Worldscope Database Datatype Definitions Guide

Net Interest Income % Average Deposits - 5 Yr Avg
Profitability Ratio, Annual Item; Field 15153
Banks:
Arithmetic average of the last five years of Net Interest Income % Average Deposits
Net Interest Income % Earning Assets
Issue 6
Alphabetical List of Field Definitions - N
Profitability Ratio, Annual Item; Field 15144
Banks:
Net Interest Income / Average of Last Year’s and Current Year’s (Investment-Total + Loans-Net) * 100
This calculation uses restated data for last years values where available
Net Interest Income % Earning Assets - 5 Yr Avg
Profitability Ratio, Annual Item; Field 15147
Banks:
Arithmetic average of the last five years of Interest Income % Earning Assets
Net Interest Income/Net Interest Spread
See NET INTEREST MARGIN (NIM)
Net Interest Margin (NIM)
Supplementary Data, Annual Item; Field 18220
Banks:
NET INTEREST MARGIN (NIM) measures the difference between Interest income and Interest expense,
both based on earnings assets, either total or average earnings assets. This item is expressed as a
percentage.
This item may also be referred to as Net Interest Yield, Net Yield on Average Interest-Earning Assets, Net
Average Yield on Interest-Earning Assets or Net Interest Income as a Percentage of Average Interest-
Earning Assets..
Data for this field is generally not available prior to 1996 for non-U.S. companies and 1991 for U.S. companies.
Footnotes:
A. No standard text
Net Interest Yield
See NET INTEREST MARGIN (NIM)
Net Loan Losses
Supplementary (Asset) Data, Annual Item; Field 01275
Banks:
NET LOAN LOSSES represent the actual amount the bank lost during the year from uncollectable loans.
It is calculated by subtracting recoveries from the amount of loans charged off.
Net Loan Losses % Total Loans
Other Ratio, Annual Item; Field 15019
Banks:
Net Loan Losses / (Loans-Total - Interbank Loans) * 100
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