JANUARY 2012 - Liberty Online
JANUARY 2012 - Liberty Online
JANUARY 2012 - Liberty Online
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Published by HFCRC/HFFCU Volume 4, Issue 1 January <strong>2012</strong><br />
♦ Individual<br />
Development<br />
Accounts<br />
♦ Resume’ Assistance<br />
♦ Financial Education<br />
♦ Budgeting, Debt<br />
and<br />
Credit Management<br />
♦ Job Seeking<br />
Assistance<br />
♦ Small Business<br />
Development<br />
♦ No cost Internet<br />
Access<br />
♦ No cost Computer<br />
Access<br />
♦ <strong>Online</strong> Schooling<br />
Access<br />
♦ Resource Library<br />
♦ Fraud Prevention<br />
♦ Payday Loan<br />
Alternatives<br />
♦ Car Buying<br />
Solutions<br />
♦ Home Buyer<br />
Education<br />
♦ Saving Plans<br />
♦ Foreclosure<br />
Prevention<br />
Assistance<br />
♦ Community<br />
Economic<br />
Development<br />
EXPANDS TO EAST HAWAII<br />
Hawaii First Community Resource Center is proud to announce the opening of its Hilo Community<br />
Resource Center (CRC) conveniently located next door to the Hawaii First Federal Credit<br />
Union in the Hilo Shopping Center. The Hilo CRC provides the same no-cost services and resources<br />
to residents of East Hawaii as the Hawaii First Community Resource Center located in<br />
Kamuela. The wonderful staff of both Community Resource Centers are excited to serve you.<br />
Waimea Shopping Center<br />
E. Mahealani Thompson –Community Development Director, CCUFC<br />
Naomi Tachera –Empowerment Outreach Coordinator<br />
Amber Bannister –Community Resource Center Representative, CCUFC<br />
Hilo Shopping Center<br />
Keala Barnett –Community Development Coordinator, CCUFC<br />
Joseph O’Connell –Empowerment Outreach Coordinator, CCUFC<br />
Christa Abobo –Community Resource Center Representative<br />
Please feel free to visit or contact any one of our locations.<br />
We look forward to serving you!<br />
TAX TIME AGAIN!!<br />
Good news for procrastinators! Because of the weekend<br />
and the observance of Emancipation Day, there are two<br />
extra days to file taxes in <strong>2012</strong>. You must submit your<br />
2011 tax forms electronically or have them postmarked<br />
by Tuesday, April 17, <strong>2012</strong>. But even if you wait until the<br />
last moment to file your taxes, there are three things you<br />
can do right now to lessen the stress:<br />
1. Get a set of folders or large envelopes and label them for your various tax documents.<br />
As you receive tax information from your employer, the Credit Union and<br />
any other financial institutions, any investments you hold and so on, place them in<br />
the appropriate folder.<br />
2. Make a folder for possible tax deductions as well. Go through your year’s receipts<br />
and pull out those related to real estate taxes, charitable donations, medical expenses,<br />
etc., and place them in the folder. Dig out your 2010 return to help you remember<br />
what you claimed previously.<br />
3. If you are eligible, contribute to your Individual Retirement Account. You have until<br />
tax day to do so, but the sooner the better. Because the interest is accumulating tax<br />
free, you will want to maximize the time you have your money tucked away for retirement.<br />
Once you have the information compiled, you can either provide it to<br />
your tax preparer or do it yourself. You may find that having taken the time to get<br />
organized, filing is the easy part!
Published by HFCRC/HFFCU Volume 4, Issue 1 Page 2<br />
The Hawaii First Community Resource Center (HFCRC) is a community<br />
outreach program of Hawaii First Federal Credit Union.<br />
HFCRC is a no cost resource center, providing services to any residents of the<br />
Big Island of Hawaii, focusing on Hawaii’s much needed economic development,<br />
one family at a time. Whether you want to start/market a small business,<br />
learn how to balance your check book, develop a resume’ or even complete<br />
financial education classes, the HFCRC is there to help you reach your goal!<br />
HFCRC provides computer workstations, internet access, printing, copies, fax<br />
machine, a resource library, essential office supplies and of course, a helping<br />
hand. All you need is a HFCRC membership card. It’s as easy as getting your<br />
library card!<br />
Call today for more information, and one of our HFCRC coordinators<br />
will be happy to assist you!<br />
COMMUNITY HIGHLIGHTS<br />
On Friday, October 7, 2011, Hawaii First was a participant in the<br />
11th Annual “Girls Night Out” event put on by the North Hawaii<br />
Community Hospital. The event promotes National Breast Cancer<br />
Awareness Month and celebrated 25 years of awareness, education<br />
and empowerment. Hawaii First Community Resource Center<br />
promoted the theme of Financial Health and Wellness which was a<br />
big-hit with all those in attendance. In celebration, the Hawaii<br />
First tables were all decked out in beautiful shades of pink with<br />
drawings every 15 minutes. Hawaii First was able to share with<br />
community members the no-cost services we provide and the wonderful<br />
services of Hawaii First FCU. The event was a great way for<br />
Hawaii First to share our services and aloha with community members,<br />
while supporting a wonderful cause.<br />
“Money First” Financial Education Workshops for January –June <strong>2012</strong><br />
We are excited to be continuing the “Money First” Financial Education Workshops. These FREE workshops are designed to provide<br />
community members with basic financial education promoting debt-management, budgeting and saving plans. Seating is limited,<br />
please call 885-6600 to reserve your seat and confirm class. (See below for a tentative schedule for <strong>2012</strong>)<br />
<strong>2012</strong> Financial Education Schedule<br />
January 10 5– 8pm Financial Ed. Part I April 10 5– 8pm Financial Ed. Part I<br />
January 24 5– 8pm Financial Ed. Part II April 24 5– 8pm Financial Ed. Part II<br />
February 7 5– 8pm Financial Ed. Part I May 8 5– 8pm Financial Ed. Part I<br />
February 21 5– 8pm Financial Ed. Part II May 22 5– 8pm Financial Ed. Part II<br />
March 6 5– 8pm Financial Ed. Part I June 12 5– 8pm Financial Ed. Part I<br />
March 20 5– 8pm Financial Ed. Part II June 26 5– 8pm Financial Ed. Part II<br />
HAWAII FIRST<br />
COMMUNITY RESOURCE CENTER<br />
Waimea Shopping Center<br />
65-1158 Mamalahoa Hwy. Suite 2D<br />
Kamuela, HI 96743<br />
Phone: 885-6600 / Fax: 885-6604<br />
Mon-Fri: 8:30am - 4:30pm<br />
Saturday, by appointment<br />
Hilo Shopping Center<br />
1221 Kilauea Ave, Suite 150<br />
Hilo, HI 96720<br />
Phone: 933-6600 / Fax: 933-6604<br />
Mon-Thurs: 9:00am - 4:00pm<br />
Fri: 9:00am –6:00pm<br />
“Where you come First!”