Annual Report.indd - Liberty Online
Annual Report.indd - Liberty Online
Annual Report.indd - Liberty Online
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
2008 Loan and Deposit Comparisons<br />
Pelican granted 4,462 loans in the amount of $55,859,566<br />
while our peer groups averaged 2,781 loans in the amount<br />
of $44,391,016.<br />
4,462<br />
2008 Loan Portfolio<br />
Pelican paid out $3,776,320 in dividends while our peer<br />
groups averaged $2,997,357.<br />
Peer ratios were obtained from the NCUA Financial Performance <strong>Report</strong>s, 12/31/08 - extracting Credit Unions $100M-$200M in assets with 8-11 branches with mixed SEG and<br />
geographical fields of membership.<br />
Secured<br />
P<br />
E LI<br />
C<br />
A<br />
N<br />
2,781<br />
P<br />
E<br />
E<br />
R S<br />
Commercial<br />
Visa<br />
Unsecured<br />
Mortgage<br />
$3,776,320<br />
P<br />
E LI<br />
C<br />
A<br />
N<br />
$2,997,357<br />
60% more! 26% more!<br />
One measurement of a truly well managed credit union is the<br />
ratio of loans divided by deposits, the efficient use of member<br />
deposits to make member loans.<br />
Pelican<br />
94%<br />
P<br />
E<br />
E<br />
R S<br />
Secured....................50%<br />
Mortgage.................26%<br />
Unsecured...............13%<br />
Visa...........................9%<br />
Commercial..............2%<br />
Peers<br />
86%<br />
The segregated Loan Portfolio represents the<br />
different loan types and the percentages of the<br />
dollar amount in each category.<br />
12
Change language