Apr/May - MOWA

April/May 2013
The Bulletin Board
QBE would like to congratulate participating MOWA members for
their 2012 safety group program results!
QBE paid a total of $156,000 to the participating contractors
based on the 2012 program results. You, as members, help
make this Member Benefit Insurance Program successful!
This member benefit program is designed to provide
Property, General Liability, Inland Marine, Business, Auto
and Workers Compensation Insurance to members at a
competitive rate. Our history of assisting in loss reduction
and expense management has helped to build a track
record of paying dividends to the contractor members
enrolled in the insurance program.
QBE not only provides the potential for dividends, but
provides access to their programs and services through
agencies, such as Overland Insurance, who are familiar
with your industry and business insurance needs. Plus
QBE has:
l An “A” rating as a financially strong large carrier, with
a Minnesota-based office for underwriting, marketing,
loss control, plus provides members with strong claims
service.
Tool Box Meeting – Young Worker Mindset
Can your crew answer the following questions about
young work safety correctly? The answers can be
found in the Construction Safety and Health Newsletter.
To subscribe, e-mail Robert.bertera@us.qbe.com
1. Over 110,000 young workers were injured in the workplace
in 2010. True or False?
2. New employee orientation for a young worker may need to
last for weeks or even months. True or False?
3. Young workers may need to be trained differently than adult
workers. In general, young workers need to be shown the
proper way to perform tasks and then demonstrate the tasks,
not just be told how to do them. True or False?
4. The best way for a young worker to learn the company safety
rules is to take the company safety manual home and read
it on their own time.True or False?
5. Learning by trial and error is the most effective way to train
young workers. True or False?
6. Only about half of parents talk to their teens or young adult
children about safety at work. True or False?
7. New employers, just like new employees, have higher
accident rates than established businesses. True or False?
8. Every 9 minutes in the U.S. a young worker is injured in the
workplace. True or False?
9. Mentoring or the buddy system is an excellent way to teach
/ show young workers the proper and safe way to work.
True or False?
10. Statistics show that a significant percentage of all injuries
to young workers occur within the first 30 days on the job.
True or False?
MISSION: Promoting professionalism in the onsite wastewater industry
Page 13
l Commitment and expertise in the areas of workers
compensation, loss control services and safety group
program management.
l The ability to assist MOWA in promoting workplace
safety and injury prevention by providing loss control
service to individual members and sponsoring group
classes, such as the OSHA 10-hour, offered to
members.
This article is to recognize QBE (and their subsidiaries,
such as General Casualty Company of Wisconsin and
Regent Insurance Company) for the dividends paid again
this year to MOWA members. To obtain an insurance
quote or inquire further about the program and eligibility
requirements, questions may be directed to Dianne at
612-875-0295 or the administrative agency, Overland
Insurance, at 218-346-6250.
Insurance for
septic tank installers
and pumpers.
Our Contractors Insurance
Program is tailored to fit the specific
needs of septic system installers. Plus,
we offer competitive rates and a Group Safety
Dividend Plan for eligible MOWA members.
For a free, no obligation quote or more information
you can contact any one of the following:
• Overland Insurance | 218.346.6250 | Perham, MN
• Your local independent QBE agent
10%
Group Safety
Dividend paid
by QBE in 2012
• QBE Minneapolis Regional Office | 800.862.7405
Recommended by:
QBE and the links logo are registered service marks of QBE Insurance Group Limited.
All coverages underwritten by member companies of QBE. © 2013 QBE Holdings, Inc.