Page 12 Little Digger Minnesota Onsite Wastewater Association
<strong>Apr</strong>il/<strong>May</strong> 2013 The Bulletin Board QBE would like to congratulate participating <strong>MOWA</strong> members for their 2012 safety group program results! QBE paid a total of $156,000 to the participating contractors based on the 2012 program results. You, as members, help make this Member Benefit Insurance Program successful! This member benefit program is designed to provide Property, General Liability, Inland Marine, Business, Auto and Workers Compensation Insurance to members at a competitive rate. Our history of assisting in loss reduction and expense management has helped to build a track record of paying dividends to the contractor members enrolled in the insurance program. QBE not only provides the potential for dividends, but provides access to their programs and services through agencies, such as Overland Insurance, who are familiar with your industry and business insurance needs. Plus QBE has: l An “A” rating as a financially strong large carrier, with a Minnesota-based office for underwriting, marketing, loss control, plus provides members with strong claims service. Tool Box Meeting – Young Worker Mindset Can your crew answer the following questions about young work safety correctly? The answers can be found in the Construction Safety and Health Newsletter. To subscribe, e-mail Robert.bertera@us.qbe.com 1. Over 110,000 young workers were injured in the workplace in 2010. True or False? 2. New employee orientation for a young worker may need to last for weeks or even months. True or False? 3. Young workers may need to be trained differently than adult workers. In general, young workers need to be shown the proper way to perform tasks and then demonstrate the tasks, not just be told how to do them. True or False? 4. The best way for a young worker to learn the company safety rules is to take the company safety manual home and read it on their own time.True or False? 5. Learning by trial and error is the most effective way to train young workers. True or False? 6. Only about half of parents talk to their teens or young adult children about safety at work. True or False? 7. New employers, just like new employees, have higher accident rates than established businesses. True or False? 8. Every 9 minutes in the U.S. a young worker is injured in the workplace. True or False? 9. Mentoring or the buddy system is an excellent way to teach / show young workers the proper and safe way to work. True or False? 10. Statistics show that a significant percentage of all injuries to young workers occur within the first 30 days on the job. True or False? MISSION: Promoting professionalism in the onsite wastewater industry Page 13 l Commitment and expertise in the areas of workers compensation, loss control services and safety group program management. l The ability to assist <strong>MOWA</strong> in promoting workplace safety and injury prevention by providing loss control service to individual members and sponsoring group classes, such as the OSHA 10-hour, offered to members. This article is to recognize QBE (and their subsidiaries, such as General Casualty Company of Wisconsin and Regent Insurance Company) for the dividends paid again this year to <strong>MOWA</strong> members. To obtain an insurance quote or inquire further about the program and eligibility requirements, questions may be directed to Dianne at 612-875-0295 or the administrative agency, Overland Insurance, at 218-346-6250. Insurance for septic tank installers and pumpers. Our Contractors Insurance Program is tailored to fit the specific needs of septic system installers. Plus, we offer competitive rates and a Group Safety Dividend Plan for eligible <strong>MOWA</strong> members. For a free, no obligation quote or more information you can contact any one of the following: • Overland Insurance | 218.346.6250 | Perham, MN • Your local independent QBE agent 10% Group Safety Dividend paid by QBE in 2012 • QBE Minneapolis Regional Office | 800.862.7405 Recommended by: QBE and the links logo are registered service marks of QBE Insurance Group Limited. All coverages underwritten by member companies of QBE. © 2013 QBE Holdings, Inc.