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JANUARY 2012 - Liberty Online

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Published by HFCRC/HFFCU Volume 4, Issue 1 January <strong>2012</strong><br />

♦ Individual<br />

Development<br />

Accounts<br />

♦ Resume’ Assistance<br />

♦ Financial Education<br />

♦ Budgeting, Debt<br />

and<br />

Credit Management<br />

♦ Job Seeking<br />

Assistance<br />

♦ Small Business<br />

Development<br />

♦ No cost Internet<br />

Access<br />

♦ No cost Computer<br />

Access<br />

♦ <strong>Online</strong> Schooling<br />

Access<br />

♦ Resource Library<br />

♦ Fraud Prevention<br />

♦ Payday Loan<br />

Alternatives<br />

♦ Car Buying<br />

Solutions<br />

♦ Home Buyer<br />

Education<br />

♦ Saving Plans<br />

♦ Foreclosure<br />

Prevention<br />

Assistance<br />

♦ Community<br />

Economic<br />

Development<br />

EXPANDS TO EAST HAWAII<br />

Hawaii First Community Resource Center is proud to announce the opening of its Hilo Community<br />

Resource Center (CRC) conveniently located next door to the Hawaii First Federal Credit<br />

Union in the Hilo Shopping Center. The Hilo CRC provides the same no-cost services and resources<br />

to residents of East Hawaii as the Hawaii First Community Resource Center located in<br />

Kamuela. The wonderful staff of both Community Resource Centers are excited to serve you.<br />

Waimea Shopping Center<br />

E. Mahealani Thompson –Community Development Director, CCUFC<br />

Naomi Tachera –Empowerment Outreach Coordinator<br />

Amber Bannister –Community Resource Center Representative, CCUFC<br />

Hilo Shopping Center<br />

Keala Barnett –Community Development Coordinator, CCUFC<br />

Joseph O’Connell –Empowerment Outreach Coordinator, CCUFC<br />

Christa Abobo –Community Resource Center Representative<br />

Please feel free to visit or contact any one of our locations.<br />

We look forward to serving you!<br />

TAX TIME AGAIN!!<br />

Good news for procrastinators! Because of the weekend<br />

and the observance of Emancipation Day, there are two<br />

extra days to file taxes in <strong>2012</strong>. You must submit your<br />

2011 tax forms electronically or have them postmarked<br />

by Tuesday, April 17, <strong>2012</strong>. But even if you wait until the<br />

last moment to file your taxes, there are three things you<br />

can do right now to lessen the stress:<br />

1. Get a set of folders or large envelopes and label them for your various tax documents.<br />

As you receive tax information from your employer, the Credit Union and<br />

any other financial institutions, any investments you hold and so on, place them in<br />

the appropriate folder.<br />

2. Make a folder for possible tax deductions as well. Go through your year’s receipts<br />

and pull out those related to real estate taxes, charitable donations, medical expenses,<br />

etc., and place them in the folder. Dig out your 2010 return to help you remember<br />

what you claimed previously.<br />

3. If you are eligible, contribute to your Individual Retirement Account. You have until<br />

tax day to do so, but the sooner the better. Because the interest is accumulating tax<br />

free, you will want to maximize the time you have your money tucked away for retirement.<br />

Once you have the information compiled, you can either provide it to<br />

your tax preparer or do it yourself. You may find that having taken the time to get<br />

organized, filing is the easy part!


Published by HFCRC/HFFCU Volume 4, Issue 1 Page 2<br />

The Hawaii First Community Resource Center (HFCRC) is a community<br />

outreach program of Hawaii First Federal Credit Union.<br />

HFCRC is a no cost resource center, providing services to any residents of the<br />

Big Island of Hawaii, focusing on Hawaii’s much needed economic development,<br />

one family at a time. Whether you want to start/market a small business,<br />

learn how to balance your check book, develop a resume’ or even complete<br />

financial education classes, the HFCRC is there to help you reach your goal!<br />

HFCRC provides computer workstations, internet access, printing, copies, fax<br />

machine, a resource library, essential office supplies and of course, a helping<br />

hand. All you need is a HFCRC membership card. It’s as easy as getting your<br />

library card!<br />

Call today for more information, and one of our HFCRC coordinators<br />

will be happy to assist you!<br />

COMMUNITY HIGHLIGHTS<br />

On Friday, October 7, 2011, Hawaii First was a participant in the<br />

11th Annual “Girls Night Out” event put on by the North Hawaii<br />

Community Hospital. The event promotes National Breast Cancer<br />

Awareness Month and celebrated 25 years of awareness, education<br />

and empowerment. Hawaii First Community Resource Center<br />

promoted the theme of Financial Health and Wellness which was a<br />

big-hit with all those in attendance. In celebration, the Hawaii<br />

First tables were all decked out in beautiful shades of pink with<br />

drawings every 15 minutes. Hawaii First was able to share with<br />

community members the no-cost services we provide and the wonderful<br />

services of Hawaii First FCU. The event was a great way for<br />

Hawaii First to share our services and aloha with community members,<br />

while supporting a wonderful cause.<br />

“Money First” Financial Education Workshops for January –June <strong>2012</strong><br />

We are excited to be continuing the “Money First” Financial Education Workshops. These FREE workshops are designed to provide<br />

community members with basic financial education promoting debt-management, budgeting and saving plans. Seating is limited,<br />

please call 885-6600 to reserve your seat and confirm class. (See below for a tentative schedule for <strong>2012</strong>)<br />

<strong>2012</strong> Financial Education Schedule<br />

January 10 5– 8pm Financial Ed. Part I April 10 5– 8pm Financial Ed. Part I<br />

January 24 5– 8pm Financial Ed. Part II April 24 5– 8pm Financial Ed. Part II<br />

February 7 5– 8pm Financial Ed. Part I May 8 5– 8pm Financial Ed. Part I<br />

February 21 5– 8pm Financial Ed. Part II May 22 5– 8pm Financial Ed. Part II<br />

March 6 5– 8pm Financial Ed. Part I June 12 5– 8pm Financial Ed. Part I<br />

March 20 5– 8pm Financial Ed. Part II June 26 5– 8pm Financial Ed. Part II<br />

HAWAII FIRST<br />

COMMUNITY RESOURCE CENTER<br />

Waimea Shopping Center<br />

65-1158 Mamalahoa Hwy. Suite 2D<br />

Kamuela, HI 96743<br />

Phone: 885-6600 / Fax: 885-6604<br />

Mon-Fri: 8:30am - 4:30pm<br />

Saturday, by appointment<br />

Hilo Shopping Center<br />

1221 Kilauea Ave, Suite 150<br />

Hilo, HI 96720<br />

Phone: 933-6600 / Fax: 933-6604<br />

Mon-Thurs: 9:00am - 4:00pm<br />

Fri: 9:00am –6:00pm<br />

“Where you come First!”

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