A Single Parent Guide - Ministry of Social and Family Development

page • 08
FINDING A PLACE TO LIVE
One of the first things on your mind must be to find a
place to live, so that you and your children have a place
to call home.
What are some of the housing schemes that apply
to me?
The Public Scheme allows Singapore Citizen families,
including widowed or divorced citizens who are at least
21 years old and with children under their legal custody,
to form a family nucleus for purchasing an HDB flat. The eligible applicant can buy
a flat direct from HDB, a resale flat in the open market, or a resale flat under the
CPF Housing Grant Scheme. For purchase of a flat direct from HDB or a resale flat
under the CPF Housing Grant Scheme, the applicant must meet eligibility conditions
such as non-ownership of private property and a monthly household income not
exceeding $8,000. The applicant must also not have acquired or disposed of a
private residential property within 30 months before the date of application or
between the date of application and the date of completion of the purchase.
The CPF Housing Grant Scheme allows first-timer Citizens families, including
widowed or divorced persons who are at least 21 years old and with children under
their legal custody, to obtain a housing grant as financial assistance when they buy
a resale flat in the open market. Applicants who meet the housing grant eligibility
conditions can make use of the CPF housing grant for the initial downpayment or
to reduce the mortgage loan quantum.
First-timers are those who are currently not owners of, or have not previously sold
subsidised flats. Eligible first-timer Citizen families can apply for the Family Grant
of $30,000. If you are buying a resale flat to live near your parents, you may apply
for the Family Grant of $40,000.