A Single Parent Guide - Ministry of Social and Family Development
A Single Parent Guide - Ministry of Social and Family Development
A Single Parent Guide - Ministry of Social and Family Development
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page • 08<br />
FINDING A PLACE TO LIVE<br />
One <strong>of</strong> the first things on your mind must be to find a<br />
place to live, so that you <strong>and</strong> your children have a place<br />
to call home.<br />
What are some <strong>of</strong> the housing schemes that apply<br />
to me?<br />
The Public Scheme allows Singapore Citizen families,<br />
including widowed or divorced citizens who are at least<br />
21 years old <strong>and</strong> with children under their legal custody,<br />
to form a family nucleus for purchasing an HDB flat. The eligible applicant can buy<br />
a flat direct from HDB, a resale flat in the open market, or a resale flat under the<br />
CPF Housing Grant Scheme. For purchase <strong>of</strong> a flat direct from HDB or a resale flat<br />
under the CPF Housing Grant Scheme, the applicant must meet eligibility conditions<br />
such as non-ownership <strong>of</strong> private property <strong>and</strong> a monthly household income not<br />
exceeding $8,000. The applicant must also not have acquired or disposed <strong>of</strong> a<br />
private residential property within 30 months before the date <strong>of</strong> application or<br />
between the date <strong>of</strong> application <strong>and</strong> the date <strong>of</strong> completion <strong>of</strong> the purchase.<br />
The CPF Housing Grant Scheme allows first-timer Citizens families, including<br />
widowed or divorced persons who are at least 21 years old <strong>and</strong> with children under<br />
their legal custody, to obtain a housing grant as financial assistance when they buy<br />
a resale flat in the open market. Applicants who meet the housing grant eligibility<br />
conditions can make use <strong>of</strong> the CPF housing grant for the initial downpayment or<br />
to reduce the mortgage loan quantum.<br />
First-timers are those who are currently not owners <strong>of</strong>, or have not previously sold<br />
subsidised flats. Eligible first-timer Citizen families can apply for the <strong>Family</strong> Grant<br />
<strong>of</strong> $30,000. If you are buying a resale flat to live near your parents, you may apply<br />
for the <strong>Family</strong> Grant <strong>of</strong> $40,000.