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2003 Social Report - PDF file - Unipol

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TPL TARIFFS<br />

[ <strong>Unipol</strong> Assicurazioni | <strong>Social</strong> <strong>Report</strong> <strong>2003</strong> – Edition Summary ]<br />

SECTION III – SOCIAL REPORT<br />

In 2002 <strong>Unipol</strong> responded to the request by the Government and consumers for<br />

“moderation” in tariffs with rates rising in line with infl ation for customers with-<br />

out claims.<br />

For the tariffs introduced in <strong>2003</strong> an over-the-board increase of 2% was ap-<br />

plied, with continuing customisation for the qualitative selection of risks and for<br />

the improvement of the mix, with particular regard to rewarding loyal and inci-<br />

dent-free customers.<br />

For these customers the maximum increase in the premium was 2% on the pre-<br />

vious year. This has increased customer loyalty with a far lower level of defec-<br />

tion than when tariffs were regulated, before deregulation in June 1994.<br />

In terms of new customers, <strong>Unipol</strong> rates are<br />

clearly appealing, with an increase in de-<br />

mand and in the number of vehicles insured.<br />

<strong>Unipol</strong> has implemented the protocol agree-<br />

ment on TPL between the Government, AN-<br />

IA and Consumer Associations, with general<br />

price restraint. From 1 July <strong>2003</strong> tariffs will be<br />

in line with this agreement.<br />

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