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Teche Federal Bank Business Internet Banking ... - Liberty Online

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period of non-availability, we agree to post notice of any extended periods of non-availability on the <strong>Internet</strong> <strong>Bank</strong>ing website.<br />

Your Password and Login ID<br />

For security purposes, you are required to change your password upon your initial login to <strong>Internet</strong> <strong>Bank</strong>ing. You determine what<br />

password you will use; the identity of your password is not communicated to us. You agree that we are authorized to act on<br />

instructions received under your password. You accept responsibility for the confidentiality and security of your password. Upon<br />

three unsuccessful attempts to use your password, your access to <strong>Internet</strong> <strong>Bank</strong>ing will be terminated. To reestablish your use of<br />

<strong>Internet</strong> <strong>Bank</strong>ing, you must contact <strong>Teche</strong> <strong>Federal</strong> to have your password reset or to obtain a new temporary password. We<br />

recommend you create a password that utilizes both upper/lower case and alpha/numeric characters. Your password should not be<br />

associated with any commonly known personal identification, such as social security numbers, address, date of birth, or names of<br />

children, and should be memorized rather than written down.<br />

For security purposes, you will be prompted by the system to change your <strong>Internet</strong> <strong>Bank</strong>ing password every 30 days. Additionally, if<br />

you fail to log in to <strong>Internet</strong> <strong>Bank</strong>ing in 45 days, the next log in attempt will lock you out and prompt you to call <strong>Teche</strong> <strong>Federal</strong> to<br />

have your password reset. It is highly recommended that you log in prior to your 45 days lockout.<br />

During the enrollment process you will be asked to designate a Special Customer ID code. The Special Customer ID code can be up to<br />

a total of 15 alphanumeric characters including spaces. This code will be documented by <strong>Teche</strong> for verification purposes, and will not<br />

be shared with any other party. When contacting <strong>Teche</strong> <strong>Federal</strong> by phone regarding your <strong>Internet</strong> <strong>Bank</strong>ing account(s) to reset your<br />

password, etc., you will be asked to provide your Special Customer ID code to <strong>Teche</strong> <strong>Federal</strong>. In the event that you must change your<br />

Special Customer ID code, you must do so in person at one of <strong>Teche</strong> <strong>Federal</strong>’s branches where you will be asked to provide proper<br />

identification.<br />

Electronic Delivery of <strong>Bank</strong>ing Notices<br />

<strong>Teche</strong> <strong>Federal</strong> <strong>Bank</strong> may deliver notices allowed under <strong>Federal</strong> law and regulation via e-mail or posted on the <strong>Internet</strong> <strong>Bank</strong>ing<br />

website. To that end, you agree to receive all such notices electronically and you agree to provide your current e-mail address to <strong>Teche</strong><br />

<strong>Federal</strong> for those purposes.<br />

<strong>Online</strong> Disclaimer and Intellectual Property Notice<br />

<strong>Teche</strong> <strong>Federal</strong> <strong>Bank</strong> endeavors to provide you with the highest quality <strong>Internet</strong> banking available; however, due to the unpredictable<br />

nature of the <strong>Internet</strong>, occasional inaccessibility to our website should be expected. Additionally, <strong>Teche</strong> <strong>Federal</strong> cannot and does not<br />

guarantee the completeness or accuracy of the information provided herein.<br />

<strong>Teche</strong> <strong>Federal</strong> reminds you that the <strong>Internet</strong> lacks inherent security for commercial transactions. Therefore, <strong>Teche</strong> <strong>Federal</strong> <strong>Bank</strong><br />

cannot, and does not; guarantee that downloads from this site will not contain a virus or other destructive device. Additionally, you<br />

provide, request and receive information from this site with the knowledge that such information can be intercepted and/or viewed by<br />

unknown third parties. Please contact <strong>Teche</strong> <strong>Federal</strong> at (337) 365-0366 or 1-800-897-0315 with any questions you may have regarding<br />

the above information and disclaimers. All brand and product names are trademarks or registered trademarks of their respective<br />

owners. Features and services availability are subject to change without notice.<br />

Security<br />

You understand the importance of your role in preventing misuse of your accounts through <strong>Internet</strong> <strong>Bank</strong>ing, and you agree to<br />

examine the statement for each of your accounts. You agree to protect the confidentiality of your account and account number, and<br />

your personal identification information. You understand that personal identification information by itself or together with<br />

information related to your account may allow unauthorized access to your account. Your password and Login ID are intended to<br />

provide security against unauthorized entry and access to your accounts. It is recommended that you do not use the password savings<br />

function of your computer, as this only increases the risk of an unauthorized person accessing your information or performing<br />

unauthorized transactions. Data transferred via <strong>Internet</strong> <strong>Bank</strong>ing is encrypted in an effort to provide transmission security. <strong>Internet</strong><br />

<strong>Bank</strong>ing utilizes identification technology to verify that the sender and receiver of <strong>Internet</strong> <strong>Bank</strong>ing transmissions can be appropriately<br />

identified by each other. Notwithstanding our efforts to ensure that the <strong>Internet</strong> <strong>Bank</strong>ing is secure, you acknowledge that the <strong>Internet</strong> is<br />

inherently insecure and that all data transfers, including electronic mail, occur openly on the <strong>Internet</strong> and can potentially be monitored<br />

and read by others. We cannot and do not warrant that all data transfers utilizing <strong>Internet</strong> <strong>Bank</strong>ing, or email transmitted to and from us,<br />

will not be monitored or read by others. INTERNET E-MAIL IS NOT A SECURE METHOD OF COMMUNICATION AND WE<br />

RECOMMEND YOU DO NOT SEND CONFIDENTIAL INFORMATION BY INTERNET E-MAIL. YOU CANNOT USE<br />

Page 4 of 8<br />

<strong>Business</strong> <strong>Internet</strong> <strong>Bank</strong>ing/ACH Disclosure 6/2009

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