit)/ GPF whichever is less on the subscriptions to be compounded 

annually i.e. during April each year. 

(xi) 'Saving Element' means part of subscription @ Rs. 70/-p.m. out of 

subscription of Rs 120/- p.m. w.e.f. 01.03.2010. 

(xii) 'Risk Element' means subscription @ Rs. 50/- p.m. paid by the subscriber 

towards the scheme to cater for the lumpsum benefits payable in the event of 

death or invalidation out of service of a member of the scheme. 

(xiii) 'Fund Pass Book' means the book for keeping records of the 

payments/subscriptions made by the member towards the scheme. The 

subscription paid towards the existing scheme will also be recorded therein 

duly signed by respective DDO. 

4. ELIGIBILITY FOR MEMBERSHIP OF THE FUND 

All members of the CISF including civilian employees and personnel on 

deputation to other organizations are eligible to become the members of the Fund. 

Personnel on deputation to CISF from other Departments /Govt. will be refunded Saving 

Element with compound interest and prescribed Bonus applicable on the on the date of 

leaving CISF. 

In case both husband and wife are the members of the Force both are eligible to 

become members of the scheme. 

5. GENERATION OF FUNDS/CREATION OF CORPUS 

The corpus of the fund would be created in the following manner:- 

(I) By Quarterly Subscription 

Every member will contribute a sum of Rs. 120/- per month as subscription during 

his period of Government service till such time that he retires or leaves the service. The 

amount of Rs. 120/- per month will be subdivided under two heads i.e Saving Element @ 

Rs. 70/- and Risk Element @ Rs.50/-. While Saving Element is refundable in the shape 

28

of lumpsum, the Risk Element will be utilized to meet the expenditure on account of 

death/lnvalidation /missing etc. This also includes the administrative cost i.e. expenditure 

related to running the scheme. 

ll) By Merger of Assets of Risk Premia cum Medical Assistance cum saving 

scheme 1997 

An amount of approx. 157 crores held in the name of DG CISF RS Fund form the 

INITIAL CORPUS OF THE FUND which is utilized for payment of liabilities of RS Fund 

and refund of contributions with bonus. The bank account and Cash Book being 

maintained for this Fund will continue to be maintained. 

(III) By Earning Interest on Deposits:- 

The contributions received from members will be invested in Banks/Post Offices 

with a view to earn maximum possible but safe interest on the holdings. 

6. RELIEF UNDER THE SCHEME 

In Case of death / missing and invalidation out of service with 100% disability. 

Lumpsum grant of Rs.5,00,000/- (w.e.f. 01.01.2009) on death to NOKs of the 

deceased member of the Force and an additional financial assistance of Rs.2.50 

Lakhs to living parents of personnel killed in Action (w.e.f. 01.04.2009). 

In the case of missing personnel, the benefits of scheme of Rs.5,00,000/- will be 

paid at the rate prescribed at the time of occurrence as under:- 

i) To be paid in 4 installments. The first installment of Rs.1,25,000/- (w.e.f. 

01.01.09) will be payable only after completion of 3 years from the date of 

missing. 

ii) Rest in three installments of Rs.1,25,000/- each will be made in next three years 

after receipt of the report from Police/NOK. 

In case of invalidation out of service with disability below 100%. 

(i) Lumpsum grant to Invalidation for 81% and above is Rs.5,00,000/- (w.e.f 1.1.09) 

29

(ii) Lumpsum grant to Invalidation for 51 - 80% is Rs.3,25,000/- w.e.f 16.5.12. 

(iii) Lumpsum grant to Invalidation upto 50% is Rs.2,00,000/- w.e.f 16.5.12. 

Personnel retiring from service / dismissed / discharged / removed from service etc. 

Refund of Saving Elements of contributions with compound interest as decided by the 

competent authority will be refunded to the members on leaving the scheme. 

Note:- 

(i) The beneficiaries of the Risk Premia Fund scheme (applicable from June 1, 1986 

and subsequently modified w.e.f. Sept.,1989) will be given subscriptions with 25-55% bonus 

on the last balance and the Saving Elements of contributions will also be refunded to the 

beneficiaries. All CISF personnel should be member of RS Fund scheme. In case, the 

individual wants to a member of the fund on re-instatement it can be done retrospective, 

otherwise he may be enrolled a fresh member of the Fund so that he is covered by benefits of 

RS Fund. 

(ii) The saving elements has been merged in lumpsum amount of Rs.5,00,000/- w.e.f. 

01.03.2010 in case of death, missing and invalidation. 

b) THE RELIEF UNDER THE revised scheme will ACCRUE ONLY TO THOSE cases 

of death, invalidation and leaving the Force for any reason after the introduction of the 

scheme, WHO MAKE AT LEAST ONE PAYMENT TOWARDS THE REVISED SCHEME. All 

cases of retirement or leaving the force on any ground occurring till the introduction of revised 

scheme will be governed by the provisions of the existing RMS 1997. 

7. DISQUALIFICATION 

A MEMBER STANDS DISQUALIFIED from the membership of the Fund, if he 

FAILS TO PAY THE SUBSCRIPTIONS REGULARLY. 

A member who could not pay his subscriptions for any reason may be allowed to 

pay the same within a period of six months in one lumpsum together with a penalty of 

Rs. 5/- per instalment per quarter. This permission may be granted by the Unit Comdt. 

keeping in view the circumstances under which the contributions could not be paid 

regularly. This permission may be accorded only after ensuring that the member 

concerned was alive on the date of payment of the arrears. In no case, this facility may 

be used to give benefits of the Scheme to the dependents of the individual who might 

have died during the pendency of the disqualification for non-payment of subscriptions 

regularly. Similarly, this may not be utilised for granting benefits to the members who 

30

have been invalided out of service during the pendency of disqualification for non- 

payment of the subscriptions regularly. 

8. OPERATION OF ACCOUNTS 

An account in the name of DG CISF RS fund will be opened with a Nationalized 

Bank and will be operated jointly by AIG(Wel) and SO(Wel). In the absence of any one 

of the above said two officers the accounts will be operated by AC(Admn) with one out of 

the above said two officers. Specimen signatures of all the three officers namely AIG 

(Wel), SO(Wel) and AC(Admn) will be sent to the bank under the signature of DIG(Wel). 

Separate heads will be maintained in Cash Book for Risk Element and Saving Element. 

The existing Bank Accounts and cash Book will also continue to be maintained and all 

payments to the beneficiaries of Existing scheme as well as the refund of contributions 

with interest decided by the competent authority to retiring personnel will be paid out of 

this amount. 

9. AUDIT OF THE FUND 

THE FUND SHALL BE AUDITED ON ANNUAL BASIS by a reputed Chartered 

Accountant. The audit must be completed before the annual Governing Body Meeting of 

the Fund and the audit report shall be placed before the Governing Body during its 

annual meeting for consideration and approval. Internal audit of the fund may also be 

carried out by the Internal Audit Team of CISF as and when desired by the President. 

10. GOVERNING BODY OF THE FUND 

(1) The fund shall be administrated by a Governing Body comprising of 50 

members (7 Ex- officio and 43 nominated ) as shown below:- 

(i) Permanent Ex- Officio members and Office Bearers. 

President - DG 

Sr. Vice President - SDG/ADG (HQrs) 

Vice President - IG(HQrs) 

Secretary - DIG(WEL) 

Jt. Secretary - AIG(WEL) 

Treasurer - SO/AC(WEL) 

Member - AD(Accounts)/AO(Accts) 

(ii) Nominated members 

IG (NS/ES/WS/NES/SS/APS/TS) 

(on rotation ) 

31 

- Two to be nominated by DG 

DIG (from field Units/Zones) - Five to be nominated by DG 

AIG/COMDT - One AIG/ Sr.Comdt. / Comdt. from 

each Sector – 07 (Nominated by IG )

DC / AC - 01 from each Sector (Nominated by IG) 

SO (Subordinate Officer) - 01 from each Sector (Nominated by IG) 

HC - 01 from each Sector (Nominated by IG) 

Const - 01 from each Sector (Nominated by IG) 

Civilian staff - One to be nominated by DIG/Wel,FHQ. 

Note :- Out of above nominated members, Ladies of different ranks as mentioned 

below may be nominated – 

GO - 01 

SO - 01 

OR’s - 2 to 3 

2. The Governing Body will meet once in a year to transact the following 

business. 

(a) To review the policies and guidelines about the Administration 

of the fund in light of the given objectives; 

(b) To review and fix rates of subscription to be paid by each 

category of members; 

(c) Decide about the investment of fund and ratification of 

investment of funds made with the approval of DG,CISF. 

(d) To approve and ratify the expenditure financed from RSF. 

(e) To write off loses, or irrecoverable dues, if any. 

(f) To review of Income and Expenditure accounts and balance 

sheet of yearly financial account and approve the same. 

(g) To review the honorarium being given to persons engaged on 

honorarium basis for administration of RSF. 

(h) To take a view on any subject brought before the AGB by 

any of the members regarding administration of RS Fund. 

11. INVESTMENT OF FUND AMOUNT 

The amount of the fund in excess of day to day requirement will be INVESTED IN 

TERM DEPOSIT SCHEMES WITH A NATIONALISED BANK/POST OFFICE to yield 

more and safe interest. The long term investments will be done on the recommendation 

of the committee constituted for the purpose which comprises of the following:- 

a. Vice President (IG/ HQrs) 

b. Secretary ( DIG/Wel ) 

c. Jt. Secretary (AIG/Wel) 

d. Any HQrs DIG nominated by DG CISF 

e. AD/Accts 

f. Treasurer (SO(Wel) / AC(Adm). 

12. MEETING OF THE GOVERNING BODY OF THE FUND 

The GOVERNING BODY of the Fund will MEET AT LEAST ONCE A YEAR on the 

dates to be decided by the President of the Fund. However, it will be only after the close of 

32

financial year so that the accounts are audited and the audit report is placed before the 

Governing Body for ratification/approval. 

13. PAYMENT OF BENEFITS 

SO(Wel) / AIG(Wel) will process the cases received from the field formations and 

obtain order of DIG (Wel) for making payment. The correspondence on the subject shall be 

dealt by SO(Wel) / AIG(Wel). The payments so made shall be put-up before the Governing 

Body for ratification. 

14.NOMINATION 

EACH PERSON JOINING this scheme should immediately on its implementation 

SUBMIT HIS/HER NOMINATION IN DUPLICATE as per Appendix 'B' i.e. one for pasting in 

his Fund Pass Book and other for keeping in his personal file. An entry for nomination will 

also be recorded in the service book of the individual for reference as and when the 

necessity arises. The NOMINATION MUST BE WITNESSED by two members giving their 

number, rank and name in block capital letters with date of nomination/witness and WILL BE 

ATTESTED BY THE CONTROLLING DDO/GAZETTED OFFICER with office stamp and 

name in block capital letters. The nomination must be in favour of the members of the family 

in order of precedence as contained in the CCS (Pension) Rules 1972. In addition to the first 

nominee, second nominee will also be shown in the nomination form with the contingencies 

on the happening of which the benefits will be payable to the second nominee. It may be 

mentioned that in the case of unmarried members, the nomination made by them will 

become invalid on their acquiring a family. In such cases, the benefits will be paid to the 

spouse irrespective of nominations in line with Govt. Pension. 

15.DEFINITION OF FAMILY 

The definition of term Family for the purpose of Revised Risk Premia Cum Saving 

Scheme in CISF shall include the following in order of precedence:- 

(A) MEMBER’S SPOUSE (in case of male member, the wife and in the 

case of female member, the husband), provided that if a member 

proves that his wife/her husband has been judicially separated from 

him/her or has ceased under the customary law of the community to 

33

which he/she belongs to be no longer a member of the government 

servant’s family in the matters to which these rules relate unless the 

member subsequently intimates in writing to the Head of Office that 

he/she shall continue to the so regarded. 

(B) In case of CHILDREN(s) (Son / Daughter), the share of benefit will be 

equal to all. 

{Note:- Child means a legitimate child (son/daughter) and includes an adopted child 

where adoption is organised by personal law governing the member and or 

legally.} 

(C)FATHER/MOTHER, provided member is unmarried or is 

widow/widower and has no child/children. 

(D) In case of Brother(s)/unmarried sister(s) wholly dependent on the 

member. 

16. DOCUMENTS TO BE SENT FOR SANCTION OF PAYMENT. 

The following documents for payment of benefits out of the scheme will be sent to 

CISF Hqrs (Welfare Branch) immediately in case of death/ invalidation and within 90 

days prior to the date of retirement of the individual. In case of missing personnel the 

claim will be sent after expiry of three years period from the date of missing :- 

(a) Completed pass book duly updated and attested by the DDO. 

(b) Application as per Appendix À` attached (Part I & II duly completed). 

(c) Copy of the Service Order notifying the date of Struck Off Strength and cause. 

(d) Pre-receipts for lumpsum payments, duly affixed with revenue stamp and signatures 

attested by a Gazetted Officer. 

(e) Attested copy of medical certificate issued by the Medical Board in case of 

invalidation out of service indicating percentage of disability. 

(f) Where the claim is preferred in favour of a person other than the spouse, an affidavit 

on a non-judicial stamp paper for Rs.10/- duly attested by a Notary Public / First 

Class Magistrate stating that the member died as a bachelor or widow / widower 

without leaving any children. 

34

(g) Guardianship Certificate issued by a Court of Law in case the amount is claimed by 

the guardian of the minor children. 

(h) An indemnity bond covering the amount of benefits in the case of missing personnel 

claim and for claims by guardians of minor children. 

(i) A copy of FIR along with latest Police Report in case of claim preferred for a 

missing person. 

17.MODE OF RECOVERY 

1. The CONTRIBUTION FROM ALL MEMBERS will be RECOVERED ON 

QUARTERLY BASIS for quarter ending February, May, August and November 

each year. This shall be the RESPONSIBILITY OF THE UNIT COMMANDER/DDO 

TO ENSURE recovery of the quarterly contribution and remittance to FHQ during 

March, June, September and December each year. 

2. For PERSONNEL ON LEAVE, TEMP. DUTY, TRAINING etc. the short 

amount will be drawn by unit commander from Unit Welfare Fund/Canteen Fund 

etc. as a temporary loan and will be recovered/settled by the unit commander at unit 

level on joining of individual. 

3. REMITTANCE OF 100% CONTRIBUTIONS AGAINST THE POSTED 

STRENGTH of the unit/establishment will be the RESPONSIBILITY of the UNIT 

COMMANDERS. The contribution so collected must reach the Fund Cell before 

15 th of Every Quarter i.e March, June, September & December each year. No 

amount in any case will be left or shown outstanding. 

4. Subscriptions @ Rs.120/- p.m. towards the revised scheme will be recovered 

from all the members of the Force including deputationists and civilian staff. For the 

purpose of effecting recovery of subscriptions, Principals of Training Institutions, 

Commandants of independent units/Bns., A.O.(Bill) for FHQ, DDOs of Sector HQrs, 

Zonal HQrs., Commandants of Plant Units headed by DIsG, Group HQrs and 

Officers-in-charges sub units under respective Group HQrs and others, will be 

treated as independent and responsible for implementing the scheme. Each of 

them will prepare the summary of subscription of Risk Premia-cum-Saving fund 

scheme as per Annexure "A" and send to Section Officer(Welfare), FHQrs along 

with Bank drafts. Recovery of subscription may be affected on the basis of posted 

strength of the Unit on the last day of the month. 

(i) Annexure À` (Schedule of summary of subscription). 

It shall be prepared every quarterly in respect of all the personnel of various 

units/offices separately. The recovery shall be made quarterly on the date of 

disbursement of pay for the months of Feb, May, August and November respectively. If a 

member of the fund is on leave/temporary duty etc. and recovery on account of 

subscriptions cannot be made in a particular month, it shall be drawn from Unit Welfare 

fund or canteen fund or regimental fund and the shortfall be made good. The amount so 

35

withdrawn may be recovered from individual on joining. If an individual is overstaying on 

leave or remains absent and also not paying his subscription regularly will stand 

disqualified from the membership of the fund. He may apply for annulment of 

disqualification by paying the amount of arrears in one installment with penalty @ Rs.5/- 

per quarterly per installment. The annulment is permissible only with the approval of 

Governing Body/Managing Committee of the fund. The total amount on account of 

subscriptions thus recovered shall be reflected in the schedule of recoveries (Annexure 

À`) indicating the period for which recovery has been made. The amount of subscription 

is to be sub-divided in two sub- heads i.e. Risk Element @ Rs.50/- p.m. and Saving 

Element @ Rs.70/- p.m. Nominal roll of personnel in whose respect subscription on 

account of revised Risk Premia cum Saving scheme 2002 is outstanding, will be 

prepared as per Annexure "B" and enclosed with the schedule. 

(ii) Remittance of Subscriptions. 

The amount of subscriptions towards CISF Central Welfare (Risk Premia -cum- 

saving) fund so collected shall be remitted to FHQrs by 15th of the month by means of 

bank draft in favour of "DG CISF RS Fund" payable at SBI Service branch, New Delhi, 

(Code No.7687) or State Bank of Hyderabad, Scope Complex, Lodhi Road, New Delhi 

(Code No.2511). The amount of bank draft should tally with the total amount shown in 

the statement of summary of schedules of recoveries. No amount shall be shown left as 

outstanding except those long OSL/AWL. 

18. MODE OF PAYMENT 

LUMPSUM PAYMENT OF SAVING ELEMENT of contributions with compound 

interest as decided by the competent authority will be made ON THE DATE OF 

RETIREMENT. All out efforts will be made to arrange payment of saving elements of 

contributions with compound interest to the personnel who are proceeding on retirement 

on attaining the age of superannuation on the last working day of the month in which 

retiring. For this the complete papers alongwith Fund Book will be submitted to Force 

HQrs three months ( 90 days) in advance i.e. prior to the date of superannuation 

retirement so that individuals can be paid Saving Element on the last working day. 

CONTRIBUTION OF LAST THREE MONTHS WILL BE DEDUCTED FROM THE FINAL 

36

PAYMENT, IF NOT ALREADY DONE BY THE UNIT, SINCE WE INTEND TO PAY THE 

LUMPSUM PAYMENT ON THE LAST WORKING DAY. 

19. MAINTENANCE OF RISK FUND PASS BOOK:- 

The existing pass books will be closed showing the amount paid by the individual 

towards the RMS'97. The same pass book will be taken into use for recording the 

recoveries made towards the revised scheme from the next page. The system of entry 

will be the same Rs.80/- under the New Scheme should be made from the next page 

and in the beginning the Break-up of subscription i.e. Risk Element and Saving Element 

be indicated. The Saving Element will be Rs.50/- and Risk Element will be Rs.30/-. 

Since the rate of RS Fund has been revised twice, entries in RS Fund Passbook may be 

made as under :- 

From Dec’2008 to Feb’10 –Rs.100/-(Rs.30 Risk element and Rs.70 as saving element) 

From Mar’2010 to till date -Rs.120/-(Rs.50 Risk element and Rs.70 as saving element) 

It will be ensured that pass book for each and every member of the Fund /Scheme is 

prepared and maintained up-to-date. The Head of Office/ DDO of each unit / office will 

ensure that all the subscriptions recovered from the individual are recorded therein. 

While casting the progressive balance in the individual pass book, its correctness in all 

respects must be ensured. The annual subscriptions towards Saving Element will be 

granted compound interest as decided by competent authority. The interest will be 

communicated by FHQrs for credit in the pass book to the DDO/Head of Office of Unit, 

maintaining the Risk Fund Pass Books. The individual will be issued an annual 

statement of his subscriptions like G.P.F. balance during the month of May each year by 

DDO concerned in the given Format at Annexure "C". Unit Commandant/DDO will 

issue a certificate in the month of June each year that the Annual statements have 

been issued to all members of his unit/Office for the last year. 

Whenever, an individual is sent on deputation to another department, his Risk Fund 

pass book duly completed and updated should be transferred to FHQ for maintenance by 

Welfare branch for the duration of the term of deputation. On his repatriation to CISF, 

the pass book may be obtained from FHQ for further maintenance at the unit where the 

individual is posted on repatriation to CISF. While the Pass Book is maintained at 

37

FHQrs, it will be the responsibility of FHQ(Welfare branch) to ensure that the proper 

records of recoveries are made in pass book. As regards personnel proceeding on 

deputations, it has been directed by MHA that henceforth continuity of their membership 

to various schemes of their parent organisations should be ensured even during the 

tenure on deputation / foreign service to other organisation. The terms and conditions of 

deputation shall contain a specific clause to this effect an the lending authority shall 

develop a system for ensuring regular recovery from the salary of the force personnel 

towards these schemes regularly. This is to avoid discontinuance of subscriptions 

leading to suspension of their membership to such schemes and the consequential 

denial of the financial benefits on the happening of some mishap Personnel proceeding 

on deputation will be clearly explained that the responsibility for timely / regular payment 

of subscriptions will be their own and that the defaulters will be disqualified from the 

membership. THE DISQUALIFIED MEMBER WILL NOT BE ELIGIBLE FOR THE 

BENEFITS UNDER THE SCHEME EXCEPT REFUND OF SAVING ELEMENTS with 

interest at par with prevailing Post Office term deposit (5 years) rates . Revival of 

membership may be considered by the Managing Committee/Governing body of the 

Fund on receipt of a written request from the defaulter member agreeing to pay all 

outstanding payments in one lumpsum with penalty. 

20. THE FUND CELL 

A Fund Cell to be headed by serving Officer of the rank of Section Officer with 

adequate experience of accounting matters will be set-up under the overall control and 

supervision of the Custodian of the Fund i.e. DIG(Wel). It would be adequately staffed as 

per the volume of work. The cell shall consist of a good mix of experienced / retired 

personnel who are physically fit and mentally sound and serving CISF personnel. The 

personnel selected for manning the Cell should have sound knowledge of accounting 

procedure. In order to have proper maintenance of accounts, passbooks & other records 

the maximum work of Fund Cell shall be computerised. Hence, computer trained CISF 

personnel may also be engaged for Fund Cell. 

38

21. ENHANCEMENT OF BENEFITS 

1. No enhancement of benefits shall be considered by the Governing Body till such 

time the same is first vetted by AD(Accounts) and then at least 75% of the 

members of the Governing Body agree for the same. 

2. The scheme envisages equality of all members in terms of their contributions to 

the Fund and the benefits to be derived there from. Therefore, while 

contemplating increase in subscriptions to enhance the benefits to the 

beneficiaries the subscription paying capacity of the Constabulary should be the 

sole criteria. 

22. INTERPRETATION 

Whenever a question arises as to the exact meaning, clarification, explanation of 

the effect of any word, term, clause, rule, resolution or ambiguity arising in the reading of 

these rules or any of the orders, decisions or awards of the Governing Body, the decision 

of the President of the Fund shall be final. 

23. JURISDICTION 

AT DELHI. 

All matters of legal disputes shall be under the JURISDICTION OF THE COURTS 

24. MISCELLANEOUS 

The contributions for covering the Risk element in the scheme have been decided 

after taking into account the average death rate per month and invalidations per month. 

The arrangements have been made to cater for the benefits in case of mortality rate 

increasing and invalidation per month. However, in the event of death/invalidation rate 

increasing this limit, the contributions towards the Risk elements will be enhanced 

proportionately to cater for the prevailing rate of deaths/invalidations. 

39

40 

Appendix -A 

APPLICATION FOR GRANT OF BENEFITS OUT OF CISF RISK-CUM SAVING FUND 

SCHEME. 

(To be filled by the members 3 months before the date of retirement). 

PART - I 

1. CISF No. Rank & 

Name of the individual 

:__________________________________________ 

2. CISF Unit /Estt. :__________________________________________ 

3. Date of joining the Scheme :__________________________________________ 

4. Date of leaving the Scheme :__________________________________________ 

5. Reason for leaving the 

Scheme 

6. Address of nominee/ 

individual where payment is to 

be remitted 

7. If the nominee is minor, name 

of person to whom the amount 

will be paid and his/her address. 

8. Details of banker:- 

a) Name of the Bank 

b) Name of Branch & Code No. 

c) Account Number. 

Place: 

:__________________________________________ 

:__________________________________________ 

___________________________________________ 

___________________________________________ 

___________________________________________ 

:__________________________________________ 

__________________________________________ 

__________________________________________ 

__________________________________________ 

__________________________________________ 

__________________________________________ 

Date: Signature of Applicant.

PART - II 

1. The above particulars have been verified and found correct. 

2. As per Pass Book, the subscriptions paid are as under:- 

(a) Subscriptions towards Risk Fund Scheme 

Rs.___________From______________ 

to___________. 

(b) Subscriptions towards RS Fund Scheme prior to 31.07.2002 

(i) Saving Element @ Rs.30/- p.m. 

From _____________ to 31.07.2002. Rs.______________. 

(ii) Pension Element @ Rs.40/- p.m. 

From _____________ to 31.07.2002. Rs.______________. 

(c) Subscriptions towards CISF Central Welfare (Risk Premia-Cum-Saving) Fund 

scheme - 2002 

(i) Saving Element @ Rs.50/- p.m. 

From _____________ to __________ Rs.______________. 

3. Designation of the DDO 

4. Name of the Bank with IFSC Code No. where bank drafts / RTGS is to be sent. 

5. E-mail ID of the Unit. 

6. Unit Welfare Fund or RS Fund Account No. 

41 

Signatures of Head of Office / DDO

PART - III 

1. Amount admissible & sanctioned. : 

a) Risk Fund with bonus. : 

b) Saving Elements with interest. : 

__________________________________________________________________ 

Note:- The application should be supported by a payee's pre-receipt duly affixed with 

revenue stamp and attested by Gazetted Officer. In case of invalidation the Pass 

Book should be supported by a copy of the certificate issued by the medical 

board. 

42

APPENDIX "B" 

NOMINATION FOR BENEFITS UNDER THE REVISED CISF RISK PREMIA CUM SAVING SCHEME 

Name and 

address of 

first 

nominee (s) 

Relationship 

with the 

member of the 

scheme 

Age and date 

of birth of first 

nominee (s) 

Share to be 

paid to 

each 

Contingencies 

on happening 

of which the 

nomination 

shall become 

invalid 

Names, address and 

relationship with age 

and date of birth of the 

person(s) to whom the 

right of the nominee 

shall pass in the event 

of first nominee 

predecessing the 

member of the scheme 

or in consequence of 

his/ her death/ 

ineligibility in order of 

precedence. 

(1) (2) (3) (4) (5) (6) 

Date:____________________ Signature of member of the scheme with date 

Name _______________________________ 

Rank __________ Force No ____________ 

Witness to the signatures 

1. _______________________________________ 

CISF No, Rank and Name (In block letters) 

2. _______________________________________ 

CISF No, Rank and Name (In block letters) 

43

ANNEXURE "A" 

SUMMARY OF QUARTERLY SUBSCRIPTION OF RISK PREMIA-CUM-SAVING FUND SCHEME 

FOR THE PERIOD FROM________TO ________ 

Sl. Posted Amount Balance 

No strength due pending from 

last month 

(in Rs.) (in Rs.) 

(1) (2) (3) (4) 

NAME OF THE UNIT ______________ 

Total 

amount 

due 

(in Rs.) 

Amount 

sent 

(in Rs.) 

Interest 

sent 

(in Rs.) 

Grand 

Total 

(in Rs.) 

(5) (6) (7) (8) 

(3+4) 

(6+7) 

44 

Balance 

in Rs. 

Remarks 

(9) (10)

Annuxure "B" 

NOMINAL ROLL OF PERSONNEL IN WHOSE RESPECT QUARTERLY 

SUBSCRIPTIONS ON ACCOUNT OF REVISED CISF RISK PREMIA CUM 

SAVING SCHEME 2002 IS OUTSTANDINGYEAR___________________ 

(TO BE ISSUED BY DDO/ HEAD OF OFFICE) 

UNIT/ OFFICE ................................................................................................................................... 

SL Force No. Rank Name Details of 

quarters and 

year for which 

subscription is 

outstanding 

Amount 

outstanding 

Reasons for 

non-recovery, 

if any 

(1) (2) (3) (4) (5) (6) (7) 

Place:____________________ Signature of DDO/Head of Office 

Dated:____________________ Name of Unit 

45

Annexure "C" 

ANNUAL STATEMENT OF RISK-CUM-SAVING-FUND SCHEME FOR THE 

YEAR___________________ 

(TO BE ISSUED BY DDO) 

No.Rank and Name Item Opening 

Balance 

Deposit 

during the 

year 

Interest Total 

(3+4+5) 

(1) (2) (3) (4) (5) (6) 

Saving Element 

Place:____________________ Signature of DDO/Officer-In-Charge CISF Unit 

Dated:____________________ Name of Unit 

46

RULES FOR THE ADMINISTRATION OF CENTRAL INDUSTRIAL SECURITY 

UNIT REGIMENTALFUND 

1. SHORT TITLE 

These rules may be called the Central Industrial Security Force unit 

Regimental Fund Rules. 

2. DEFINITIONS 

In these rules, unless the context otherwise requires :- 

(i) “Director General" means the Director General of the Central 

Industrial Security Force. 

(ii) “Force" means the Central Industrial Security Force; 

(iii) “Fund” means the Central Industrial Security Force unit Regimental 


(iv) “Members” means all Government servants in the service of the 

force, whether on uniform or non-uniform posts and includes 

personnel on deputation to other departments and those serving on 

deputation with CISF from other departments. 

(v) "Unit" means a contingent of the force deployed under a Head of 

Office declared as such by the Competent Authority. 

3. APPLICATION 

The benefits of the fund shall be extended to all members. 

4. OBJECT 

(A) The object of the fund shall be :- 

To streamline the maintenance of all miscellaneous funds under one head 

i.e. unit Regimental Fund and to ensure proper maintenance of record as well as 

accountability. 

All existing funds except Canteen Fund and Welfare fund would be merged 

into one fund under CISF UNIT REGIMENTAL FUND. 

Minimum serving force personnel will be detailed for running Canteen, 

farms, mills, cinema, temple etc. Wards or family of CISF personnel may be 

engaged to run such activities. 

(B) Guidelines for Utilization of Unit Regimental Fund - 

i) To develop infrastructure for improve of Fund; 

ii) To hold Regimental function like Mela, Games, functions etc. 

iii) Any other bonafide purpose for the welfare of Force personnel and their 

families / wards. 

47

5. SOURCES OF INCOME / FUND 

The fund shall be constituted from and supported by :- 

(i) The fund will be constituted by merger of Atta chakki fund , Cinema fund, 

Band fund, Mandir fund, Mosque fund, Gurdwara fund, Vegetable farm 

fund, PCO fund , Gas agency fund , Garden fund, Grocery shop fund, 

Poultry fund , Kitchen garden fund, Community hall fund, Cable TV/Video 

fund, Tailoring fund, Barat Ghar fund, Nursery school fund, Family welfare 

center fund, Computer fund, Beauty parlour fund and any other fund 

maintained by the units. No separate fund will be opened without the 

permission of DG/CISF. 

(ii) Donations and grants from the Central or State Governments or other 

Government and quasi Government bodies including public undertakings. 

(iii) Voluntary contributions and donations from private persons or bodies 

provided that such contributions or donations will be accepted only with the 

approval of the Director General / Sector IsG if the amount is more than 

Rs.1,000/- 

(iv) Interest on fixed deposits and other investments in Bank/ Postal Accounts. 

(v) Profit gained from sales proceedings of items, hire/rental charges etc. 

6. ADMINISTRATION OF UNIT REGIMENTAL FUND 

(1) The fund shall be administrated by a Managing Committee consisting of:- 

(a) President - Head of the office/ Unit/ Trg. Inst./Res.Bns. 


(b) Vice- 

President 

- Second - in- command. 

(c) Secretary/ - Gazetted officer (Incharge of Welfare Fund). If 

Manager GOs are not available, Inspector/ Sub- 

(d) Treasurer 

Inspector may be nominated. 

- Asstt. Comdt/ Inspector/ Sub- Insp. Incharge 

(Welfare) 

(e) Line - One Gazetted Officer as President and two 

Committee subordinate officers as members. 

(f) Member - One from each other ranks. 

(2) The committee will meet once in a month to transact the following business:- 

(a) Review the working of the Fund; 

(b) Fix the rates / profit on sales of items etc. 

(c) Allocate / invest fund to the unit Welfare Funds. 

(d) Review sports / welfare activities to be financed from out of the fund. 

(e) Write off of losses, or irrecoverable items / funds, if any. 

(f) Review of Income and Expenditure accounts and Balance Sheet of 

the fund. 

48

7. FINANCIAL POWERS- (Regimental Fund) 

AUTHORITY FINANCIAL POWER 

RECURRING NON 

Write off specific 

RECURRING cases. 

DG/CISF Full Full Full 

Sector IG & Rs 50,000/ p.a. Full 

Rs. 10000/- 

IG(HQrs) 

Details of 

expenditure to be 

submitted to Force 

Headquarters 

information. 

for 

DIsG(Zonal/Pl-ant), Rs 1,25,000/ p.a. Up to Rs.75,000/ at Rs. 5000/- 

Director NISA& DIG 

one time 

Trg/FHQ. 

Details of 

Comdt. of Unit & Rs.1,00,000/ p.a. 


submitted to Sector 

IG for information. 

Upto Rs. 50,000/- Rs. 2500/- 

Principal of 

p.a. 

Trg.Institution 

To be ratified by the 

Managing 

Committee. 

Details of 

Dy. Comdt. of Unit Rs.75,000/ p.a. 


submitted to Zonal 

DIsG. 

Upto Rs. 25,000/p.a. 


Managing 

Committee. 

Rs.500/- 

Details of 

AC of Unit Rs.50,000/ p.a. 



DIsG. 

Upto Rs. 20,000/p.a. 


Managing 

Committee. 

Nil 

Details of 



DIsG. 

N O T E : The power of writing off will be exercised by next higher formation and in no 

case the power of writing off will be exercised by a formation/unit for its own 

dues. 

49

8. SYSTEM OF ACCOUNTS 

(1) The accounting year will be financial year as adopted by the 

Government of India. 

(2) The treasurer, under the supervision of the Secretary shall be 

responsible for the proper maintenance and up-keep of accounts. 

(3) The Secretary shall place the monthly account of Income and 

Expenditure of the previous month in each monthly meeting of the 

committee for the information of the committee members. 

(4) All transactions should normally be made through Pay Order / Bank 

draft / cheque. Cash in hand should be kept at a minimum. 

(5) Managing Committee shall ensure that various accounts, records 

and documents of receipt and payments are properly maintained and 

that adequate provisions have been made for systematic, internal 

checks for proper accounting of receipts / disbursements. 

(6) Reconciliation of accounts should be done on monthly basis. 

(7) An account in the name of the fund will be opened with any 

Nationalized Bank. 

(8) The Bank account will be operated at least by two office bearers 

jointly. It may be noted that no officer will open an account by 

name. 

(9) Refreshment for Sainik sammelan or any other regimental function / 

meeting or visit of VVIP can be expended with the approval of the 

Managing Committee. . 

(10)Expenditure for betterment and enhancement of the image of the 

force can also be met from this fund with the approval of the 


(11) Cable charges of TV may be incurred from the respective 

Regimental fund of FHQ/Sector/Zone/Unit. 

(12) No loan /advance will be granted to personnel / members. 

(13)The committee will decide and sanction the amounts for expenditure. 

50

(14) The President, Vice - President, Secretary, Treasurer and 

other Ex- officio members of the Managing Committee shall hold 

office by virtue of their respective official position in the Force, while 

other members will be nominated as per rules, for a period of one 

year only. No nominated member shall hold office for the second year 

in succession. 

(15) Although each unit will function independently , the Sector/Zone will 

be responsible to keep a watch on the working of the units under 

their control. 

(16) Pujari /Maulvi/Granthi/Priest may be detailed in Mandir, Mosque, 

Church, as the case may be with approval of Managing Committee 

and religious functions, celebration, festivals and any other functions 

as per existing customs will be observed accordingly. 

(17) Standing Orders for Brass/Pipe bands of Central Industrial 

Security Force will be as follows:- 

(i) CISF maintains a Brass/Pipe bands which is placed under 

administrative control of Commandant of 

units/Battalions/Training institutes. Sector IsG will fix the 

strength of the band from available posted strength. 

(ii) The Band is utilized for Republic Day/Raising Day Parade and 

other important functions organized/ sponsored by FHQrs. 

(iii) Payment will be taken in advance for actual booking time. 

(iv) 15% cancellation charges will be levied on all booking 

cancelled by the concerned parties. 

(v) The concerned unit/battalion /Training institutions commander 

reserves the right to cancel bookings 72 hours before the 

scheduled time. No cancellation charges will be deducted in 

case of exigencies of official commitment for a function of the 

force. 

(vi) Bands once booked should not be cancelled under normal 

circumstances. 

(vii) Transport charge as per Government rules will be charged 

from the hiring agency in addition to band hiring charges. 

(viii) Halting charges of transport will be charged as per Govt. Rules. 

per hour. 

51

(ix) Band will not be hired for overnight functions involving stay of 

the band at an outside location without prior sanction of the 

concerned unit/Battalion /Training institutions commander. 

(x) Band will not be hired for more than 03 hours for a single 

function. 

(xi) Band will generally not to be hired out to places located beyond 

50 KM from the location. 

(xii) The band party not to accept any rewards/liquor from the hiring 

agency and the band in charge will ensure that the band party 

does not consume alcohol before during or after the 

engagement. 

(xiii) The band will play static / seated and the arrangement for this 

will be made by the hiring agency. 

(xiv) The band in no case will play while moving with the marriage 

party/procession. 

(xv) 10% of the earnings are recommended to be given as reward 

to the band personnel as measure to inspire/motivate them. 

(xvi) The band may be hired out to private/civil agencies with 

following charges:- 

BAND RATES AT DELHI / GHAZIABAD 

SN. Particulars Rate 

1. For Serving and retired 

CISF personnel including 

deputationist and ex- 

deputationist 

2. For Senior officers of 

MHA and other CAPFs 

3. For Serving State Police 

Officers and Govt. 

officials 

4. For other than above 

category 

- 52 - 

First hour Rs.3,000/-, for second 

hour and subsequent hour not 

more than three hours 

Rs.1,000/- per hour. 

First hour Rs.10,000/-, for 

second hour and subsequent 

hour not more than three hours 









Rs.5,000/- per hour.

9. RECORDS 

The following records will be maintained :- 

(i) Cash Book and ledgers. 

(ii) Receipt Book serially numbered. 

(iii) Stock Register. 

(iv) Draft incoming/outgoing register 

(v) Cheque issue register 

(vi) Guard file to keep all vouchers etc. 

(vii) Minutes book of the proceedings of Committee. 

(viii) Miscellaneous correspondence files. 

10. HONORARIUM 

The rate of honorarium to the fund clerk and staff maintaining Fund 

as under:- 

11. AUDIT 

Fund clerk - Rs.50/- p.m. 

1. Account of fund shall be audited by an auditor, appointed by Unit 

Commander in every month. 

2. The account of the fund shall be audited annually by the concerned Zonal 

DIG/ Sector IG. 

12. GENERAL POWERS AND INTERPRETATION 

1. The Governing Body of Welfare fund , DG/CISF and Sector IG shall 

have full powers to regulate and issue instructions regarding prescription of 

forms for various purposes including accounts records, payment of and rate 

of profit , honorarium and maintaining accounts or any other matter with a 

view to achieving the objects of the fund. 

2. If any Question arises regarding interpretation of rules, the decision 

of the Governing Body of Welfare fund shall be final and binding. 

53

CENTRAL INDUSTRIAL SECURITY FORCE CANTEEN RULES 

1. LOCATION AND MANAGEMENT 

a) Central Industrial Security Force Unit/Establishment may run a Central Canteen to 

cater for the needs of all CISF personnel at the location provided that if more than 

one Unit/Establishment are located at one place. 

b) The fund shall be administrated by a Managing Committee consisting of :- 

a) President - Head of the office / Unit/Trg. Inst./Res. Bns. 


b) Vice President - Second – in Command 

c) Secretary/Manager - Gazetted Officer (Incharge of Welfare Fund). If 

GOs are not available, Inspector/ Sub-Inspector 

may be nominated. 

d) Treasurer - Asstt. Comdt./Inspector/Sub-Inspector Incharge 

(Welfare) 

e) Line Committee - One Gazetted Officer as President and two 

subordinate officers as members. 

f) Member - One from each other ranks. 

The Unit Managing Committee of canteen fund will meet at least once in a month on 

a date to be decided by the President of the respective committees. The following criteria 

may be adopted:- 

i) The Managing Committee of the Canteen Fund shall decide about welfare activities to be 

financed out of the fund. 

ii) The Managing Committee shall decide items/materials to be purchased and issue 

instructions regarding various business transactions /welfare activities. Hence, the purchase 

shall be made subject to final approval of the Managing Committee. 

iii) While submitting proposal for Admn./Financial sanction, the Managing Committee may 

specify details of each item to be purchased including cost of the item as well as status of the 

Canteen Fund. 

iv) In case the expenditure exceeds more than the financial powers of Unit Managing 

Committee, it may recommend with details to the appropriate higher authority for necessary 

financial approval. 

2. OBJECT 

The object of the Canteen is to provide general stores required for daily use for sale at 

cheaper rates to the members of the Force and bonafide consumers. 

3. PROCEDURES AND MEDIUM OF BUSINESS:- 

All commodities will be sold on cash payment. The word “Administrative Charges” should be 

used in place of word “Profit”. 2% uniform administrative charges be applicable in all the 

formations. The Canteen Fund profit will be utilized for the following welfare measures. 

54

a) For improvement and maintenance of OR’s mess, SO’s Mess, and transit camp 

mess. 

b) Purchase of computer for training of families /wards of CISF personnel, to be installed 

in Family Welfare Centre or similar premises of unit, within convenient approach and 

access of the wards/ families. 

c) Purchase of books for unit library. 

d) Purchase of VCD/DVD player for teaching purpose. 

e) Purchase of Digital projector for recreation of families ad wards of CISF personnel. 

f) Improvement of sports and recreational activities. 

g) Multi Gym. for CISF wards. 

h) Opening of nursery school 

i) Expenditure for refreshment during the Sainik Sammelan or any other regimental 

function / meeting. 

j) Any other bonafide purpose for the Welfare of the CISF personnel and their families 

/wards. 

With regard to (a) above it is further clarified that 10% of canteen profit of various 

units can be utilized annually by Sector IG’s for maintenance/improvement of the OR’s mess. 

SO’s mess and transit camp mess of any unit. Therefore, the canteen profit of 10% only of 

the various units should be deposited in the Sector HQrs which will be utilized for 

maintenance/improvement of OR’s mess. SO’s mess and transit camp mess by Sector IsG 

under their jurisdiction. The Sector IsG welfare committee shall examine and approve the 

proposal for such expenditure. 

However, the utilization of remaining profit will be decided by Unit Welfare Committee for the 

above purpose as quoted in sub para (a) to (j) and accordingly proposal will be moved for 

sanction of appropriate authority for onward procurement of items for welfare activities. 

4. STAFF AND ALLOWANCES: 

Staff as detailed in rule 1 (b) above will be posted to the Canteen from the sanctioned 

allocation through a notification by the Chairman. They will be paid monthly honorarium at 

rated prescribed below from the profits made by the canteen. 

Canteen Manager (SO/Min) Rs. 50/- per month 

Canteen clerk (SO/Min) Rs. 30/- per month 

Canteen H/C Rs. 30/- per month 

Constable (Tea Canteen) Rs. 20/- per month 

Constable (Halwai) Rs. 20/- per month 

Salesman (Const. Rs. 20/- per month 

5. TIMINGS: 

Timing during which the canteen will remain open will be notified by the Unit 

Commander/Chairman from time to time through Circular order. 

6. TEA CANTEEN :- 

Tea Canteen will function as an integral branch of the Canteen and besides tea, will also 

cater for Sweets, cold drinks and any other items approved by the Chairman from time to 

time. 

i) The sales will be affected by Tea Canteen at the rates fixed by the chairman from 

time to time. 

ii) Sales will be made against cash/coupon only. 

55

7. DUTIES:- 

i) President :- The Head of Office of unit, Central Industrial Security Force as President of the 

Canteen will preside at General meetings and supervise the administration of the Canteen 

generally through the Vice president. 

The President (Head of Unit) of the canteen with the assistance of Vice President (2 nd in 

Command) and Manager of the canteen shall closely supervise the administration to ensure 

smooth functioning of canteen and also review the working of the staff posted therein. The 

staff should be posted on rotational basis and changed periodically as per administrative 

convenience. The key persons like Canteen manager, Treasurer, Canteen Clerk and 

Canteen Head Constable may continue upto maximum period of two years only. 

ii) Vice President :- He will be responsible to the Head of Office (President) for efficient 

running of the Canteen and with the assistance of the Manager of the Canteen will conduct 

all transactions and sanction purchase of stores. He will bear in mind that the sanction of a 

general meeting will be necessary for all transactions in regard to contracts and to items of 

heavy expenditure. He will ensure that the general meetings are held quarterly and that 

accounts for proceeding months are correctly maintained duly signed and a statement of 

receipt and payment is put up to the President by the 15 th of the following month. He will 

ensure that the accounts are audited annually and stocks actually checked each quarter by 

the Audit Board. 

Joint canteen account will be maintained in the name of vice president and secretary 

or treasurer. All cheque books, savings accounts and other valuable documents of the 

Canteen will be kept in the custody of Vice President. All cheques or withdrawals from the 

Banks will also be signed by him. 

iii) Manager:- He will be responsible for general supervision of all transaction and to arrange 

the supply of all goods locally or otherwise on reasonable price. He will also be responsible 

to see that Canteen under office deposits sale cash and coupons on the following working 

day in the Treasure chest and would see that no such amount is detained without sufficient 

cause. 

b) He will summon the line Committee to check and inspect the fresh purchases or put them 

up before the Vice President or President. 

c) He will bring to the notice of the President all articles lying unsold for more than six months 

and obtain his orders regarding disposal. 

d) He will report all damage cases of dead stocks or items of sale to the President. 

e) He will check the registers twice a month and the stock quarterly and will sign the registers 

in token of having done so. He will keep the President informed of any discrepancies 

discovered by him. 

f) He will be responsible for running the Central Industrial Security Force Tea Canteen. 

g) He will maintain separate sanction books for Canteen and Tea canteen and obtain 

sanction in those books from the chairman before any purchase is made. 

h) Canteen Manager can make local purchases of essential articles upto Rs.500/- at a time. 

iv) Canteen Head Constable:- 

a) He will be responsible for all articles on charge of the canteen according to the stock 

and dead stock register. 

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) He will regularly maintain the stock register daily sale Register (Pucca and Kuccha) 

credit sale ledger dead stock registers. The daily register (Pucca) and general Stock 

Register shall be completed daily from the daily Sale Register (Kaccha) and Daily 

sale Register (Pucca). 

c) He will be responsible for all retail business transactions and for the correction 

deposit of money against daily sales which should daily be entered in stock and sale 

register. 

d) He will be responsible to bring to the notice of the Manager all articles lying unsold for 

more than six months. 

e) He will inform the Manager as soon as any article is damaged rendered 

unserviceable or unfit for sale. 

f) He will be responsible for cleanliness of the canteen and Recreation room. 

g) He will invariably deposit the Cash obtained from daily sales in the Treasure Chest on 

the next working day. 

v) Canteen Clerk (SO/Min) 

a) He will be responsible for regular and proper up keep of cashbook and payment register. 

He will prepare bills and undertake all correspondence connected with the canteen affairs. 

He will prepare statement of receipt and expenditure every month, which will be put up 

before the President before the 15 th of the following month. 

b) He will receive the cash from the canteen under officer daily and prepare deposit cheque 

immediately which will be signed by the President. 

c) He will be responsible for preparing the bills. 

vi) Canteen Salesman :- 

a) They will arrange articles in the show room and store room as directed by the canteen 

NCO and will be responsible for the cleanliness of the canteen and recreation room 

and all articles therein. 

b) They will lay out newspapers and other journals on the tables in the Recreation Room 

daily by 0700 Hrs. 

vii) Tea Canteen In Charge:- 

a) He will be responsible for maintaining all the records relating to the Tea Canteen. 

b) He will be responsible to the Manager for the general supervision of all transactions 

and to arrange for supply of articles catered by the Canteen. 

c) He will also be responsible for depositing with the canteen Hawaldar the coupons 

received each day against sales. 

d) He will regularly maintain the stock Register daily, sales Registers. Sanction Register, 

daily profit Register or any other record required for running the tea Canteen. 

e) He will bring to the notice of the Manager of all such perishable articles, which remain 

unsold for more than a day. 

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f) He will assist the Canteen H/C in getting sweets etc. made for sale in the Canteen. 

viii) Tea Canteen Salesman :- 

a) He will be responsible to effect sales of all items of food and drink maintained by the 

Tea Canteen against coupons only. 

b) He will prepare Tea and cold drinks according to daily requirement. 

c) He will be responsible for general cleaning and up keep of the tea Canteen part of the 

premises. 

8. Financial Powers: 

Financial powers for the Canteen Fund are given below:- 

FINANCIAL POWERS OF CISF CANTEEN FUND FOR WELFARE PURPOSES AND 

WRITE OFF SPECIFIC CASES 

AUTHORIY EXTENT OF POWERS WRITE 

CASE 

OFF SPECIFIC 

DG/CISF Full Full 

ADG/CISF Full Rs.50,000/- 

IG/HQrs, Sector IG and IG Full Rs.10,000/- 

NISA 

DIG (Zon al/Plant) and DIG 

(Trg) FHQ, DIG (Adm), FHQ 

Gp. 

Commandant/Commandant 

of Unit and Principal of Trg. 

Institution. 

Rs. 1.25 lakh Per annum per 

unit. Details of expenditure 

be submitted to concerned 

IG for information. 

Upto Rs.1,00,000/- per 

annum. To be ratified by the 

Unit Managing Committee. 

Details of expenditure be 

submitted to concerned DIG 

for information. 

Dy. Commandant of Unit Upto Rs.75,000/- per annum. 

To be ratified by the unit 



submitted to Zonal DIG for 

information 

AC of Unit Upto Rs.50000/- per annum. 

To be ratified by the unit 



submitted to Zonal DIG for 

information. 

NOTE:- i) The power of writing off will be exercised by the next higher formation and in no 

case the power of writing off will be exercised by a formation/ unit for its own dues. 

ii) The items / material to be purchased out of the Canteen Fund profit may be decided by 

the Managing Committee of the concerned units /office/establishment/institution. 

58 

-- 

- 

- 

--

9. AUDIT 

Account of fund shall be audited by an auditor, appointed by unit Head of Office in every 

month. In order to prevent malpractices. It shall be ensured that the accounts are audited 

monthly and physical verification of stock be done quarterly by the Audit board. 

The account of fund shall be audited by the concerned unit commander, Gp. Commandant, 

DIG and Sector IG. 

GUIDELINES FOR UTILIZATION OF CANTEEN PROFIT FOR WELFARE ACTIVITIES IN 

THE FIELD FORMATIONS. 

a) For improvement and maintenance of OR’s Mess, SO’s mess and transit camp mess 

b) Purchase of computer for training of families/wards of CISF personnel, to be installed 

in the Family Welfare Centre or similar premises of the unit, within convenient 

approach and access of the wards/families. 

c) Purchase of books for unit library 

d) Purchase of VCD/DVD player for teaching purpose. 

e) Purchase of Digital projector for recreation of families and wards of CISF personnel. 

f) Improvement of sport and recreational activities. 

g) Multi Gym for CISF wards 

h) Opening of nursery school 

i) Expenditure for refreshment during the Sainik Sammelan or any other Regimental 

Function/Meeting 

j) Any other bonafide purpose for the Welfare of the CISF personnel and their families 

/wards. 

2. With regard to (a) above, it is further clarified that 10% of canteen profits of various 

units can be utilized annually by Sector IG’s for maintenance/improvement of OR’s mess, 

SO’s mess and transit camp mess of any unit. Therefore, the canteen profit of 10% only of 

the various units should be deposited in the Sector Headquarter which will be utilized for 

maintenance / improvement of OR mess, SO mess and transit camp mess by Sector IsG 

under their jurisdiction. The Sector IG’s Welfare Committee shall examine and approve the 

proposal for such expenditure. 

3. However, the utilization of remaining profit will be decided by Unit Welfare Committee 

for the above purposes as quoted in para -2 sub-para (a) to (j) and accordingly proposal will 

be moved for sanction of appropriate authority for onward procurement of items for welfare 

activities. The financial powers of appropriate authority (for utilization of canteen profits) are 

enumerated in Appendix ‘A’. 

4. Further, the unit Managing Committee for canteen fund will meet at least once in a 

month on a date to be decided by the President of the respective Committees as per existing 

rules. The following criteria may be adopted:- 

i) The Managing Committee of the Canteen Fund shall decide about the welfare 

activities to be financed out of the fund. 

ii) The Managing Committee shall decide items/ materials to be purchased and issue 

instructions regarding various business transactions / welfare activities. Hence, the 

purchase shall be made subject be made subject to final approved of the Managing 

Committee. 

iii) While submitting proposal for Admn/ Financial sanction, the Managing Committee 

may specify details of each item to be purchased including cost of the item as well as 

status of the Canteen Fund. 

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iv) In case the expenditure exceeds more than the financial powers of the unit 

Managing Committee, it may recommend with details to the appropriate high authority 

for necessary financial approval. 

10. GENERAL:- 

i) The expenditure up to Rs.5/- per person per month can be made for refreshment during 

the Sainik Sammelan or any other Regimental Function/Meeting out of the canteen fund with 

the approval of Managing Committee. In case the unit does not have sufficient fund, the 

expenditure may be met from the unit Welfare Fund with approval of Controlling Officer, 

subject to ratification of the same by the Managing Committee. 

ii) A suggestion book will be kept in the canteen, which will be placed at the counter during 

the working hours. Any member of the Force will be permitted to record his suggestion in it 

under his full name, rank/number and signature. This book will be examined by the Manager 

weekly and will be put up before the President in every month with the result of monthly 

stock checking. 

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Welfare Fund Manual-2012 - Central Industrial Security Force

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