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Nonfarm expenses constituted <strong>the</strong> bulk of household expenditures,<br />
particularly during October and January, for both adopters and nonadopters in<br />
1987-88. The same pattern was observed in 1988-89, but expenditures were higher<br />
The adopters had a substantial cash outflo\v from July to December 1987.<br />
The cash outflow during <strong>the</strong> 12-mo period was P1,070 more than <strong>the</strong> cash inflow.<br />
The cash inflow among <strong>the</strong> nonadopters covered <strong>the</strong>ir cash outflow and provided a<br />
net cash flow of P1,268. The noncash outflow was significant among <strong>the</strong> nonadopters<br />
from October 1987 to April 1988. However, this trend was not observed in 1988-89.<br />
Except in December, cash and noncash expenses were evenly distributed throughout<br />
<strong>the</strong> year.<br />
Farm household asset accumulation<br />
The accumulation of assets was given special emphasis in <strong>the</strong> crop production survey<br />
of 1989-90. From April to September 1989, <strong>the</strong>re were only 12 farmers who acquired<br />
farm and household assets, most of which were household items such as gas stoves,<br />
clothing, blankets, and kitchenwares. One farmer bought a hand tractor engine, and<br />
two farmers had <strong>the</strong>ir houses renovated. During this period, adopters acquired<br />
assets worth P1,571; nonadopters spent about P523 on assets. Household assets<br />
were generally purchased with income gained from crops sales; o<strong>the</strong>r assets, such as<br />
tractor engines, were procured iitith loans.<br />
A similar trend was observed in a survey conducted during <strong>the</strong> second crop<br />
(October 1989-April 1990). There were 11 farmers who bought household assets<br />
and had <strong>the</strong>ir houses renovated. The adopters acquired household assets worth P809<br />
during this period, compared with P185 in assets acquired by nonadopters. One<br />
farmer obtained a loan to purchase a carabao; ano<strong>the</strong>r farmer acquired a loan to<br />
renovate his house. Income from crop and animal sales was used only for <strong>the</strong><br />
purchase of small household items and appliances.<br />
ALTERNATIVE TOOLS FOR CLASSIFYING<br />
TECHNOLOGY ADOPTERS<br />
The results of cluster analysis on data collected in 1987-88 revealed four dissimilar<br />
clusters. A partial tree diagram indicated that CL4 and CL7 were under CL2 with<br />
= 0.52; CL6 and CL8 were under CL3 with = 0.64 (Table 4). However, CL7<br />
had only two observations. The cluster analysis on <strong>the</strong> 1958-89 data showed 4 major<br />
clusters but 1 cluster had only 1 observation. For both cropping years, only 3 clusters<br />
with more than 5 observations were considered. Cluster analysis based on variables<br />
related to a particular component of technology was also used, but it produced <strong>the</strong><br />
same result as when <strong>the</strong> VARCLUS-selected variables were used.<br />
hlembership between clusters derived using data from each year were<br />
compared by considering <strong>the</strong> characteristics common to all clusters. There were 32